Stavvy's World

Bonus #172 - Kush Brothers Vol. 23 w/ Maddy Smith [PATREON PREVIEW]

11 min
Mar 19, 20262 months ago
Listen to Episode
Summary

This bonus episode features a discussion between hosts about prenuptial agreements, exploring their purpose, fairness, and role in modern marriages. The conversation covers legal frameworks, state-by-state variations, and practical advice for broaching the topic with a partner, with tangential stories about workplace experiences and improv.

Insights
  • Prenups can be framed as protective agreements rather than romantic rejections, similar to life insurance or condoms—responsible planning for uncertain futures
  • Prenups may actually strengthen marriages by forcing difficult conversations early and establishing financial honesty as a foundation
  • Framing a prenup as family/estate protection rather than personal distrust makes the conversation easier and less accusatory
  • Prenup acceptance varies significantly by state and jurisdiction, creating confusion about default marital asset division laws
  • A prenup's existence can reveal compatibility and communication styles between partners before marriage commitment
Trends
Growing normalization of prenuptial agreements among younger generations as practical marriage planningShift in prenup perception from romantic rejection to responsible financial planning toolIncreased awareness of state-by-state variations in marital asset division lawsUse of third-party advisors (wealth managers, business managers) as intermediaries to depersonalize prenup discussionsPrenups as early-stage relationship communication tests and compatibility indicators
Topics
Prenuptial AgreementsMarital Asset DivisionState-by-State Divorce LawsFinancial Planning in MarriageRelationship CommunicationEstate PlanningFamily Wealth ProtectionMarriage Counseling ApproachesLegal Frameworks for Divorce SettlementsWealth Advisor Recommendations
Companies
Lidl
Sponsor advertisement for loopy loonappies product with 20% discount offer via Lidl Plus membership
Fisher Investments
Mentioned as example of investment advisor that could be cited as source for prenup recommendation
People
Maddy Smith
Featured guest in Kush Brothers Vol. 23 bonus episode discussing prenuptial agreements and relationships
Quotes
"It's like the putting a condom on of marriage. You're stopping the momentum. But it's responsible."
Host
"If you're that guy, or that girl, whoever has the more money in their relationship—you're flying without a net. You got to resolve your issues or face losing half your shit."
Host
"I think it says like, this is serious. And you're right. You're going to have to talk, you're going to have some serious uncomfortable talks, so why not start with one?"
Host
"If you're with somebody and they handle this exactly the opposite way that you were expecting, you could be like, whoa, do I not know this person?"
Host
Full Transcript
At Lidl, discover our new range of award-winning loopy loonappies, hypoallergenic, leak proof and super soft. Get 20% off only with Lidl Plus, so your little ones can get back to strutting their stuff. Lidl, more to value. 18 plus GB only, while stock's last term's a plicie, Lidl.co.uk slash LPTV, end 6th of May. Of course not. A million dollars. I don't need shit from you, motherfucker. I don't need your fucking little bitch ass to fucking motivate me. Let's get that straight. This is a prenup. Prenup's in general a very interesting concept. Because it's like, you know, I don't know. I feel kind of weird about it in general. I see why somebody would do it. Would you get one? I feel like they're very pro women. The prenup? Yeah. They're pro women. I feel like a lot of it is like, if you're like a stay-at-home mom, you don't get fucked. Mmm. A prenup? Yeah. I think it's like, you know, you have certain, because we're only thinking of it as a protect your money thing, but it can also be like, if we get divorced, I get certain stuff. But a prenup basically says you don't get, or there's a certain amount you don't get or something, right? Yeah. I think the default for a while was like, we each leave the marriage with whatever we had when we started, but there's gotta be lots of complications. Interesting. I think this, he's basically saying- So signing a prenup is to- To not give money. Really? Yeah, because right now we do get half. Prenups just means like pre-negotiated and that other stuff was included too. Whatever the settlement will be. Yeah. Yeah, it's a, yeah, nubshoot. Yeah, it's like some agreement about what you would do if you separated. Definitely. Yeah, good. I'm good. Good people to give advice about it. There's probably a million ways you can like set them up. Yeah. Like, this bitch can't have the money in this account, but we share this account or something like that. Yeah, that's a good, I guess I've never thought if I would get one. I just realized that. Where are some moms who are like who get half their man shit? Yeah, that's not a prenup. Oh, sorry. That's just they change the laws to do that. Oh, like in certain states again? I don't know. I think in most places- I don't like the default. Like, you ever hear like, they're getting divorced in New York, so- Yeah. She's going away with half his money. Oh yeah, they're a certain place. State by state. Yeah, yeah, yeah. I don't know what the specifics are. I guess I don't really see what the- Oh, sorry. It's one of those interesting things where it's like, it really shouldn't be a problem either way. Yeah. It's like, if you're really in it, it's kind of the way you buy life insurance. You know what I mean? It's like, I don't want to die early, but if it happens, and it's kind of the same thing where it's like- It's like a big if- Huge, we don't even know what it could possibly be. I don't even want to sit here and contemplate, but let's just right now come up with like a fair thing. Yeah. I don't think that's that crazy. I don't think it's that crazy. It's like- I would do it. If I get married, papers on papers. Really? Yeah. I think it's like, if we