Financial Audit

Financial Audit: Intervention

99 min
Jun 8, 2026about 1 month ago
Listen to Episode
Summary

Financial Audit examines the relationship and finances of Stacy and Aaron, a couple of five months who moved in together quickly after meeting at a funeral. The episode reveals multiple trust issues including lies about money, unclear relationship boundaries with exes, and poor financial management, with the host expressing serious concerns about their compatibility and financial future.

Insights
  • Rapid relationship escalation (moving in, shared finances within 5 months) without established trust creates vulnerability to financial entanglement and relationship collapse
  • Dishonesty about money—even small, seemingly pointless lies—erodes trust faster than the actual financial behavior and signals deeper communication problems
  • Honeymoon phase excitement masks incompatibility and lack of foundation; when excitement fades, only unresolved trust issues remain
  • Financial dependency can trap people in unhealthy relationships, especially when combined with shared housing and friend group overlap
  • Avoidance of difficult conversations (vague references to criminal past, unclear relationship history) indicates poor conflict resolution skills that will intensify under financial stress
Trends
Young couples conflating romantic intensity with relationship readiness, leading to premature financial and legal entanglementHigh-interest credit card debt accumulation during relationship transitions and life instabilityTrust erosion through small financial deceptions rather than major infractionsNostalgia-driven relationship choices (high school crushes) as escape from previous relationship traumaAvoidance of transparent financial communication in early-stage cohabitationGenerational patterns of poor financial literacy and impulse spending (energy drinks, unnecessary purchases)Relationship instability driven by unresolved trauma from previous relationships
Topics
Relationship Financial EntanglementTrust and Honesty in RelationshipsCredit Card Debt ManagementCohabitation Financial PlanningEarly-Stage Relationship Red FlagsFinancial Infidelity and DeceptionDivorce Financial RecoveryShared Housing AgreementsEmergency Fund ManagementHigh-Interest Debt RefinancingRelationship Communication PatternsFinancial Dependency DynamicsImpulse Spending BehaviorSavings Account Interest RatesPersonal Loan Refinancing
Companies
Navy Federal Credit Union
Aaron uses Navy Federal for banking; Stacy noticed suspicious Zelle transfers through the app
Amazon
Stacy's Discover card shows significant Amazon purchases; discussed as example of unnecessary spending
Starbucks
Referenced as wasteful spending habit; Aaron buys Stacy wine from Starbucks via Zelle transfers
Costco
Stacy makes frequent purchases; mentioned as source of wine and other goods
Half Price Books
Location where Stacy and her ex-husband went together, creating trust concerns for Aaron
Red Robin
Restaurant where Stacy had dinner with her ex-husband, leading to trust issues
People
Stacy
Guest earning $45.06/hour; primary breadwinner in relationship; has trust issues with Aaron
Aaron
Guest earning $25/hour; moved in with Stacy after 5 months; has history of dishonesty about finances
Caleb Hammer
Host conducting financial and relationship audit; expressed serious concerns about couple's viability
Brandon
Provided commentary on Aaron's behavior and personality; advocated for Stacy to leave relationship
Lindsay
Provided perspective on relationship dynamics and financial concerns
Colton
Referenced as person Aaron confessed financial lies to; provided perspective on relationship
Quotes
"Once you guys get slightly out of the excitement, this relationship is done."
Caleb HammerMid-episode
"Why would you lie about something so pointless? It makes it even worse."
Caleb HammerDuring financial discussion
"This is the moment where we can stop an actual mistake from happening."
Caleb HammerPost-show segment regarding proposal
"I've met abusive partners that are better than this, man."
Caleb HammerPost-show commentary
"It's never boring. I think we would prefer boring."
StacyDiscussing Aaron's personality
Full Transcript
To watch episodes of financial audit a week earlier, check us out on YouTube. You accused her of cheating, you had to go through all her Instagram messages, all her text messages, all that. You just leaned in to kiss me and I just let it happen. I didn't know what to do. You have no agency? What the f*** is this? I was like, he's like 6'5". One thing you don't know is that she has like fully just gone out and sent her ex- You guys are together. He tried to specifically turn off the vanish mode auto delete stuff on your phone and you wouldn't let him. It wasn't on. That s*** was literally on. It was not on. It was on. I saw you grab my phone and turn it on and then be like, look, it's on. This is the moment where we can stop an actual mistake from happening. Once you guys get slightly out of the excitement, this relationship is done. I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join and that's a promise. Hi, my name is Stacy. I'm 25 years old. I am Aaron, 26. We're from Everett, Washington. And this is Financial Audit. Hey guys, thanks for coming to Austin. Happy to have you. Stacy, what do you do for a living in Edinburgh? I am a commercial wallpaper hanger and painter. Okay, interesting. I've never even heard of people doing that. The painting part, sure, but commercial wallpaper, why not? Okay, sure. What do you make doing that? Hanging wallpaper. I'm doing $45.06 an hour. Really? $45 an hour? Pretty good. Okay, you're doing well. I'd say you're doing really well. Okay, wow. I mean, that's as far as hourly income goes on the show. Pretty damn good. How many hours a week are you working? 40, but lately I've been doing like 60. It's been pretty brutal. That's incredible. By choice or they're making you. A little bit of both. I'm the only wallpaper hanger. They're hard to come by. Yeah, because you're the thing in wallpaper, sure. Starbucks wants the wallpaper. You've been doing a lot of double nights. So many Starbucks. Nice, okay. Very full. You're working nights. Yeah, sometimes. Okay, cool. So what does that translate to into money that hits your account per paycheck cycle? I think roughly 1,400 a week. A lot of taxes are taken out. That's what hits? Yeah. Not a lot of taxes. You're not in that lot of taxes range. No, you're not. Okay. The union. They take a lot for like your pension. Maybe union, but that's not taxes. Like in the state of Washington, either. It's like you're not like, no. Okay. Yeah. No. Got to walk in a little bit here. It's like 9% over there. Huh? The taxes? 9% what? I don't know. I don't know anything about taxes, man. I just go on TurboTax. I file every year. I don't really give a shit. Just. Well, sure. We're talking about her. Okay, so that is $6,066 a month. Okay. On average, you know, some weeks are going to be, or some months are longer, some weeks, or some months are less, but that's what it averaged out to. Pretty good. Now, Aaron, we can talk about you since you wanted to talk about yourself very happy about that. Yeah, I like doing that. How's your opportunity? What do you do for your job? I am a maintenance technician for an apartment complex company. Okay. So you don't make the money? No, but you know, I do try. That's okay. Hey, check up with the golden goose, the mother of money. Mother of money. We love it. What do you make? I make about $25 an hour. Okay. But you know, forever at Washington, obviously you do need more money. $25 would stretch further here than there. But okay, very good. What, 40 hours a week? Yeah, just about. You have to get OT approved by the bigger bosses and whatnot. But you know, if you're encountering a leak or a fire situation that kind of just. So what hits your account per paycheck cycle? What is that cycle? I would say average. It can be about 16,000 and some change. Every. Sorry, every two weeks. Okay. 1600. Oh yeah. I mean, I got. Oh, okay. No, I mean, I understood. But okay, 3,200. Very good. Okay. Wonderful. So like half of what she's making, you guys are doing well together. You guys are doing well together. For the most part. How long have we been together? Five months. Five months. So this is not a marriage. I don't, at least I don't think it's, you guys are married, right? 15 years though. So I mean, it's been, we're not married. Well, that has nothing to do with anything I just asked, but I appreciate the lower drop. Hey, it's good. So far. What is. We've known each other for so long. Okay. Very good. But you've been together for five months. Yeah. Okay. I don't really understand the point of that part, but I thank you. That was beneficial. So $9,266, but I can't really combine it because you guys have only been together for five months. We even live together. Yeah. I mean, probably not. That would be crazy. Yeah. We, okay. That's crazy. Yeah. We live together currently. How long have you guys lived together? About, yeah. Five months. December. Yeah. December. Yeah. We've been on the first date. Yeah. I mean, if you really want to say it like that, then yeah. Just now the answer would be preferable. Okay. I mean, you guys are honeymoon phase in it. That's fine. Listen, I mean, is marriage even in the picture here? I don't know with how quick you guys are moving. I'm surprised you're not at this point. Okay. Well, we're not combining this. I mean, that is an interesting financial position, I guess, to be in on this side of the table. I want to combine things. Five months in. What the fuck is wrong with you? That's a fucking mask. No, don't be a delusional. We need to get our shit together before we combine things. And then I want to for sure. I don't know what you guys are doing with this, but I wouldn't say that's when you combine when you get your shit together. I think you should get your shit together regardless. I don't think we're getting together. We're combining all of our bank accounts five months after getting together and immediately moving in. That's a little too quick. And I'm someone that has no problem with moving quick, but combining finances five months in honeymoon phase. What the fuck is wrong with you? Not even close. That's not even something we'd consider. You know, shit just kind of happens and it sure does. And you have a choice whether or not it does for the most part, including combining finances. So what the fuck are you talking about? It happens. What? Well, I mean, I love her. I mean, what do you want me to say? No, very good. But you're in the honeymoon phase. I mean, come on. Before we combine all these accounts before you have any legal protections that come with marriage, by the way. So like, all right, to be fair, she's the one that mostly wants to combine. That's what I want to combine. Well, I'm not saying that. It's just like he just said, we're not we're not even married yet. So I don't know, but I thought you wanted to too. Look, you're the breadwinner in this relationship. Let's just make that very blatantly truth. I mean, as much as I have a fully comped unit. So technically I'm making 37 an hour if we're being realistic because rents like what, 1750. But I mean, you already wanted to combine. I want you to have your own. I got my own stuff. You think it'd be even who would want to combine because he's the one that doesn't make