Evil Monster EXPOSED On Financial Audit
104 min
•May 11, 202619 days agoSummary
Financial Audit examines a married couple from East Texas struggling with severe financial mismanagement, infidelity, unemployment, and relationship breakdown. The episode reveals hidden spending on video games and Roblox, secret online flirtations with multiple women, and a complete lack of financial accountability, prompting the host to recommend separation and therapy.
Insights
- Infidelity and financial irresponsibility are deeply interconnected; the husband's hidden online relationships coincided with refusing employment and gaming 6+ hours daily while the wife worked and managed childcare
- Behavioral change requires external accountability and consequences; the host explicitly stated separation is necessary before reconciliation can be attempted, rejecting empty promises
- Survival-mode budgeting demands elimination of all discretionary spending; even small purchases ($5 drinks, birthday cakes) become liabilities when household income is $1,900/month with $3,500 monthly obligations
- Credit card debt in unstable relationships creates entrapment; the wife cannot escape without financial independence, making debt payoff a prerequisite for safety and autonomy
- Gaming and parasocial relationships can escalate to relationship-threatening behavior; the husband spent hundreds on Roblox while unemployed and engaged in explicit online flirtation without consent
Trends
Rising financial infidelity among younger couples; hidden spending and secret online relationships are becoming primary drivers of relationship breakdown alongside traditional financial stressGaming and streaming platforms enabling covert relationship behavior; Discord, Snapchat, and Roblox provide plausible deniability for inappropriate interactionsParental co-dependency masking deeper relationship issues; both sets of parents attending the taping suggested family awareness of serious problems but inability to interveneUnemployment paired with gaming addiction creating household power imbalances; jobless partners using gaming as escape rather than addressing employment gapsMillennial couples delaying financial maturity; at 26 with a 13-month-old, the couple had not established separate finances, emergency funds, or debt management systemsRoblox and in-game spending targeting adult users; the platform's monetization is capturing discretionary income from unemployed adults, not just childrenTherapy avoidance due to privacy concerns; the husband rejected couples counseling citing fear of church/community judgment, indicating stigma barriers to mental health interventionSingle-income household vulnerability; the wife's $1,900/month income was insufficient to cover family expenses plus her partner's hidden spending and debt service
Topics
Infidelity and online relationship boundaries in marriageFinancial abuse and hidden spending patternsUnemployment and lack of job-seeking accountabilityVideo game addiction and parasocial relationshipsCredit card debt and high-interest financingRoblox monetization and in-game spendingCouples therapy and relationship counseling barriersSingle-parent financial planning and survival budgetingChildcare responsibilities and parental burnoutSeparation vs. divorce decision-makingDiscord and Snapchat as relationship risk factorsBehavioral change and ultimatum-setting in relationshipsHousehold financial transparency and account separationPostpartum relationship dynamics and role shiftsGenerational wealth gaps and regional cost-of-living disparities
Companies
Discord
Platform where husband engaged in explicit flirtation with multiple women, including domination roleplay, without wif...
Snapchat
App used for disappearing messages with four women; husband received and sent flirty messages and images while wife w...
Roblox
Gaming platform where husband spent $500+ monthly on in-game purchases using joint credit card while unemployed
LinkedIn
Mentioned in ad read as platform for targeted B2B advertising by job title and company
Capital One
Credit card issuer; wife carries Quicksilver card with balance and cash advance spending, accruing high interest
Klarna
Buy-now-pay-later service used for $130+ pajama purchase with 12-month payment plan accruing interest
Chime
Recommended by host as separate checking account option offering $350 signup bonus for direct deposit
Indeed
Job search platform; husband claimed to apply daily but refused to show applications or prove job-seeking activity
McDonald's
Fast food employer repeatedly suggested by wife; husband refused to apply despite unemployment and household financia...
Panda Express
Restaurant where husband applied for manager position despite lacking management experience, per wife's notes
People
Savannah
Wife earning $1,900/month part-time; primary household income earner managing childcare, household tasks, and debt
Michael (Colton)
Husband; unemployed for 1+ month; spends 6+ hours daily gaming and messaging women on Discord/Snapchat; refuses job a...
Caleb Hammer
Podcast host conducting financial and relationship audit; explicitly recommended separation and therapy; stated this ...
Quotes
"I've filmed lots of these, talked to lots of people, lots of red flags, biggest one I've ever seen."
Caleb Hammer•~1:15:00
"I am fully advocating to move out and take the kid away from him. She should leave you. And I've never advocated for that in this before."
Caleb Hammer•~1:20:00
"I don't think he cares about me as a person. I don't think he cares about me as a wife anymore."
Savannah•~1:10:00
"It's all right. Yeah, I know. That's what he tells me all the time. It's good. It's all right. It'll be fine. It won't, yeah, cause he's not the one paying everything, dealing with everything."
Savannah•~45:00
"You're cheating on her. You basically are. The DJ though, unacceptable."
Caleb Hammer•~1:25:00
Full Transcript
Blowing out budget on metrics that look great till the CFO sees them. That's bull spend. And marketers are calling it out in... Dashboard Confessions! I remember telling my boss, it'll be good for the brand when leads were slow. Yeah, it wasn't. Cut the bull spend. LinkedIn lets you target by company, job title and more. Advertise on LinkedIn. Spend 200 pounds on your first campaign and get a 200 pound credit. Go to linkedin.com slash lead. Terms and conditions apply. To watch episodes of Financial Audit a week earlier, check us out on YouTube. Both of your parents are here? They're worried that he's gonna get pissed off. Oh, that they're worried about. Okay, they're worried about him getting pissed off so much that they had to be here, meaning what happens when he gets pissed off? Log into this. The f*** you have only f***. Oh, he sure does. I mean, I'm just gonna ask right now, as I'm looking through this, why are you talking to four individual women on Snapchat while she's in the green room getting on boarded for this video and taking care of the kid? On these screenshots, yeah, it is Roblox. $51, Roblox $21, Roblox $54. You were afraid he was talking to minors? The summer budget reset is now live. Get a full year of dollar-wise premium, plus my four best-selling educational courses and a digital copy of my budget-friendly cookbook, and my exclusive 30-day meal plan signed by me and mailed directly to you. This is a better deal than we've ever done before, and it's only for a limited time. It is 67% off everything. So don't wait until that first pool party to get financially ripped. Click the link below. Save big, claim your bonuses now. Hi, my name's Savannah, I'm 26. Hey, my name is Michael, I'm 26, and we're from East Texas. And this is Financial Audit. So one of the things I get to say sometimes at the beginning of Juicy Financial Audits is, I go unblind. I looked over at the notes and read this. Not gonna say that this episode. I get to say something even more unique. As we often title, this has never happened before, we had to take thumbnail photos of you guys before filming. Now that might not seem like much to the audience, but that is very unique and that has never happened. And the fear from the producers when I asked, guys, what the fuck's going on? Are these people walking in front of my office? This is quick, is we don't know how this is going to end. We need to make sure we get the pictures now. We've never had that fear before. We've never had that fear before. Respond! Say something! I take it y'all are married. We are married. We are, yeah. What could that possibly mean? I do not know. I haven't looked over yet. I do not know what is going on, but that is a crazy thing that in almost four years of filming this show has never had to happen before. Let me gather a couple pieces of information for context and then we'll dive in. So, Savannah, what do you do for a living in East Texas? So I work as breastfeeding support for a clinic. Oh, I want that job. Hold on. No. Okay. It's just for mom and baby. Career change. Mom and baby, that's what I do is I help support. Yeah, help support. You made it sound so bad. No, it's not bad. I love what I do. I love what I do. I love my job. You hate your job. I love my job. I love what you do as well. What do you make? So what I bring home, and then I babysit on the side. And so what I bring home from both of those is about 1900 a month, because I still work part-time. East Texas is definitely one of the cheaper parts of the state, similar to like the southern part, where you get outside of that Texas triangle from San Antonio to Austin to Dallas over to Houston and back to San Antonio. That's where it's expensive. Everywhere else, massive wealth divide. So that 1900 actually does stretch a little further than you'd think, but it is also not great. At the same time. Yeah, that's including babysitting on the side. No, I know. That's what you said. So, and then the reason I'm still part-time is there because we have a 13-month-old daughter. And when I started that job, the... Oh, y'all have a daughter? Yeah, we do. So we had to take a thumbnail photo before filming for an episode that we're afraid of how it's gonna end. My parents are here. And we have a... With my 13-month-old, they're holding her in the green room. Well, that's exciting. Yeah, I don't know. And my parents are in the hotel. Both of your parents are here? Yep, it's a little odd. Isn't it? My parents were here. I mean, maybe we're making a little trip, I guess, vacation. Anyways, but what else do you need to... Is there worried that I don't eat the baby? No, they're worried that he's gonna get pissed off. And I guess like, because we are supposed... I know that they're worried about... Okay, they're worried about him getting pissed off so much that they had to be here, meaning what happens when he gets pissed off? Well, they're... I don't know. Like, I guess they're just worried because they want to make sure like... Well, you are a big boy. All right then. Huh? No, go ahead, go ahead, go ahead. I don't know. They wanted to come because they were worried about you driving us and everything like that. So they wanted to follow, I don't know. The f*** does this mean? What does that mean? What does that mean, Savannah? Yeah, what are you trying to say? Well, I applied because like... I've basically, if we can't get our shit together, I don't wanna keep being together. And I think that's why they're worried about this. This is something we have talked about too. Oh, I bet ya. It's rare that it's the first time that comes up on this show, typically. And that's not surprising. Finances are one of the leading causes for divorce in this country. Okay, but they were afraid of him driving you home afterwards? I guess, like they were afraid he's gonna get pissy because we're split. I'm supposed to see my, even my friend while we're here. Sorry. Sorry for what? I don't know. So red flag is a small thing you notice in someone else's behavior that's symptomatic of a bigger problem. Am I talking too fast? No, you talk as much as you want. You're on a podcast. Listen, I understand, like, oh yeah, you know, oh, I'm worried about those two, let's say Brandon