The Money Mondays

From Blindness to Billion-Dollar Vision: The Sean Callagy Story 😎 E146

38 min
Nov 4, 20257 months ago
Listen to Episode
Summary

Sean Callagy, a legally blind entrepreneur building a billion-dollar empire, discusses his multi-company operations spanning law, medical revenue recovery, and AI. He shares his philosophy on delegation, personal growth, wealth building, and the importance of integrity-driven leadership while explaining how he manages 16-18 hour workdays across multiple ventures.

Insights
  • Scaling multiple companies simultaneously requires shifting from operator to owner mindset and building teams around three core criteria: loyalty to mission, masterful competency, and aligned power dynamics
  • People earning $40K-$60K+ plateau not from lack of opportunity but from not knowing how to intentionally network and create shared experiences with people outside their current circle
  • Lifestyle inflation is the primary wealth killer—small recurring expenses ($800/month) compound to $50K-$60K over 5-6 years, directly preventing generational wealth building
  • AI's true value lies not in replacing human capability but in processing massive content libraries (40,000+ hours) to create personalized acceleration and service at scale
  • Charitable giving should be strategic and sustainable—tied to mission alignment and measurable impact—rather than transactional or purely cause-based
Trends
AI adoption moving from consumer chatbots to enterprise-scale personalization engines with long-term memory and content integration capabilitiesMedical revenue recovery emerging as $500B+ annual opportunity as healthcare providers face systematic underpayment from insurance companiesBlind and disabled entrepreneurs building billion-dollar ventures, challenging assumptions about capability and leadership in mainstream businessIntegrity-driven leadership and mission loyalty becoming competitive advantages for talent acquisition and retention over traditional compensationMulti-sector business models (legal + healthcare + AI) creating synergistic value through shared operational infrastructure and client basesHigh-net-worth individuals increasingly focused on purpose and impact over consumption, driving charitable giving and mission-aligned venturesSpeaking and influence as measurable business metrics—tracked by audience engagement, record-breaking sales, and audience retention ratesLifestyle minimalism among ultra-high-net-worth individuals as deliberate wealth-building strategy (same watch/car for 17+ years)Government engagement (Congress, HHS, Medicare) on healthcare fraud and recovery becoming standard business development for healthcare companiesPersonal brand building through authentic storytelling of failures, lawsuits, and losses rather than curated success narratives
Topics
Building and scaling multiple companies simultaneouslyDelegation and leadership team structure for complex organizationsIntentional networking and sales growth beyond $60K income thresholdLifestyle inflation and wealth-building disciplineAI implementation for content processing and personalization at scaleMedical revenue recovery and healthcare fraudLegal industry disruption and attorney business model optimizationIntegrity-driven hiring and team loyalty metricsCharitable giving strategy and sustainable impactSpeaking and influence as business developmentPersonal branding through authentic storytellingTime management and work-life balance at scaleInvestment strategy and diversified portfolio buildingGovernment relations and policy engagementDisability entrepreneurship and accessibility in business
Companies
Callagy Law
Sean's law firm operating across multiple states, disrupting legal industry by addressing lawyer dishonesty and perju...
Callagy Recovery (Medical Revenue Recovery)
Healthcare company recovering underpaid funds for physicians, operating in all 50 states, on pace for $1B valuation, ...
Act I (AI company)
AI platform combining unblinded formula with AI to help clients increase money, time, and impact; processing 40,000+ ...
Unblinded
Platform for human actualization, financial abundance, time freedom, and duplication/scaling; foundation for Act I AI...
Integrates Financial
Financial services company within Sean's portfolio supporting wealth building and investment strategy
Tony Robbins' Aspire Tour
Speaking platform where Sean has appeared 19 times, breaking records and delivering highest engagement scores
Disney
Company where Sean achieved highest speaking scores among his corporate engagements
Salesforce
Enterprise company where Sean delivered high-impact speaking engagements
T-Mobile
Telecom company where Sean achieved notable speaking performance metrics
Marvel Studios
Entertainment company represented at Sean's recent 1,000-person event in New Jersey
People
Sean Callagy
Legally blind entrepreneur building billion-dollar companies across law, healthcare, and AI; first blind self-funded ...
Dan (Host)
Podcast host of The Money Mondays; mentor and business partner to Sean; focuses on financial abundance and wealth bui...
Tony Robbins
Speaking platform owner and mentor; Sean has appeared 19 times on Aspire Tour, credits him with massive influence on ...
Gary Vaynerchuk
Entrepreneur and media personality; Sean recently interviewed him, competitive about New Jersey roots
Michael Smiken (Calgary Smiken)
Co-founder of Callagy Recovery and law firm; key team member who discovered AI implementation breakthrough
Tom Agraka
Co-founder of Callagy Recovery; essential component of medical revenue recovery business
Mark Linter
Co-founder of Callagy Recovery; part of core leadership team
Bella Reader Coast
Influential team member providing personal and professional impact to Sean's organizations
Michael Johnson
Team member described as absorbing 'lightning bolts' and demonstrating exceptional commitment to mission
Winston Churchill
Historical reference for Sean's philosophy on influence and mobilizing people toward mission
Peter Drucker
Business theorist quoted on business fundamentals: marketing and innovation
Michael Gerber
Author referenced for owner vs. operator business philosophy
Quotes
"I'm in the verge of becoming the first blind self-funded unicorn founder history. I am blind, unicorn billion dollar valuation."