money for the area and you make good money. But you want to combine. Why? Because you have like no pressures. You feel nothing. Well, I mean, obviously there's some pressure or else I wouldn't be here. But I feel like, I mean, hmm, where do I want to go with this? Why do you want to combine so quick? You think I'd be married? Okay, that's a bit weird. Can we not like not be married to another guy before you? I told her I wanted to wait a year before we talked seriously about marriage. I mean, we talk about it. You know what I'm saying? Who doesn't? Just from when we started dating around December. So I mean, it's not like I'm looking to marry her right now. Do I want to? I mean, yeah, but I feel like with the path she's going, she'd do it in this exact second. If I could marry you guys, I feel like she would. I mean, she's laughing like a witch about it. Yeah, I mean, she kind of, yeah, sometimes I don't want to go home to my wife. Anyhow, so I mean, your wife, he's not opposed. I mean, I call her my wife. Are you guys married? I call her my wife. It's more in the metaphorical sense. We're boyfriend, girlfriend, but... Of five months. This is like a high school thing. What the fuck are you guys doing? The reality is you guys remitted a funeral when you fucked her that night. Yeah. There you go. Now there's an actually interesting element into this. Why don't you say, I don't care about you. I just like here myself talk if I'm being honest with you. It is pretty insane. Yeah, so you guys remitted a funeral? Pretty much great. Are you married and you're better over over the cask is a little crazy. I was going through the divorce process. Okay. So who was for you guys at this funeral that you guys are buddy reached out to me. He wanted me there for moral support. I tried gathering friends of ours. You should have been there for moral support instead of bending her over. I was later that night. We were very drunk, but you know, I kind of said, I mean, we love going berserk. I love it. It's great. It's great. I love it. I don't say that after he just said, oh, oh, he did. Yes. I said, you said you were, she was like blacked out drunk. Oh, we were both drunk. Yeah, but you've seen the posters, seen the posters. Have you seen the posters? That's a double standard. How long are you in the divorce process at this point? You know, oh God, like two months, not very long. Yeah. My husband was deployed and I was trying to figure out like, I was trying to get all my ducks in a row before, you know, like leaving and you're leaving a dude while he's overseas. Pretty brutal. He was an asshole. He was an asshole. I had to get out of there. What was he an asshole? He was overseas. Just texting mean things. Well, it was life is just easier when he wasn't home. When he was home, I did all the cooking. I did all the cleaning. I took care of everything. I felt like a mother when I don't have kids. Like I, I don't know. It's just every time he left, it was easier when he was gone. And so I mean, why put myself through all of that when I could just go somewhere else? Yeah. And immediately check out with a funeral with him. Okay. And you weren't married, right? No, I was just dating a 40 year old. Yeah, you heard that. I did not stutter. No, I'm just looking at your age. I mean, I don't care. I think you were at 26. You always wanted a milk in high school and you know, I'm 26. Oh, 25. Yeah. Well, you know, I was a pussy. Basically a kid. Yeah. I was groomed. I had some strong language. Yeah. Okay. Stop. So, okay. Well, you were dating this woman? And how long? It was about two years, about to be three. What? You were three? Yeah, I was about, we were about to go on her third year of dating, but near the end. Would you break up with her? It was before her and I did anything to be fair. So. Okay. It was already going downhill. She's giving a face. What? What is that face? You want to, do you want to put it out there? You want to lay your nuts out on the table? I'm fine. My nuts are tucked under the table. What do you want to say? I feel like this is the time to say. Okay. I love my strong. Okay, dude. My goodness. Woof. You're a... They had a little crossover. I'm not supposed to say that. I just gave a look. You're not supposed to say it? I don't think so, right? No. What? No. What are you guys in? A crossover? Wasn't that on the list of like, oh, you just don't want to call? Okay. Oh, cool. Beep that name for what it's worth. Yes, we're not calling the X that's on your list. Okay. That's fine. But what? There was a crossover of what? It wasn't really a crossover. I was seeing that person and heard the funeral. No. Wait. Sorry. Cross over of what? Like while you guys were dating kind of, even though it was like towards the end when things were rocky. No, I broke it off with her before anything really happened. Why did you say that? I don't know. I don't know where that. I'm sure you just say that for the camera that there was no crossover because it seems like there was a crossover. No, there was not. Because then the relationship would just be based on cheating. I mean, at least on my end. I mean, at least on my end. It would be based on cheating. Why did she have the perception that it was based on cheating? I mean, like I said earlier. I'm just chalking it up as like miscommunication. I probably just didn't simply tell her that. That's what I'm assuming at this point. I mean, okay. I feel like I'm being kind of jerked off right now. I could. I mean, okay. That's not a joke. That's like, I feel like, come on. I feel like, first of all, she was like, or she's supposed to not say that. And then like no one told me anything. It's just like, and now you're saying it didn't happen. I'm reading this very weird. I do not know why she said that. Why would she say, wait, didn't we want to not talk about that or something? We talked about a no-no list in there. I just didn't want to. The no-no list. Yeah, but you told me the no-no list. Certain things that I didn't really want to specify on a timeline because I didn't want to money. Timeline. Yeah, timeline. Yeah. Well, we're not giving dates. No. No, I'm just asking if you were seeing her while you guys. No. She. There was that thing with her kid. What thing? Do you want to elaborate on that? You stopped seeing her. So the kid like missed you and wanted to see you. Oh yeah. She had called. That's weird. Well, you know, we're co- the X and I were still coworkers and whatnot. And I had gotten pretty close with the child. We would game together, blah, blah, blah. And he didn't really have the necessary closure to understand like, oh, you know, Aaron is not going to be here anymore. Okay. Okay. Whatever. That's a mess. I don't know. I don't understand. I feel like I'm getting jerked around. I don't know what's real. What's not, but who knows what the relationship is based on? Um, no, but I think we all get the vibe. Why'd we move in so quick? Was it because you had nowhere else to go after immediately leaving her being with her? No, um, I was already living in, excuse me. I'm so sorry. I was already living in Monroe at the time with a old roommate. I was bad. I've been friends with since high school to make a long story short on that. My company offers free comp rent for their workers. So I wanted to very, uh, I wanted to jump ship. Have some free rent. Yeah. We were already discussion. I mean, at the time I was either going to move in with my parents or my grandpa. And I talked to him about it. He was like, oh, we could just get an apartment together. Yeah. Okay. Wait. So you guys at the funeral. Yes. Stuck it raw. Yes. Oh, hook up at the funeral. Not even finished inside. Painter here like a canvas. You want me to say no one needs to know that. He's going to get all descriptive. I mean, Jesus. I wasn't going to get that descriptive. I didn't even know. Isn't that risky? I took a plan B the next day. Thanks. Cause I'm going to say with how quick. No babies. Well, uh, not, not the way you guys are doing it. The reason I actually asked that, I don't ask that just cause I'm a degenerate and I am, but either, even without that, it's because how quick you guys are moving. You know how many accidental pregnancies happen in these kinds of situations? And if you're raw dogging on that first meet. Maybe these are slimy and gross right now. Right. And you're not a birth control and he's blasting raw loads. So I'm good. She's always been on birth control. Uh, mini pill. Great. So the like, yeah. Okay. Good luck. What's so bad about that? The implant socks. I was on my period for like three months at a time. Every day, exact same time. No flaws. And that's even still the lowest effective, but even still. Okay. So I just blew that load and then how many days after, well, and then how quick did we move in? Okay. So after that, right? Just about little under a month. Yeah. And we got on a lease together. Um, shared lease because that's risky a month in. We even just seen each other. We are sure you did. He has no money. Yeah. I didn't have the money at the time. I was going to have my grandma help me with a little bit of it. We're confident he's not with you just for the money and housing and I'm not no gold digger. I think that's some pussy shit, bro. I mean, housing is free from him. So I mean, um, I just had to pay the damage deposit. Yeah. Just how quick he's moving though, but, but no, you're all for it though. I mean, we're about to get the two bedroom and I want to, I want to pay for all that. Oh, you're upgrading. Yeah. So it's going to be with grading while on financial audit. Uh, so I was, what I had wanted when I first was looking for the comp department was a two by one. I wanted the space. She came into the picture. Now that became very much more required, but one wasn't ready at the time. So we've been making the one by one work and then we got approved for it. So all we have to pay for is just okay. Okay. Okay. Maybe you're not gold digging. That's fine. I knew pet. Yeah. Cause I want to, yeah, I want to pay for it. I don't give a shit. Okay. I want to pay for all of that. I do care about this pet. So maybe you were trying to quickly get out of this husband. The situation though. Hey, I would have moved in with my grandma or my, Well, exactly. I'm just still sussed at how quick you guys moved in together. I'm trying to figure that out. I feel like someone was running from something, but you get free housing, but you're with that. You're going through the divorce. It's just, you don't move in that quick. You don't get on a lease together that quick. I know you put the money down, but even still it's so risky. I will admit, I usually like to move slower in a relationship. This is the literal. Complete opposite. Even still lack of that. It's like, I'm the love of your life. Okay. There is no risk. Oh, there's that. You're not wrong about that. I've wanted you since high school and then I finally wasn't chicken shit to admit that final. Everyone knew. I was so into you, but obsessed with high school. This guy, I don't understand people's who, people's whose lives even starting mid 20s who are still obsessed with high schools live the most pathetic life. It's the highlight of their lives. Like what the f***. Okay. Great. You worshiped her in high school. Yippie. You finally got yours. Yeah. Just using your high school crush to get out of that marriage. Move in real quick. Have some fun. You