$135,000 in Student Loan Debt and Only Making $17 an Hour?

Brought to you by the EveryDollar app. Start budgeting for free today. Me and my wife are about $160,000 in debt right now. Good Lord. $135,000 of that is student loan debt on her side. And then $24,000 of that is car debt. What's her degree in, Brett? Her degree is a Bachelor's of Science and then she has a certificate in business. Bachelor's of Science in what? um that's i mean i'm looking at her diploma right now that's all it says it's just it's bachelor of science what did she study um she has a she has an emphasis on uh on biology i suppose but oh okay okay um so my question what does she do um oh she works at st luke's hospital right now What does she make? She makes about like $17 an hour. Yeah. Okay. And what do you make? I actually just got back from deployment. I made about $70,000 this last 10 months, but I'm going back to school right now to get an A&P certificate. So y'all are broke. Yeah. Thanks for your service, but dude, you need some income in that house. yeah um that's what we plan on doing i mean this uh next two years when i go to school um i'm looking at amp jobs and i mean i should be making around 30 to 40 dollars an hour yeah why aren't you working while you're in school i am working well in school um i'm i i literally just got back so i'm oh okay i thought i thought the way you were saying it i thought you were quitting or weren't doing anything okay so are you're off deployment but you're not out of the service no I'm in the National Guard oh okay I got it well we want to go to we want to go back to school she wants to get her master degree which she will be kind of in her pocket Because she can find a job right now She wants to get into dietetics and she just can't find anything, and she thinks that this master's degree is going to get her job. Nah. You've worked too hard to get control of your money just to let strangers control your data. Every online sign-up, discount code, and free trial comes at a cost. Your information. And Delete Me helps you take back control. Their privacy experts find your personal info on sketchy data broker sites. They delete it and they keep it gone, meaning you stay in charge of what's yours. So protect your privacy and get 20% off an annual plan at joindeliteme.com slash Ramsey. That's joindeliteme.com slash Ramsey. She thinks that this master's degree is going to get her job. Nah. How old are you guys? I'm 25 and she's 23. yeah yeah a master's degree doesn't solve it no no you've got other issues going on so um i you know i think there's a lot of possible tracks that she could take with uh the biology degree that was a lot better than 17 an hour obviously you could make 17 an hour without a degree um breathing you can make 17 an hour so um yeah uh yeah so no i mean you guys really desperately need to get your income up and then tear through these loans as fast as possible. You got a mess on your hands. And going deeper into debt. You bought a car you can't afford for sure. Good Lord. And going more into debt to go get a master's degree, to be a dietician, no thank you. Nope, nope, nope. Look at what the incomes are. Nope. I think you got to study your career tracks and decide where we're going to go and how we're going to pay for it and then save up and get these debts cleaned up. Y'all got a mess on your hands, brother. Create your free every dollar budget today, the simplest way to budget for your life.