Sean CallagyEarly in episode
"The only human attainable superpower is the ability to cause yes."
Sean CallagyMid-episode
"People don't care about money that much. Eventually they get to a point where they're satisfied and they want purpose and fulfillment."
Sean CallagyCharity discussion
"Don't live above your needs. That extra $800 a month is $10,000 a year. Imagine that deployed to S&P 500, gold, Bitcoin, or real estate leverage."
Dan (Host)Wealth building segment
"If you're not loyal to the mission, if you don't have masterful competency, or if you're in your ego and not aligned with power, you're gone from my world."
Sean CallagyLeadership discussion
Full Transcript
Maybe Zenjansmen and welcome to a special edition of the Monday Mondays podcast. We're normally, I'm inside an RV motorhome traveling around the country making these podcasts for last two and a half years. However, I'm in New Jersey, I'm at Sean Calhize, he's among us opposite the way I like 20,000 square feet of employees here working away on multiple of his companies. And so we want to make this special episode for you guys right here live. By the way, the episodes come out every Monday at 9 a.m. We're literally feeling right now at 7 a.m. to put this out right away for your listening pleasure. As you guys know, these podcasts are under 45 minutes because the average commute to work is 45 minutes. The average workout is 45 minutes. So this episode will be around 35 to 38 minutes for your listening pleasure. Now for the new Sean Calhize, you're one of our rare multi-episode guests. If you could, still for our new listeners, give us the quick two minute bio so we get straight to the money. So I'm in the verge of becoming the first blind self-funded unicorn founder history. I am blind, unicorn billion dollar valuation. On IP on EBITDA, it's on our privilege. I was on my way to going blind and being broke. When I graduated from law school, I had hoped to play professional baseball and not that worked out. I've had the privilege of Dan, as you know, of being in a bunch of different sectors. I've spoken on the 20th Robin's stage 19 times. I've had the highest speaking scores at Disney, Salesforce, Team Mobile, some incredible companies. And brother, I learn from you every day and we're impacting the world in the space of causing human beings to raise their money, time, and measures like, hey, what do you do? I caused people to see what they don't see about raising their financial abundance, time freedom, duplication, scaling, now accelerated and unprecedented ways in the world in AI. We call it act I and we're headed the biggest companies and the United States government in this space. So that's a little bit about us. Okay, there's a lot of sudden pack there, obviously. So inside of this huge building here in New Jersey, why New Jersey are you from here? What's the story behind why we're here? Yes. So I want to have a fight with Gary Vee and Bruce Springsteen about who loves New Jersey most had to privilege thanks to you, Dan. I've interviewed Gary recently. He was unbelievable. I love Bruce Springsteen. I love both of them. But I want to throw down Royal Rambo. Who loves this state most? Yes. I'm appalled by our taxes, brother. But nothing can take me away from this state. That's the thing from its beaches to its amazing mountains, all the beautiful things that have deer in my backyard in New Jersey. I have dolphins in my backyard in the beach. I love this place born and raised and will never ever leave the state. I think there's a lot of magic here in the Great Corridor State. It is the HQ. It's the beautiful things. All right. So in this headquarters, there's multiple companies that are going on. You have legal firm that has offices around the country. You have a medical industry related company here. You're now diving deep into the AI space. Talk us through how do you run, organize these major companies simultaneously? Yes. So thanks, Fat. Dan, as you know, Peter Drucker said, and you live this, that business is nothing more than marketing and innovation. I once thought marketing was fragile and gross and dirty. And as you've exemplified, and some of those shortening humans have exemplified in the world, marketing could be the most integrity thing you can do in the world. Because if you get the message out, you actually have something that is more optimal for people, but isn't it your duty and responsibility to get it out there? Are you talking about that? Let's let's run, right? So I discovered that in 1997, built the law firm. What is pretty going on by being broke? So the law firm is where we consider ourselves to be as fine as things anybody out there. That's a foundational piece of bringing justice and equity to people that moved into medical revenue recovery, or recover money for physicians. That's the entity that we're in the verge of having a billion dollar valuation right now. We're on pace to cook a billion dollars next 12 months on behalf of our healthcare provider clients. But what I really realized is that if you can support people, as you do, brother, and raising their financial abundance, duplicating and scaling up time-free them, and creating impact in the world, putting those three things together, which is again, what you do every day of your life, right? That's our obligated company. And then AI came into place. Back die, we saw AI plus the unblinded formula, plus our mastery of it, to support people in more money, West Time, or Magic, all of that together. We say it's all the same thing. You build a platform, you serve people integrously in solving problems and pain points for them. That's what we're doing here at this HQ in New Jersey. So why dive into the law firm? You have it in multiple cities. Why build Caliggy Law firm? Yeah. So because believe it or not, people despise attorneys in many ways, but they also trust attorneys. There's a saying in investing then. Once you have Harvard, you have everyone, right? So once you have the attorneys, you really have everyone called the Tri-Nalow Trust. Attorneys, accounts, financial service providers, these trusted advisors for people, if we're able to serve attorneys in how they build their business, how they run their practices more optimally, then we have everything. Why I go into it