Str*pper Exposed On Financial Audit

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No s***, she's not trusting you. This is, this is cheating. I'm the princess. Princess is sending you s*** men? Oh, I don't know how to word it better than like, I call the shots, you know? I think you should probably just leave. You couldn't pay her to. That's horrible. That's disgusting. I've never heard something that bad on this show. Dollarwise is finally here, sending waves through the personal finance world. This is officially now the best budgeting app on the market. And I'm giving you a special deal to download. Take a free three day trial to test it out. And then you get the monthly plan at a 33% discount for the first three months for the annual plan at an insane discount. And with the annual, you get my budget friendly cookbook and my brand new 30 day detailed budget meal plan signed by me and meal directly to you. Don't miss the opportunity of a lifetime. Download Dollarwise to start your free trial. Go to dollarwise.com or click the link below. My name is August. I'm 27 years old. I'm Jade. I'm 25 years old. We're from New Orleans, Louisiana. And this is financial audit. I feel like I'm doing some kind of mediation thing here. I looked over, saw what the thing is, says, I'm coming on because my girlfriend treats me like a slave. Well, you're both women. So I don't know which girl treats the other girl like a slave. I have a feeling I'm doing some mediation. Who treats you like a slave? What slavery is going on? Glad we're both white, at least. I am the slave. You're the slave? Yes. The butch one, the butcher one? Offensive. I'm not a butch. Butch-er. I'm a mask, but that's fine. Yeah, mask, top, bottom. No, I cook. Both. Clean. Plan the dates, pay for the dates. I'm a princess. She does nothing. But you cook clean. You're like the submissive housewife, but also the man. Yes. Okay. Literally do everything. So what's the issue? I'm going to mediate. I want to know. The f*** is going on? She, I'd be fine doing all this stuff if she just like gave me a little bit more of like affection or like emotional understanding, some kind of like... You're not giving that. You seem like the emotional one. You're like the... Exactly. I'm the emotional one. I am bi, so like being with girls is a bit harder for sure. Well, yeah, it takes more work down there if that's what you're talking about. Yeah. Like I can barely handle my own emotions. I'm supposed to handle hers. Oh, that way. Yes. No, yeah. Woof. Oh, let me tell you. Anytime I have emotion, it's like, it's over. She's immediately angry. What do you do? You just crash out on her the moment she... This makes no sense because that like matches with your aura and you're like swapping. You're like, again, the butch one. You're the... Okay. I'm still a girl. Like I might... I wear the boy clothes. Yes. Yes, yes, yes. I'm just saying stereotype, you know. Stereotypically. Okay. So what happens? You break down and you just like... I mean, I just... I feel like I get really frustrated really easily because again, like I can't even handle my own emotions, Caleb. It's immediate yelling. I'll be like, I'm calm. Like are you yelling? I'm just screaming. Okay. Well, she just said yes. Hey, the one that's saying you do says you do. Give me an example. What's the last fight we had? I assume it was something related to coming on this show. Someone's probably up here. Morso has to do with her job. Okay. So tell me what happened. What was the conversation? What was the conversation? She has manhose in her phone. She acts like she doesn't have her own. Okay. But like I don't... I go through the text messages every now and again. It's very like flirty. Now and again is crazy. It is constant. She gives me no reassurance to feel stable in the relationship. Like my position is safe. She strongly disagree. Give your point then because I have no... I constantly remind her like I want to be with her when we first talked about like our whole arrangement and stuff. I chose to stay for a reason because I want to be with her. I just... You know, I like both. I want to have both. Like in Montana. And how do you feel about this? Actions be louder than her words. So what are the actions that are happening that are... There are no actions. What actions would you want to see? Just like, you know, if I'm driving, which I always am, like just a hand on the lap or if I'm cooking, she can just come hug me or like just random kisses throughout the day. Women care about such weird things. I don't understand. I'm just, I'm connecting eyes with Brandon over here and both of us just don't get it. Like I provide these because they are also requested in my relationship. I don't fully understand it though. So you do stuff because it's requested, not just because you want to? No, but also because I love her. I want to do it because I love her. Because you want to fulfill a need, not because of something that you need to do. Not out of a chore. I want to do because she wants it, right? Right. So why aren't you doing because she wants it? I do. She just said she's not. You're not. No, she, like I'll go to give her a random kiss like she wants and then she'll, she'll be like, but you don't want to. And I'm like, I'm doing it. Okay, that's weird. Like, yeah, why hurt her like that? Why immediately go, well, I mean, that's just like, she's doing something because of you, but because she wants to because she loves you. Why hurt her in that and try to make that worse? Which means you won't get fulfillment on either end. It'll just bring like pressure. I don't, I feel like it's just been going on for so long that like now I feel like I need to extra put on pressure because it's been like two and a half years. But I mean, I hit on every love language. You know what I'm saying? Like words of affirmation acts of like service. My real showing of love is buying her stuff because that's, you know, how I was raised. Is that what she likes? I love a gift. I love a trinket. She likes access service a lot. Okay. So you said it stems from her job and people slide it into the DMs from the job. Access service. What was that? It's the whip. Okay. Is that the with her? Because the slave thing? Is this like an ongoing thing? It is an ongoing thing. That's not necessarily good. If that's actually her problem, why are you like feeding into her insecurity in this relationship? That's not, that's like the deeply uncaring. I care. No, it's that action is deeply uncaring where she has specifically brought on to the coming out of the show that she feels like you treat her like a slave and then you make a joke about it. But I have been like lately because she complains about it. I'll be like about doing too much or being a slave. I have tried to start. Well, I've tried to start doing stuff for myself and she's like, no, I want to do it for you. So it's just a catch-way to like I'm down the fall down the fall on. What's your job? I'm an entertainer. A strip. So who's sliding into these DMs? Oh, she hands out her number like she's Oprah. So what DM did you see that just you? Pull it up. Let's see. Let's wait. Is it right now? I will say is a flirt. Let's say you pick the chat. The chat that is so egregious you pick. This is your chance, Miss August. Miss emotional mask August to choose. Oh, you could just go through it. Okay. Now this is financial order. I need to bring this to finances in some way so far. And I have not in seven minutes. They're not paying her. They're not giving her money. That would be a different conversation. Are they supposed to? That would be a different conversation. Okay. He did pay me when I met him. Do you have sugar daddies? No. I want one. See how this or am I going to have to be scrolling forever? You're going to be scrolling forever. But I can't. Fuck man. What are we doing? It's like three weeks of shit. Three weeks. This is all three weeks. Yes. Good. Just one. But he's long distance. So like it's not like we hang out. Why has he given you money? When I met him, I met him at work. I went out of town. Oh my goodness. How do you feel about her texting? Because I'm scrolling up for like hours right now. I hate you. Okay. Have you tried to put a boundary? Yes. And? And then I have too many emotions and I'm putting her in a box. Okay. She also woke me up out of my sleep. Okay. But she lied. Tell me. Tell me about that. I don't know what's happening. What will happen? Did you send pictures? You know, is there anything I should be concerned about? There's nothing we can send about. Oh, he sent a boner there kind of. Cooling London's one million small businesses is now one place to get free access to all the support you'll need. 