and Lindsey and Colton going into a meeting cause one has a grievance. Yeah, I'd be like, oh, I feel a little like, oh man, I hope it's okay. But I wouldn't be, I need to send in their parents because I'm genuinely afraid that they can't get out of that conference room. That's a different level. Well, no, no, no. Like nervous, yes, that it might go a bit odd and they might be in a little titty daddy, tiff tap, whatever, what the, is that even called? I don't know. I don't even know they were coming until like last minute. Yeah, he didn't know they were coming. Well, cause I didn't want you not to come. And anyways, we spent the night cause my daughter stays with us. She's still breastfed at night. And so I needed someone to watch her as well. My mom was watching her right now. Well, that's good, but that doesn't seem like the reason they came. That's not the whole reason. Also his parents are here too. What the, what are you guys like, maybe the 26 or what are they doing? Well, my parents wanted a little vacation. And we told them we were coming. They were like, all right, well done. My parents just wanted to come. I don't know. Yeah. Out of the fear. I guess. Why do we fear this conversation is going to go sour? Because he, even the whole time I had told him that I applied for this, he goes, no, all of it's just going to be dogging on me or just going to dog on me. Are you the problem? She always dogs on me. Every single time. I'm not the problem. She does. Every day you're just getting knifed every day. Maybe if you did my ass. For everything I do. Maybe if you did what I asked you wouldn't get dogged on. What is she asking? Well, right. What is she asking? What is she asking? She asked me to do like some laundry, dishes and stuff like that, which I do. No, he doesn't. He's not having a job right now. It's just not her way. So if it's not her way. I come home. You literally before, no. No, if it's not your way. Listen, listen, listen, listen. I came home. Okay, so I was working and my mom watches our daughter anyways, so the baby wasn't with him. The baby was with my mom and I said, before we go on the show, I need you to do the dishes and the laundry. So I won't be stressed out. I came home. The laundry was still in the bed not folding and the dishes were still in the sink. He doesn't work right now. So I just need support just a little bit. And then I asked him why you're not doing it. And then he was like, oh, I forgot you asked me and I texted and called. Uh-huh. So you're saying this happens every day though? Every day. Why does that make me bad if I'm asking you nice? Even when I come, when I was obviously, I'm not working, I'm an employer right now. No, I just wanted to share. But when I was working. I know that that's obvious. I didn't know that. I just wanted to share the task with you. Oh buddy, how do we survive at $1,900 a month as a household? We don't. And I've been asking him just do anything on the side. And he won't do that. No. I haven't found anything. He, I'm like, we have a lawnmower. There's plenty of people in our neighborhood. You can mow someone's yard. It's a little racist. Not cause he's Mexican. Just because. That bitch. No, because I've mowed our yard many times before and he hasn't. She mowed like probably. You haven't even mowed your own yard. He wants to pay somebody to mow our yard even while we're still growing. You're unemployed making $1,900 a month as a household with a child. You're going to pay someone? He wants to. Will you do nothing? No, not right now. This was before. My yard and he's mowing right now. Will you mow it? This is the cleaning. I was at work all day. Wait, what is he doing all day? He's gaming probably. Well, you can't confidently say. I have no idea what he does all day. What do you do all day? Lately I've been applying. I've been filling out a lot of applications. But he shouldn't take the whole day. I've been cleaning some of the house because obviously she nags as soon as she gets home about it. Because you don't have the baby. My mom or his mom has the baby because he'll fall asleep with her and I'm worried about her like touching the gas or getting into something that she'll hurt herself with. That's another thing. She won't even trust me with my own kid. Because you fall asleep and you won't answer my text messages all day long. I mean, is that true? No. Yes, yes. Yes. Last time he was supposed to meet my mom. I called him and my mom was waiting an hour to pick up our child and I said, where are you? He said, oh, sorry, I fell asleep in the chair. Why he had our daughter. She was taking a nap. Okay, but I need you to answer the text messages and if you say you're gonna meet somebody to be there. I mean, okay, okay. How frequently? So you're saying you're getting daggers every day from her. How frequently are we fighting? Going at each other's throats. Every day. Yeah, it's every day. Really? Every day. And what is the topic typically? What's the most reoccurring topic? I just need help and I express what I want help within the house while he's looking for someone. Okay, express it. Express it right now. Okay, this is how I say it nicely before I leave. Say it to him. I wanna see what happens in these conversations. Hey, I'm gonna go to work. My mom has. Today, can you please do the dishes in the laundry? Like all of it start to finish and he'll say, okay, yeah. I'll say, okay, I'll get home around five-ish. Then I come home and it's not done. And then he wonders why I'm mad. It's not done her way. No, it's not done at all. No, it's not. No, no, it's not. No, it's not done her way. No, it's not done. So if it's not done her way, she'll throw up his food. It was all over the bed. And like they were folded, which I appreciate. I didn't even get mad at that. They were folded, they were done. But you didn't even put up your stuff. But it was like, you had the whole day to finish. So when I got home, I just wanted us to have dinner together as a family and you help with our daughter and like not me being like, why didn't you finish? And the dishes you said, oh, I forgot. You asked me to do that? You never asked me. I can, I can show you right now. It's in my text messages. Hold on. What? Cause I'm texting him. Oh, she texts me like every single second and then expect me to reply to her every single second. Well, I will take a look. Next to it. I will take a look and that's that. 845 on Wednesday, it says, hey, please. Let me see. Whoa, whoa, whoa, whoa. You see that, right? Oh my goodness. Well, hold on. Well, I said it was pooping, sorry. That's okay. We can believe that you poop. We know, okay. Trump would come at the size of this wall of texts. This is cool. Look at the dates though. He doesn't answer me and then I got mad. So I screen shot, I said, why don't you answer me? And he's on his phone. Hold on, he's on his phone all day long. Can I have your phone? Can I have your phone? And he's on Discord and I don't know who he's talking to on Discord. I don't know how it works because I don't know Discord and who the hell are you talking to on Discord? Who are you talking to? Who are you talking to on Discord? I have a group of friends that we gained. Girls, is it guys? You are on that, like, it's your girlfriend. There's guys. Hold on, there's guys. You're talking to people on Discord. I don't know how Discord works, so I think he's doing it on purpose. You're talking to people on Discord all day and I'm being told the game you play all day is Roblox? No, I play multiplayer games. She only pointed that out because she does not want me to play it on Roblox. Because it's been money on the box. I have spent money on there, but I also spend money on... You're doing six? The what? You're 26? Yeah, I spend a game. Yeah, Roblox! No, no, no, I play other things, okay? It's not just Roblox. Okay, hey, bring... I know you're on your phone. Would you please bring her to me? That's our daughter, we call her... Hello. Different names, yeah. Do you want to stay in Austin two days or do Austin the Waco? We could do the Dr. Pepper museum. Would you like some help? Would like some help, please? Go ahead and pay the house, please. Look at the time. So it's taking care for April. She continues, please do the close, ate dishes and make sure everything with the cat is good so we can head out early tomorrow. Okay, we can get all packs up for vacation. To be clear, he has not responded once. Then she screen shot at all of her texts and sent them. Love that you leave me on red, but it's always in a freaking group chat. It's starting to really make me salty. You can text me back to back and you call me too. He says, finally. Well, I see where I asked for dishes and I only call about this morning. Okay, I assume that's the kid as well. Yeah, those are... He says, you text me two words and then next two and then the next two, laughing emoji. She says, it's not funny, you just ignore me. He says, I'm not. She says, your turn, I've been at it 20 minutes. I looked at the time, it was 7.33. When I started, you should always be done pooping, I hope. You should be always done pooping. Does he poops for like half an hour? You're like speaking in half English. Like it makes no sense. He says, did you rock her? Okay, should have told me so I could have put her to sleep a while ago. There's an accent on the letter A. I don't understand. And then he says, like yesterday. We're a little dumb, just a little. I mean, yes, I mean, okay, she does send lots of texts. Yeah, and I'm always right next to her. No, why are you right now? In a different room when she texts me that much. So I just reply to her in person. Yeah, you do send a lot of things. Yeah, those are jobs, I think, that I sent him. He doesn't answer me. Why aren't you applying for one of these? I asked him, did you apply for McDonald's? Well, here she goes. This was just Sunday before coming on the show. It's Friday, when we're filming this. I'm sorry for what I said in the car and during the argument. I was really overwhelmed and I let my frustration come out in a hate or in a hurtful way. I didn't mean to say I hate you or bring up custody like that. Yeah, because I told him, he said, why do you stay with me? Why do you stay with me? And I said to him in the car, I said, because I know you'd fight me for custody. That's what you said? No, that's what I said. That's what she said. That's what you said? That's what I said. We were in the car and I had to. I got that. Again, started from a small little thing. No, I spoke to her. Well, that's a small thing. No, I spilled hot soup on me, remember? And then you told me to shut up. How did we go from you spilling hot soup? She was in a rush to be somewhere. No, you were. And you said to me. I was not in. We were going to an Easter thing. But he would not go to him. Hold on, hold on. He would not go if I asked him, his parents asked us to go. And I said, let me listen, listen. I said, let me put soup in the car because I know our child can't have a hot dog. She's 13 months old. So I put soup and I'm stupid again. And the soup exploded. Like I put it in a container. It was too hot and exploded. And it spilled all over my leg. And I screamed. And she blamed me. No, he's hit a pothole. And then that's when it went all over my leg. And I screamed and he said, told me to shut up. And I, then I said that. Oh my gosh. I'm just really burnt out and not okay right now. I want us to talk because I don't want to keep fighting like this. There has to be a way we can both communicate. I know you're overwhelmed with me. Are you overwhelmed with her? I'm a hundred percent overwhelmed. I do notice your help. I'm, oh, it is grateful today. You did the toilet and the laundry that you, you guys make this very difficult to read. I wish you could just type like normal. I'm really starting to get scared honestly because you don't have work and that's fair. That that is fair. And you keep work. Wait, and you keeping work even you get it. I feel, what does that mean? I don't know what she- I said, even though he gets work, he can find work but keeping