initially though, 28 years ago, is because I had no idea how to make money. I thought, where's made money? They don't. Only 1% of attorneys pre-code make $500,000 a year, but I did it so I would not be blind and broke. It's all I cared about 20 years ago. And once I figured out the codification of the only complete holistic, diagnostic, dynamic, interconnected, actualization tool for all human AI now, business submission, acceleration, it wasn't an end 20 years ago, that was the change of my life. And they said, if I could figure this out, and I could grow 40 personal law firm six months out of law school in the next two years of creating it, I'm like, I have to teach this to the entire world that was the beginning. Metagore revenue recovery. Talk us through why diving to that category, why you have this building this law firm, why diving to the medical industry? Yeah. And I guess one more state on the law firm part, one more state meant is our mission is to fundamentally change the way people feel about attorneys want to client at the time. And the way we do that is we disrupt two problems in the legal industry. First, these solve the big issue, which is lawyers are encouraged to lie. And lawyers encourage to lie because courts do not enforce rules of candor to the tribunal by lawyers. Lawyers are not supposed to lie. They can't conceal material dynamics from the court that they would otherwise be required to share. Lawyers lie all the time. Judges do nothing about it. Giant problem. Second, perjury. Witnesses lie all the time. Courts do nothing about it. Barry bonds go to prison for perjury. Bill Clinton will be impeached. But every single other person goes out and lies all the time. Right? We all have these experiences entrepreneurs out there with injustice in the courtroom. I'm a stand for revamping that. And what I want you to know is there's no such thing as he said, she said, where he said, he said, she said, she said, if people are lying and you have the appropriate mastery, we can win and now we crush that. So that's why the law, medical revenue recovery part, it's the same dynamic insurance companies steal money from doctors. That's what happens. Do doctors occasionally steal money from patients and over-tree people? Of course they do. This fraud in every angle. But 20 years ago, I discovered this massive epidemic. And I mastered this and created the largest practice of its type, recovery money for doctors in the state of New Jersey, big time in New York as well. And then a national what was passed about three years ago, which allows us now to operate in all 50 states in the United States. And there's $500 billion per year that doctors have been underpaid. And we're in that business now and we're partnering with incredible people like you and others to work through how we get this message out there. Because 90% minimum, 90% of these governments statistics were in Washington. And frequently now we're going to be there for the fourth time in the last five months, meeting with congress folks, senators, media department of health and human services, Medicare, all these amazing people, Department of Labor, all of them about this epidemic challenge. It's real and it's huge and that's also something that I care very much about. And it's an incredibly beneficial place to be when you're recovering money that's stolen and that magnitude, then it creates value for other people as well like us. Okay. You have this active law firm for over two decades. You're now recovering hundreds of millions of dollars for doctors. But then you dive into the AI space. Now with Acti, you are mentally obsessed going into the AI category because you've envisioned how you can help improve the world now and in the long term future. Why when you're already so busy, dive all in and say AI. Yeah. Because we all, you do, Dan, I do. I think everybody watching wants to change the world. It's just a dawn of humanity. People have wanted to make the world better. And so it's just dawn of humanity. People have struggled with two questions. Why am I here? How do I fulfill my ultimate vision, mission purpose with who and when? And I know I'm speaking quickly. Like go back and really listen to the words because we have a very narrow time frame. But the impact, the availability of acceleration is massive. So I'm in this. Not because there's a way to make money. Not because everybody's diving into. In fact, I was nauseated. I move against the crowd all the time. Everybody's going this way. Before I go, I'll go the way of the crowd if it makes sense. But I'm not going to go until I'm sure. So I spent a couple of years watching everybody claiming nonsense, lying, defrauding people, exaggerating two years ago. I'm like, oh my god, I could load all my content. 40,000 hours of content. I could put all this in and we could create all this acceleration. Er, you cannot do that with chat, GPT. The memory is so short, it's completely crazy. So I was like, oh, this is a complete waste of time. Hey, I'll look up some restaurants. I'll do some things as better than googling probably chat GPTing. So I did it about nine months ago. My teammate, Michael Smiken, who is now Calgary Smikens, Earl Offerm. I have two top 100 national drivers with Michael, said to me on a Saturday. He said, hey, I want you to know. Remember that thing we got? We took 300 hours of work that I didn't have five hours. I'm like, you didn't want to? I'm like, what did you do, chat GPT? It starts laughing. He's like, that's crazy. He goes, no, I built things. I've got to build things we talking about. And so wait a minute. Why are we using this that I'm blinded? Why aren't we using this everywhere? Because what we've created, and that built the obsession, I spent Easter weekend, 2025. I've never worked on Easter. I'm a Christian, believe in God. I don't push that anyway. But I spent Easter Sunday working the entire day, remotely with everybody. This is the craziest thing I've ever seen in my life. And from that minute to today, and a very specific thing I can say about it, but from that minute to today, I realized this is the way we could actually change the world for the better, create massive value, and compete with the biggest technology companies in the world to do it differently. To do it differently, not