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So you specifically requested that she did not share any of these? What are you seeing? Correct. Booty. Okay. Vagina. I've just seen your... Okay, cool. On this show. Cool. Well, you're a stripper, so I assume you don't care. And there's more booty. Awesome. I forgot about that. And how do you feel about this? Oh, really? Because this is what she said you lied about. I didn't lie about those. I like that. You woke her up in the middle of the night. Why? So I have like really bad anxiety. And like I was not able to sleep and I was like, let me just like a pinksy, you know. Yeah, I know. I know. I know. So... Chad, that's full flap being sent to another man. The flap is crazy. That's full flap being sent to another man. So I work at the club with her as a bartender. So I do meet these men. They do know that we are dating. Wait, can you pull up a picture of him just so Caleb can see how hideous this man is? Am I? He's going to get there eventually. Am I? It's a really bad picture. He takes bad pictures. Okay, well, it's even painful. You got no boobs. Would you like to donate some? Nope. All right. I don't think he has a picture of him. Okay, so she's sending this too. She is sending this. Okay, great. You're sending that. You only started talking to him a couple months ago and you put the boundary of no sending images? It was more like I was just asking, you know what I'm saying? Like, are you kidding ourselves right now? This is crazy. This is crazy. That is what I saw in what we're up out of there. That's upsetting. That sound is that's a very moist sound you got going on. So this guy is making you excited. Bro, just like, what are we doing? No, no, no, no, no. I turned down the volume. Now let me go see what the most recent chats are. Yes, this would make me freak out too. If she's putting, now I assume boundaries are a little more loose because we're stripping. Correct, yes. But if she is saying, do not send images to this man, I do not like, no shit, she's not trusting you. What do you do? This is cheating. This is cheating. And that's what we talked about. I mean, I'm okay, you know, if she wants to get her flirting from the guys or whatever, I'm allowed to get some Sally on the side and flirt if I want to. What a mess. I mean, if you guys just- I'm the princess. Princess is sending you masturbating to men? Oh, I mean, I just like, I don't know how to word it better than like, I call the shots, you know. And what about her, the person you're with? Or I think you should probably just leave. I give her that you couldn't pay her to. What is it? Is it a desperation? That's horrible. That's disgusting. I've never heard something that bad on the show. That's evil. No, that is evil. Is that not evil? I'm not a hypocrite, though. I give her all the same rights that I have. The thing is, is that I don't really want it from other people. I just kind of want it from her. She does it though. And so like, it does kind of suck that the things I ask for other people get without putting in the work that I do. That is true. You're giving this guy full like cream. Thanks. Thanks. It was so crazy. No, literally. And she just wants, you're, are we wiped? Oh, what? Oh, no. What? We were talking about, you know, getting engaged and just talking, getting married and the, uh, in the summer. There was a ring. There was a ring that has been returned. Duh. Was tempted to dance for you for free. She sends them. Correct. Are we like, cause like guys, there is a shit ton of paperwork here. You're right. She can't afford. But what are we doing? I'd never take financial advantage of you, baby. Okay. She knows about the pet names, but I just, I don't say like my baby because she's my baby. Have you ever fucked him? No. Answer a question truthfully right now. I swear. A different question. Oh. You ever given favors? Like a hand job or something. Even a hand job. No. No. Bullshit. No. With that kind of crap, there's, I do not believe that for a second. Where's these? Oh, Ranny. I have asked these questions multiple times and. I really just. Even outside of work. No, no. You never met up with one of them outside. We might have hung out, but it was in public. It was at IHOP. I did confirm that with the people she was with. We were at IHOP. Did confirm. Okay. Okay. Even her friends were pissed off with it. So you guys were engaged and then you got bored. And then you kicked it off is what I'm being told. I wouldn't say bored. And you called out the engagement. It was more like a bisexual crisis. Well, okay. Hey, can we just do this? Because I like the emo one right now. The one that looks like she smells of cigarettes, but thankfully doesn't. I like her. Oh, not you. I like her. She seems like a normal, well, she seems like a person. She seems like we'd get along. I'm on her side. Okay. And you're stringing her along. No. And you absolutely are, which I do not like. I'm sorry. This is a bit springer right now. I know I will get into this. I promise. But hey, man, this is where the conversation is naturally gone. If she is doing everything for you, you're not giving any of the love language. It's not, I think you push back against that a little bit in a way I don't like for what it's worth, August. But and then you call the engagement. So you're having a bisexual crisis because you pro It was more of a mutual conversation though. Can we just be completely honest? Yeah. What are you 25? Yeah. I've seen where the story goes. You're, you're lez'd up. It is dope. You're full, yeah, you're full clit. It's dickly undickly. Yeah, you're going to want to end up with a guy. No. So we have talked about this before. Really feel like it. I just like them as side pieces. I don't know, man. I don't know. I feel like you're going to want that princess treatment, the classic. She is my man, my man, my baby, my baby. But she doesn't like that. So we, um, we've talked about it before in detail. I've asked her when she's dated men in the past, like, do you miss women being with women? And she's like, yeah, absolutely. She doesn't even kiss her right now. I'm being told. So it's like, I can't. Yeah, she did. I mean, I can't. This is, I just, she can't. Parker. I just can't make out right now. To be fair, I want like high school makeouts. It's fine that I don't get it all the time. She likes spitting her mouth. But, um. She said, I don't get it. I've never been a make out person. I just, I don't get it. Like my, my, I don't want someone's mouth. No, I, I'm definitely someone that like, you know, life is short. If you're bisexual and you want both. Not necessarily. You can go, you can, you can do, you can do a lot of things that aren't making out that are not vanilla. Oh, correct. Okay, okay. Oh. What do you make? A slave. What does the slave make? Anywhere between 3500 to 4000 a month. That's pretty good. Is that net? Is that what hits? It, yeah. That's what I, I'll put it 35 to be safe. Jade, no favors on the side. What do you make a month? Roughly 7000. Really? Does that line up? You believe that? Yes. Yeah. Just making sure. I'm not. What? It's mostly just tips thrown on stage or is it the lapis? I also have like a remote job. Doing what? I'm an abstractor. Okay, what, what, what the fuck are you talking about? Some kind of lawyer shit, I don't know. So what? The, the firm I work for, they like represent banks during like foreclosures. And what do you do? I'm like their little bitch. I collect like the files for them. Well, or is someone attracted to you? No, I don't even, I don't even go there. They just found out that I have pink hair. You're trusted with legal files. Yeah. And how much you paint? What, what if your 7 comes from that? It's like 13 something every two weeks. Oh, okay, okay, okay, okay. So, roughly they. So you're still making a decent amount of stripping. Yeah. Mostly lap dances and whatnot, I assume. Yeah. Stage has been better lately though. I'm being told you don't, you honestly don't even know what the job is. You just sometimes close the laptop and walk away. And does. Um, I'm not saying I'm good at it. I do have like family members that also work there. So they help me a lot. Like when I'm confused. Mommy. Oh, and I assume that is quite often. Everyday. Little bit. Okay, so I'm just confused. Is there even actually a future here? I'm not denying that there might be love for each other, but you want Dick, she doesn't necessarily like that. You're always in guys DMs. She says no, yet you literally lie about that. I did not believe you don't get favors outside of the same. I'm being told just sex drives don't even match. You're treating her like a slave and she hates it. You don't give her any of the love languages she likes. So. I feel like I've gotten a lot better at the love languages. It's like I've gotten a lot more affectionate. I've started doing her how cute her outfits are because she loves that. Pause. They do like that. I have to be like, do I look okay? I'm bullshit. The other day I did it unprovoked. One time. Oh my gosh. And this a lot more I feel like is a bit of a reach. Okay, I might get like a. We're in the car. What do you want me to do? Suck your lips. Anything, genuinely anything. I'll take anything. I play with her hair when we're in the car. What more can I do? And she has a new tattoo on her arms. I try to avoid her arms. That was Monday. Monday. Yeah, that's bullshit. Excuse. Okay, so it sounds like you're really not doing more. Pitiful efforts. Why are you still in this relationship with someone who wants penis and literally will not. But I want cooch too. Great, but she doesn't want you doing all this stuff and sending these videos to men. And she said no and yet you are still doing it. I will be clear. She left the house specifically knowing. About like some pictures. Huh? No, no, what are you saying? I don't know what you're talking about. I know that you said pigs, but we talk about leaving the house. This Saturday. I don't know what the she's talking about. Anyway, um, no, I love her more than anything. But is it good for you? Is it good for your life? You're 27, you're aging out. I know. So that is also a fear factor. But, um, no, I, I, I have a degree in psychology. I've always been very open minded. I don't think that bisexual people should be put in a box. You know, I am, you know, like life is short. Do you want to be monogamous? I don't even know that much myself right now. Like I know that I love her and I want to be with her. She doesn't need to be put in a box, but it's okay to be monogamous. It's also okay to not be. To being excited that she can act on certain temptations that she has had. Do you? I have had temptations. Do you? Everyone does. Right. And when pulled independently, the vast majority of people, mostly my, but even the vast majority of people prefer open. I mean, that's not, that's not a crazy concept. You suck with money. So you download a budgeting app. You start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use. So you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rock and money. They got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end. Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like dollar wise bills. Play these people just like you for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now. Start the free trial, dollarwise.com. Link in the description below. That's kind of stupid. I'll be honest, but what's not is actually getting a checking account that gives you free money. Free money. We like free money. You can get up to $200 in bonus cash right now. When you sign up for the checking account that I use, chime. Also, it makes your savings grow at a 3.5 APY interest rate. Guys, you can watch Financial Audit and get free money at the same time. Who would have thought? That's incredible. Check it out. Link in the description below. Sign up for time. Get that $350 right now in your checking account. Yeah. But you have to be both on the same page with clear guidelines and rules. And you're not following those rules. You're not following those boundaries. Right. And so which equates to then cheating. We do not like cheating here. No. Why? I do not. I understand your love, but it might be bad for you. This person that is abusing you, financially abusing you, milking you, not giving you anything you want, not even listening to your boundaries or instruction, does not respect and then tells you you're wrong to your face. I do not understand why you were putting up with it. I really do not. Other than love and love is not enough good reason in the end. That's fair. My biggest issue with her is the lying. I'd be fine with the pictures being sent. I'd be fine with whatever. Wait, you raised her son for her. I didn't know you had a kid. I have a legal. Security program on spreadsheets, new regulations piling up, an audit dread. It's time for Vanta. Vanta automate security and compliance brings evidence into one place and cuts audit prep by 82%. Less manual work, clearer visibility, faster deals, zero chaos. Call it compliance or call it calm clients. Get it? Join the 15,000 companies using Vanta to prove trust. Get started at Vanta.com slash calm. I do. And you just raised her son for her? What are you? Your failure. She does not raise him for me. You have a son? How old? I do. He's going to be seven in August. He's six. Oh, 18? Yeah. Why? What happened? I started college and got knocked up. Why? Is that complicated these days? Because she happens. She was living like sex in the city back then. Okay. He did tell me that he was pretty sure he was sterile because he has type 1 diabetes. I was 18. Why would I know better? Is he in the picture? Diabetes man? Are you getting money? No. Why have you not tried to get it legally? Because then he's going to- Does he even know? Yeah. Oh, yeah. Okay, tell me. He lives in the same city. I heard he moved away again. Okay, period. Why not go to the court? Get money. Well, because then he would try to be in my son's life and him and his wife are like the f*** out. And they don't- Why are you a f***ing kid? That was her type. She likes ugly men and men that have issues, just serious issues. At the time, I felt like I could fix him. Girl, your life is completely- I was 18. I was just thinking. Is that even on the birth certificate? No. Bro, I really don't get it. This is such a f***ing mess. And you're just breaking every round you know what I mean. You want to start a f***ing- She's not in favor of that, but you want her to join something she's not even in favor of. It's like everything here is broken. I do not understand what you're doing to yourself. So I don't know, you're hurting yourself. You're like self-inflicted hurting yourself. I really don't get it. And I bet there's a connection to the kid. I bet that's pulling some weight as well. Absolutely. Or raising a kid for her because she's a f***ing failure is kind of gross. Does not raise him for me. I do homework with him every day. Well, no. You do homework with him. She does not. He begs to do it with my mom a lot. So whenever she has time. We live in a house where it's four generations of us. We did get approved for the apartment yesterday though. So we will be moving out. Yes. Yeah. Oh my goodness. I couldn't imagine the absolute chaos. Yeah. Yeah. I have a lot of paperwork in front of me. Whose fault? What's going on? I definitely have them. Okay. So there we go. So it's f***ing life abuse. It's financial abuse. It's everything. You're carrying down the relationship. Why are you there? Why? It doesn't make sense anymore. It doesn't make sense anymore. The sex is good. Is it? I like her. I told, I was told the drive is completely different. She has a libido of Andrew from Big Mouth. I do. Or like Jay. I could, yeah. No, I could go all day every day. And you? Like a rabbit. Not you. In the beginning, I was definitely a lot closer to matching it. But I definitely feel like the repressing my sexuality was affecting things. And especially because when we first got together. Repressing being into men, which is pretty normal. Well, when we first got together, like one of the first conversations we ever had, she was like, yeah, I don't care if you have a boyfriend on the side. And then like a week later, she was like, yeah, never mind. Yeah, because I could understand how that would be leading to jealousy, especially if emotions are being developed on the other side. She's keeping in mind. She was like, no, I'm very monogamous. Like when I said that. Hey, when was the last time you took a dick? Answer truthfully. Definitely. Answer truthfully. Yo, I'm beautiful. We had a... A monogatoire. Yeah. So you can't be against that then if you participated. I participated because I love her and I wanted... How long ago? Last summer? So you haven't independently been with someone in a while. You're just sending images and photos. Yes. Yeah. No, I didn't hook up with anybody. And if you would just go hook up with a guy, then what? Well, we would talk about it. Yeah, yeah, yeah. Like I would tell her. It definitely wouldn't be anybody that she's texting like this. It would have to be like strictly a hook up and then like... Hit it and quit it. Yeah. Not this emotional shit. I definitely agree with that. Okay. So what's our future looking like? You're a bartender, you're a stripper, and then family's helping you out and something. You can love this. Family helps her more. Family does help me. But I'm in school. Like I said, I had my degree in psychology. I'm now pursuing civil engineering to give her even more of a princess life. And that's what you want to do. You want to enable her even more, the one who has drive this down with all this debt. What's the household debt? What do we think the household debt is? I know mine. I'm like... Household. We just go, guys, we've been in game. I have no debt, so it would be all hers. And I would guess... Like $72,000. I guess like $45,000. $70,000. With like school. $72,845. Can you repeat that? The $72,845. And this princess treatment is only leading us deeper in the hole. The household brought an $8,000 last month, which doesn't align with the numbers you gave me. It's lower than that. But even still, out was $10,800. Yeah, debt goes up. I'm being told, yes, you want to do civil engineering to make more money, but Jade wants you to do civil engineering so she can stop working. No, I want to pursue... You're not going to get. I'm teaching myself tattooing right now, so I want to be a tattoo artist, but I also am about to finish my degree, and I want to go to grad school so I can be a researcher. And... A psychology. Oh, for fuck's sake, guys, what are we doing? You're going to research psychology. Yeah. And tattoo. I'm going to kill myself. What the fuck are we talking about? I'll be able to help you. I always say that she's a jack of all trade and a master of none. She just floats around to whatever idea she's on. She's passionate about it, and then it fizzles out, and she's on to the next thing. Yeah, I would say so, as in the next person as well. You guys were supposed to get married this summer. I will say that was kind of rushed on both ends. More so, I think out of fear of losing each other and just wanting to lock it in. What? Getting married would make us lose each other. So we don't lock that shit in, you know what I mean? No, I don't. How often do we fight, guys, especially on all this shit? I assume. I mean, you have to be afraid of the $72,000 a debt that would come into this marriage. Her spending, everything you're supporting. I'm not the only spender. She's not going into debt for it, though. No. I mean, I do love Klarna, but I mean, I paid that shit off. She did just open her credit card. Okay, is she going into debt? Well, there's like she's going into debt. She's using it properly. I have credit cards. Okay. Well, is that a balance? Is that balance being paid off? Yes. Yes. Like a full balance. I've been putting like 150 to 200 every time I can. She said it's 2000. It is. So you're not paying it off? I'm making payments. Oh, that's not, no, no, no, no, no. You put 2009, you pay 2000. Oh, you're going down the same hole as her. Okay. What are we doing? We did want to go on a cruise this summer. So I just like put it on the credit card. Because I'm graduating. But I paid off a good bit. For what? From college. With what bachelor? Psychology. What is with you guys in psychology? I already said it. It's like that. No, you said you wanted to go into research in psychology. I didn't know you were graduating like right. I didn't know you were in school. Psychology right now. What are you guys getting