taking advantage of me? No, no. I wouldn't do that. Sometimes I feel like you don't believe me though. Why? Why? Why? Why? Why? Why do you even feel that? It's been a couple instances. Why is she even feels that? I don't know. I feel like he doubts me a lot or like he questions my like actions or I can even think of anything specific but I just feel like he questions my motives a lot. You want to be my sure daddy? Is that what you want? I mean traditionally I like to. Like to. I mean. I should get a better f***ing job. Because we have the free house and we want to save up enough money to get a house after being married obviously. She could be like in five seconds since you guys is right. Oh I mean if I could. With like 30 kids. You guys are going crazy. You guys are going crazy. Sh** 60k to buy a house right now in five seconds. I get f***ing married to her but that's just not a reality. Okay. Can you sh** 60k in five seconds? Dude you are just who is around you ever in an enjoyable way. I don't understand. Very fair statement. To be fair. That's not a good thing buddy. I'm so used to it. I've heard it for so long. And you like this? You know the day is never boring. You like his personality? It's never boring. I'm bored listening to him. It's what the f***. He's just saying things for I don't know reaction or like I don't understand. I think so. No this is all me. You can't tell me you don't want a reaction from people when you say certain things. If I'm really trying to piss them off. Playing your dick on the table. Piss them off. You're not pissing everyone off. You're just saying things for them. Were you a f***ing loser in high school? A little bit. Yeah you're obsessed with high school. No reason he's trying to make up for it. This is how people talk that we're f***ing like losers. Yes. Okay. He's making up for it. Hey you got the girl. Move the f*** on dude. Noted. Move the f*** on. Get over it. There are good times in high school but. Stop at this high school. I don't care. I digress. No one cares. You shouldn't care. Dude I had a great high school experience. I love my high school. Okay. I hated high school. It was fantastic. And that's great too. That doesn't matter. But I don't like jerk off to it. It isn't the height of my life because my life isn't pathetic. If high school or college is the height of your life, you're not living life. You just moved on and just didn't do anything. It's not like I'm jerking my sh** to the high school memories. I just I reminisce about the good times I had in high school. My home life was sh** then and high school was my escape at the time. So I mean I just kind of reminisce from time to time and. Drowning in student loans with massive interest rates. I see it on the show all the time. 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They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now Morgan & Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. Listen, I mean, you haven't brought it up yet, Stacey, but I'm being told you have trust issues of Mr. Aaron from some previous experiences or things. I don't know. What's happening? If you're moving so quick with this guy and you're having these trust issues, like, what are they? That's bad. How will you rebuttle, Stacey? It's not a rebuttal, but if you are having trust issues of which I'm being told you haven't brought up yet, I want to hear them. I did almost leave that night, but basically during the Super Bowl, during the Super Bowl, he had his old roommate come over and, you know, we were sitting there watching it. And the old roommate looks at you and says, oh, so when are you going to pay me rent? And I looked at him because he told me that he stopped paying rent two months ago. And then like two weeks before that, when we went to Oregon for a trip, he, you know, you were like, oh, I have all this money now. You know, I feel so free and happy, which that was a lie too, obviously. And then yeah, it finally came out that he was still paying him rent. How much was it? Like $900? Wait, why? Just to be nice, which you are way too nice sometimes. Yeah, I mean, what's the trust issue? That he's like doing a buying trip. But no, you were like a month in. Like why would he even have to tell you what he's doing with his money? I don't know, but he shouldn't be paying for an old roommate. Unless he's specifically a one. I mean, I agree. He probably shouldn't. When I have to pay for all like the groceries and the damage deposits and the pet deposits and I'm struggling, he shouldn't be paying. That's the point. You shouldn't be taking care of everything a month into a relationship. It makes no sense and creates weird dependencies. You guys the money to pay other people. Exactly. And you shouldn't be taking care of someone a month into a relationship. This is like, you guys are just figuring out having fun. For the record, I don't want her to take care of me. I'm just saying. But either way, you probably shouldn't have been given a money. Why were you? It was very short notice to give my old roommate the heads up like, hey, I need to move out now. You didn't have a lease agreement with him though. So it's just not necessary. No, but it's the courtesy. I've been friends with. And that place is not worth $900 a month. Like, I mean, no, no, it's not. $400 at the most piece of mind. I didn't have to worry about the tweakers and Everett. Jesus Christ. Monroe's probably the one and only place I don't have to feel like I have to bring my gun around. Anyhow, I was being nice. I told him I'd pay him about three months of rent. When rent do you think you don't have to do that? Okay, to be fair, no one asked you to be fair with that. Or do that. He didn't have to ask. He's my friend. I wanted to help him out. And to be fair with that organ shit by the way. Help me out. Help me out. For the organ shit. For the organ shit. I wasn't even paying him around that time. So that was the truth. When I told you I actually feel so free. I'm paying for two months. No, that's bullshit. Bullshit. All right. For one of the months. I'll give you that one. See, don't lie to me now. Why are you lying? I told you to see the point. Don't do that. What is the point? Why create trust issues this closely? Why lie? It was pointless. I don't get it. I just wish you could have been honest with me. Yeah. Is this like a repeated pattern? Just these lies for no reason to look better? Because what a stupid pointless thing to lie about. And if I catch someone lying about that, it makes me question everything. Because when there's actually consequential things talking about. Well, I mean earlier I felt like you were lying to me and now you just got caught on a small. I was like, I don't understand. I feel like I can't trust you. What? At the end of the day, I wanted to just help him. And I'm sorry that you really picked up a lot of the burden of paying a lot of the bills, the food. Does he even pay rent to his dad? Yeah, of course he does. Okay, but that's not even again. What matters? I mean, you can do what you want with your money, but if you're lying about it, that's the weird thing. Right? Because we're not married. You're barely even in the relationship at that point. You were literally a month in for talking Super Bowl night. So it just, it makes no sense. I don't know. You guys are moving way too quick. It's scary and then this is going to blow up and things are going to be intertangled. And I've had to deal with this on the show who people exes have had money. That's been already intertangled and we've had to like try to rip it apart. And it's weird. It gets up. And she says she's noticing sketchy behaviors on your transactions too. What are they? Should you even be noticing transactions five months in on a ship? Maybe. Maybe that's okay. I just noticed a lot of Zells. I've never seen so many Zell transfers. Is it Zell or is it something like PayPal or whatever? Oh, well with my... So many Zell transfers. Yeah, it was Navy Federal. It just blows me away. It's Zell because it's baked into the app or the bank institution. I don't know, but why so many Zell transfers? Why do you need that much? Why can't you do like an automatic withdrawal or like have it like automatically put in your checking or something? There's so many Zells. It's so that I don't have a lot of money in my checking for all the bullshit that I pay for on my end. And then I won't have any money. I can at least control it to an extent. It's just not exhausting. I mean, yes. Why is that necessary? I feel like that's not normal. It's exhausting, but as you can fucking see we're on the show. My money management is shit. So I mean... But I'm also Zelling you the most for all the wine you want me to get while I'm at work. And then after work. I feel like you sell a lot of other people. I can pull up my Navy Federal right now. I'll show it to Papa Hammer right here and he's going to probably take my side on this one. I don't need to look. Okay. Okay, you're buying her a little wine? When I'm at work... You don't buy me that much wine. It's only when you go to Costco. The Zelling thing is not the biggest issue, but is that not a little bit of a wake up call that? That's quick into the relationship. She's seeing Zells and she's like already red flags and alarms are going off in her head. She doesn't trust you already. And you guys are moving so quick that when the honeymoon excitement ends, the only thing that's going to be left is the lack of trust. There's no foundation here other than excitement because a load got dropped on a day of a funeral. So is this going to be lack of trust that's left? It's going to be fights. It's going to be battles. It's going to be brutal. I just love Costco. I mean, Jesus Christ. Dude. What? I mean, yeah. Bad... Badden. Okay. What? What? Yeah. Just a little... You're pathetic. A little bit. What's wrong with you? Why can't you just listen? It's scary that she can't trust you at this point when everything is so good. What's it going to be when everything becomes normal? The excitement is done. It's this normal life at that point. All that's going to be left is the lack of trust. I mean, you can trust me. I've been pretty cards on the table about a lot of shit at this point. Layley, you've been good. We've gone through road bumps. Pretty intense. Yeah, I will say they were very goddamn intense, but You know, I I love you a lot. I love you very much I want to have kids with you someday God, please. No, no no No Like I'm also some of the most quick but geez man, dude, not even five months in at this point Bro, and also what robes at this point a few months in a lot of shit. I won't go into a lot of it No, why don't you go into a lot of it? Cuz you know Hey, remember when you're on a show to talk about things? Maybe you should talk about things And give me a no no there was where's the no no I have the no no's I'm avoiding the no no's tell me the things Aren't that aren't the no no's I'll just give you a brief summary But I'm not gonna be very specific on what happened that night. There was one night. We went to a bar I said something I was very drunk mind you and I said something that was very a lot to take in I am not going to disclose What was said that night just understand it was really big bomb just you don't just set it out there I wasn't I wasn't yeah, just go with it. I was thinking I mean I know what it is and you didn't put it on the no no