to gather people to market to them, but to gather people to serve them in the ways they need, not to create addiction to things they don't need that can hurt. Yeah, that's it. Medical company, law firm, AI. And then just a few weeks ago, you had over a thousand people here for an event with Gary Vee, the founder of Marvel Studios, former chairman of Disney and CEO Tiktok, and Charlie Sheen and the karate kid. Like you just had sugar ray liners, like the lineup is ridiculous. Thanks to you. Thanks to this guy. Thanks to this guy. Yeah. For how? Like how do you, how are you running these things? You have the law firm, a medical company, now an AI company that changed the world, and then throwing these like, listen, I throw a lot of events. It is very, very time consuming to fill up a room with people, especially a thousand people here in New Jersey. Yeah, and we did it 30 days. We've 30, 35 days, I think is how long we've, like 35 days before we said let's go. So is it all delegation? Do you have like a CEO or quarterback for each thing? How often are you working on these things? Like walk us through real life. Like how does Sean Calligay run a day? Yeah, so thank you very much. And I like to pre-frame the next by saying this. I don't think that anybody should try to do what I'm about to say, because I don't think that's what most people would want to do, nor what you do today. So, but what I'd love to share is what I did before and after really quickly. So I got to a point of being a business owner, not operator. Michael Gerber is the emith. I love it. And I was not an owner. And there's not an operator. And I became an owner. And that's how I ran my law firm for a long time. From long period of time, I would work five hours a month. Sometimes five hours a week. On my two top jury verdicts, I worked much more intensely, but that was my choice. I was free. I walk my kids to school every day. I have three children and an older. I have four-year-old daughter. But my three-year-older children, including my son, who joined their mission, he's an attorney, graduate of his class, I was present for everything. What an early school went to every practice, went to every private lesson, did all these things. A thousand games they played in, I missed nine. That life was beautiful. Then they retired me for my favorite job. By damn, they got old, right? They graduated from my school. They were living in criminal lives right now. I love them. We have amazing relationships. But then I said, now it's time to take my work to the world. And my life became very different. I had financial freedom, I had time freedom. Dan, I work 16 to 18 hours a day. We spent five hours in a restaurant together yesterday. I worked in the morning. I'm sure you worked in the morning, worked at night, doing all these beautiful things. So what is a day in the way it looked like for me? It starts every single day at 6 a.m. and I'm getting prepared in ECB times, sometimes five, sometimes four, but at least by six. It's executive creation decision-making time. I'm preparing for the day. I'm structuring things on my own. Now I talk to our actite agents. It's what I do in the morning. It's not what Callie all morning. Callie who Dan asked that to date. We'll talk more about that later on Saturday night. Callies are actite agents, not a human in any way, shape or form. Nora can she do weird things, like with Elon's. I'm not sure where that ends, right? But with everything we're doing at 7 a.m. start this morning, then I'm on with the team. And we have our visionary call with all the people in our vision ear program. We're serving these people. So that's 7 to 8. I'm preparing everyone, right? The entire day goes until about normally about 10 p.m. Right? And there's this dinner, there's bedtime for my daughter. So I have these moments. But I'm running a driving nonstop. They're really going to have with my entire quarterly leadership team is for 24 or 7. Fones are on, we answer. I don't abuse that. But we are talking right now midnight, 2 a.m. 3 and 4 a.m. Very, very often driving forward actite into the world. So final final, you asked about delegation and what I have. I have an incredible team of leaders. I could never do this by myself. These aren't the people who necessarily Dan would have been the most brilliant people graduate from Harvard. But not like at the eve of mezzo, it was Harvard Business School, right? Some of these folks are people who are completely self-made. Some of these folks then go to college. Some of these folks have law degrees. It's everything between. But what I look for and what I have a bless with are GX. Growth driven, heart center, integrity people committed to mastery. And I'm overseeing everything right now on this platform. I am, you know, Tony Robinson, say business mastery, the leaders, the chokehold of the business. I am always, I take that responsibility for anything macro. I am the chokehold. But what I'm also clear on is we create our, for the development of our relationship, all the things we're doing. Some looking for the best people in the world as long as they're growth driven, heart center and integrity is committed to mastery and expanding and sharing value. So creating more value and sharing value. But what people know is this. They need to be three things and only three things that will cause three things. One, loyal to the state of mission. If you're not loyal, not honest that Dan's loyal to me or I'm loyal to him, but loyal to an agreement we have. This is the mission. The toy drive. We're going to do that. I have to. I committed it then. If I have to buy all the toys myself because I got busy, I will buy every single toy myself in contribution. That's the mission we set out on. So if I got busy and I did other things, I'm still going to fulfill for Dan, right? Now, hopefully I will. Lots of people involved, but if it comes down to it, I will do it. That's loyal to state of mission. Second is masterful competency. The person has the ability to do that, which they say. And third is a line that power men. They're not in fake infusion. Michael Johnson in the camera right now. That dude's absorbed more lightning bolts, almost anybody besides Michael is spiking. He's amazing. I love him. He loves me. But when there's