it scares me because it hasn't been consistent for a while because I want to know that he can have a job and keep that job. The original plan was I was going to stay home with our daughter for 18 months. Oh, well that makes sense. Cause then you said, I just want to feel like protected but in an emotional way, I want to feel feminine. What does that mean? Because I feel like I take care of everything. So you didn't let me finish earlier. It seems like that if he is just sitting home playing video games all day and you're working all day taking care of the kid when he get home and doing dishes and dinner with that not- But this is just for like two, three weeks. No, it's been a month. It's been a month. And then he lost a job with our baby was three months old and the job I got, the reason I'm still part time is I took my child, I got a job where I could take her with me to work. I can end the clinic with me every day until a year old. So I decided like, I don't like this situation. And I was a little bit like postpartum. And I was like, I don't like not having control of money or knowing what's coming in. So I put that baby on my hip and I went to work. And then the same week I started, he lost his job, his other job. His entire response to that was, it's all right. Yeah, I know. That's what he tells me all the time. It's good. It's all right. It'll be fine. It won't, yeah, cause he's not the one paying everything, dealing with everything. And I think he thinks that family's just gonna always bail us out. You asked him, what could I do to make you happier? He never responded. He doesn't ever. And then you texted help. He said, what? Oh, I needed help with the baby. Well, yes. And he said, what? And you said, she bit and pinched me. Can you rock her? He said, slap her then. Yeah, I don't slap her. That's what you said. I got punished for doing that sort of stuff. How old is she? 13 months. I know. I know. And then, okay. Okay. Colden, may I have? Listen, this seems to be never ending. It's not ever ending. For me, at least it feels like. Oh, sorry. Those lovely little things. Yes. Yeah, gamers are so, it's delicious. I'm more concerned with this right now than plugging that. It is never ending. These are the texts on y'all's way to the studio from East Texas. What is it, like a four hour drive or so? Yeah. What's about? I assume this is from her, right? Yeah, he doesn't know that I was texting all this. Okay. Well, she was texting Colton all this on the drive. You must have been driving. Yeah. Yeah. He would sit, he saw it pop up like a hammer media, but he didn't see it. And he was like, what are you saying to them? And I was just like, oh, just, you know, this and that. I don't even know. Oh, okay. This is what she said. Keep it fun, LOL. Really the fights never stopped with us. I woke up with the baby at 6 AM, made me her breakfast, woke him up at seven. He asked for another house. I said, sure. I assume hour? Hour, yeah, another hour. Geez girl, you got a, I'm afraid. I said, sure, woke him up at eight and he didn't get up to eight 40. Shit, shower and shave. He takes forever to do this. We're in the car and he, like you want donuts. I said, no, we already ate food. Plus he did not have a protein shake. Plus he did have a protein shake. I told him halfway through the, through, we could stop somewhere cheap like McDonald's for our daughter to get out, play break, the drive up for her, you know. Girl. I know because, I know because I with her all the time. Sorry. See, how do you want me to reply to you all that every time? Anyways, I said, no, he said, well then I'm gonna be grumpy the whole trip. I 90% of the time am on E. I'm on E. And don't have the energy to fight him. She's texting the son of the way, on the way to the studio this morning. No, yesterday morning. Oh, okay. You guys stayed overnight. Yeah. Okay, so yesterday morning on the way to Austin. Because he wanted donuts and I was like, hey, I already made food. And he was like, I'm gonna be grumpy if I don't get what I want basically. I just said, because I know the way she is. So she's gonna be grumpy. And she was. I already ate. The whole ride home, she was, oh, not home here. She was grumpy. She was complaining about everything, complaining about my driving. He almost wrecked us. And so I already knew if I didn't have any food, we were both gonna bump heads. And I didn't want that. I wanted this to be like, okay, let's relax. We're gonna go do this. I'm not mistaken. You weren't even gonna come on the show, were you? He wasn't. I was like, when did you decide you were? Probably like last minute. Why? I'm glad you are. So hopefully you can actually deal with this dynamic because I don't know what to do if it was just you. And we're just talking about this. Plus I wouldn't get his perspective. And that wouldn't be fair. You continued. I also said, hey, I need you to watch the baby's name out child so I can finish packing. He fit me that I take forever to pack, put a few diaper and a few outfits. I know she needs her own cup, some toys, medicine, Justin case her teeth, sound machine, wipes, rash cream, et cetera. I packed out bag this morning. Colton, how the fuck did you read all this shit? Okay. A lot of it was calls too. So that's probably why he called me. He'd be like, I don't. Yesterday I said, please get all the laundry done because it will help me not be so stressed and the dishes. He waited until I got home to do them. Well, he did them though, right? But we now have the child and I'm wanting to also help with each other. Okay. I said to before he got home. My mom watched our daughter yesterday. My mom watched our daughter yesterday. Anyways, make me feel like he really doesn't care at all. Do you care? Do you? Do you care about me or just? Do you care about her anymore? Or is it just the child? I said just the. I care about both. I care about both. And you? And that's the only reason that I told her, okay, I'll do it. Drowning in student loans with massive interest rates, I see it on the show all the time. 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So it's that from finances to I want him to come to church with me, I want him to do stuff with me and he'll just be like, he just rather be at home. He wants me to go to the club. I cannot go to the club with a 13-month-old. He wants me to go out, that's not my life. Watch the kid so she can go out. I do, I give her options many times, I tell her. All right, go have your own time, go relax. I'll watch over the kid. She always tells me no. No, he takes them to his mom. No. Yes. Even at home, I tell her, okay, let me take care of her. No, you say she doesn't want me. You go do your thing, go have your, you know, alone time because she always complains that she never has it. And when I give her the option or when I tell her, hey, I could take care of her so you could relax. But when he takes care of her, she's just screaming because he falls asleep in the chair. So that's not taking him. She didn't want to be with each other because the note that I have says, the moment you found out you were pregnant, you told him and his quote was good, now you can't leave. That's what he told me. I don't know if it was a joke or not, but that's literally what he said. So she has no like, her humorous scale is not inexistent. Scale is not inexistent. No, yes it is. So every time I'd make a joke or something like that, she would take it literally. No, I don't, but I was thinking about it. But like, you know, since your actions have proven stuff, like I... Do we even get quality time together anymore at all? No. No. You guys? No. Well, how long have we been together? Like together or married? Both. Six years together, four years married. Oh, how was it before the kid? Good. As though it blew up with the kid. Yeah. So he had 16 months old. 13. 13. You guys sleeping in the same bed? No. We didn't even sleep in the same bed at the hotel. Lightly now. Not even at the hotel? No. She'd leave me and my daughter. What happened? Nothing. We just don't really sleep in the same bed. Yeah, we don't. For how long? It's been, what, over a month now? No, probably. Probably over a month. Who initiated? No, he just doesn't come in the bed because, that was funny and sorry, because, sorry, because he'll be gaming. And so me and my daughter share a bed. So since we share a bed, he'll be like, well, y'all are taking up too much of the bed. We have a king size bed. So he's like, I'm not gonna sleep in the bed. So he just goes to the couch. I don't make him go to the couch. He decided that. Why are you prioritizing gaming over your family here, man? I am not. I asked him. I told her that. No, yes you did. You could choose and you never would. If I threw the games away today, he would divorce me. Yes. No, if she actually did that. We were talking about it. No, and then I gave him, and then I said, okay, that's not fair because it's your hobby. Listen, I said, I just need you to be gaming an hour in a day. And I said, and then me do something an hour a day. Well, why? Why are we doing this like weird artificial cat? This doesn't make sense either. I don't want to go in the extreme other direction. Because. Sometimes there will be more time and sometimes you got to man the fuck up and there won't be time. And also you need to get a job. But regardless, like there will be days where it's okay. Maybe he needs a little extra space. That's okay. Maybe you need a little extra space too. Doing this artificial cat, it doesn't really make sense. But the thing is, is that it's usually from the time our daughter goes to sleep until one, two, three, four a.m. That's how long he's playing every single day. Yes, yes. When's the last time he's been in you? I don't know. Three months? Three, four months. I don't know. Oh fuck. So everything's kind of going in the wrong direction. And why is that the case? It's not just me. I can't be the only one responsible for the relationship and the family and everything. I feel pressure on my shoulders all the time. See, this is what I had to deal with. Every time I tell her something, she acts like a victim. For, she'll go on, I do this, I do that. I do do that. What do you mean? No, no, no, let him speak. So every time I, if I bring something up, she'll be like, she'll play the victim. Like, oh, I do all this and you don't help. You don't do this. But in reality, I give her things that I could, I tell her, okay, I'll do this. I'm doing this, but I'm gonna do it on my own time when I can do it. But if it's not done that time, obviously, she'll get frustrated, grumpy, and then end up in the same situation. He's not 100% wrong, but in a way, it'd be like, let me say, can you wash this pan so it's ready for dinner or whatever? Like, let's say I cooked eggs that morning. Or I had something at work the other day and I left some eggs on the pan and some strawberry sand. He'll leave it the whole day and I'll have to tell him, hey, can you- She always leaves a mess. No, I don't. After she eats, she leaves a plate on the table. No, not always, no. Lives a mess in the kitchen. No, no. And then it's like, we need to clean it up. Why is your gaming thing? When I'm in a hurry in the morning, I say, hey, can you get this real fast? And I'm talking about our child's high chair. He thinks I'm the only parent responsible for taking care of her 90% of the time. He won't even change her diaper half the time. She just assumes. No, no. And I say, hey, if your home would really help me because I'm trying to get her. I just want help. It does not have to be all the time. I just want help. You guys seem like roommates. Yeah, we kind of are. I mean, you told Colton you basically are. Kind of. I also told Colton you think he hates you at this point. I do think he hates me. Why? What is expressed and shown in a way that you think he hates you? Because every time I ask him something, I look at him, he looks at me with disgust. Disgust? Disgust. Do you feel that disgust? Same phase I have right now is what I give her all the time. What is the dynamic? What do you typically