list for me. It said you have a criminal past criminal Right no, I'm not gonna disclose what the thing was I'm not disclosing whatever it was However, I mean I was you didn't tell me not to talk about it was a lot for her to take in the criminal record Whatever So we're about to go to bed. I mean I would have trust issues with someone with a criminal record I'll be honest. I personally would we went to bed. I got up and I left the house. I was gone I went to some fancy bar in Seattle and I spent like I don't know like Looking to hundred dollars on drinks and food and I didn't come back until like four in the morning But I can't believe he brought his dad home though There's a lot. I know but like I don't see why you need to like shouldn't you tell the person you're with That shit. I didn't want to disclose it that fast and I wasn't oh you guys are moving quick on everything else I think if you guys are moving that quick you got to bump everything else With And I was drunk I wasn't thinking about it and I unless it's been pretty egregious for her to walk out that Well, I was trying to just talk about it later, but she was like no, what is it? What is it? What is it? What is it? You can tell me it's fine. We're safe. I love you I couldn't go to bed. I I had to leave what you do. I'm not just No, that bad. I'm not disclosing it on here. It must have been that bad for you No, I disclosed in it. I already heard that part. That's why I'm not gonna ask again But oh my goodness if you're not willing to talk about it and she left that night that has to be pretty f***ing egregious That's all I'm thinking which honestly would make me nervous too That's probably also why you can't find a decent job. No, I'm not a felon. I have a pretty clean record Yeah, I found and what I don't understand. Well again, I'm not gonna ask again I'm not gonna push your boundary if that's a boundary which I'm picking up that it is I don't know why you didn't tell me not to bring that up before but I thought I did so my bad Okay, that's fine Be more prepared next time there won't be a next time but be more prepared next time Okay, yeah, I mean so I would have trust issues too and now I mean I I'll be completely honest. I have trust issues I mean I caught you in the little lies felt like you're big lying to me earlier And now there's this thing that you're being hyper vague about and I'm just gonna let you know based on a few episodes in the past I'm not gonna pressure you to tell me you do not tell me. I'm very okay with you. I appreciate that Thank you, but I am gonna let you know Based on previous episodes the vagueness makes it look worse than it likely is I'd rather take that on the channel Okay, I'll let you take it on the chin. Yeah, um but I'm gonna have a hard time trusting you and I don't blame her for having that issue and again That is what scares me finances are one of the large reading cause of her divorce in this country And if right now there's this big boiling pot of lack of trust, but it doesn't matter as much because everything is so good Everything's so honey when everything is so exciting What happens when that just becomes normal and all that's left is a steaming pile of lack of trust That's Nervous for me personally especially for what the intertwinner finance is so quick I Don't know Yeah, no, I just No, I'm just wrong with it me whatever you did to someone I Actually don't even know so I like I'm that was a joke. I don't know what you did. Hey, but um Listen, I don't know. I mean Aaron specifically avoids that you've lied or you've admitted that you've lied during money conversations with Stacy because you want to avoid the conflict That's what you told Colton That's what you told Colton. You know, you lie in conversations and you're admitting to that How is there a future here? I know he's worshipped you and that's some easy dick Like very very good and you were able to get free housing out of it very good out of a divorce like come on I'm starting to connect some dots in my head He cleans the house Overseas goes grocery shopping with me. I don't think they can do that when they're overseas He's only gone for three months at a time, but when he was home, I did everything Actually is a contributing member to the household and it's contributing lies and deception and well at least it doesn't feel like I'm taking care It's like two fucking times that I had a big I had told two big lies But then a few months is pretty brutal actually that's actually a pretty bad track record. That's pretty bad That's not good. That's not good there. Mr. Aaron What do you lie about? What do I live? What did he lie about? Well, what was the old roommate thing? The old roommate thing? The fact that you lied about it is the bad thing not that you're doing it I mean, I wouldn't advise you doing it, but the lying I don't understand It was a pointless lie, which is even worse than a lie that like you could have some Reasoning for it makes it even worse. And what's the other lie? I don't Actually may have mistaken overlap was there I Don't think you've lied about I don't know you're telling Colton that you've specifically lied to avoid confrontation in the financial Conversations of the household. I think I was mostly just referencing the old roommate thing because it was a very Anything else? Well as a broad quick. No, there's nothing else. I mean, okay, just checking It was a very broad question to me in general. So I just Yeah, I had replied with just the old roommate thing. Okay, so what are we doing guys? So what what what the f**k is even going on today? Because let's just be honest. We can all we can all see it from here. This is a Mass this is a f**king mess this early on in a relationship. I don't know what you guys do it I don't think you know what you guys are doing guys are having fun, which is fair Which is fair have fun, but does everything else have to move as quick with it? I don't think so This is a mess guys this relationship is a mess What is going on? I've always wanted her. I'm not gonna I know I know you already know but it's exciting to get with your high school crush with that Is that does that mean that that's who our spouse is for life? I don't know and also would you like why even start the relationship out of lie? Well like the overlap and these other things it's like it doesn't make any sense We had went to Christmas at her parents, you knows What was it was it last year? Yeah, she basically expressed concern about the whole roommate money thing And I told her my thing on it like that was like a couple weeks into the even after the diddlin at the funeral Okay, interesting. Yeah, why would you be so concerned about it at that point? Like that's a invasive and intrusive because I was paying for everything at that point And it just doesn't seem fair. He didn't have the money to like pay for things, you know And if someone else is getting it that you're not even like living with then I just It's not fair So that confrontations does speak words But for what it's worth with how you started the relationship with how you've done it with your trust issues, you know One of the easiest ways to tell someone Does something bad or think something bad? It's what they accuse the other person without any proof and you accused her of cheating You had to go through all her Instagram messages all her text messages all that shit. Why would you accuse her of that? It's not just unless there's like actually something that was seen not a very normal thing to accuse there is a specific What was it? It was a She had went to a Restaurant with her ex to talk about stuff Yeah, she's getting a divorce. Let me let me just elaborate a little more. I'll make it a quicker summary It's okay, you know, she was in a good mood before I had to go walk the dog. I walked the dog I come back she's pissed so I'm asking her what's going on Ex-husbands being a dick this and that blah blah blah and at some point, you know, I'm just like can I just see Like the messages for more context like I feel like you're really not giving me enough to go off of So I start reading it she kind of starts shying away her phone like no, let me see the text and There was essentially some Like affection intimacy that was shared it was Intimacy okay, but you kissed him after the dinner like that's kind of weird to me why She scared you that much. Why are you gonna let him do that? You say no you're a woman in 2020 in 2026 no intimacy nothing happened. There was no flirting so you're telling me if he was here right now And he tried to steal another kiss for me you're gonna let that shit happen. I'm not gonna let that happen He's gross. So why did you like that? I'm in the first place. Why did you kiss him? That's actually kind of crazy. He's just oh He he just leaned in to kiss me and I just let it happen. I didn't know what to do. No agency. What the fuck is this? Oh He's a little what was he gonna do take out an axe and slice you in the middle of a restaurant But you had told me a completely different story about what went down that night You said you had dinner with them at Red Robins you after dinner You went to half price books to calm down and you got your little sister's son a book that is not what I did Yeah, but then you also bought your ex-husband a book to be fair. I didn't buy him the book you both went to Together by accident you guys went to half price books together you got him a book Oh, that's where he is going to have right. That's like a date activity Thank you. I was like right across the street. That's why I was like a date activity If you were just straight up with me on that shit and I am a hypocrite I'm a hypocrite at this point. Well, yeah, I lied to you about the rent shit hold the fuck on okay The thing is you could have told me very straightforward like hey This is what happened something was a little exchanged went to half price books and then we left I was still would have been very upset But then you decided as soon as I called you out on it Soon as I called you out on it you start freaking the out like I was gonna I have to give you A lot of anger here one thing you don't know is that Yeah, she has like fully just gone out and sent her ex flowers while you guys are together What's why elaborate on that shit don't know why I mean don't hit her I agree with that I gotta hit her. I don't hit woman. That's the honor. Oh, that was her fear Okay, fair enough. I loved him I would send him the boat title with my signature on it. Do you realize how that sounds? Why would he be texting you after the you guys are going through divorce and you're with him if you loved me? If you loved me, you'd send me the boat. Why would he even have that? I don't know why he would have that language and so instead I sent him flowers and he was not pleased about it I thought it was kind of funny He didn't get he didn't get the boat title. He was hold on. Let me let me try to He was get in your mind say real quick so Cards on table was this like a dominance thing to flip them or was there still a little bit of dominance thing It's like when I bought him a Starbucks when we were at dominance like you kissing him. No, I didn't kiss him I didn't kiss him. I didn't kiss him. That's not what that text said. I didn't kiss the tech say Wait, what the tech? I can't I can't remember I can't really remember at this point because it was long ago. That was a long way by the way But it was something like the other five months I long go It was something along the lines of like you're switching up how you feel now We exchange the kiss like why are you so backpedaling on what you you change a kiss? That's gold pushing because you were saying he kissed you on the nose. That's not exchange I did not kiss on the lips. I Don't have the texts why I delete them or else I keep looking back at them. I get anxious I'm looking back at the I have no self-control. What are you self-control? It makes me anxious. That's why I'm blocked on everything. I don't want to go back and look at that I'm self-controlled from yeah looking back What would you be having self-control self-control doing what? No, just It's hard. What is you're just saying nothing? 