such a worthless degree? Well, I want to go to grad school. So it won't be worthless after. Okay. And I wasn't aware of how much schooling and money it takes. So as soon as I didn't get into the master's program, I gave that up. What school are you at? UNO. It's about to become an LSU. We got bought out. Okay, your school just got bought out. That speaks enough for what kind of school you guys are. It's so bad. It's all that bad. Schools don't just get bought out. For my department, it is very bad. I'm just trying to picture you in the classroom. Right. They love me. They might enjoy your personality maybe. I don't even know. Or the f***ing, you know, TAs enjoy you. I know right. Doesn't hate me for sure. And loves me. And loves you. It's a woman. Still. I do love her too. A woman professor? Definitely a lesbian. I don't think she is. I don't really know. We don't have to see my bald pussy. Okay, that's the cat. Okay, funny. That was good. Wonderful. You like that one. Okay. What was the last conversation you've had financially? I wanted to start helping out. A big disagreement. Paying for our son's school. At least you say our. $10,000 a year. What? But my mom pays half of it. Why? Do you know the education system in Louisiana? I'm sure there's good public school districts and bad public school districts. Correct. Okay. Why are you guys? So at the bottom of the entire country. It's not good. Mind you. I went to public school. Other charter schools? She went to private. We ended up in the same class for the same degree. Other charter school options? Yes, there are other options. And she doesn't want to make him upset by moving him to a new school. Okay. Bruh, he's seven. He doesn't know what the fuck is going on. No, but I want to give him as many resources as I can. And like there's better, you know, teacher-student ratios. They offer all kinds of different like programs and stuff. They have like a pool on campus and stuff. No, they just, they do little theater things every week that we have to go to. I'm like, are they even learning anything in class? Yes. Okay. So the conversation is you wanted to provide to that? Even though you're kind of against it? I've been against it for so long. But you want to provide to it? So make this make sense to me. I want to start helping. Why? I feel like you do everything. She does have a lot of bills. I have no bills. Yeah, because she just, she takes on everything. Because her parents help her with her school. They help with her car insurance. I'm on my own for all that. Guys, you're 25 and 27. Why are we still doing bachelor degree bullshit? Okay. Well, I got knocked up my first semester. It took a while. Yeah, don't do that with crack heads. Freak. And I didn't do it again. Are you on birth control? For what? You take dick sometimes. Once and it was wrapped. Well, that's good. Yeah. Glad to hear that. Can you all cut that? No. You're slurping? No, I spilled a little. Thanks. Okay. And how did that conversation go though? Anytime that we talk about finances, like it's, that's the only calm fights that we have. Really? Yeah, she did the math on it. Because obviously I make significantly less than she does. It rounded up to about me donating about like contributing 400. Why is there no issues there in financial conversations? Because we both like spending money. So we, so we both agree on doing poorly. Correct. Is anyone going to step up and be the adult for the future of your relationship? And try. For the future of the seven year olds? You're trying. Is she trying? I'm trying to apply. Who's trying? Both? Do you guys agree on trying? Okay. I'll agree on trying. I'm the one that says no, let's not go to Target. She will be like, let's go to, there's a store called Tiny Buffalo. It has like the boo boo's and shit. Yeah. She'll be like, let's go to Tiny Buffalo today. Let's go to Target. Let's go to the Pokemon store. And I'm like, let's not because I know that I have no self control. I also like, I don't look at price tags. Like if I see it and I want it, I'm getting it. She'll be like, should we get this one or this one? I'm like, well, this one's $2. This one's 24. Let's get the cheaper one. But again, that's why I try to avoid like going in there period. So how did the conversation go? If she wants to go, you don't want to go. What happens? We go. Yeah. So why? Why does she win? Why does the irresponsibility win? She has to win sometimes, doesn't she? Yeah, but if it's winning only in the financial negatives for us, why is it always a win on this side? I pay for stuff too though. No, no, no. But if you're saying no, we can't afford it. Why does she always win? It might not be always. She might tell me no like one out of 10 times. Yeah, I've seen my girl in a couple of times. We did not go to Tiny Buffalo the last time she asked. No, we didn't. Okay. So one time. I'm glad the financial conversations are a little better, but it's because you guys are aligned on being shit. Who's trying to change more quickly? I think it's you. Are you going to hold back the relationship? Are you going to hold back the finances at this house? Because your parents are the one funding everything. So you've never had to actually realize, sacrifice some budgeting and understanding money? Correct, yes. There is that. But I also like to- So that's not fair to her. Buy shit when I'm sad. So. Well, you're sad all the time because she's horrible. Correct, yes. So I mean- I don't think I'm horrible. But it's also discouraging when I do like put in efforts and she's like, oh, I just- And then I'll say like, well, I've been doing this and this. And she's like, oh, that's true. I acknowledge your efforts. It's like a hindsight acknowledgement. Yeah, no, no, no. I mean, I get that too. I get that too. I, you know- And it's hard to keep momentum like that, you know? It is. No, no, no. The girlfriend I love to the end of the world is, you know, similar to you in that regard. And I'm more similar to you. I'm not the f- But like I am similar where it's less of my natural instinct to be like that. And the other person wants it. So it can be a little discouraging when you, you know, hear only the negatives and you want to do better. So I do get that. You just have to be more supportive of what she's at least trying to do because she's trying to do it for you. She's not doing it for her. She's doing it for you. Late in the game, like it's shit that I've been begging for. Okay, do you want it to never happen though? Like what? Like what's the alternative? It just feels like a little, like a sprinkle of what I'm gonna have. Three. I've been asking for. You can accept that there's positive movement. You can leave or you can hope that nothing ever happens. Which one are you gonna do? I'll go with the first one. Yeah, I think would be the only fair option. Right? Yeah. Then you just gotta keep stepping up and doing better. You really do. Yeah. But actually. You have to keep the momentum up and you have to help her by not disencouraging her. I planned the last game. And putting that pressure on. When it's all pressure, it makes it hard. And then I paid for it. Okay, I bought us a 200. She bought her friend a $200 dinner. Did you not eat? Did I not contribute towards the bill? Voluntarily, I told you not to give me money. But I'll tell her not to do these things. And she's like, I want to. And then I don't. But I still get like put down for it. Even though she said it's what she wanted to do. So how far did you guys fighting? And finances isn't one of the biggest fight things. How often are we fighting in this relationship? It's been more. Recently that we've been fighting. Really? What's it ramping up because and for why? Just a lack of communication. Like I cannot bring up anything. Like I'll bring up a boundary or I'll bring up something that bothers me. Give me an example. Texting all day. Like she'll ignore me or or our son. No, there was yes. Don't to text whoever back. And I'm like, you know, I'll bring it up. And it's just instant like raised voice and like just pissed off, shuts it down immediately. And like it used to not be like that. Like we used to have really good conversation and communication skills. And now it's just she shuts down immediately. My thing is just it's just all the time. So it's just it's hard. It gets overwhelming. And it's all the time because the reassurance that I get. Well, she just started giving it to me. So it's been easier to not have to feel insecure and like bring it up constantly. But before it was like nothing. So I'm just constantly in my head. So I want to talk to her about it and she just makes it impossible. What? This seems pretty important. I don't know. I just I just agree. I I feel like I try to give her reassurance. But like there are times where I'll say something and it's like not exactly what she wants to hear. And so she'll tell me what she wants to hear. And then she's like, but I don't want to feed you lines. So like you're an adult. You should be able to like what I say. If I this is this is difficult because I feel like I've been there sometimes too. So I do understand it in her brain. It's not it's more complicated. Some people just need that extra guidance because it's just not in there just natural. Given the guidance for two and a half years. And I also lead by example. I mean, that's fair. If I got I mean it's it's a an hour long deep felt apology and like you know what I'm going to do differently next time like why it's not going to happen again. And wait her it's I'm sorry. I love you. And like that's it. That's it. I'm like can you think of any reassurance I tell you I want to be here. I want to be with you. Not immediately after the fight and shits and giggles. Not after the fight. It is so I have BPD so a lot of times