hear when you express these things? When you ask to talk about these things, when you request something, what do you face on the other side? He'll just be like, he just blows me off or he'll tell me he'll do it. And he'll just be like, oh, it'll be okay. There's never ever a plan or anything. No conclusion, no actionable steps. No. Well, that's not very helpful. Where do you lead from there? Sounds like you just want to shut down the conversation. That's how it is. He doesn't want to take account of that. Go back to gaming. He doesn't want to take accountability for anything. I will tell you, yeah, sometimes I am wrong and yeah, sometimes I do. Well, let him respond to that. Go ahead. No, go ahead. Okay, so. It sounds like you just shut down conversations and try to get back to gaming instead of doing anything actionable. I shut him down because she gets very, very, like angry, starts cussing me and all this stuff. Is she blowing up on you? Yeah. Well, that's not going to be a productive conversation regardless at that point. And so for me to be not like a bad partner, I just, I leave it at that. I let her relax. I do, that's the way I cope with stuff. Huh? So whatever. What is your cope? What are you contributing? What are you actually doing to make positive changes via what she's requested? And not that every request must be met with like equal like validity. But you could be wrong on some things. I'll listen to her. But you don't do anything. But what about next? What about steps after that? What do, I do the actions. What? What are the actions? So like, she tells me to like, fold the laundry, do this, clean the house. Such micro-indict things. What else? What about actually like accomplishing something? You've been fired from four jobs. You refuse fast food jobs. You refuse to take anything that you think is beneath you. Yet you're beneath everything. As far as I know, getting fired from four jobs. Why are you getting fired from everything? Both of your parents, both of her parents have tried to get you jobs, but you say no every time. That is not true. I have said yes. Yeah, but you apply. This is the notes from her. So you apply for, no, you apply. Okay, so I mean. See, I don't even know these words, no, it's that. You, she said. There are notes that she said. So you can respond to them. Well, obviously some of those things are not true. Cause I did, I did tell them, yeah. I'll do it. I'll apply. He applied for the Panda Express job, but he applied as a manager. He doesn't have any manager qualities. Cause she was the one that told me, hey, I'm a manager. It's going to pay good. I was like, okay. I said you can apply for both, but Tim said, that's my, but I applied for both positions. It was like a cook or a manager assistant or something like that. But I do do the stuff. Have you applied to McDonald's? No. Why? I don't know. I've asked him because I know, he hasn't had time. That's why he just. Time, what the? I'm applying to other places. But are you just the income in the door? We can't survive on $1,900 a month. I don't know how we do. I don't even know how you're spending money on video games. When we're making $1,900 a month as a household with a kid. I haven't even spend lately for that. You mean you don't even spend. She got a call. I've spent it before. From your mom demanding that she pays for all of your Roblox charges. Because apparently you use your own mother's money to pay for your little Roblox charges. Well, it's a joint. No, that's what she has. Why did your mom call her then? I don't know. She did call me, I guess to tell them. And that's where it started getting like the biggest blow up we had, I think. Your mom called her. That means something. That means something is actually going on there. I got to note that you spent a thousand hours on video games on your mother's credit card for Roblox. And we have screenshots of the charges that your own mother sent. No, I took the screenshots. Or yeah, I thought. It is from your mother's. Well, I said, I can't tell me that didn't happen. We got screenshots, receipts. I never said it didn't happen. I'm saying that the account was mine. It's not my mother's, it's mine. It's a joint credit card, but they use it because we consolidated their debt with one time. How dare you with a child be spending money on a credit card for Roblox? That is money you have to pay back or you're expecting your mother to pay back. How are you doing that on an $1,900 a month income where you refuse to get a job, you won't even apply for McDonald's. I think he thought our tax return was gonna pay it off. No offense, but I don't have time to apply for McDonald's. Don't you have literally all day? Yeah. Give me your phone. You have one. Just give me your phone. I'm not gonna go through anything naughty. You have my word on that. I don't need to see. I wanna see his Discord because I don't know how to work it, but you can look at that later. You don't know how to work it. I don't know how okay I'm old. No, you're objectively not. I don't know. Like, okay. I mean, I slipped down. First thing that popped up was Discord. Yeah, cause he's on it all the time. I don't know what he does on there. Okay. So, okay. The last full week, Discord was used 12 hours and 13 minutes just on this phone. That's not even on your computer. I know you're using it on your computer. He does do it on the computer. It's like this little block on the side. That's what I'm saying. TikTok, five hours, 51 minutes. You don't have time to apply for McDonald's? Sounds like we had at least actually almost a borderline of full 24 hours to apply for McDonald's of screen usage. Okay, messages three hours and 14 minutes a day, but you can't respond to her? I am. No, you're not responding to me. That's the time. Okay, Snapchat an hour and 46. I just scroll through things. I don't even use that. What are you doing on Snapchat? Nothing. I wanna know what you're doing on Discord. An hour and 46 minutes of Snapchat's odd. That is odd. For an hour? Yes, Snapchat. I mean, without you being able to tell me what you're doing. There's those real things. Is it called reels or snap things? Dude, six hours, 13 minutes a day on your phone. And that's without, that's without your computer. Yeah. Okay, who's- That's a friend. I have no idea. Never heard of her? Uh-huh. Okay. All messages from previous of yesterday have been deleted. What the hell have they been deleted? What messages? She is, I think she's from Sararia, met her through Discord. And? So he talks to people on Discord. I've been asking who the hell he's talking to on Discord. I tell you. No, you don't. You just say group chat. A group chat. A group chat. So this morning, she says I miss talking to you, frowny face. You said, hi, you know where to find me, smiley face. I didn't leave this time. I miss your voice too. This is, he says to her, nerdy looks good on you though. It's cute. It's consistent like recently. Oh, it's, I believe I'm not mistaken. Well, you were in the green room. Which one? From working title, producers of Bridget Jones and Love Actually. I'm looking for this girl called Emily. Oh, help me find her. Comes the truly feel good British romcom that's being called a five star instant classic. Tell me, you didn't have the school email, what message have you ever emailed? Hailed as hilarious and original. Hey, Emily. It's Notting Hill for a new generation. I don't think that's the wrong number. Just didn't write number you, did you? Finding Emily, only in cinemas May 22nd, book tickets now. What's that? Like when we were back there. Were they in the green room at 10, 11? Yeah. It was at 10, 11. And my mom even told me, sorry, but she even mentioned to me, she said I picked up and he was on his phone. Who is the on his phone with? Do you think? He said to me at breakfast at the hotel. She said, do you think he's talking to somebody else? He says, I know, ha, ha, ha. I guess I'd just be entertaining these girls too much. What, discord? Why are you playing dumb? I know you know. Tell me. What, on discord? No, tell me what this is. It's with everybody I talked to. No, tell me what this is about. The amount of smiley faces in here, all the stuff she's saying, I miss talking to you. Like what is happening? What is happening? You guys got the best friend marker. Like dude, this is weird, man. Who's C that you sent a picture to yesterday? Today, an hour ago. C. That is someone that added me yesterday. And? I don't even know him well. Hey. It was like from, as well as discord. But. Well, he said, she was like, hey, your real name. And you're like, ha, ha, ha. And she's like, is that even your real name for sure? I never knew your real name. So you guys know each other. I mean, I'm just gonna ask right now, is I'm looking through this, why are you talking to, I'm not even done for individual women on Snapchat while she's in the green room getting on boarded for this video and taking care of the kid. Please, this is your, this is, this is. Please tell me, because I'm really upset. This is the time. I didn't know we were gonna see this. No one knew, he didn't know. I didn't know. I didn't know, I didn't know he was gonna look at your snap. I wanted to look at your discord. This is the literal time where if you have a defense, this is now. It's nothing like serious. It's just friends that were chatting. Obviously, I have. It's very flirty, lots of smiley faces, ha ha ha. That's just my first. But you can't, but you don't answer me. You don't answer me. I do answer you. You don't put a smiley face with me. Okay, who's? Also another person? Okay, listen, nothing is saved in the images. So I cannot see that, but there are lots of images being sent back and forth between these people from these women to him and from him to the women. Regular snapchats. These mainly black screens. She asked a valid question of why are you awake at 3 a.m. Okay, this is the first one that doesn't seem flirty. So there is a difference between flirty you and not flirty you. Yeah, I'm always the same person. The other three are, no, because the other three are flirty. Ha ha ha, like, oh, I love hearing your voice too. I miss it, smiley face, smiley face. This one's just like very simple. You're just responding basics to what she says. Oh, yeah, I know who she is because his friend and him are best friends. And it's one of my, I know who that is. I know in her husband and both of us are all friends. That's a different thing. No, I know who she is. We've all hung out together. I know who she is. That's the only one you've brought up that I know who is. There's a lot of women in here, but again, they are disappeared messages because it is Snapchat. You played that game well, but there's. There's been a few weeks, but they are literally as of this morning, four to five. Yeah, like I said, I'm, you know, I'm used to it as much. It's like an old job. It's like an old group message from job. Okay, so that's, yeah, that's a guy named. Okay. I mean, to be clear, this is, this is who he's messaging this morning. Little gooner. Come on guy. You know you have a daughter, right? This is your chance to respond. I don't know. You have the right to remain silent. Anything you say can and will be used against you in a court of law. Is your only excuse that there is nothing? There is nothing. Well, your wish is my command. Why'd you log out of this court? I don't know. I've been logged off for like. No, he hasn't. He was on it yesterday. Darren McDonald's less than 24 hours ago. I log off all the time. No, there's something on this court. I know there is in my gut. I know there is. Are you guys in an open relationship? No, absolutely not. This would be okay if you were. Are you guys allowed to open flirt? No, absolutely not. Okay, because this is okay if those rules have been established. Regardless of if you have sent or received nudes from them, they are objectively flirty. We're not, absolutely not. No, I don't open relationship whatsoever. You also mentioned to Colton about weird 18 plus charges and you were confused. Oh, because he said