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It's like you're in the hot seat Stacy He tried to specifically turn off the vanish mode auto delete stuff on your phone and you wouldn't let him Well, why are you turning on auto delete? You think you can't trust you after you exchange you kiss the guy and now saying it was on your nose no I'm gonna just get it gets deleted. What's the point of that if you can't go in and look at things later Why are you turning auto delete on my phone? No, he tried to turn it off. Yeah, no, I don't delete off It was already it wasn't on I Saw you talking about the disappearing messages shit that shit was literally on It was not I saw you grab my phone and turn it on and then be like look it's on it was already on I have no clue how to turn that on Get it. I love a good Disappearing goon message when I'm in the goon zone Because people like to do crazy things with influencers So I don't want to put that shit you get in that shit crazy So you guys are together and let me be very clear No open no Then I would be very very sketched out if I looked over and The girl I'm with is having vanished mode conversations with her ex I did You turned it on I will say to be fair the only thing because I know the guy the only thing they actually talk about They don't even talk they just send memes. Why'd they kiss? No, that's a different person different person. Oh wait What the fuck who was that? What were you referencing? Well? I'm talking about Who'd you kiss no, I didn't kiss anybody he's confused. No you did who'd you exchange a kiss with nobody the the ex-husband Yeah, okay, but there's no vanish mode with the ex-husband. I see the cross connection Okay, so we were talking about the whole red Robin situation, right and then she jumped I'm gonna assume that you jumped to where you're talking about the disappearing messages on Instagram, right? Yeah, okay So there is a jump in the conversation Okay, so that's where we got mixed it not a red flag those they see that Aaron's friends Weren't you to oh wait? Sorry. Sorry actually reverse Yeah, yeah, no no one of your friends told you warned you about her before you guys got together. She's a Sent not a red flag a little and then there's a red flag and then you can see your ex come on There is a whole Me or she's hated me since high school there is a whole Situation with them in high school and at the end of the day to an extent I sided with that friend however She's nuts. I want my other friend to pay for prom Is effort a small town no no well at this time we were going to So obsessed with prom in high school still it's a problem. I thought that shit was dumb as any hail great Yeah, you're really heard her her loser. You didn't have prom. Yeah, no shit. I was also that was it She was able to tell me her side of the story which lined up pretty well with what I was told on that friend side So I was like, okay, I can she's hated me since the beginning. Yeah, my twin sister Yeah, because mine you guys started with basically cheating from both sides like you kissing your ex and you with the overlap It's like what the jealous cuz she wants to and this relationship has no foundation. That's what it is. No, is that what it is? I Think you want to keep you really bad. There is a point where I knew She was into me, but I it wasn't I was not That's weird. Yeah, I was really big of that My girlfriend at the time not the 40 year old but who would be the third then Earn her husband. Yeah. Oh Yeah, we all banged in the same room. I wasn't really into it afterwards. We had no swapping there wasn't any swapping It wasn't like that just kind of happened Shit yeah, no, I wasn't really into it afterwards. I felt very gross and then would too probably yeah, no, it's bad But they see here's the thing they kept with me on the subject like oh, we're gonna ban your girlfriend like it's gonna happen again I don't care. I don't care. I don't care. It was bad. She warned you about her. Why would she do that? I assume she still has some residual a lot of residual started this relationship on borderline cheating on both sides come on crazy Coming to like, you know save him. I don't care. There's no foundation of this relationship I don't even understand the point guys Once you guys get slightly out of the excitement this relationship is done. I Mean come on it totally is there's no longevity here and if there is it's gonna be misery eventually I like to think my passion will overpower all that bull. That was five months ago. No, no, no, pass the on Pass young passion Jesus Christ read a goddamn book read a book You don't learn that I pass over power all the short term you were saying like passion. That's the thing That's what I'm specifically saying is that this passion this fiery moment the honeymoon phase will end And then nothing's left. I started with cheating Trust issues along the way Nothing's there. I want to make the housing and free money. Oh, I don't know there is I don't want her money though Oh, no If I really wanted her money, I would ask her all the time to pay off my car I would always ask her to buy me booze. I don't I'm not gonna do that wine and booze. How do you guys drink a lot? and Little above average, but you know who's counting this relationship is gonna go down in flames. Yeah, we're also blue collar So I mean what that's a terrible excuse come from a very Brown collar family and What everyone drinks every boot air a lot of most Ages you guys are for drinking has fallen off the cliff dramatically wait really yes, really yeah, I think Yes Really? Yes smoke more. I'm sorry just because you're an alcoholic doesn't mean everyone else around you is just because you're a cheater Doesn't mean everyone else around you is just cuz you're liar doesn't mean everyone else around you is I didn't cheat How this world works? Yeah, okay? book a good one. Yeah, okay What do we think? Combined financial scores I mean, I don't advise combining, but if that's your guys's entire goal sure I'll meet you there But am I doing separate budget or a bunch together? What are we trying to do guys? Where am I going from from here? Actually asking are you willing to do both just to see where we're kind of at or would you separately or together? I mean both separately and then we do the together I want it I want us to eventually come together. I mean we don't split maybe it should be together Okay, what do we think our household financial score is together than zero to ten actually meant to take that test Before this what do you think it it happen? to I was gonna say to yeah Last one past is at Caleb hammer calm get your hammer financial score for free So you stand in the world of money where you're doing poorly where you're doing great What you have to do to get from that poorly to great? And if you don't want to be like a guest who ends up in the show make sure you download the Download wise budgeting app it is what they will use after this what they get for free forever and what you should get the Free trial see if you like it and if you do sign up for the annual version It'll save a lot of money and when you do I will personally sign my detailed 30-day meal plan that goes into Detail every meal every drink every snack you make for every day of the month for meal prep and stick into a budget This thing is incredible. It is saves people a lot of money. I'll sign it and mail it directly to you Now the wise calm link below or just download the app you're very pretty what you doing after this dude rough Freak was obsessed with you during high school. Why the did you go back? Yeah? I'm kind of surprised about that too He's my best friend. He was my best friend in high school. Tell you what? I'm really lucky for this one This is good shit Sorry, you guys go do your thing Dude, I do What is this person I call I've met a few people like this No, it's not do you know how to do spag you're like dude you're and there's something wrong with you I appreciate it and you're like putting on like a your life as a performance. It's so weird. What is this? Yes, what is this Brandon Lindsay? Oh shit? Hey guys. We all know things like this Obnoxious. Oh a performative like cringelord redditor redditor. Oh, yeah, oh shit you're beatard You beatard bro You're doing it. Yeah, he doesn't know it's no one knows you make this yourself I've never like I mean I can I guess I can be kind of like a verbal bully I've never wanted to be a physical bully, but I kind of want to kick your ass right now Now I don't think I'd necessarily be able to but I Really feel the there's I think some natural evolutionary instinct to like You like to like harm you you like Caleb smash feel like doing the I am nowhere near a cool individual You are just What you are man, it's just you are reddit born Please tell us what a beatard is everyone is typing in the document curious because no one knows what this is I honestly I don't know what that I don't know what I can shut up. No, that's an actual term on reddit. I don't You are a redditor No, no, no, no, this gauge is to everything. No, I'm not working Not an actual redditor if anything. Yes, you are. You're an elder millennial redditor. No, no, no, no, no No, I will look shit up like I'm playing Dark Souls. I'll look shit up on like where's this boss this and that reddit always has the Answers you have one problem currently that someone had 10 years ago. There was always an answer on that specific goddamn problem B-tard. I don't know. I got it. What did they have the answer for that? They could Why don't you look it up real quick? You got the little fancy a B-tard frequenter of four chance notorious random image board Isn't that just you Brandon is Is it fortune? Yes, it is. Let's go into the first one. Should we look at your reddit history? No It's hot in here. Can I go make a call It's very hot. Is it a joke? It's very Yeah, you're just joking. It's very hot. He's doing like elder millennial performance cringe lord. Sweating. Yeah It's very hot right now. And you like this and you get this gets you wet This is like that's impressive. My day's never boring. Shit, apparently. You're biologically. My day's never boring. This is it's very He is Elder millennial cringe lord everyone look at the shirt. What? Oh, yeah. No, I just thought I'd you know Oh, oh, thank you so much. Oh, there's a ponytail. I never even saw that Oh, no, that's braided. I braided his hair before we came on this bro, oh my How long hair, you know, sometimes if I want to make it easier when she pulls my hair, you know, I'm okay saying I won't get canceled saying this because you're a white man, but we need to put people like you in a camp