like she wants an immediate like emotional like thing out of me. But like when my emotions are really high like she wants me to cuddle her. But like I'm also upset. So like I need to cool down before I'm able to like have clear thoughts. She is you are fully capable of asking for a minute. Does she ever say that no I have to be like do you need a minute. Absolutely a liar. There have been times where I'm like I'm going to go sit in the office for a minute and she's like you're going to walk away from me. And if we can't get to a place of any kind of communication in a healthy way that what kind of feature is there here. You have to be in the middle ground and some kind of communication style calm. I stay calm. I used to I used to get. Yeah but you bring a lot of emotions you do. Yeah you do emotional versus logical. That's fair. No that is which isn't necessarily helpful either. It's okay to be emotional in an argument. Well in like having an emotional feeling and being able to communicate because of that. But it can't only be from emotions especially when the other person's also a little more volatile which she is. She's difficult to handle when I'm so sensitive. So how do these end. Do they ever end with any productive. Yeah yeah eventually. Now why do we think it's ramping up. I think I get really overwhelmed really easily. Again like do you know what BPD is. Yes. Okay cool. Yeah so like instead of getting like crazy manic I get like rageful so it's just hard. She rages on you. She might throw a fan here or there but it's never on me. Okay one time I just threw it on the ground. Not even toward her like. Have you ever been to her rage room. If you know yes if you know you're getting to the point of rage ask for five minutes. Ask for five minutes to go calm down. She didn't give it to me. Why don't you give her time. Because my anxiety is so bad I want to like fix it now. I get that I mean I'm closer to that as well. I you know I try to fix the situation but you have to. You have to give that space for her to calm down or else it just doesn't work. It won't work. I didn't get my whip. And I assume there's a lot of pressure here too especially with the kid being brought in. August says to Colton that she feels like she's carrying the entire entire finances of this entire relationship. That's crazy. And she literally got a job to help try to pay off your debt. Well you just want to be a princess. I mean you have to do. And she's not being spoiled at all and she would love to get spoiled even just once. While she is in control of the relationship she's paying for all the dates. She's paying for everything. Everything. And she got the job to pay off the debt. I pay my car insurance. I pay his tuition. I pay for majority of our groceries. Yeah she pays when we go out to eat but mostly that's because she's the one that wants to go out to eat. Like. And don't forget I want you to be on the next episode of Financial Audit. So go to Calebhammer.com slash apply or click that link in the description below. You'll have a great time and I'm gonna roast the f*** out of you. Starbucks is bullsh** and a waste of money and you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. Make Gamer Sub's at home for just 40 cents of serving. And honestly it literally tastes better. And we proved this accidentally via a blind taste test in our Hammer Elite show, Fat and Fatter. The number one ranked energy drink is Gamer Sub's. Literally the cherry flavor is insane. Listen you can also get free samples to see if you like it or 10% off your order at GamerSub's.gg or click that link in the description below. Type in code Caleb. I used to be a really good meal prepper and then she'd be like, like she's the person she can't like think her meals ahead of time because if she's not craving it in that moment she will not eat it. I got a good f*** off that day. I go to Walmart like every f***ing day. Is what she said true? Is what she told us in the pre-interview a lie? Are you not the one that is carrying the weight of this financial relationship? No, absolutely am. Do you pay my card in it? I don't pay a card in it. I don't have your bills but I do take care of us. Those are like you know your bills. Most of our dates. It's also hard for me to- Just dates, that's it? Just taking care of dates isn't control- I buy her so much shit. Not that she doesn't like the trinket. She hates a trinket because she's a minimalist. I'm a maximalist. It is so easy a shop for people. It would be nothing for her to go to the store and just pick up one half a ponymon. But buying bullshit like that is not carrying the financial weight of a relationship. That's not the- That's just buying shit. That's not taking care of bills, utilities, dates, shit like that. The tuition. I pay my bills. Mind you, she does put herself a bit in the hole. You want to talk about your squishmallows or your littlest pets? I mean not really. How much? I will. Oh, she did cash flow it at least out of her savings. How much? I don't know if she's saving. I mean when and how much? When and how much? Maybe a little over a year ago and it was only like 10,000. No, it was not. It absolutely was. 10,000 from your savings? We have 14 bags of squishmallows in our attic. Can you sell them? No. Why? I don't want to. So you can sell them, you just don't want to. Dude, 24, maybe even 23 years old at that point with 10,000 in savings is awesome. Better than the average person. And you've sent off for squishmallows? This is insane. Have you ever laid on a squishmallow? Have you ever had a child? Wait, the answer is yes. How about you take care of them? He is well said, well groomed. He is very spoiled. In a private school, he's in soccer. Yes, but you could be setting him up for so much success like college in the future. All these different things. I have a sub account for him. Also, the most important thing is as well is a little bit of space, a little bit of independence. And if you guys are going to go into an apartment together and you will just drain your savings for $10,000 of squishmallows, what's going to happen? You won't do it again. You got to build up to it and you spend more than you make and you're dead at 70,000. Shut the f**k up. If we are in financial hardships, all of a sudden no savings means buy-buy apartment, which happens to Americans all day across this country, every day, every second, constantly. And you're not unique. And you'll have to start doing special favors to not do that. And we don't want you to do that. I don't want you to produce yourself if you don't want to. I don't. Yeah, well, there you go. Okay. So, well, guys, what do we think our household pretend we're combining? We kind of know that big number. Our household financial score is zero to 10, zero being the absolute worst, 10 being the absolute best. What do we think? I'm going two. I was going to say two as well. Okay. If you want your hammer financial score, take the assessment. It is free at Calebhammer.com. Just takes a few minutes to see where you stand in the world of money. Thousands of you do that daily. So you should too, Calebhammer.com. And also, tens of thousands of you are active members of the dollar-wise budgeting app. Tens of thousands almost are 100,000 because it is incredible. People are changing their lives and you can download it and start a free trial to see if you like it. And if you do, guess what? Most people sign up for the annual version because the savings is almost 50%. And you get my personal 30-day budget meal plan signed by me, just like I did with this one, which you guys get. I will sign it and I'll mail directly to you. So no more meal prepping, confusions, not being able to do shit. I lay out every meal, every snack, every drink that you can do for 30 full days. And then you just repeat that ongoing and switch it up, do things around. Well, you want the cookbook too? Oh, I was about to say, I was expecting like a hard cover. Well, it's not being offered anymore, the cookbook, but you can have it. Oh, limited edition. The meal plan is just more, this is better for what people in the financial situation. Because a good one is good because you can cook a few individual meals, but the meal plan gives you the detail throughout a whole month. We do like to cook a lot. Big part. You're rubbing me. Sorry. I have a checking account first, which is very rare, which means something's here. Who has a checking account with $6 in it? That would be on. You? I carry the weight of the finances on my shoulder and I take care of everything. No bullshit. But then when you said about it, it was just going out to eat and bullshit and buying her trinkets. She also buys a lot of Pokemon. That card is more for my funsies. Your funsies? Yeah. eBay. I do like eBay. Nearly $6,700 of funsies. In a month. And food, I don't know. Just that and our funsies? I don't know what I spend my money on yet. You don't know. Why haven't you plugged in into something like dollar wise or a budget nap of any kind? It's so easy. It's automated. Literally, you literally connect it, it takes like two seconds and it's automated and it tells you everything. I'm never like dying for a month. You know what I'm saying? Okay, you have $6. What happens when that minimum payment is owed? I put my cash back in the bank. It just happened to be at $6 when I sent it. Now you're gathering minimum payments because you decided to open a credit card and not pay it off. What happens when that payment hits? I'll tell you, either overdraft or return payment fee. I have like $400 remaining on that balance. So it's like right there. It'll be done. We'll see. Depends on your money. It's now a $6 done by the end of the month. Who knows? Who knows if drinks slow down? Tourist season. When is tourist season in New