misalign, I said, oh, what? I thought I had an idea. So I did this instead. Lightning bolts fly. Three things. Loyalty is the admission, masterful competence, align the power men. And if you have people who are in their ego, then they're not loyal to the state of mission and they're gone from my world. Who's all positive? Tony Robbins has the whole world to choose from speakers. But 19 times you've spoken on stage. And again, you're formerly legally blind. However you like to phrase it, but you're rocking these stages. I've been there when he spoke to a spire tour. And in the video, I'm literally standing on the edge of the stage the entire time freaking out. And I don't really get nervous about things. But she was storming the castle on that stage. And like the whole room, you got 2,000 people, to more than 2,000 people screaming and chinting. And you know, like very powerfully. And when people get charged up, sometimes they, you know, they run around and you're running on the edge of the stage. How is this happening? Like how does Tony Robbins deciding like Sean Calligay's the one I'm going to have going on this tour with us around the world? How are you empowering these stages? I have more questions, but let's just go that. No, thank you, Russ. So I believe that the only human attainable superpower is the ability to cause yes. That's it. It's what saved the world from the Nazis with Winston Churchill. And so there's a variety of ways that we see it set in the movie and this historical debate about it. But the way the movie depicts it with Winston Churchill, the darkest hour, is Winston Churchill got up. They're ready to conceive the Nazis. And he lit the world on fire. He enrolled a bunch of citizens, quotasisms. That's true. That really happened. And then he speaks before parliament. Now, whether or not Neville Chamberlain and Laugh Health actually set anything on check it. It seems unverified. Right. The movie depicts it is that Halifax turns Chamberlain says, what just happened? Because they intended to concede to Hitler. And Chamberlain says some version of he mobilized the English language and took it to war. And that's how everything happens. And that can be done in the darkness of Adolf Hitler or the light of Winston Churchill and freedom of democracy. So I realized that 20 years ago, the influence is the only human attainable superpower, individually, and a group dynamics. And with integrity. We have a definition for that. We'll talk about that some other time. But the bottom line is, why did Tony Robbins come to that stage? Because I believe with great humility that I haven't got it. Well, I earned it. I proved it because I broke records. And I delivered value. And I didn't ask Tony, I have a great story. I'm a blind guy. No, no, I said, how do I create value? And the value I was creating was first that bought a hundred dollar bill for a hundred thousand dollars. And we'll go to that one and lit up the room. So it caused something for his charity. Everybody went crazy in this moment of competition. And then second, they offered me the ability to sell pot and partnership from stage. The first time I did it, I did very well. I was afraid then to show anybody up. I was afraid to reveal myself as my skillet sets that I take up too much space. But they buy me back. The second time somebody told me that was that your best. I said no. And they knew me well. And they said, do your best. You owe to telling the people in the room. I lit the room on fire. I had the people going completely nuts. I broke every record on that stage because I studied how to do this for my entire life. And that's a part of our work. And it's a part of our work with Act I, but that's why Tony would say that. And I'm going to take one final thing, my brother, and intimidates people. What I get on a stage, one of the most challenging parts about it, is people worrying about having me back because they don't want to lose their people. And in integrity, I'm not taking anybody's people. I'm afraid I just want to be cleared. And we have a beautiful dynamic with Aspire, a beautiful dynamic. I have a Tony. Tony said nobody, Tony Robinson said nobody leaves me heart and integrity in the Sean Cali G. If you don't know what's up to you need to. Thanks to you, I'm in the Mastermind with Tony. I prefer it to other things that he was doing with Tony before. It's unbelievable. I'm so grateful to you for for everybody out there. It is the only attainable superpower. That's why people put me in their stage. And with you, we're going to make clear agreements with everyone about what to do about it. And to nobody gets scared when that superpower shows up. So the toy drive, you know, last year, you'd already donate to the toy drive. And then I came to your 700 person gala here in New Jersey. And it was like 13 degrees. Which is not enough degrees for me, other than California. So there's only 13 degrees. And it's snowing outside. And I pull up and there's three u-hauls of toys with you standing outside when you're supposed to be inside running in the 700 person event. That's yours. It's your event. Why are you outside waiting for me? Why do you bring more toys when you already donated? Just talk me through like the behind the scenes in your mind. Sure. So my grandmother, Nani, and my grandfather, Pop, taught me when you're going to show up at somebody's place, you bring something. And they didn't have much at all. My grandfather, I go to high school, my grandmother, Nani did graduate from high school. My mom pushed a hot dog, a court entrusted student, and was a kid. My mom, my dad went to college. So I didn't have much within a small apartment. I was a baby. I was in a six-foot-foot apartment. My parents got divorced when I was one. My life, by the way, was filled with much massive abundance of love, of guidance, not of money. So I'm not like, poor me. My childhood was unbelievable. Blessing. Even though they knew I was going blind, they wouldn't have money. So why did I do that? I did it because, for me to fill those three U-holes with toys was about the same as some people in America buying a pizza for people. So it was my way of saying, thank you, I see you, brother, because you're a person of massive influence, and I believe in sustainable giving. So if you're