get divorced, we just get whatever we can with type situation. Yeah. I think that's pretty fair. Yeah. I think some, even some kind of smaller settlement or some bullshit. Yeah. And you never know you could be married to someone two months and oh, they're freaking out. This is not the person I don't- Yeah. And then boom. I kind of agree. Get out cleanly. I don't think it's- You still know people. Yeah. It's not even, it's no offense to the person you're with. But I also- I've heard guys be like, it's not that romantic, bitch. Get that shit signed. Yeah. Yeah. But also it's like kind of, it's kind of like the putting a condom on of marriage. Yes. Where it's like, you're stopping the momentum. Yes. And then like once we do it, we go back to, but it's responsible. It's the same. It's not. It's not. It's risky. It's not. It's risky. Do we seek couples? Do I want a knot? Yeah. Do we think couples without pre-nups manage their disputes and arguments better than couples that do have pre-nups? Oh. Because if you're that guy, or that girl, whoever has the more money in their relationship- Again the day you like. Are you barg- Are you running without a- You're flying without a net. You're playing all, you know, it's a battle to the death. You got to resolve your issues or face losing half your shit. There's a certain thing to it where it's like you can just be more honest because, you know, it is like just a very frank way to start like your marriage. Right. I think it's a good, that's true. It's like, you will, that's a great point. If you care about actually doing it and being like, I don't want you to get half my money, but you do it in like a civil way and stuff, it's like, I don't know. I think it says like, this is serious. And you're right. Not that I'm a marriage hound, but- No, no. Yeah. Extrose a commitment. You need that pre-nup. No one's that thing. But no, I seriously mean- Marriage brothers. When you're married, you're going to have to talk, you're going to have some serious- You guys are serious. Yeah. Uncomfortable talks, so why not start with one? Agreed. You good, Mr., Mr. McDade? I'm going to take a quick piss stop here. Yeah. You go crazy, buddy. So I'll come hold your peen. Thank you. There's only one leg. I can barely do it. I'll give you any help you need, JP. Okay, so yeah, I just- So yeah, just- Talk about it. Tell her about it. It's true. You're going to have way harder conversations in your life. I also love that he's like, it would be for my parents' money and also my money. Yeah. Really. If mom didn't have that mill in the bank, you're getting a pre-nup. What the fuck? I'm not your money. I think it would be easy for him to bring up and it wouldn't seem so personal because it is not his money. It's his family money. Yeah. And especially if he has siblings and stuff, I don't know if he does or not, but he could be like, oh, look, this is part of a bigger family thing. Yes, estate. Yeah, it's like the estate. Don't use business, bitch. Any decision I make on this I'd want to make with my siblings and blah, blah, blah, the people in the house. That's fair. It's business. If a guy was weird with me and I was supposed to marry him, I would be like, I don't know you. Totally. No, that's a good point. If you're with somebody and they handle this exactly the opposite way that you were expecting, you could be like, whoa, do I not know this person? Yeah, I'm like, we go to bed. I'm like, good night. I roll over. I'm awake. I'm like, who am I? Who have I been sharing my life with? At the same time, too, from what he says, though, it sounds like he doesn't like, I don't know, seems like he has no reason to doubt this woman. Right. Yeah. They're together. She doesn't even know about this money. It sounds like it sounds pretty happy. Yeah. Yeah. I mean, listen, I think in the spirit of like, who cares? You should be able to have this conversation. Have the conversation. I would say maybe do it only for your parents' money. To me, that's a very, that's totally nothing. Right. I'm getting this amount of money as part of the settlement for it. Yes. Lean on the word settlement, business manager, wealth advisor, wealth advisor. Say your wealth advisor wanted me to do it. Always blame someone else, even if you don't have a wealth advisor. Just for this bullshit, too. Always make someone up. This person is making me do it. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. I got it from Fisher Investments. It's free. I forgot you want for that too. Oh, you would be really good at that. Improv and Voices. Eldest is a strong suit. Hello. Yep. You got to do it. Bye-bye now. Bye. She can hear you. See you later. I just talked to him. He said it makes sense. We need this prenup. Under SEC regulatory code 13B, we must have prenup's real agreement in place. Well, yeah, we gave it our best. Pretends to be. So, yeah, dude, that's the fucking answer. Yeah. Ronit. Ronit. Kind of really good. One time when I was working at a telemarketing job that they told us was not a telemarketing job, they would have our managers tap in with us on the call and tell us what to say. So, my manager would be listening to what I was saying. They would fucking impractical jokers you? Yes, exactly. And one time, the guy could hear the manager talking. And he's like, is someone telling you what to say? And they just kind of kept going. My manager was like, that's my manager. He's helping me. That's my manager. He's helping me make this. Oh my God. Humility. That's crazy, dude. I got puppet mastered. That's crazy. His manager's like, ask them where they can go, where the restroom for number two is. Swap and sell. I have to say it if he says it. What happens if they don't say it on the show? They fucking... Well, you don't see it, but they have your grandmother just off screen. Yeah, gun to run. They ever connected to battery, a battery, a car battery. Please, I say it with all. And they zapper if you don't say it, you know. Hey, Joe Goddow, yeah. Please, I take a shirt off in the mall. I got a pair in my pocket. Oh, fuck.