that he was on Roblox and he said, I play something about 18 plus on Roblox. Okay, liar. I mean, dude, I have access to everything. Discord on this phone. Discord on this phone today you've been on for an hour and 37 minutes. Yeah. You logged out right before filming because you knew we were gonna go right into it. I log on and off. So you'll log in right now for me? No. No? No. Because there's something on there. I know there is. There is for a fact something on there if you won't log on right now. Because no one's identities will be exposed. Every person that we just mentioned, it's all bleeped and blacked. So no one's identities are being exposed. And yet you're not willing to log into Discord right now? No. Why? It's better if you tell me now. Why? Because that one, this should be just like private thing with me and her. What will happen? What will she find? Nothing, honestly. Don't open it. Yeah, you okay? Here, let me open it and I'll show her. There's nothing. And these weird 18 plus charges? I don't know, that's what I'm asking him. No, those are as he's logging in, make sure he's not deleting any chats. Trying to log in. He said Discord. No, not Discord. I don't know. Because she was afraid that I was like chatting with mines. I just wanted to make sure he wasn't chatting with anyone who's not his age. You were afraid he was talking to miners? Well, I said, what are you? Why do you have that fear? I said, what are you doing on? Yes, it's Roblox. I said, I babysit kids that play it. What are you doing on there? Oh, I agree. But what is making you have that fear? Because why are you on Roblox that long? And I explained to her, Roblox is, there's a limit when you play, when you put your ID, you put your time, you put your name. I don't know, like. You get cut off from all of that. You only talk to people your age. Because I wanted to make sure. And I told her. Because everyone on babysat, like, and I tell parents, like, oh, I don't like them playing this when I'm watching them. Because I don't know who they're playing with. But I've seen a lot of kids want to play it. What's he doing? It won't log in. I think he changed the password and can't remember. No, it says the location is, need to log in locations different. Hold on. Think he changed the password and can't remember. No. Okay, keep an eye on that phone as he's getting logged in. IP address. On these screenshots, yeah, it is Roblox, 51 dollars, Roblox, 21 dollars, Roblox, 54 dollars. This is on the joint credit card. Well, he's jobless and his mother is, okay. Wanna wait, 54, 54, oh, liquor. Okay, okay, he got in here. Wanna wait? Okay, may I? May I? No deleting? He didn't. Yeah, he didn't. Okay. Summer's coming up and it is time to get your budget in shape. And just like you wouldn't wait until the first pool day of the year to start working out your biceps, you shouldn't wait until Labor Day to start tightening up your budget. So we're doing the great summer budget reset to give you the chance to work out your money before blowing everything on a weekend in Cabo. Oh. 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I hope they find them 21 cars though. I still don't understand. She sent a picture or she's telling him he's a... They're talking about other people so far. And if you want to see the server, then I'm always active. I'll show you which one it was. It's most of the other ones I don't even type in. This is weird, this was yesterday. He's talking to these other women more than you. Yeah, I figured. How does that feel? Like shit. And? What are you gonna do about it? Like what the? I... You probably go to my mom's for a bit, I don't know. Because that's another reason I switched clinics so I could live closer to her. Oh shit. I'm also just talking about other people so far. Listen, the Snapchat one was very flirty so far. This is not. It is very active. Oh my gosh, the amount of people in here. What are your Discord friends gonna think? Of you being on the show? I really don't know. Yeah, then don't talk to them. I still don't understand what you do on Roblox. He says I listen to music. I do. There is some clubs that you could go into and just listen to EDM or techno music. And then you got this, why can't you talk to guys? There is guys. But all your DMs are with women. Those are the ones that started all the time. It's... And Jams is the server that... That I'm active on. The other ones I just have just cause I got invited and whatever. She says snap me. It's like, what are we doing here? Oh, I think I'm a good girl. Do you think I am? Well, we have to find out, he says. Wait, wait, wait. Keep that to yourself. What I said, I wanna be spread, she said. He said, she sent like soaps covered emoji. He said, make me hush. She said, I need to, I will. He said, do it, I'm still waiting. She said, you are distracting me right now. Oh, MFG. He said, ha ha ha from. She said, psychology, I need to lock in but you're distracting me. Holy F, I mean, holy F men. He said, oops, that's a good reason. Actually, I'll let you pay attention so you can be a good girl. She said, studying makes me more horny. It's annoying. He said, looky emoji, looky emoji. I can help you study shit. Ha ha ha ha. She said, oh, you can. Soap emoji, eye emoji. He said, perhaps look emoji, soap emoji, eye emoji. I only help good girls that obey. He said, what's the face? She said, oh, I think I'm a good girl. Do you think I am? He said, we have to find out. And that's where we said, we eventually fast forward and said, snap, snap. Like snapchat. Oh my, okay, okay, okay, okay, okay, okay. Oh my gosh. Oh my gosh, oh my gosh. Oh my gosh. He says, he ain't gonna do nothing. If I make you hush, you wouldn't be able to talk anymore. Mouth would be full. She says, oh, would it now? You would, he says, you wouldn't wanna find out. Now you are a good girl, so hush. So do you want me to hush? He sent like a gift that was like, come get on my knee. And she said, you want me to sit on your lap? He said, want you to come sit here and behave. Oh, by the way, this was two days ago. Wait, wait, what's the date? The third. This was four days ago. What was happening four days ago? What's that? Monday. Tuesday, Monday? Tuesday, you're right. I was working and his mom had our child. This was at 325 AM. He was on the game. You guys were asleep. I was asleep with our daughter. So you thought he was on the game? I thought he was on the game. She said, sit where on your lap? I don't want to behave though. He said, yeah, my lap. You are no brat, you are a good girl. So behave and listen to me. And then sent this photo to her of him sticking his hand into an anime woman's mouth saying, good girl. Dude, I am sorry. Just what do you have to say? Well, you're in it now, buddy. Like you're in it now. I keep asking him though, okay, so when we had a big fight, we had a really, really big fight. I stayed at a hotel on that with our daughter and he was upset, which I could get. And it was because of the charges. And he said, are you cheating on me? I said, no, I showed him the whole room. But ever since he said that, I'm like, why would you ask me that? So I've asked him multiple, multiple times. And he said, no. And I'm saying, who are you texting on the desk? So he's just been lying to my face for two, three months now. Maybe, because why would you think I was, first of all, I'm not gonna bring our daughter in front of any other man. One, if I wanted to do that, but I don't. Two, I don't want to. Three, I'm not even thinking about that. This girl sent him his Snapchat. Any response, man? No. Would you tell the truth if I asked questions? Yeah. We're here. And you'd believe, you'd actually ask questions. You'd actually answer them. It's something I wouldn't be able to know what you're gonna ask, but yeah, I'll answer. You received nudes from women. No. I don't. And I was getting lots of images from these women, specifically on Snapchat that I can no longer see. Yeah, I know. Do you send nudes to women? Have you ever done any of that in your six year relationship? Have you ever had sex with another woman? That one, I believe, I don't think you'd get there. Log into this. The f*** you have only? Oh, he sure does. I don't know, let me see. You need your face ID. Do I even have this? Yes, as you need your face ID. It has it auto-saved. It says wrong password. It does, I don't have it, I want fans. So what were these 18 plus charges? Actually, I do have only fans. And it was when me and her made it like a joke for your feet finder and stuff. Feet finder, yeah, maybe. But that was a long time ago. Yeah, it was a long time ago. That was like three years ago though. But no, I don't have a, it's not password or anything. I don't even know it. There is nothing wrong with being a gooner, but it has to be a consensual gooner. Okay. That is not a bad thing. To be a gooner, but you have to be a consensual gooner, man. I don't understand. And she did not consent to this, correct? Correct. Does it not fear you and make you feel bad that she is ready to literally leave? She is literally ready to leave. I don't think he cares. Do you not? I mean, I think he cares about our daughter. Because you're doing all this to these women, with these women. I don't think he cares about me. I don't think he cares about me as a person. I don't think he cares about me as a wife anymore. Would you even admit that if that was true? And I know he cares about our daughter, but I think he respects me as the mother of his daughter, but I don't think he wants to be with me. Okay, man. I'll let you have it back. So, is that what you were afraid of for finding and discord? And that I barely, I barely dug deep. Yeah, I know. Yes and no. Because I gave her, I handed her my phone all the time when she left. Yeah, and then the one time, He knows that and the one time I did, no, no, the one time I did get it, there was a picture of someone in panties, there was. And I asked him about it. He's like, I don't even know what that was, it's spam. Wait, okay. That's what you told me. Obviously, you know, this is right. So whenever you get a, some friend sends you a, you know, invite to a discord, you join in. That's the first thing that pops up. I don't know. Panties? Yeah, it was a weird discord. I don't even know what. It was just a butt in panties. It was a woman's butt, I think. Like the, whatever logo thing they have on there. And I didn't think anything of it because he's never, he's never given me a reason to think he would cheat. And now he asks, but. Well, I would say now he has in every way whatsoever, also deleting chat logs. I don't know, I don't know that. Delete, no, no, no. Before sitting down in this chair, deleting chat logs, disappear things on Snapchat with multiple women within, while you were in the green room, he was receiving pictures. Literally talking about making a girl hush and being domineering, which I mean, I appreciate the kink, nothing wrong with that. Again, has to be allowed and discussed with rules and guidelines. And if it's not, then it's a no go. Deleting apps, all the shit before coming on this show. I've never seen a bigger red flag in my life. I've filmed lots of these, talked to lots of people, lots of red flags, biggest one I've ever seen. Yeah. All while he literally just sits on his butt all day and plays video games. You apply to Jobs, I'll do. That's what he told me. On what? On Indeed. Indeed, and. I applied to the careers on Indeed too. So you'll show me your Indeed right now. Because I didn't believe him. Okay, listen, listen, listen. You don't have Indeed on your phone? Yes, he does. Go ahead and log into it, download it. I got on Indeed myself because I was like, I was wanting to look at the jobs around us and I applied just for fun. No, no, because you're not applying to Jobs all day. I am. You would be able to show me. I have, I had gone phone interviews, a bunch of domes. What? What was that response? I would be able to see your applications. You say you're applying all day every day. Yeah. Then show them. Show me. I'm not, I'm not gonna show