This shit is dude. We need to wait. Is it for concentration? Yeah, kill me now. Any who so that's what I was advocating for in minecraft. So Whose card is this this venture one mine? Okay, he doesn't have any cards that makes some money. What the fuck is wrong with you? It's red, which means what is it? What is it? There's fees being a what the fuck is wrong with you stacey? What the possible Fuck is wrong with you? I I didn't have a debit card for a little bit when I when I left the house I didn't have a debit card yet. Why I took I just did you know time Huh? I I put in if apple pay. I I didn't have I don't have apple pay apple pissed dumb. I don't want to use apple pay What? I hate apple. Okay. Isn't that a yes. You're a redditor android user. We know who you are reddit I just use it for the answers. Jesus. Let me look at your history I Can't log in what damn yeah crazy shit actually, you know, we're so cooked right now crazy as shit You know, they actually like just deleted the app. It's the whole thing Anyways, what happened was I just quickly left the house I took half the money out of the bank account and then I didn't open a bank account I was thinking I hate him He's the worst I get that a lot. He's the worst human I've ever met I've said that a few times, but you are still you beat them. No, you're the worst top five Number one is what I said number when I say the worst it means the worst Yes So, yes, well, what's happening with this? I I took all the money. I'm gonna say pause again. I'm sorry. I did ask you and then I interrupted you immediately Stacey as a girls girl. I must girls advocate for you. Savor girls This is when you don't talk the listen, it's fun right now This cannot be the guy you're with I don't I don't I don't ever say this in like actual reality But I'm saying this in reality right now. This is not the guy to be with it's fun He was high school. You're part of friend groups. You probably you got some good things in common In congratulations, you got one that cleans wonderful. You can get a lot of those sounds like you had a shitty x Just because the x was shitty don't settle with this blue skydredditor Greek cringelord millenia, please please you can do so much better. Stacey you can do so much better You you can go get a solid five out of ten. That's gonna be so much better than this guy You have no idea. Shit am I a six? I feel like No, it's gonna be a funny as hell. I knew it was coming. I knew I was gonna say if you said it you'd come I knew you were gonna go there. You are the most predictable pathetic mother. I didn't come stacey, please Please leave this man Stacey, there's a gorgeous man named mark right behind you that is 10 times better 10 times better than this pathetic individual It's very hot by the way. I will say oh my god You got a crush on everybody in here. You got a pop of blood vessel. You got lindsay. No, you're my biggest crush being near you Is it that good? Is the dick that good? It has to be there is nothing else that makes me I'm not angry about it. That has to be it I'm not mad I'm getting that shit crazy style dude Five months you're gonna be 15 months in Dude, you might be the first guest on the show that kills herself. Oh my god. I don't want you dude. You need to leave Don't kill me before she does herself. I mean, that's just mandatory shit I don't want to look at him. Like I've never had this struggle. I can't I sure I have I think he's cute. It's it's not it's not a matter of looks dude. It's just it's personality It's the worst personality. I think I've been around. Um Leave him. Okay. So what what's happened with this? Listen, no matter how bad you are I will actually just permanently feel bad for you because you're with him So I won't even yell at you for this. What's going on? So just to kind of like re restart my story. I left the house before my husband got home. So I leave the house permanently Very soon I took half the money out of our bank account and for a little bit I didn't have a debit card because I was just kind of like fight or flight like get out of there You need to fight or fly get the out of this relationship continue flight from everything But um, yeah for what's about a month. I'd say maybe like three weeks I didn't have a debit card. So like I you know, I put a paid a lot of stuff with cash I put a lot of stuff on the credit card. I needed stuff for the apartment because we really didn't have much furniture Oh, well, we had all of our old stuff, but you know, we need like a couch and like kitchen stuff So I just put everything on the credit card. You still want to do that boneless couch shit I don't think now's the time to talk about a boneless couch. Yeah fair enough. It's fair. It's fair Um, but yeah, or is or is that one the one I put my lawyer fees on? I think that's what capital I don't know. I don't know how would I know? I'm not the guy who's spent shit on this I don't see I don't see your entire purchase history of your life I see the last month and what does the last month say it says past do why you passed do I don't think it was past you. Okay. You were past do stacey. Are you You were past if it says past do it means past do past it was past It's right there that it's late. You've Not maybe not credit statement late, but it is past I didn't think about it at the time. I was going through a lot Or are you going through going through a lot? You're with him. You're going through a lot daily. I get it. I understand Take that one in the very beginning. I was sleeping on the floor of the apartment and you weren't moved in yet That was pretty hard air mattress. Pretty sad air mattress not any better. Uh, yeah, I'll take that one on At that time I didn't work for like a month I took a break I was going through a lot. I needed a break Are you getting matter and matter and no, I'm not kidding. I I'm just honestly I'm shutting down I'm shutting down man. You're just You want I just need you to stop talking. Okay. I would like to continue with her This is like Oh my goodness. You want to kiss a little? You've been late two months this year. Yeah Why Still wants to see her as of a couple months ago meaning it's probably been worse at this point Stacey, what the f**k are you doing? Is this why you're actually with him? Because you wouldn't be able to survive on your own because you're right I don't think you'd be able to not if you're behind on credit cards If that's actually the reason tell me afterwards when he's not here and we can f**king rescue you because you need to get the f**k away from this Loser do not have kids with him If this is the reason I understand it. That is a valid reason to feel that way Feel I I can't I can't give you a good reason why I was passed to This is the reason you won't leave Stacey is it please? No, you can tell me afterwards. I get it. I get it. I wouldn't say it on camera either Tell me afterwards. We'll get you a hotel for a month or something, dude. We get you out of this five stars out of this We gotta get you out of this man Discover it. What's going on my discover card is the one I put all my I'm sorry No, I didn't even say the balance of the last one so distracted by this creature Okay, uh, okay venture one You owe 9,518 dollars and 33 cents. Yeah, you and you're behind a couple months It's probably like a normally like 250 payment. I'm gonna say the currency behind you getting fees added interest is accruing It takes 26 years to pay off if you're still with him at that point. You will have lived the worst life I need you can have a better life It must be hard because you guys have a shared friend group, right? Yeah, shit. So you can't You can't because if you leave and then the finances are harder and that Then oh, shit Oh, and the friend group So pressed You didn't have to do this. You should not have mixed you should not have mixed fun and friends It's a mess It all explodes in the end Not to be fair. I don't talk to a lot of the people Honestly, good. So it doesn't matter. Please just go on. I kind of hate everybody. I'm fine. Is this true? Surprise. I don't hate me. I mean Jesus Christ Let me come on to the show wearing a shirt. This is pee pee poo poo poo pee pee pee poo poo. I mean Me man, like this is bad. I'm getting audible reactions from people behind you that are shaking their head. No, you are And what nobody likes you I'm so sorry to say this this is so mean but nobody likes you That's too mean. No, no, no, that's like too mean. Yeah, honestly, it's really fair like no, no, no pause like I call people And slots and all this stuff, but it's always cheeky and it's always it's with fun It's what when I when I say nobody likes you I mean it and that's like that that feels too mean It feels to me like I feel bad I feel bad. Let me feel bad. Shut up. You can't tell me how I feel. I feel bad. Take it Oh Okay, never mind. What? No, nothing. What's up? Can you join me for the second half of this? I just need I need someone to bounce it I need just a normal guy Oh You're like the embodiment of like Yes Or try to I'm technically a millennial but I And I'm okay with it. I have no problem with my generation of the generation below me your generation I have a problem with you You I love you papa hammer Dude Brandon I can't I can't yes can't Let it flow. What do you how do you actually feel about this? I have to know you had to be just struggling right now How do you feel a little tense? This is a little hard a little Well, this guy is doing this. He's handling it. Well He's handling it. Well, he's cracking this as well I don't know if I'm handling it. Well no, I Starbucks is Bulls and a waste of money and you already know that by making your coffee at home and investing the rest So now you need to do that with your energy drink as well Make gamer subs at home for just 40 cents of serving and honestly it literally tastes better And we proved this accidentally via a blind taste test in our hammer elite show fat and fatter The number one ranked energy drink is Oh, literally the cherry flavor is insane Listen, you can also get free samples to see if you like it or 10 off your order at gamer subs.gg Or click that link in the description below type in code Caleb Stop bleeding out money making minimum payments across multiple high interest accounts Most americans are spending hundreds sometimes thousands of dollars that could be going toward actually paying down debt instead of Aligning some banks pockets and look if you're sitting on high interest credit card debt a car loan at 18% or oh my goodness A payday loan charging you triple digit interest rates You need to hear this if you've already cut up the cards and built better financial habits But you're still drowning in interest payments barely making progress. This is for you I have opened my very own marketplace a personal loan marketplace that lets you get personalized offers from multiple lenders in one place You can see if you pre qualify in minutes and it won't impact your credit score But here's the deal This isn't a magic bullet if you refinance your debt, but keep swiping you're just making the problem worse You still need to fix the behavior that screwed you in the first place But if you're serious about getting out of debt faster You could potentially lower your monthly payment by securing a single payment at a much better rate Check out the link in the description below to see your personalized offers or go to