listening, you go, oh, so you only do things for causes when something good can happen for you? Oh, almost. When good can happen for the mission I'm loyal to. This brother has the ability to do that because of those U-hole. All those kids had an amazing, so it's a great cause. I will only give to great causes. I will only give to causes where I believe in efficiency, but there's a third criteria that I call, call out, and sustainable giving. And I have given raised mass mice for charity. But if you're in love with your charity and you're not going to serve the people that you want to do things with, with something more than, hey, give to my charity because it's a great cause. What are you going to do? Give to deaf kids or blind kids? Catch traffic kids or getting blind people employed. We're going to have a heroic need to identify off or brand off of which charity's baddies are incredible cause all of them. You have to cause things for people. I knew what could happen if we did more together. I knew who you were, you didn't know who I was yet. So I was there with a pizza. With three U-hole trucks. I'm there this year with a bigger pizza, breaking the record, but the truth is I was there. And I'm there for people. I talked to Uber drivers. I talked to people in bathrooms. They're handing towels. I have people be seen always in my presence. That's something fully committed to. But I also did this magic to be created in the world. And I want to apologize to you because today when you came here, you're in New Jersey, we've got cars, we have cars with different things. You have your own car that you have. I wasn't here to greet you walking the building. And I was embarrassed because where I was raised, when you have guests, you go out of your way. And I do that with our certification partners. But people in our programs, I'm here to serve. So what I do, I want to serve too, with my version of having a pizza ready for you or a chocolate cake, something that meant something to somebody of your magnitude impact. And also represented, I see you, brother. I see that you're at my Christmas and holiday party when you're done. Fleshing could be anywhere with anyone on earth on that day or on the holidays. I am massively grateful. I understand who is sitting in this room. I understand blessing and privilege of being on your podcast for a second time. I understand that you have choices that most humans could never dream of. And my family taught me how to respect that, how to honor that and see you. And that's why I did it. And for all the kids, but I could have done it for blind kids or deaf kids, but that's why I did it. You mentioned certification partners a few times. What are you referring to? What is that? Sure. So it's our highest level program. It's full. No joke. No seats. Well, these are people who've invested six figures to be part of the program that we consult, we train, we coach, we call it actualizing, and we create businesses with. And these are remarkable human beings in the world. And there's not one of these people there at this point. I don't love, well, I love to respect everybody, but I don't like, I like them all. I'll drop Lightning bolts, I'll fight people on other F people when necessary to bring justice inequity to the world. I'll do my job as Leonidas, what I have to a Batman, right? But these are human beings I like. I appreciate, I trust, I respect, to go forward in the world with. They have trusted us and we have an unbelievable relationship. And then the leaders in our vision year program, which is taking act out to the world. These are lawyers, accountants, financial service providers. These are trainers, coaches, speakers, authors. These are remarkable people in technology space, everything. But they have the closest people to us in our programs in the world. And they're human beings I plant that tunes the world with. So, 2026 and beyond, you're going to be going on a hiring spree, because AI company, Metacrebtion recovery, et cetera. These are all very scaling businesses. Why should someone work for the Caledity Worlds? Yes, three reasons you should ever consider to be anywhere. If people can help you one, grow personally, two, grow professionally, and three, grow financially, better than any other opportunity. With our work and act dye, the platform building, unblinded, there's no greater opportunity for people to grow personally, grow professionally, and grow financially, and they're working with us. We will be loyal to the CREATUPON STATE admission. We will help people who are masterfully competent with our masterful competence of running building, growing, scaling. We have tens of thousands of open medical recovery files. We have massive complex litigations. We have these unblinded, thousands of personal events. We understand how to handle super complex things, all those famous people, thank you Dan, thank you Darryl Prince as well, for all those things that happened in our last event. We had to do that, so our master would compensate, and we will be in a line to power them in. I can tell you who does not like working for us. People that are significant-driven, ego-driven, people that are certain to your driven, but people who are growth-driven, heart-centered, technical-scommitted to master, it is the greatest personal, professional financial growth opportunity, anybody can ever be had. If you want to be safe, secure, and know what you're doing every day, I'm serious. Go be a police officer. I think it is one of the great, most honorable things you could do. I think it is one of the greatest positions for certainty-driven, it's very risky for your health and safety, but you know what your job is every day. You can dynamically go fight crime, it's beautiful. A lot of folks, though, don't like to be in the world with me if you're not prepared for dynamism. We will change PIVANT on a dime to move forward the mission every way as we are loyal to it. So typically on the podcast, I cover three core topics. I'm just gonna ask you one rapid-fire question for each of the three, since normally I just do that as the whole episode like last time. It's how to make money, how to invest money, how to give away the charity. On how to make money side, why do you think people hold back from ever going above the 40 