that. No. No. And that's how in any world, even comparable to Discord, I would actually have relatively, I was not gonna push back on the Discord thing too much because yes, chance, whatever that is private. This is literally just you applying to Jobs. I don't understand why you would not show that. Discord, I was going to let go. Luckily you went along with it. Bad move on his part. This I don't understand. What is the logic behind me not being able to see your job applications? Just don't wanna show them. Because? Because I just don't wanna show them. Well, I hate to say it, your dad's a loser. Okay, so let's get out. Okay, anyways, I was applying on Indeed. I love my job, but just to see what is in the area and see how hard it would be to get a job, I had to interviews and not things I would want. This is just, I appreciate that. But just like these are just pages of Waterburger, Wingstop, DoorDash, and Endless Roblox. You spend minimum 500, 200, 300, 400 bucks on Roblox here, which is a fourth of, well, not maybe a fourth of the income that came in for the household. So, and then the continued messages on the way here was he keeps saying he's going to the club tonight. He keeps telling me he's going. He said he's going to the club. What's the club? I don't know. The strip club? Bars? The club? The strip club? Yeah, no. No? No. What's wrong with the strip club? I love going to the strip club. Titties, am I right? Titties are great. I don't. If I get consent from my girlfriend. I don't go to that. She doesn't go to that. You said club. Yeah. What club? Austin's not like a huge club town. Music clubs? We not heard those? There's like music clubs, EDM clubs. I don't know. What do they call over here? I mean, Brandon, you're more in that life. That's not a big thing in Austin. Clubs? Now there's a shit ton of bars. But to the like club, it's like, that's not like, okay, he was going to go to the Titty Bar. Tonight or tomorrow? I said, well, I don't want to because our daughter, he said, well, you parents are coming. They can just watch her. I've never slept the night away from her and not ready yet. Plus she's still nurses to sleep. He keeps telling me she'll be fine. I said, but I won't. I'll be stressed. A. That's where it ended with the A. She also texted saying, make sure you guys get your hammer financial score at Calebhammer.com. And that is free and that you can be on the show at Calebhammer.com slash apply. And that you can download the dollar wise budgeting map, which is not what these two obviously need. Even though I will get into the finances and that is not the issue. Um, and yeah, download the dollar wise budgeting app, like tens of thousands of other monthly activities are doing and changing their lives. You need a lot more to do that. I mean, not cheating. And there's nothing wrong with it if you get permission. I need to be clear on that, but you don't have that, correct? He does not have the permission. I want to ask you to confirm. Okay, get your free trial. See if you like it. If you do, most people take the annual version because it's a big discount and you get my signed 30 day, but a 30 day budget meal plan. It's a detailed every meal, every snack, every drink of every day. So you can meal prep on a cheaper budget and all that stuff. I usually sign up with a Sharpie. I don't have one here. So I'm signing yours. You can remember this for how much you hate me. Please don't come mash shoot me after this. Because here is honestly the first piece of advice. I am going to say this. And by the way, in the green room alone, he was pulling Mark aside of asking recommendations for clubs. And your mom pulled Colton aside separately to privately tell him that he was trying to ask Mark for club recommendations. Your mom had to say, your parents don't like him. They did like him. They said ever since we had a child, he 360'd on me. They did. 360'd? Well, like, you know, it took 180. His personality, he was not... That makes more sense. He was a different man before her. And I get... It was a lot. It's a big change. And like, I just drifted my life and I'm so happy I had her, but I wasn't expecting to not have support. Well, this is the entire plan in life now that he's not applying for jobs and can't prove that he is, is to become a DJ. He said he wanted to be a DJ. Walk me through that career journey from here. Did not want to be a DJ. You told me you want to be a DJ. It's something like a side thing. You spent money on this. It's a side thing. She brings in 2000 hours a month for the entire house. You spent money on it. I don't know. You spent money on it? We are bringing her mother into the post show, by the way, and she's going to be fully honest, but here's the thing. The dude's talking about moving to another country to start over. Yeah, he has told me that. He wants to be a DJ. You say you don't even want to be at home anymore. You just go to your mom's after work to avoid him. You said he feels like he hates you. Everything we just learned today, even his own mother has told you that the only way for him to learn is for you to leave. So before I give any advice on this, unfortunately for the first time in financial order history, this has never happened before, I'm fully advocating to leave him. My mom told me we could move in with her. I don't want to. No, no, no, no, no, pause. I, maybe not divorce. Maybe things will happen. Maybe couples therapy. I am advocating though, to move out and take the kid away from him. I am sorry, I'm ruining your life right now because I mean this 100% genuinely. She should leave you. And I've never advocated for that in this before. We ever considered therapy? I asked him and he had told me no, no, no, no, no, no, no. And then he said it's too expensive. And then I said we could do it through church. He said I don't want church people to know my business. And then he said, and I told him, if you care that you'll set it up and he hasn't set it up. I'm sorry. I'm sorry. I'm so sorry that you are going through this and you did not ask for this. Sorry. It's okay. I'm sorry. You should leave him. It's bold of me to say that after an hour and seven minutes of talking to you guys. And I genuinely, I know like people were probably like, I'll kill him. I have sympathy for him. I mean, I am destroying your life. I know this in this moment. And I've exposed you and put you on class. And like, I feel bad for that. But I'm not also not sorry because it is best for her and probably for your own kid that she is not with you. You don't apply for jobs every day. You play video games all day. You spend money you don't have. You have your goals of being a DJ or moving to another country, make no sense and would honestly pull her from her entire support system. That's not only that. No, I don't want to be a DJ. But you are a- This is something like a side thing. Okay, I'll just let you focus on, okay, how about the bigger thing? You're cheating on her. You basically are. Yeah, no defense there. I'm not. The DJ though, unacceptable. I mean, he told me that, but the thing I told him is if we moved to another country, I wouldn't have any support. I barely have some now. And so I can't. I mean, I'm being told that you applied to be on the show begging for help and you literally want a budget to be a single mother. Yeah, if it's- And I think it's coming to that. Listen, here's the thing. And this is where I will slightly be on your side, man. Cause one, I'm afraid of you killing me afterwards. He's not gonna kill you. Well, I know getting out of a chair is difficult for you. But the thing is- She's- We're talking. Huh? But we're not on the same level. Don't even try that. That shit's hanging over the chair. Regardless, the thing is, I think she should leave you now. I'm not advocating for a divorce now. I'm asking for space and separation. And I'm suggesting go to therapy, local resources, church or not, I do not care about that part. Try to find local resources cause I know you can't afford it. Apply for jobs, get your shit together, disconnect from the discord, get some help on maybe some potential sex therapy as well. Maybe sex groups, cause you might be a true gooner in like an uncontrollable way. Not a joke. Seek help in those areas. Get yourself together as a man, as a father, as a husband. Work on yourself for a few months, show some actual genuine progress while being open with her and hiding nothing. And then let's try this again from a fresh start, but also through counseling and couples therapy. So I'm not advocating for a complete separation and destruction of everything. I want you to be in your kid's life. I want you to guys be in each other's lives and find that spark again. But I am fully advocating for when you get home, you do not live at that home, including with your child. I'm also advocating for you to take that time to not game. He's not gonna do that? No, no, no, I'm not saying, I'm not saying you can't have any game. What I'm specifically saying is that time is not for gaming though, that time is to actually man up and grow up and deal with your shit. Okay, you are the problem right now. That is done, that's already happened. Now we move on, we move on, it's okay, except the L, the L's happened, right? Okay, whatever, water under the bridge from here. Tell the girls you can't anymore and get help in man up. The marriage doesn't have to be done, but we do need space, she needs help and you are not giving her that help. And I am so sorry. I wanna give you the biggest hug in the world right now, except I hate touching people I don't know, but I am so sorry. Stop bleeding out money making minimum payments across multiple high interest accounts. Most Americans are spending hundreds, sometimes thousands of dollars that could be going toward actually paying down debt instead of aligning some bank's pockets. And look, if you're sitting on high interest credit card debt, a car loan at 18% or oh my goodness, a payday loan charging you triple digit interest rates, you need to hear this. If you've already caught up the cards and built better financial habits, but you're still drowning in interest payments, barely making progress, this is for you. I have opened my very own marketplace, a personal loan marketplace that lets you get personalized offers from multiple lenders in one place. You can see if you pre-qualify in minutes and it won't impact your credit score. But here's the deal, this isn't a magic bullet. If you refinance your debt, but keep swiping, you're just making the problem worse. You still need to fix the behavior that screwed you in the first place, but if you're serious about getting out of debt faster, you could potentially lower your monthly payment by securing a single payment at a much better rate. Check out the link in the description below to see your personalized offers or go to Calebhammer.com and remember, you still gotta do the work. Starbucks is bulls*** and a waste of money and you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. Make Gamer Subbs at home for just 40 cents of serving. And honestly, it literally tastes better. And we proved this accidentally via a blind taste test in our Hammer Elite show, Fat and Fatter. The number one ranked energy drink is Gamer Subbs. Literally the cherry flavor is insane. Listen, you can also get free samples to see if you like it or 10% off your order at GamerSubbs.gg or click that link in the description below. Type in code Caleb, okay? Do you commit to that? Do you want this marriage or not? Do you commit to what I advocated for? Yeah. You will do that. I don't believe him. Okay, pause, pause. I don't necessarily, but we don't need to say that right now. Let's try to be relatively, instead of shutting down immediately. That's what he does, but okay. I agree, maybe. This is the water under the bridge moment. I know there's a lot of baggage here, but instead of like, he committed. Now it's up to him to fall through that. So let's not just kill it out of the gate. Okay. You're right, history suggests something, but that doesn't matter. Right now, you