keloephammer.com and remember you still got to do the work That's well What is he like normally? Please just maybe you could sometimes we do guest translations Translate for me what the f*** i'm trying to say because I don't even know what i'm trying to say I'm shutting down here out of just millennial cringe. Please. Please. You have very pretty eyes I'm gonna write down some numbers. Please do some things To translate for me you sir. Yes are incredibly cringy. That's fair. You're coming across like a four-chan redditor crossbreed yes Not a compliment Good, how should he behave? Like a normal adult you say gala, you have a really good point there. I will take that into heavy consideration Okay Are you tensing up? What advice would you give for him because uh, I mean brayden's a cool dude. He you know, uh He he's also friends with his high school people, but you know, they're they're cool people Uh, it's they're probably everything you wish you were I'll be honest What advice would you give for this man so that he could act just like a normal person? Yeah, so what I recommend All right, is you try to do something cool after high school. Okay, so that you don't have to keep referencing high school elaborate like, okay, like you Commit crime and then right Work for the maintenance But if you didn't do that you could do something really really really cool and level up and then you could impress her as opposed to embarrass her in front of The the millions, you know what? honest answer You make a very good point then why do you keep behaving this way? I ain't gonna lie man. I'm pretty goddamn nervous. I'm about pissed my pants. It's okay to be nervous Everyone's nervous who comes on the show that happens three to four times a week Every upload you see is nervous people people don't act like you fair and she says this is you doing well She said he's doing well. I think I'm doing well Okay, really appreciate you doing it again You do make a good point. What is this? What what would you call that we keep calling it reddit and maybe that's what it is. What is it? Nobody else like that reddit this point. It's twitter. I mean jesus christ I don't have a twitter. Okay, that's fine. You're saying he's doing well What is he like normally? This is a personality audit real quick for the last 10 minutes I mean, he's usually like that. He's pretty yeah, this is a normal occurrence. I'd say it's pretty normal It's pretty on brand for him Okay It's never boring. It's never boring I think we would prefer boring Boring, I think great. I think boring if that if the alternative is boring That sounds kind of sick You know, how about how about we do this? Can I throw a genuine suggestion out there? How about I do? Genuinely five minutes of boredom and then we can see the difference. Is that sound good? I don't know about boredom. I just want you to act normal. So Okay, so five minutes of normalcy. How about that normalcy would be great. Why don't you just act like a human? Yes, you don't have to be cringelord right at fortune freak. Got it. What in life? It's a personality audit I'm just telling you to fucking do again. I'm not a perfect embediment of just like I just saw a shirt. Oh shit really? I'm just so proud of it. Did you see that? Oh my I tie dyed it He did his own tie dye. Oh, she helped me with that. Do not I thought we had five minutes of normal. I I'm being genuine No, I know you're being genuine. All right, you know what five minutes of normalcy starts now Okay, yeah Okay, who's the discover it Okay, what the fuck is wrong with you? What is wrong with you? I get it. I'd be co-spending like crazy Amazon Amazon Yeah, I that got that has all my amazon purchases on it. He has a gun, right? He does. Yeah. I have one too. It is lock. It is Back at home locked in a gun safe About safe security and your who has access to the safe just me and that's the I have my own safe. I that's where I keep all my cash. That's not my concern Yours is in your safe. Yes. You have access to it my own safe. Yes Can we please make sure you have no access to any weapon that can be put in a mouth? Okay in the future because I don't know how long you're gonna be on this earth I like to think that's a reasonable request. Okay Five minutes of normalcy. We made it. We made it 90 seconds. We made it 90 seconds. God damn it. We should start a timer I can do that. Okay. Should I do that? All right, Amazon Amazon Amazon Amazon Google. Okay, let's just show me your amazon dude This one's a Shush your dick. Are you the upgrade? Are you this guy? Is this you? Is this you? Is this you? No, I think that's your I think that's my carna. Is that or yeah, probably give me your Amazon. Okay. Okay Amazon You want me to take it to orders? Yeah, okay. Show me your amazon Amazon thank you. They are an android household. I That means nothing to me. Okay, shut up. You have a girl Okay, okay. Maybe you guys are made for each other my goodness. I just I don't understand Why'd you want let's go back to your just your absolute dream? Okay high school. Why did you want hers so bad? What was like? Where are you fucking going in? So I'm gonna give you a general or genuine answer. No bullshit. Why would you bullshit me because I've been me the whole time So he's been me the whole time. So be you. Yeah. Yeah. Yeah, I'm being me so I really was into her in high school because we shared a lot of General interests that I didn't really have in common with a lot of people Her knowledge on like retro gaming stuff was She was the one other person who could really go toe to toe with me on it We agreed on a lot of philosophies and whatnot and I'd like to think we still have the same outlook on life. What is that? I need to know what are people like you even believe in these days? Uh, just as is that a broad question or? I'll look up life. Okay. Um Don't be a dick. I mean that's pretty kind of a dick, but I have to but that's my show. Yeah fair enough Um Also the cheating thing not great line not good continue. You're breaking your policy continue. What's your outlook? It is pretty policy breaking. Um, I mean just in general like Love your life how you want we're not all here for a long time, but a fun time and you guys have a very You're very good time. Not a long time. No one else believes those things. Don't be a dick and live life Okay, yeah, you would have never met anyone else who thought that I don't know politics I don't like doing politics. It's just gets fucking money. You don't have beliefs. I don't sorry I don't like discussing politics in general. They get we're not gonna discuss to say what your beliefs are perfect Just what I believe what are your beliefs? Uh Core core core, okay core beliefs. Um, I I think taxes are fair to a certain extent as long as they're not ridiculous. I want to keep my gun Don't take away my lane. That's all Shit, he's more libertarian, but he seems like Shit that left his millennial and so confused. Is that libertarian? Yeah, oh, okay Is that anti-government like wait, you don't even know where your political beliefs I just consider myself independent. I don't like picking a fucking side to be honest We're educated enough to have an opinion. No, you know what? That's a good formula. Keep that and don't vote. Yeah Okay, okay. Yeah, you're bringing a lot of kids things. You have a kid No, but for my nephew's birthday He just turned to I don't even care about this anymore. He's just turned to oh, we got a master Uh ticket master ticket master gay ticket master We just offered in sons of monsters and man money. We had to see him. Oh that was so good That was a fun concert. That was so fun. Oh my gosh. He killed it Read it You should have seen his poster. Oh my god. I like him as I think I like him as a dude I don't know. I mean texted a couple times. He almost came on the show like I have nothing against him But you guys are just why are you the most stereotypical? people ever Like the whitest kids Okay, he didn't say Oh fair enough Also, some of that is probably ever clear and then I direct Oh, yeah, I buy direct glasses. That's fine. Listen. That's not the issue the issue is uh, where you got these from Oh, yeah, yeah the glasses. That's where she got from the glasses place. Thank you Okay, $93.89 is your minimum there $250 73 cents is your payment Very durable calculator shut up fair enough. Thank you I appreciate you That's you you are you you are my translator here because that's exactly what I was thinking That's exactly what I was thinking You can also translate my desire to kick his ass if you ever feel like it. I I think that's pretty straightforward Yes, I would just like to see it happen Yes, sir. I did not say that I did not think that no we you thought it Okay, a car I think is what I'm seeing here Yeah of 20,000 it was a 20,000 hour car. Oh, okay. So it's my turn. Yes, it is a Uh, Toyota Camry. I see so 2021 doesn't happen your turn this entire episode. No, you've been speaking the entire time. Yes You're retarded your Toyota Camry. Yes How do you feel about the word? I don't give a shit words are words man. Yeah, he did. No, okay. Okay. You can call me the most Up shit you really want the end of the day. I could really give a shit how you feel about me what I care about I could give a shit. No, I don't give a shit. Oh, sorry I could not give a shit about how you really feel as long as you're just honest with it You can call me the most up shit to my face and I'll shake your hand afterwards. I'm not touching you. Yeah, I don't blame you I wash my hands after I piss so don't worry. So you should play me then about wait. What? Why are you talking about washing my hands? Then you know why like wouldn't he want to shake your hand? Yeah, he doesn't have to shake my hand Okay, the end of the day, but I'll I'll go out and offer you a handshake. No. No. Well, there you go. See I love you So yeah about the car, um pretty much what happened with that is I got a why do you keep saying that you love me? Walt him But that desire touch You Don't have to be with him. So really don't I had a Ever apparently not a small town lots of other people you went to high school with if that's the requirement. There's a lot of gross people there Example a uh, I'm from Snoholmish at that. Yeah. Yeah, okay. I'll take that. So yeah, I got the Did you say I got the car? No, what did you just say? That was that was in english? Yeah, it wasn't gonna make sense Actually, I'm from Snoholmish. That's what you said. There is your turn. Yeah, a different town. Yeah, like we care No, oh my So should I go into the car or do you do you want to? Yes, please? Okay, cool. So I had a high end day Alantra It was 2016 a couple years back that got totaled wasn't my fault car was parked someone backed into it knocked at 10 feet Um, so the insurance policy I had because it was full coverage enterprise gave me a loaner It was the same car I have now. I love that car great reliable uh went to enterprise then put a or I got it on a zero down loan because I didn't have the money at the time and still paint it off Why'd you have to say oh that's a say you got a zero down loan car? I'm just lord dumping man. I mean, what do you want me to What? It had nothing to do with anything. I don't know Oh To tell you about my current car now do I have to tell you about my first car I got from my Family I would have asked how you got it to be fair and what did I'm starting back with my previous cars I