Orleans? Over with. It's getting hot exactly. Yeah, no, we're dead in the summer. So it comes dry. Hurricane season is coming. What happens when a big storm hits New Orleans and you're down for a few weeks? You gonna make that minimum payment anymore? Travel. Travel. Yeah, I'll travel then. She'll go travel. What? Is that a thing? Yeah. You know that. I did not know that. The morning. I did not know. Well, how do you even do? How do you, how do you, what do you mean? Like you literally just go wherever you want. You audition. You got to contract. You have to audition though and they have to accept it. She's hot. Up in smoke. I like, we both like to vape. What is wrong with everyone your age? Everyone your age is a vapor. I was on pills so quiet. I was on pills. Yeah. But. Smoking vape pills. Yeah, cessation. Yeah, cessation pills. I don't know. I've never heard of this. Okay, you were, are you? No. So why does it even matter? Okay, well, so my mom switched jobs. I'm still on her insurance for just a little bit longer. So when she switched jobs, I lost insurance for a brief period. So I couldn't get a refill and then I was too embarrassed to ask my doctor for like a, a four, three start. To doctor. Yeah. Doesn't give a f***. Yeah. Well. Was it working? Shame. You have no shame. A little bit. Was it working? It definitely helped me decrease my usage a lot. How much do you guys smoke a lot? She would literally fight against a pill. She'd be like, oh, it's making me nauseous and then still smoke, which I mean, I like to vape. I didn't throw up though, but if I did skinny legend. Are you skinny? I mean, not really. You seem fit. You don't seem fat. She's not fat. I wouldn't even call her like. I'm probably dysmorphia, but. Yeah. Oh, no, I wouldn't even have said you're a pudgy. So you think I'm skinny? Thanks. Well, how do you not beat her? I think she's so cute. She is. Yeah. How do you not beat her? She's obnoxious. You can use to it. How much we spend on vaping? A lot. To a week at $16 for one. Per person. Yeah. So 16 times two times two. 16 times four. Times four. All right, let's do that monthly. She also took a sugar drafted by the way. Well, that's exactly what I just said would happen if you have $6. Last night. For what? Okay. You're Austin? Okay. How? So I went to buy her something. $3,328 a year. You lose a month's worth of income on your household space. Okay, that's actually foul. No. Yes. An entire month that you work goes to the vapage of the house. That is an issue for sure. If you look, all of a sudden you figure things out. But the overdraft has been fixed. I did put money back on the card. But you overdraft. You head to exactly where I said you're going. You're already there. That's only going to get worse. It was on the debit though. Yeah. It was on the credit card. It was on my debit. That's where overdrafting is. Dude, listen. What is it if I miss a payment on the card, the credit card? Like fee? Miss payment? Listen, the thing is I've seen people entering your position and I've seen how it ended a years later. You're going down a dangerous path and you have no idea. You are at that point where you might be able to stop. Okay. Just had your overdraft. You are headed into slow season and eventually storm season even worse. I mean, I do have backup jobs. Like I never like burn a bridge. So I do have bosses that will take me back. I hope so. But I know you guys are in the middle of New Orleans. Yeah. There's only so much that you can do in your type of industry, backup jobs and all these different things during slow season. I plan on going to Florida like Pensacola to dance over the summer. That's it. Just away from her? That is if she can build trust, which I doubt it. Trust with who? You? Yeah. She's not going anywhere. You're going to leave your son? Oh, she already has. You went on a week. You went, you were going for like two weeks. I was going for a week and a half to work and he does spend weekends with my mom. And he loves going to his, Lolly is what he calls his grandma, but he likes going to her house. So like when he's hanging out with her anyway, I'll go work. Yeah. You're talking three months. No, not the whole time. I'm like, I wouldn't stay out there for a whole three months. It would be like a week. Pensacola's yeah, Pensacola's like three hours. Yeah. Like I can literally go for a weekend and come right back. Why go there? Because they're busy in the summer. Yeah. Who doesn't go to Florida in the summer? Well, I mean some people, but a lot of people do. I thought that's when you shouldn't go because that's when it's humid and disgusting, but okay. Beach is? Yeah. Yeah. Everybody goes out there. Get in the water. Cash up, sending $50 out. Where'd that go? To her? Or does it say? I don't know. No, it's you. No, it's blacked out. This is your account, but you sent out $50. That was going out? Yes, out. Okay. I don't know. I would never tell you in. I don't know. I make a lot of cash out payments. Two for what? To sometimes start her. Sometimes she'll get her nails done and be like, yo, can you send my nail person? You give them money for it. So look at those. What the fuck did that cost? Those are shit. Oh. Good back scratches, but shit. They're cunty. No. No. They're not her best ones. They're ghetto. They're not my favorite. Those nails pick up EBT. Okay, short king. King week. Anyway. I'm five foot nine. The American average. Like I said, short king. That's not a short king. Okay. So why would that even matter? See, American average. So proud of being average. I am proud of being average. Also proud of not having a kid at 18. Good for you. Anyway. These were like, $1.15. No, they were not. They were. What's that? I'm not paying for them. Jimmy John's. Yeah, good shit. I do like Jimmy John's, but you probably can't afford it. I mean, the money was in the account. You just overdrafted the other day, Richard, literally yesterday, the day before coming on financial audit, you overdrafted, cash out about $40 Walmart, that tracks with you guys, but I don't even know if that was grocery so it's not really expensive. You went and said, got some bullshit, what are you getting at the gas station? Probably pizza and a drink. Gas station, you're getting pizza? Raistruck. No, Raistruck has great pizza. They have good empanadas. They do. Thanks. Am I getting too privileged? Am I getting too privileged for this to like gross me out, thinking about? Yeah, it's good. Mark, you're poor. Am I getting too privileged? Why don't you pay him enough? Uh, I don't know. Okay, a solid, I don't know. Okay. Oh, he'll get there someday, Mark. He'll get there someday. Give that boy a raise. When he meets his annual review performance. Yeah, absolutely. You got this, Mark. That's what everyone does now. That boy's pizza, I bet that's actually good pizza. Oh, it's, yeah, I would actually say Raistruck is better. What the fuck is wrong with you? And that was for our son, like he likes pizza from there. So it's like this big. So generally, Do we have Raistruck near here? Y'all have like 7-11. Well, that's everywhere. It's not. Do we don't have it? Yeah, we don't have that. I guarantee you have 7-11 in the city. No, not in the city. Because I know Raistruck. I think we have been in Michigan. To be fair, y'all's canes out here suck. So could be different pizza out here. So you guys came to a city with lots of good food and got canes. It was 3 AM. Would you like to do a break in? Yeah. Okay. I might. Shit, no, we don't have Raistruck. They're up in Dallas. I like Dallas. Why? They have a Meow Wolf. Huh? They have like cool art stuff. They have a Meow Wolf. There's this place called Rainbow Vomit. That was cool. Oh, no, you guys. Surprisingly, do not have the 7-11. Okay. Well, nevermind. I was going to get some Raistruck pizza from the f***ing post show, but we can't even get that. Cash up out $50. Again, Walmart, I doubt this grocery is probably bullshit. eBay for $72. eBay for $11 to $66. What? A key chain. It's a Tyranitar key chain. What? I don't know what that is. Did you just call me a slur? It's a cookie one. Oh, yeah. She's got it. That's him. It looks like a member of the KKK. That's crazy. It does it not? No! As someone that does not look like Pokemon. Yeah, what he kind of looks like, he kind of looks like, um, the KKK. He looks like Tommy's little dinosaur guy, you know? Reptar, Reptar. Yeah, something like that. Whatever. Well, you have a young gravy tattoo too? Yeah. We're not showing that one. Why? It's all my apps. Right under the cheeks. Right under the cheeks. Under the cheeks, but cheeks is fat. It's a photograph too. By him? On a piece of paper. He did it personally? He did. He is a fan of the show, right? Is he? Hey, baby. Hey, Ari. What? What's your alarm for? Hey, Matt. Well, look at it in the post-show. Behind the paywall. Okay, period, yeah. Yeah, period. I was saying baby and money's name tattooed, but I'm waiting to get his. Why are you, why? Right, right. Why? Just why those two? Those are my boys. I love them. Okay. I love, baby and money's a really great person, and I love how un-serious they are. Whoa, she fully fell for it. Like, I'm sure he's not a bad person. Alex is awesome. I'm sure he's not a bad person. He's vocal about issues. Exactly. That's what you fell for, because he just goes on to whatever the next thing is. He just posts about it. Like, I don't hate him at all. Again, he wanted to come on the show. We've texted. Like, he's a good, he's probably a good dude, but he's literally like the classic online, whatever the next thing is. No, whatever the next thing is, he's an advocate for. So it's like, you just kind of fell for it. Like, you played right into his thing. It's good. So keep doing your thing, buddy. You're making money. I appreciate it. Love