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Most people find out their bank account got drained the same way. They go to pay for groceries and their card gets declined in front of everyone. That's not just embarrassing. It's a nightmare. Here's what happens. Fraudsters don't clean out your account in one shot. They start small, say a $2 test. And if it goes unnoticed, they come back for everything. Most people don't check their balance daily. That gap is exactly what criminals count on. The fix is free and takes just a minute. Log in to your bank app, find alerts or notifications and settings, and turn on transaction alerts for anything over $1. Add a low balance warning too, and turn on new payee notifications. Now your phone catches fraud before your bank does. The average victim loses over $1,000 before they notice anything's wrong. Don't be that person. Join a million folks to get my free newsletter at getkim.com. Next up, a call from my weekend show. The Kim Kumando Show. Enjoy. 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Find a great Toyota Truck Month deal today when you visit buyatoyota.com. That's buyatoyota.com. Toyota, let's go places. Teresa in Detroit, Michigan. Hi, Teresa. Hello, how are you? I'm good. I'm good. What's going on? Well, I wanted to share with other people in the hopes that no one else will get, you know, have this happen to them. I'm a retired public school teacher, and I'm just, you know, sitting at my, you know, desk doing some computer work. And I get a phone call from, it said the name of my bank, or credit union, actually. And when I answered, they said, they asked, you know, my name, and I, if this was me, and I said, yes, they knew my first name and last name. And they said they were from the fraud department of my credit union. And I could see they called. It looked like it was called from my credit union. And they said, yes, and is your social security number? And they gave me my social security number and I confirmed it. They gave me my birth date and I confirmed it. And they told me that there were some fraudulent charges that were connected to my credit union checking account. And they named three different charges for me. And I said, no, that absolutely was not me. And by this time, like I'm getting all, you know, flushed and everything and wondering what's going on. And unbeknownst to me, they were, they must have had my login name. I don't know how they would get it. I know AT&T was compromised. So I don't know if it was from that or what, but they had my login and they were trying to get into my credit union account. And so apparently after several tries, my bank sent a recovery text to me. But it did say on it on the top line, stop and think, you know, make sure it's not, you know, a scam. And she said, did you get our link? And I said, oh yeah, I just got a link. She said, just read me that number and to confirm your identity. And then I'll take care of everything for you. And I said, read you the number. She said, yeah, they sent a number on there, right? And I said, yeah, there is a number. And she said, just read it to me. And I said, well, I feel comfortable doing that. And she said, it's fine. I'm on your side. I'm from the blood department. I'm trying to help you. Even as we speak, they might be emptying your account. And so by this time, I'm really scared, you know, and it was a very, very persistent, clear spoken woman. Obviously, probably don't reach a million times. I don't know. But I quickly logged onto my account and I said, well, I don't see any transactions that are different. They said, because we already removed the fraudulent transactions. I said, oh, well, can you tell me the last two posted transactions? And she said, I can't get to that screen. I said, just tell me the last two posted transactions. She goes, that's on a different screen. I'm from the fraud department. I said, well, I'm going to call the 24-7 hotline. And when I called them, they said, that's not us. We're 24-7. You can call us anytime about fraud. And then the other person, the lady answered and said, you know, oh, are you on the phone with them? I said, yes. I'm trying to clear this up. And she said, well, you'll just have to go into the office then if you don't want to give me that number and have to show two pieces of ID. And then she hung up. You know what? You're smart. You're smart. You know what? You were skeptical from the get-go. And had you given those numbers, there's nothing you could do. Nothing. They would have just wiped out. How much money did you have in the account? Did you have an account? Double digits. Okay. All right. Awesome. Okay. A lot of money. Okay. It would have been gone. Did you hear about the guy who lost $715,000 last week? Could you imagine? No, from that. Not from this one. It was from a pig butchering scam. 75-year-old guy, $715,000. His whole life savings gone. So actually, I still was scared. I hit my account locked and they wouldn't even tell me the next day how much I had in there. So I didn't know having, you know, had them have my social security number and birth date if they got a driver license and, you know, from, you know, a new one or whatever and wiped me out. I just didn't know. I waited for the weekend because it was Memorial Day. For sure. And when I went there and he said, hold on, I've got, I'll be right back with my license. Like, I was scared that he'd come back and tell me I was wiped out. Oh, for sure. You know what? But he was just trying to do an override. But the thing is, he said he had many, many people lose their life savings. And what I didn't know was the fact that the bank will never call you. And even if someone who says they're the bank calls you, never give that number to anyone over the phone. No. And that's, you know what? There's no insurance. That's really great advice because you know what? You just don't know. And they can, they can get your social security number. They can get your date of birth off the internet. It's all for sale on the dark web, unfortunately, because there's been just so many data breaches. And then being able to spoof a phone number, dang, six year old could do that. I mean, there's all kinds of apps in the app store that will let you readily say you can be anybody. You know what? I'm so glad that you called Theresa because I bet we saved. Oh, I bet we saved maybe a dozen people from falling for the same scam. Remember, your bank's never going to call you. Not going to send you a text, even fraud. Yeah, they're not going to do it. So many scammers. Hey, want to stay in the tech now without wasting your time? Join nearly a million folks who get my free newsletter, The Current, where you'll see the latest in tech in just five minutes every single day. You're just going to love it. It has a five out of five star rating over on Trustpilot. Sign up right now at GetKim.com. That's GetKim.com. And we're back in the Miller's yard. It's springtime and their true green lawn is thriving. They got a lawn like a golf course here in Maryland without wasting a weekend. And PJ to a golfless started showing up like this pro who's never seen spring grass, this perfect outside of course has to dodge the bikes and a recycling bins. Oh, perfectly struck. True green, the easiest way to get a golf course quality lawn. Don't wait. Click the screen now to sign up at TrueGreen.com. Exclusion supply. See TrueGreen.com for details.