would have just said I went to the dealership and purchased Is this the part where you translate for him or shut up? I don't think that car is worth it It is it's worth 19,000 you know 19,800 So what I would actually do is sell it and borrow 11 000 hours get a 10 000 hour car use the one and pay it off Do you want to truck? Well, honestly, I don't give a fuck. Can I For what it's worth This actually sucks the feel and I think I felt it Counted on one hand in the how many episodes have we uploaded? Over 500 Um, and I can count on one hands people that like hey you can do that, but if you don't like I don't give a I just don't care if it doesn't work. It's just like I care about you Because you're a person Unfortunately, you're not Yeah, so it's just like Okay, you got it a percent Thanks for you, man Yes Do something with it. I don't know I think I got it at 6 30. I don't care. Is that in another story? I don't please don't tell me no just comment when I ask your credit scores Are gonna be what your first credit score ever was when you first saw it? Sorry. I'm being mean. Okay. I gotta stop colton I'm being mean. I'm sorry. Please shake your brain. I'm being please lindsay mica everyone audience I'm sorry. I'm not trying to you don't know if go to go to like a Like I am a nerd I'm an I like going to like the Board game places that you can like play things. I like that that's fun But just go to one find the most millennial looking individual set across from him for an x for an hour 30 minutes Which is what I've done right now and you will you will understand the feeling that I'm having you shots your face Who has well as far go I have well as far go Okay, you have a lot of money in there 5000 that's good. Well that shit. Nope. Nope. Nope that's savings Well, which is that's good. Well, no, it's not shit because it went down from 7500 You think you're 2000. Yeah to fix my car Okay, that is what savings is for I can appreciate that but checking went down from 2,000 warranted to 546 And you're getting Mexican food steam purchase Bullshit you're going to gas station getting some bullshit. What are you going to the gas station getting some bullshit? Probably a Celsius. Yeah, you are now Brandon was already looking. He knows what's coming right now. What's coming right on cue? They're good You don't deserve it. No, you know what? No, no, no flavor for them Get gamer subs it's 40 cents to survey after my discount code. You just ruined it You were gonna get a free tub which would be 40 Well, actually zero cents to serve because it'd be free get your free samples use my code kaleb link in the description below It's better than average drinks off. You get nothing fair enough. I might sneak one to you afterwards Okay, you get nothing. Oh, I appreciate blazing paddles blazing paddles blazing paddles You can say it again too if you want Oh blazing paddles. No, not you. I don't know what that is honestly. You spent 34 dollars there I I couldn't tell you Quiet now shut up He's just making a dumb joke inside joke Oh, that's a great place to do it on a podcast with people you don't know in front of millions of people You are a gem. I thought it though too Eh depending on depending on your views. How did you? Oh my mom was on math when she had me. Oh Yeah, hey, there you go collective. Yeah, see now it makes sense Yeah Yeah Ice is crazy in Hawaii. Let's move on To get any more bullshit and tell it I'm money and getting more bullshit and high half price books So that's where you're going to make it out with your ex. That's great and Going and get into bullshit get into bullshit mcdonald's get into bullshit foe get into fa razzles good fa razzles for 128 dollars of razzles razzles Did we go to razzles? What's razzles? I don't know what it is. Oh, it's razzle bar girl. It's like, yeah Well, you saw a lot of money there. That was the night we had a big fight parking Yeah Cookies I think oh, that's where you confess to being a criminal which we'll never know more about and looks likely worse than it is Hopefully except with you. Maybe not Maybe it is worse than it looks uh spencer's gifts. I'm a fantastic Bullshit sucy Okay, bullshit bullshit. Listen, you're spending a lot of money on but I'm just it's just so much money. It's so stupid I'm just I'm just kind of done like I don't I don't care. I don't I don't like you guys I mean you're okay. I really don't like you fair statement Am I can I okay? I need a vote because I'm gonna be actually mean for a second But I need to vote whether or not it should actually be mean because I'm one of those people that doesn't have a filter But I'm actually filtering myself right now, which is weird and I don't like it. So I want permission Uh raise your hand if I should be very mean You have a vessel To two two out of three. Okay. Fuck three out of three. Yeah, it was two out of five then it became three out of five Okay, so I got the majority support to be mean I just want to know what it feels like on the side because I just I would like to just know listen again. Um I'm all ears here and if you could just confess you were surrounded by one two three four five six How do you find us a field to be surrounded by a room of people that legitimately? Look down on you and don't like you which no other guest in this show has ever experienced How does it feel to actually be hated by everyone in this room right now? I don't really give a shit Really? Yeah Everyone's got views man like it's just in views This is just your personality that people have witnessed and everyone's been signed and moaning for an hour and 31 minutes and shaking their heads And I mean no one in here not even you obviously has to like me. I don't care. I'm just asking how it feels Nothing no in fact. Are you sure you can't reflect on it? No, I try to just like be lucked on it later for sure But like right now just in the moment. I don't really care For anything I feel like I have to take a pass, but you know, I know we'll get there We'll get there. We'll let you drain it. Thank you drain the main vein. What are you gonna say now? It's a floater. Are you gonna say that next? No, that's a good one. Oh Not really um, you said it Oh, okay. I was asking if you can do that next. Is this navy locking in? Yes, that's mine Wow, you're spending a lot of money on bullshit and honestly keep doing that. Fair enough. I don't care. Cool Good luck. It's it's bullshit. It's bullshit. He's up his entire life. Do any of us give a shit? I don't think so It's bullshit. It's bullshit. It's bullshit. Okay hammer financial score. Um, go take a piss And go off and I cannot wait for the posture to be done. So I never have to see you again That's your hammer financial score. Go yourself. Please go pee. That's that's actually a request Please never be in front of me Um, ever again. Oh, he's tripping. He can't even stand His ponytails out of the way. His ass crackers out. We're actually going for a second. I know us. This is pathetic Please please Lindsay Lindsay Lindsay. He please just come sit here for a second if you may Uh colton, can you just come here for a little bit? Yeah, can you just go share this microphone? Thank you. Please just sit down for a second. I'm not in my maybes being a fan Can you it is can should she leave him? How are you feeling? Yes, you should but how are you feeling? Oh, huh? Yeah, wait. Oh, what's that? Yeah. Oh, what's happening in the post show? Yeah, I don't I do Okay, but before that before that ladies and gentlemen, I just need to know Should she leave him? Listen despite looking like I know too much information I knew too much Despite looking like a bee finished on your chest. You have a lot of really redeeming qualities Okay, guys, I'm talking about just for the sake of her. Oh in the post show Okay, well, he's not in here in the post shows. She's gonna Pop what's happening? Should we say it? Yeah I was gonna propose I was gonna give him a ring. So this is this is the moment This is the moment where we can this is the moment where we can stop an actual mistake from happening Please, are you gonna go the girl? Okay? Here's the thing I Five months is too soon. And also, please don't do it Please don't do it too soon I would give it some more time With this I think you're caught up in the moment Also, I understand that ending one relationship getting into another relationship can feel healing. I you need more time You're married. Yeah Still legally legally well, I was I was planning on like a long engagement. I've met abusive partners that are better than this, man Here's the thing now I feel nervous what wait, are you gonna do it? Oh, I don't I am heavily advocating for not being with this guy He is the most cringe individual I've ever met and he's miserable to be around being around. I'm so happy. He is taking a piss right now Now I feel like I need one. Oh my goodness Okay, okay. Um What's the say it because I think people are trying to be a little nice right now and that's okay Just can we I can read the room raise your hand if you think she should not be with him And I'm gonna close I I'm not raising my hand. I think you should wait Is it just it's just me and Brandon? Okay, let's split down the middle. Well, I think Mika raises hand too You're a part of this you want to come over here? No, okay. Um, I think you should wait I think you should wait to propose I I personally he's not my flavor. Mm-hmm I think he's so kind. I'm being very kind. Uh, I think he's obnoxious. Yes But from a casting standpoint, I 100% love people that I hate so that's why they can raise their hands somebody that's gonna yap on camera Yes, they have to be nice. No, I just I see things differently. That's all. Um, I just think it's too soon Well, ladies and gentlemen, well, it happened. Well, it not happen You'll literally find out if you go and join hammer elite right now because the ring is really pretty You got him a ring. Yeah I'll see you there. I'm stressed out right now. I don't know. Why are you stressed? Well, this is your moment Stacey, is he like this in real life? Does he feel the need to fill every bit of silence? Is that all right? If I take a second? Yeah, okay. Of course. Whoa. What's up? Oh, no, I just need a moment That's a really nice way of her saying yourself, dude You hold on to her with your you your life. I think I shut the power ball every day when I wake up to her She is the only one that's gonna feel that way I just launched the brand new hammer elite app available on every major platform to celebrate the app launch I'm offering 30 off the annual plan in the month of june only plus. I have an exclusive offer just for you But I'll only have a thousand available to purchase You'll get lifetime access to the entire hammer elite catalog and my hammer for life box packed with limited edition merch Download the hammer elite app by using the link in the description or pin comment down below This is the best membership you'll ever join and that's a promise Water shapes every part of our lives, but small actions can make a real difference I started carrying these bottles from my home to wherever I go Whether it's reducing waste or simply being more aware of how we use it every step counts It doesn't matter who you are. There are opportunities to put water in front of mind Hear from global water experts and discover practical ways to protect this essential resource Listen to the water expert podcast series from Allianz