you, Alex. Alta? Okay, you don't- I self tan. It's a little light right now, but- In the sun? No. I can't tan. Like, I just get sunburned. Marshalls? New Wynnins had got some bullshit from racetrack again. Yeah. You get energy drinks there too? Yeah. Okay, no longer. You are now using GamerSupps. It is 40 cents a serving. It tastes better. It's really good. It's so f***ing good. 40 cents a serving using my discount code, link in the description below. Get your free samples to figure out which flavor you like, and then either get the energy drink version or the electrolytes non-energy drink version. It's up to you. Xevan melatonin versions as well. Check that out. 40 cents a serving. Make your energy drinks at home, just like your coffee now. How many times you got a racetrack? Five below. Pet smart. Okay, we have pets to take care of. Fantastic. Amazon. Walmart. The rabbits are in my life too. Avian and exotic animal. They had to get fixed. They had to get fixed. Yeah, we had to snip them. Snip what? The rabbits? Yeah. They had two litters. Yeah. Dick's Sporting Goods, Amazon. Bullsh**t. Up in Smoke again. McDonald's. Raising Canes. You can't say the financial weight of the household is on you and you're just spending it all on literally just pleasuring yourself. I mean, I buy it for her too. Raising Canes, which I do not know how a corporate chain like that, even one state away, has such a disparagement. Like, I don't really get that. That's the seasoning. That doesn't make sense. You know that ship from a factory somewhere, right? No, I'm telling you. It may have been some shitty workers at 3 AM. It may have been some shitty workers at 3 AM. But like, even like, you can look at it and stick it in. eBay again, $18. It was different. That doesn't make sense. eBay, $18 again. Discount Zone, Bullsh**t. eBay, $40. Wingstop. Spotify. We love Wingstop. Going in and getting some Bullsh**t. Apple Cash. Cash App. Cash App. Cash App. Cash App. Hundreds of dollars up in Smoke. Drinks. So get off the strip. Go to another strip. Maybe, yeah. When I was getting in. It's a strip club, right? That's where I work. And then you spend money there where you work again. How do you not just get a drink? Why are you looking at me? No, why aren't you always getting a drink? I was off the clock. I just want to go like hang out with her. You go, you're such a f*****g. No, you're just afraid she was getting inserted. I have friends there too. I'm a double layer. Yeah, she does double layer. What? You don't go naked on the strip? Oh no. Oh no. First of all, it's illegal where we are. You can't tiddy out. I mean, I still nip. Nips for tips. Well, there you go. That's nudity, but okay. But yeah, she definitely can't do it. The one we went to as a hammer squad once was full. Eesh. Oh, hello. No, not this poochwaffer for you. Oh, it was nice. I like it. But in the lab dances. No, still no. Really? Double it up. It's kind of crazy. Also, thank you, chat. At the moment of filming this episode, we just hit three million subscribers. We're CP. Thank you, chat. Thank you. Your hand is cold. Your hand is hot. That's weird. Yeah. I have to use dry hands at work. She's got sweaty ass hands. Like liquid chalk. Can McDonald's, Crawlin Seafood, get in some bullshit, Raising Canes, Appleville, McDonald's. You can't complain about her. When you're spending all this money, dumbass. Amazon Prime, Discount Zone. Oh, the way you work again. Amazon, Crawlin Seafood. I also missed a shit ton up here. I like Seafood. Quid-tip? Quid-tip. Quid-tip. Quid-tip. Quid-tip. Quid-tip. Quid-tip. And Karna Tik Tok Shop. She got some dance. Karna Tik Tok Shop. Exotic Animal Thing again. One. Going in, getting some bullshit. This is insane. It still goes on. You're a f***ing problem. You're going to hold back the entire relationship because your parents have spoiled your entire life. I don't think you're being enslaved. I don't think you know what the f*** you're talking about. Okay, at that point, you just demand a lot. You just demand a lot and you can't accept any progress that's been done. It doesn't make any sense. And you're not doing it up most likely, but even still, continue making that progress. But this bullshit at the beginning, like, I wanted to come on because my girlfriend treats me like a slave. No. I agreed to be here. I didn't sign us up. Uh-huh. That's the note I had. Yeah. Exactly. Cheesecake Factory, 100 bucks. Walk-ons. Hulu Plus, Jimmy John's, Casab 27, Casab 50, Casab 50, Domino's, Chegg's Study, go need some bullshit, get some bullshit. She didn't even know about Chegg. Yeah, I got a cancer. What is it? Chegg, it's like, it basically helps you, like, do your homework and stuff. Cheating. Yeah. We're not going to call it that. I don't cheat. Of course not. It just helps me do my homework. Uh-huh. Yeah. The Break Room, Door Dash, Dash Pass, Taco Bell, Clarnet, Tick Tock Shop, get in some bullshit, Applebill, bullshit, Ghost City Tours, Uber, Discount Zone, bullshit, bullshit. Henry's Esquire, oh, it keeps going. Oh, that is. Dead on, dead on, de Cure. Down Decatur. Decatur. Yeah. That was, uh, like our little, we did go out. We, we love, oh, shit. Acute date. So as many of you know, I've been a big supporter of course careers for a long time. I'm not just a partner. I actually own stock and I'm an investor. So why did I partner with course careers? Because I truly believe in what they're doing. A lot of people have questions about online certifications versus traditional college degrees. Let me be clear. I wouldn't put my name behind something unless I knew it worked. The thing is not everyone has the time or resources to spend four years in college or take on massive student loan debt. Course careers offers a practical, affordable way to launch a career in a high demand field like tech sales, IT and accounting, where companies are hiring based on the skills needed, not broad college degrees. In fact, right now, one in three companies are dropping degree requirements and that number is only going to continue to grow. I know some people think online programs are a quick fix, but that's not the case here. Course careers takes effort and commitment, but they provide you with a streamlined, proven path. They offer up to date self paced courses, one on one or group coaching from people that work in the industry. And most importantly, they help you actually get hired. Just look at graduates like Nemeso, who went from driving FedEx trucks to a cybersecurity job at Disney. That didn't happen by chance. He put in the work and course careers guided him every step of the way. And what truly sets course careers apart is that it's not just about learning skills, but landing a job. Their curriculum is designed based on what employers actually need and their network of industry coaches will guide you through the entire process from learning the skills to interviewing, resume help and beyond. So if you're serious about starting a new career without wasting years or piling up debt, give course careers a try. Start with their free intro course linked in the description to explore your options. And when you're ready, use the link in the description for $50 off the full course. Your future starts right now and course careers is here to help you shape it. Hammer Elite is the best YouTube membership on the platform. And I just upgraded it. Three exclusive dedicated shows every single day, Monday through Friday. Join with the link in the pin comment or description below. This is the best membership you'll ever join. That's a promise. Do you text her this shit too? I mean, I need more and all this stuff. Oh, no, you're a little fight. We're always together. I'm going to review that in the post show. We'll see. Revered, revered zombie house. Guys, you spend so much money. All right, shop. Going into bullshit, raising cans, bullshit, bullshit, vet, PetSmart, Walmart. But I think bullshit, crawling seafood, poke. Poking Nola. That's a Pokemon shop. $48. $48. You don't have money. You just overdrafted for the first time yesterday. Fuck you. The theater, bullshit, theater, bullshit, bullshit, up and smoke, bullshit. JJ Seafood Sally, beauty, tooty, tooty, frozen, raising kids, clon, 80. I'm going to draw 40 bucks. Who knows where that went? Think it's done. That's insane. Clon has paid off. I am so proud. Congratulations. It took four payments. Glad that happened automatically without any self restraining. And then you just overdrafted yesterday. So shut the fuck up. Had the money. I'm surprised that is your first time. Okay. Now all the debts are yours, which means you have an altar card. I do. What's going on with this? Um, I opened it. Oh, 2020. Jewish, something like that. It was the first card that gave me like a big credit limit, which they never should have. They know you you never should have signed up for. Of course they want to. They're making money. What are you talking about? It was like a $5,000 limit when I opened it. They do what is this? What? What is what's in your purse right now? Do you want some? What is that? What do you think it is? I'm actually thinking sugar from the look at it from here. It's salt. The claymines on. She just likes to pour it out as a juice. Okay. Speaking of, I know you hate this, but can I get to the bathroom? No. $1,873.69. So the $65 minimum to pay. You got that pan? This takes eight years to pay off. Oh, I pay more than that. More than the minimum. A little bit, but we'll see how long you can. Well, that is going up other places. Like, yes, you can in a month. Let's like, we'll see. Yeah. 30.9% percent. No, no, no. Most of the interest is okay. 26 and then some is at 30. It's insane. Dollars or percent interest. Okay. You have a freedom card. What's going on with this? You're spending money on this. Spending