committed to it, right? Okay, so now it is one of two things. He does it or you divorce and he is gone. That is the ultimatum run line we have to draw. Don't shut him down out of the gate. Let him work on this now. Don't disencourage him. Give him encouragement in love and space. And if he doesn't do it, then it's done. This is your time. This might be the last chance. And I want to be there as a man to support you in this moment now. Okay? Because the shit has been thrown towards you and rightfully so, I am not apologizing for that. But again, except the L, let's move on and try to become a better person. This isn't Twitter. This isn't TikTok or Reddit where you're canceled for the rest of your life. That shit, life is confusing, complicated, weird and you made mistakes. If that's actually behind you and you're willing to improve as a human and a man and a father and a husband, we can cheer you on. But you have that choice to make. And if you don't do it, you're done. Do you accept that? Yeah. Do you agree with that? Sure. Are there flaws there? No flaws, we'll do it. And how much do you hate me right now? I'm gonna say about 100%. Okay, now is it my fault? No. Exactly. It can hate me because it's happening on the show, I get it. But I didn't do any of this. You just actually got just found. You got found out. That's it, that's all that's happened. I didn't do anything here. That wasn't already happening. Can we agree with that on that? Yeah. Okay, thank you. There was an adorable baby on the other side of that studio. Oh, I thought you saw her. No, on the other side of our office. If not for her, at least your kid. This is your kid. Yeah. So these that I'm looking at today, are these both of you or just you? Capital one would be me. Okay, so Quicksilver, Capital one. That's mine. Okay, you have a 600. Yeah. Okay. Yeah. It would be reasonable for you not to be. And also your health too. For the sake of your kid, sex life, everything, you got to get your health in check. And to be clear, it is normal for couples to, you know, have little bickers or things to build. I mean, that's normal. I mean, you guys have been together much longer than me and my girlfriend. We've been together a year and a few months and we'll have a spat every couple of weeks. What is every couple of weeks? Every week at worst. Daily. That's where we, I think a little space on a little bit of counseling is good, regardless of everything else that happened, right? Mm-hmm. Oh, you didn't send in any documents. Okay. Well, some of this is joint accounts and stuff, but the Quicksilver is mine. Okay, so this is the big thing. If you are going to be on your own and I'm glad you have the support system of your parents, credit cards are a no go right now. You cannot support the risk. The fact is you're spending money on a card that you are not fully paying off that is a current interest and that cannot be a thing. This takes three years to pay off. That is too much risk over the head of a single mother. If we're pretending you're a single mother. I hope he gets the shit together over the next three months and then we can reconcile and we can, woo, the rest of life together, I hope so. Whereas it comes worse, this will destroy you and your child. I hop Apple, water burger, Apple, Chick-fil-A, bullshit, potential bullshit, my sweet addiction, Apple, Walmart, well, that might be okay. And the Great American Cookies, it's unbullshit. You're bringing down your life and preventing you from any potential escape because of bullshit. It's bullshit spending. Wait, what was that? I'm sure there's lots of cope on there. Great American Cookie was her birthday cake, I think. I don't give a f***. She is 13 months, 14 months, whatever. It doesn't matter. She doesn't know what's happening. She kind of does. She does not know what is happening. She will have no memory before three. No, no, the years that matter most, one to three is what matters most to me or whatever. For imprinting, but not memory. She won't remember a cake. Yeah, probably not. For actual human behavior, i.e. slapping her, yeah, that would actually have an impact. I'm hoping that was a joke. I think it was a joke. When you said that, it was a joke. Okay, we have to clarify. Because interest is accruing, this is risk, and it's all unbullshit. Yeah. If it wasn't unbullshit and it was a necessity, is we could have a different conversation, but you are literally preventing yourself from that escape mechanism if anything bad were to happen. Being told out there your kid really loves the dogs. She does, yeah. That's good. I'm glad she's having a little bit of joy. Cause right now, we ain't, am I right guy? Ha ha ha ha ha. You're f- Okay, Capital One Venture card. It's in my name, but I gave it to him as a card to use, but he lost it, so now he doesn't have it. Can you do anything in your life? I didn't lose it, she lost it. I didn't lose it, he had it, he had the card, I didn't lose it, I closed, well not closed, but it's locked. She loses everything. Okay, regardless, it has a balance guys, it has a balance and it does have spending, cash advance spending, so I don't even know what's happening. Oh, whose account is it connected to for payments? What? Whose account is it connected to for payments? Which one? This credit card. I mean, so. What account pays it? If an auto pay happens, what account? Me. Okay, you didn't have enough money and your checking account still got returned so you got fees, so you got. Yeah. This is risk you could not have in this position as a potential single mother. I'm gonna ask and I don't know if I'll get a truth or answer regardless, has there ever been any violence in this relationship? No. Okay, if there ever is or ever was, I want you to reach out to us in private. We will never let them know. I'm not suggesting that, but I don't think a real answer would be given. I'm not suggesting it though, but if it ever does happen, reach out to the authorities and we can also help from behind the scenes. Okay? Not suggesting it's happened, but since this is so weird and I don't think we would say it regardless, just want to say it, not a legend to be clear, okay? Not a legend. Same goes the other way, except you just got like 500 pounds on her, so I don't know. If you, okay. Pay and force something, what are you doing? Oh, those are for you. Yeah, those are for you. It's what? Pajamas. Okay, on what service though? What is this, a firm, Klarna? A firm, a firm. For Christmas time. Christmas time, winter time, summer time. I love the pajamas. I almost wished for her sake you were black. Why? He would have left on his own. Pfft. Pfft. Pfft. We like jokes here, ladies and gentlemen. He's Mexican. We know that. Oh. I have a thing for Mexicans. Okay, did you learn your lesson? Well, I wouldn't only go for white guys, so I thought if I went for a Mexican, I would have a better outcome. I know, y'all are all the same. Well, hold on. Whoa, I'm on your side. What is happening here? Okay, you owe $130.56 on this with an $18.71 minimum fee payment. So yeah, 12 payments, you are getting, you are getting interest accrued up the butt on this thing. Usually these are like 35, 36% interest. I thought it's sorry, like at the beginning, it tells you how much interest at the beginning, right? It hits you out of the gate? Well, yeah, it would, but if you're on paying for it, you wouldn't get interest. But you're splitting it across, what, 12 payments? Yeah. Yeah, that is interest accruing like crazy. Why did you have to affirm this? Go to Goodwill. Cause I wanted him to be cute. No, no, no, no, no. If we're in survival mode, we don't do cute. Yeah, that's true. We don't do cute. But he also was working at the time that I bought them. Why'd you get fired four times? I don't like, like basically. He doesn't like, he says to me like, I try really hard in my job cause I love to work hard for who I'm working for. And he's like, I'm not gonna, he's like, I'm not gonna kiss anyone's ass. But I don't. Let's kiss anyone's ass. You know, you don't get fired for not kissing ass, though, specifically. I wanna, and then he's always like, why do you do so much for your job? Like some of my job requires me to bring a little bit home. And he's just like, ugh. What is the kiss ass? I got asked kissers here and I got people that don't kiss ass. I haven't fired the not kiss assers. I've had kiss assers that have been fired here. I don't know. Oh, well. It's literally just if people do the value. I don't do your ass. And so whenever they tell me something, I tell them, I don't know. I don't know. I don't know. I don't know. Whenever they tell me something, I tell them, hey, like I'll talk to them. Like I let them know. Like what? Give me an example. All right, let's say there was an Amsons. They didn't want me to bring a jacket or something. That was the first job. And it was like winter. So I brought it and I told them, hey, if you want me to wear something I want, you provide it to me. Okay. Is that the company policy that they would provide it to you? They said that you need to get the logo. How did you think that would be a productive conversation in a workplace? The logo on this shirt. And you never got the logo on the shirt. I didn't see a problem with it. Cause one, it was just even with a snarky attitude that is damaging to culture. Even if you were probably actually right in the actual, you know, overall concept, clearly, you know, you are not a complete idiot. I hope and think and maybe allegedly you're not. You know that would lead to potential termination if not a write up or something. Come on. Going in with a snarky attitude, no shit. No, it wasn't even, it was just that instance. That. Yeah. That's what I'm saying. So it was. Okay, next job that you got fired from? Vitals, like not putting the right vitals for a patient that was going into surgery. What? Yes, fired. Yeah. Reasonable. That was the last job. No, that was the last job. That was, yeah, that was the last job. Okay, what about the other one? I don't remember that one. The other one was because he had blood and you had not, you make a, So it's like small mistakes. Yeah, I remember. He makes stuff, hold on. With a gray tube and the blue tube and the gray tube had something in the blue tube and you didn't put the right tubing or something, but multiple times. Medical. Yeah. Blood? Yeah. Good, get fired. Why did they keep putting you in? What was the other one, the third with the final one? The final one was the chart that he didn't. No, no, no, the other one. We've talked about three so far. Talking about the coat, talking about the chart, talking about the tubes. Oh, before we were married, the bank, I think. The bank, why'd you get, let go from the bank. I do remember his drawer wasn't. Oh, how to balance your drawer for like one penny. Okay, you have not been fired for any unreasonable reasons. It's just, it's been for like one penny. Biles. It's a bank. Okay. The vitals that, you know, I would like that person to be alive. It's the same color as just different ways that it gets drawn. It's the same color tube. So like it's really hard to tell which one it was. But reasonable to be fired for. Yeah. And the charts. The charts. That one he knows. The, yeah. That's spooky, that's scary. And you want to be the one that takes a vacation. You want to be the one that moves overseas. Your life's a vacation. Oh, I know you get nagged to death, but come on, for what it's worth, I am usually kind of anti the women on the nagging, but I don't think it's coming from an unfair place in this. Yeah. You might be the first guy in human history getting nagged fairly. Did you say so? Guy. TLRA. That's a medical bill. Okay. And I'm just making payments. Well, I'm going to cross it off because you have like a payment left and it's done. So was it for the birth? No, it was for miscarriage. Okay, this is for Michael's card, but honestly, I don't give a shit. Michael's. Yeah. He gave information about the card in the green room. He didn't submit anything. Okay, that's the family. Is this you? I'm just doing