grand, the 50 grand, the 60 grand, et cetera, your job? What holds them back from taking the next step? Yeah, because they don't know how to. So I think that's like Tony Robbins talks with the tyranny of how I agree with him, so people don't get started, but people literally once they start, they don't know how to exponentially grow your sales meetings of the highest quality by talking to people you don't know. That's the key, they don't know how, and then they're afraid to talk to people they don't know with intentionality. They hope to bump into them. You have to intentionally create things through shared experiences, but that's my answer. On the investing side, why are people scared to invest in money unless they do start making the 100 grand, 120, 180, this start growing in their career? What makes them so scared to invest their money? Yeah, I think people, again, they don't know how to, and so people don't know how to, and then if they two crazy things happen, either they spend all their money, that's the biggest challenge, right? Or second, they invest in crazy things, because they like people. So it's like don't invest in crazy things you like people, and don't spend all your money, create intentional investment strategy that this brother talks about all the time, listen to him, he's way more mash what that than I am, right? And he is, so listen to them, and invest your money consistently regularly and create a diversified portfolio, where you have things that you're very sure, or wonderful, and then things that are more risky, that fit into your profile, and you crush the world, but absolutely, do not just spend all your money. Dad doesn't do that, I don't do that, don't do that. Yeah, I've had the same watch since 2008, 17 years. And here's mine. I'm not wearing one right now. 17 years at the same watch. Amen. For seven years, I didn't even have a car, I just Ubered everywhere, and even now I don't really drive that. You guys have a pricey time for fun? Yeah. So I have my beach house, I have two beach houses. My oceanfront beach house is a $3 million house, I get a $40, $20 million, I get $40, $30 million. I love my house, it's never changing, right? For the very same reason that you're saying. So yeah, don't live above your needs. So you guys have heard me say this before, but for any of the new listeners, one of the biggest things that happens is someone does go from 60 grand to 80 grand, 80 grand to 120, 120 to 160, they start to really earn bigger and bigger income for their household, and they don't know why they have the exact same amount of money in the bank account at the end of the month. And the reason for it is, they go from the two bedroom apartment to the three bedroom, a three bedroom to the four bedroom house, but they're still just them and their husband or them and their wife. Then they have one kid, but now they have a five bedroom house, but you don't ever go to the fourth and fifth bedroom. You don't go to the next door living room. And too often people are like, oh, it's only $800 difference from this apartment, this apartment, no. $800 difference is $10,000 a year. $10,000 a year, you living up place for five or six years, 50 or 60 grand for the third bedroom that you've never been to. There's probably still plastic on the couch because you never go into that room. You go get the second and third car. Ah, it's only an extra 800 bucks a month, no. It's again, it's $10,000 a year. Imagine that $10,000 a year, you were deploying to the S&P 500. That $10,000 a year, you were buying gold or Bitcoin. That $10,000 a year, you were buying 50K, $100K worth of real estate because you could leverage the 10K. That extra thing that you're like, ah, it's just 800 bucks a month here and there. It's literally holding you back from generation of wealth. And so the thing I say is, when you go from the 60K to 80K and 80K to 120 and you're building up your career, if you can continue on that same two, three bed in place, if you can continue on to the same one of two cars, you can continue on without buying the second, third and fourth watch, you will literally change the course of your life by just not wasting the money. Now, I'm not saying don't go to Starbucks and don't buy the coffee. Listen, you can still enjoy your life with what I'm talking about. What I am saying is you don't need a third car. You have one but you don't need a third watch. You really only have one wrist. Could you wear two watches? You could, but it'll kind of silly unless you're Kevin O'Leary. And so he loves wearing two watches. Okay, and on the final question. Actually, can I say one thing on that? Of course. So, so many people, the you and I know, we have many people in common are living so profoundly shockingly above their means. And because somebody is three million followers on Instagram, doesn't mean that they have any money in the bank and have any ability to do things. It is constant, it is repeated. And I have great empathy because people do exactly that. I know a dear friend who has millions of people online that lives in like a 50,000 square foot house and has massive financial stress. 50,000 square foot, I'm not exaggerating. So yeah, don't do that. Too often people are living to impress other people. So like when we're both showing that there's no watch on our wrist, that very concept. Too often people are buying things to show off to people. They're buying Louis Vuitton and Gucci and fancy clothes to show off to these other people and they don't realize that those people don't care. Absolutely. They literally don't care that you want to live a ton. And that person's not going to be true funeral. 