you. What is this? I'm not doing him. My grandma, teeth, husband's lawyer fee. Yeah. Is this your debt? Yeah. Okay. Okay, grandma teeth, 120? What? Oh, cause I needed to go to the dentist and I needed to fix something. And so she loaned me. Are you paying her or how does it work? Yeah, I'm paying. Just when I have $120 or I'm going to make a payment to her when I get paid and it doesn't matter. My husband's lawyer fee. Said this was a gift, but I don't feel right about it and would like to pay her off. To who? My grandma. Oh, this is all, that's the grandma. Okay. So how are you paying that? I haven't started yet. Cause I don't know where to start. Okay. And then my mother-in-law $1,000 because of Roblox and beer that he spent. You actually, oh, there, do you just feel obliged? She does not own it. Okay. So you feel obliged to the $5,000 into the... I feel like I need to. $100, okay. Yeah. Well, no, no, no. You need to prioritize you in the get. I'm crossing off the five and crossing off the one. Okay. Unless they specifically asked for it, they're not paying it. Okay. Then don't pay it. Cause you have here finance 3000 something for something, I don't know, at a 12.3% interest rate. Oh, no. We're going to pay 607 an interest. I was trying to pay the credit card. Cause I didn't. Well, you didn't. You just used that. And then you racked it back up because you spent it on bullshit. Yeah. If you do not change your behavior, never take a tool to get there shorter. They can be tools, but you're yourself, you're hurting yourself. Yeah, I really, it doesn't make sense. No consolidation, no bankruptcy, none of that until you fix your behavior. And then you can do it, if any, but I wouldn't even do it now. Okay. Listen, and I'll let you use the mine card. It used to be called the Fizz card. It's a debit card that builds credit. It's connected to your checking account so you can't spend more that's in there. And I also get you both course career, course career certifications. You actually have to complete it to get it, but you choose what you want. A lot of people have used those certifications to convert them into six figure paying jobs in the audience. So you guys can do that too. You get it for free by being on the show. Well done. Use them, get a job and get a better paying job. Oh, well, I want to save to go back to school. I have one more semester to be a teacher. One more. Okay. I like that. That's great. I don't know how to make that in the budget either. Well, you might be able to get some student loans. Maybe. I mean, I would do that. That would be fine. I'd be okay with that. And if you can live with your parents to help subsidize, I'd be okay with that as well. Your monthly payment is... I think it's 101. Is this monthly or two times a month? Monthly? Okay, $100.85. Now, are we shocked that we did the thumbnails before filming? I am not. Will you even be here for the post show? Are you going to walk up and get out before while we're resetting? I'll be here. You'll be here? Yeah, I'll be here. I respect that. Okay. I respect that. Not that my respect means anything to you, but I respect that. Okay. Texas Bank, you have... Oh, this is a balance. Okay. No, wait. No, yeah. Is this a credit card? It's a loan. No, it's a loan. It's just a loan. Okay, well, same. That you're like, okay, I see. I'm making payments. Yeah. It's from the car. 3,491.70. Listen, the thing is... It's from my car. Oh my, this is going to be the most insane post show we've ever done. Why? Because the mother's coming in. Yeah. And everything we just did. Oh. Oh. $180.66. Yes. Okay, that's your minimum monthly. Listen, check an account, started with 39. That's why you got that return ACH. Listen, unless you get the sender control stuff, sending on bullshit and get your debt down, it's going to be impossible to be independent. Yeah. Okay. You're stopping in the gas station, getting some bullshit for five bucks. That's our joint account. That's not me. What are you doing? What are you getting for $5? A drink? Probably, I don't know. All right, buddy. About bucks. No longer, my friend. No longer. Do you like caffeine or hydration drinks? What's your... Hydration. Electric, okay, electric lights. No caffeine. There you go. That is Gamersubs. It is absolutely incredibly delicious. Every, I mean, you guys just confirmed that, right? Yeah. We're drinking that. Isn't it so good? It's fucking good. It's so good. Gamersubs is so delicious. You guys have no idea. Get your free samples to figure out what flavor you want, link in the description below. Use my code, Caleb, to get your free samples. And then you get a 10% discount on whatever packet you purchase. With those, it is 40 cents a serving after my discount code. That is 40 cents a serving making your energy drinks or hydration drinks at home instead of stopping in and getting into the bullshit like this guy. Hulu, Taco Bell. Hulu's me. Taco Bell. Liquor, Olive Garden, bullshit. Maybe bullshit. That's hard to tell. Texas Bank, 180 bucks. That was the loan. That was to pay the loan. Okay, well, you can cancel Rock & Money Premium. You guys get Don't Otherwise Premium for free forever now. Children's Place, Main Street Cafe, McDonald's, Limbs Chicken, guys, make $1,800 a month. You have no money. This is an insane amount of spending. A lot of those are him. He's sending me. It doesn't matter regardless. First of all, split the finances. I'm actually advising. That's rare. If we're splitting split the finances for a bit. I'm not saying divorce. We might get back. I want us to get back. Okay, I believe in love. Love is great. Okay, I want you to be able to stick it in again. Woo! Stick it in. No more Gune in online. Okay? I'm cute too. I don't understand. Okay, I'm on error. $65 in this account. It's nothing. Oh my gosh. Panda Express is supposed to be working there. That one was probably me. Bullshit, bullshit. McDonald's, bullshit. The Walmart's are hard to tell. Because they're oftentimes probably good, but then you also stop it and get it at the same time, $4.30 or something. That's probably bullshit. So it's difficult. So it's bullshit, bullshit, I don't know. But McDonald's, Sonic, Derequina, those definitely are. Maybe bullshit, Milo's Pizza, draw of $9 was rejected. Chick-fil-A, Water Burger, potential bullshit. What the fuck? Walgreens 300 and Walgreens 280? Oh, it's because- That's insane. It's because I was taken out of the ATM to pay the house. Oh my gosh. You paying cash? Well, I'm just, give it to his mom. We weren't rent from his parents. Oh my gosh. And yet we still own my- Oh, potential bullshit, potential bullshit, rejected withdraw, McDonald's, potential bullshit, Candy Crush, paying for Candy Crush? No, mom's probably me. You can't. I know. That's not a joke. I know. You can't, there's no survival here if you do that. Bullshit, bullshit, zelling money out. Municipal online payment, yeah, it's like a fee for paying, I don't know, Donald's Etsy, come on! Chick-fil-A Etsy! Come, I don't care what you like anymore. It is you and the child that you must survive. There is nothing. Our retirement is 676, there's nothing. Yeah, I know. That's just mine. Okay, let's pretend you move on and live with your parents. What's your require rent? What they require rent? No, no. Thank, utilities? How would groceries work in this house? I would buy me and my child's groceries. Do you, would you have to? Not necessarily, no. Okay, try not to. We need to take care of your debt first and foremost. Independence, well you have it. I want you guys to get back together potentially, but not yet. But what about all the stuff at the house for him? Like all the payments? Doesn't matter, get the f**k out. Work with the transition plan, that's fine. No, but like I know he can't pay it. I don't care. I do not care. Did you see what was done? You've been cheated on. Yeah, I know. I don't care anymore. I don't. I'm sorry, that's the reality. Total income was 2,741 that came in. You had a higher payroll month, but 3,500 went out. Anyway, so it doesn't even matter. Total debt, let's get your minimum. That's because he was working. Ah, f**k. Before he did the charts. Right? Uh-huh. That's f**king insane. Debt minimum through payments, 3,50, 22. That's what you have to get rid of because that is a risk over your head. Okay, so you would not have any rent, anything like that. Your food, probably not, and I hope not. Your mom's coming in so we can ask her. So we can cross these off. TP Fund, anything else for you and your kids and maybe help back to that house a little bit? I will put $300. I will have to buy her diverse wife's. I will put $300. What is your food bill? Right now, for just me and her. Phone bill. Oh, no, my mom pays mine and his mom pays his. Okay, this is good. It's not great, but it's good. Medical health care, co-pays and stuff on a monthly basis. 73 for me and my daughter because we have a marketplace. And then co-pay, I need like 25 a month for a month. Okay, we'll call it 100 bucks. Subscriptions, let's put 40 bucks. No pets? There's a cat, but it's his. Okay, not worried about it then. Okay, that should be it. There's nothing else that needs to be taken care of. If you move in with your mom, I'll put 400 for TP Fund, giving even more back to that household. Well, I mean gas for my car. Yes, room, drive, drive, how much? 200? Car insurance, how much? Well, it has both of us on there, so I don't know. So, 289. Do you split it? I usually pay it. Try to get your own, I'll put it 289 for now though. Hopefully we can buy it again in the future, but you need to go open a checking account right now that it's separate and put it in direct deposit there. Chime is fine, set up the direct deposit, you'll literally get $350 for free if you do it. It's not even a joke, barely even a plug. It's actually true, you need the money. Okay, needed to survive, $1,379.22. I can't give you fund money because you're in survival mode, I'm sorry. That's fine. You only have an extra $420 left on a monthly basis, don't get excited. Okay. Shit. This takes you two and a half years to pay off. You get a better job, going back to school, become a teacher, maybe a year and a half, gotta do that semester at school. Regardless, it doesn't matter. To do it. You, huh? So now student teachers get paid, so I'd get paid a little bit more. Listen, you need to pay off this debt as quick as possible. Live on a bare bones budget. If the parents can take care of food, that's great. You have to do that and you need to clean up your shit so you have no risk. So if this ends up in divorce, you can be a single mother. Now I hope it doesn't. Clearly what happens from here is you need to get help. Potential on the sex side, you need to tell your discord kittens they're gone. You need to un-add these people on Snap. You need to be truthful and honest and transparent going forward completely. You need space at least three months, go to couples therapy together. In that meantime, go to your own personal therapy, work on your shit and get a fucking job. I don't like that response. Shit. You will? Yeah. Okay. Obviously the household financial scores is zero, 10, it's not even close. Get yours at CalebHemmer.com. We're gonna tell the mother, her mother, everything in the post-show, see if she can move in and what's gonna happen. This is gonna be the craziest post-show in financial on our history. It's pretty much a guarantee at this point. Hey man, I am so sorry. I really am. We'll see you there. Click join now. The mother will be coming in. I'm worried about my mom. He cheated. With another woman? Well, she was in the green room, he was talking to four women. Oh my gosh. In Discord, he was talking to one of the women about wanting to dominate her. I'm shaking. Which is fair. I'm shaking. You know, biblically you have a reason for divorce. I want to make it work for our daughter, but I do want to separate, I think. I don't wanna destroy your life. Right now you're destroying hers. And that's not fair. Don't forget the summer budget reset is now live. 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