100%. And so often times when I talk about like the bad things that happen in life or the lawsuit with the county for the ranch or the headache with this person over here or the business went up and down like I talk about real things and good and bad on social media because I want it to be relatable to people. You are going to go through lawsuits. You're going to have people pass away. I've had 39 people pass away. I talk about it publicly. You're going to have 0, 1, 2, 3, 4 people pass away in your life. And so I talk about the bad things because it's much more relatable for people. It's actually have that forum to talk about death, lawsuits, employees leaving situation that happened in real life. Too often everyone makes it seem like everything's perfect and everything's pretty all the time. I do what's called building in public. All right, so the final part on the charity side. Why do you think it's important for company owners to have some type of charity involved in their brand whether it's for their employees to feel part of it or for their brand customers, clients, and vendors? Yeah, because people don't care about money that much. Like once people get to a point that they have the money that they think is appropriate for them, whether they're living in hate aspirin in San Francisco with their pet dog and their begging for money every day or panhandling, or they're a billionaire with a 300 foot yacht in the Monaco yacht club. People just don't care about money that much. Eventually they get to a point where they're satisfied and they want purpose and fulfillment. So let's just start there from the beginning. I realize that for every one of us, we could live at a higher vibrational level or lower. And we're going to live higher vibrational if we're doing something for something larger than ourselves. So if your team is hoping to grow personally, most of the person in professional financials, and they're connected to a charitable element dynamic, bang, go, there you go. So people will want to stay. If you only help people grow financially, they'll never stay with you. If you only help people grow professionally and financially, never stay with you, is personal professional financial, cannot be personal, but has to be all three and that's why they have my brother. I believe people should be try to be connected. If I share two other quick things. Sure. So just on this point, they're mentioning a moment ago. I am so clear and present to the fact that people suffer and people want to impress people. The greatest way that you can impress people is by doing more good in the world and just loving people. Like that is the greatest thing you could possibly do. It isn't by where you live. It isn't by what you have. The person I bid for the $100 bill against is a wonderful person. They made tons of money and they were all dressed down in Louis Vuitton. I didn't have like garbage on. You know, a spider like, you know, kind of ski outfit that may be cost like $800. This person was probably wearing 25,000 those and clothes. Right? But don't believe that that's the person is more impact, more financial ability. Just don't believe that. It's not Instagram followers. It's not the clothing, it's not even the house of the cars. It's people who are living as you're saying on that higher purpose. I made a big mistake before that it violated. That's why I'm clean up thinking the final funnel is neaming the people. Tink Nicole, my L.O. Adam Gucci, you know, Fernanda Valencia, FJV or co-founders who I'm blinded, I would be nowhere without them. Michael Smichen of Calgary Smichen, Tom Agraka, Mark Linter's co-founders of Cal year recovery, Bella Reader Coast or her influence, amazing, personally and professionally in all kinds of ways in my life, without these people, Mona, my Salinas mom, Peggy, Tyco and Emma's mom, these human beings, my parents, my grandparents, my high school coach is the people in the program and 100 names. I should be saying I'm not right now, I apologize to you for not saying your name right now, but all of those people are essential component parts of everything I build, just like my brother, you have a massive list yourself. And of course, this brother right here sitting here, we are not on the trajectory on out him. I always honor Tony Robbins, I can never pay Tony 100 lifetimes for everything. He's done for me and many, many more people. So thank you for making sure. Okay, so you have a podcast that's fully launched now and you've got all these different brands. You can just write off the name so people can research if it's a law firm, the AI, the medical company. So, medical revenue recovery is Calgary recovery. We're partnering with medical associations across America right now, state medical size others, partnership field sign, unbelievable Calgary recovery. Calgary Smikin is the law firm, integrates financial, is our financial company, unblinded is the place to like connect in beautiful big ways and heart actualization of people, financially, tire freedom, duplication scaling. And act I is our company, it's AI, plus the unblinded form act I. This is our fun, the heart of influences are online show. The show on Calgary unblinded podcast is the podcast. And thank you, that's a lot of stuff coming up. I have a lot of action going on. So that's why I'm here so often now because I want to help with your mission and your vision. Okay, as you guys know, it's your support that has kept us podcast so high up in the rankings about you sharing, commenting, liking, subscribing, et cetera. We have been running this ad free. I spent 70,000 a month on this podcast for the last two and a half years to keep it ad free for you guys and so that you can enjoy it with a 93% listen through it because I'm not reading commercials, I'm not reading ads. I'm not saying at some point I won't, but I won't be reading, I promise you, I won't be reading these two minute reads. I would like to do some type of main sponsor type deal like Wells Fargo or Cash App or Hertz Renekar, someone that I work with, but I'm not gonna be reading for pills and websites and things like that. So if you can, like, comment, subscribe, share, et cetera. All those things truly do help keep us up in the rankings because we wanna get this message across. It is not rude to talk about money. Money is not the root of all evil. Are there bad parts that can happen from money? Sure. Are there bad things that can happen from people making more money? Sure. That is a tiny percentage compared to good that you can do in this world with money for your medical bills, for your parents, for your kids, for your family, for your friends, for your employees. Money is a very useful tool for all those things and so we wanna keep talking about it so that we can have open discussions with our friends, family, and followers. Thank you guys for watching. We'll see you guys next Monday here on moneymondays.com.