money on an interest agreeing card that you do not fully pay off. It takes two years if you don't spend. Yeah. Um, that has my Amazon Prime subscription. And so like every time we like rent or buy a movie, it goes on there. How much you pay off the cards and use a checking account? Listen, I'll let you use the mine card, debit card that builds credit. I'll allow that. I'll get you both as course career certification when you make no money with your bachelor degrees. Okay. Because people in the audience have used under your six-figure jobs. So engineering is crazy. Yeah. Are you in that now? No, I meet them right there. Exactly. Thank you. I'll hear when I hear it. Amazon, Amazon Prime, Prime, Prime. Yeah. So much. Do you have a shared Amazon account? No. Hold up your Amazon's. Fine. $80 at fees. Wait, do you want like fees? Okay. You've had late fees this year. Yeah. Yeah. Yeah. I pay, I pay more. I pay more than next account. Two late fees this year so far. Three months in. You, you've missed two out of three. You're f***ing out. I'm screaming my bad. Do you not care about that? I care. August. She said two of the three months late this year. Are you actually? That purse is cute. Yes. Talk about the damn purse. Yes. Do we not give a sh**? I mean, obviously. But that's. Then what are you going to do? What are you going to do? That's your wife. That's your almost wife. You're about to be a f***ing wife. You don't give a sh** or you guys going to combine accounts? Where are you going to combine accounts? I don't, she wants to combine accounts. I've kind of been against it. What? 429 dollars. Couch. We're moving out. You can't afford that. Go to Facebook Marketplace. You don't have any money. You don't have. We actually have accounts. Well, there you go. It doesn't look like dogs. I don't give a sh**. You have dogs. I don't have dogs. Okay, f*** off. You don't have money. It was a free account. Exercise mat. Don't have money. Ah! King Bedframe. You don't have money. Sleep on a mattress. You poor mother f***ers. Become not poor by not being dumbasses. You guys actually make six figures a year combined. Yeah, like we're not poor. Yes, you are. That's what I'm trying to say. You don't need to be. You shouldn't be. I'm not asking people for money. I have the money. No, you don't. You overdraft the destiny. Are you? Money went back onto the card, though. Yes, no sh** after you overdrafted. You don't have money. I just saw you checking it out. Ain't that shut up? Endless charging cables, a dumbass purse. Clothes for days. Carve cleaner. That one's actually fine. Metal tough feeder for rabbits. Okay, I'll accept. Lego floating shells for your f*** Lego bullshit. You stupid. Blankets, you don't need it. Dog pee pads. Why do we have that? Is that for the rabbits? Yeah. You need a clipboard folder. You need multiple clipboard folders. You need a thousand clipboard folders and notebooks. You need that fucking Pokemon backpack. No, I got a different one. Shut the f*** up. Spray things. Flexible tripod. What are you doing? Hmm. When you like to know. Yes. What are you doing? I actually don't know why that's in there. You purchased it for $20. I didn't buy it. No, it's in the cart. It's in the cart. Oh, I'm looking at the car. Why is it there? Oh, you want my purchases? Is this for the OF? Maybe. Are you guys, so you're actively doing this? No, we're not actively doing it. But you're buying it for it? It's been a conversation for a long time. So you guys are doing it. You guys are going to do it. We're talking about doing it. And where do you stand on this? We've been talking about it for like a year. What are, where do we, where's our opinions? I need more trust in the relationship. I don't know. For what? Do you want me to get out of my car? I don't think you'll ever get trust though. From both ends. I don't think she's ever going to do what's required. And I also don't think, I think your goalpost will always move. So I don't think you're ever going to have it. I mean, we did have it until like, until what? The lying's been more recent, but. Yeah, lying. I mean, you weren't cheating essentially. You were doing something behind the back that the boundary was said no. Yes. Okay. And you ask her why and like, you can't even get an answer for it. I don't like car. Cops and all this bullshit in your purchases is so stupid. You have 33 three things in your cart. Being abused. Legos in her cards. Oh, okay. You have about a trillion Legos in your cards and stupid shit. Let me see your purchases. Let me see your purchases. Shut the fuck up. Okay. Just this is bullshit. Okay. The teacher was for our son's school fair thing beats bullshit. You just endless again. I guess I do. I mean, it's just stacked with bullshit. This is so stupid. What a waste of money. Your entire life is a joke. Okay. What is this true accord? I was standing in a mountain of 277. I don't know what this is for. Uh, that's my clarna. It's in collection. Yeah. I, it was so long ago though. I forgot what it was for. Your it couldn't have been that long ago. I don't know. It's still hot. $277. How'd you even get approved for this apartment? My credit score isn't that bad. What's your credit score? It's like 670 something. I have credit karma. Mid. You know, okay. I actually got an email yesterday that my score went up. What's your score? I don't have a credit score. You just opened a credit card. I just opened it, but I don't have. You put that much on a credit card. Just open. Yeah. It's so stupid. Okay. What's this? A firm, right? Is that me? Yeah. I don't have a firm. Clara, your Clara. My Clara. This is eBay is over and over again. Now you paid it off, but it's still, it's money you are spending. Instead of your future, eBay, eBay, eBay, eBay, eBay. Then your new credit card. Yeah. Was the 2000, brought it down to 400, but even still, it's aggressive. It is interest accruing. It is bad. Not for 15 months. Oh my. What's your minimum? Probably like 25. I don't know. It's set up on auto. You're the full bow. No, obviously. No, it's not. She makes minimums and she's going to get so. Just head down that path. Minimums. I've been paying it all. A little more, but even still, you're not paying off the balance. So she only excuse the only way you are allowed to take out a balance is if you pay it off. What? What do you want? I just opened that card. I put it on there and now it's already down to 400. I feel like that's not done to zero. You cannot purchase things on a credit card. This is just, it just shows how the behavior is going to go into the interest accruing period. You cannot open a credit card if you cannot fully pay it off. That is the entire way. Can I just close it when the interest? Is that it? No, I would just put like gas on it once a month and pay it off immediately. That's what I would do. 30%. It will be. Isn't that the goal? What? No. It's just like. Because this is going to be a crewing interest. You want to be under that. No, no, no, no, no, shut the f*** up. You want to be under that or else a f***ing credit. Okay, fine. But you can still keep it at zero dollars. You'll be fine. Just spend gas once a month on there. Okay. What? What is your issue? I'm by myself control. Then you shouldn't have access to the ability to spend money you don't have. There you go. Take away the tools. Discover it. Almost paid off. Yeah. That one's on autopay for the full balance. I'm going to cross it off. Yeah, I see. But it's still money you do not have that you're just purchasing. And it's on the bullshit that I just saw. Prime Video, Etsy, Prime Video, Prime, Prime, Prime, Prime, Amazon Prime. This is stupid. I just want to discover. Yes. I found out the one that our kid was spending was buying. I thought those were all in the chase. No, you have no idea what's going on. Ever about anything. That's crazy. Do I pay for two? Two what? Amazon account? Yeah. Because are there ones? Only Chase auto. What is this at a 12.74% interest rate? What's your car? New car. New car. What did you get? I had two cars. What did you get? I got a 20, 25 Chevy Trax. Why 33,129 dollars and 97 cents. Always the strippers that get a car they can afford. $670 dollars going into the socials in your income fluctuates way too much. It's already worth only 21,000. You're at a water by 12,000 that you just got. You're on a car. You're underwater by 12,000. Well, my other car had like something. Doesn't matter. Give them 10,000 hour car. Something. You don't even know what it was or what the cost would have been. Girl, no, I don't know. Take it to someone that does. Bring the butch one with you. God damn. Masks. Mask lesbian. I'm not butch or dyke or any of those other things. I wouldn't call you that. It's just a little offensive. You'll be okay. I'm not butch. You can cry to her about it later. Like if I looked like you, it'd be butch. Yeah, yeah. No, bear. No, no, that's a gay man. Exactly. I'm a man. If you look like me, it'd be a bear. No, you don't know what twink means. Twink is skinny. You don't have to be skinny to be a twink. Yes, you do. Yes, you do. Oh, he's saying, yeah. Yeah, trust the gay. Fine. Fine. You don't know what you're talking about. Fine, tunker. You're bad guys. Whatever. Yeah. No, no, bear. Chunkers. Yes, bear. I was thought of it like a bear. What am I? He's not a bear. Put me into something. Put me into a category. A chubby custard. It would be like a chubby twink. Cub bear. Cub bear. Cub bear. A little cub. A little transition. Cub. Cub. Whatever. What cub? Put those away. No, right. What? You're whiskers. You don't like them? No, I'm a lesbian. You don't like them? No. You're a bitch. I don't like them. She likes them to look like babies. You like what? Huh? I don't. I don't. It like gives like fresh fur. Is it like a trim or something? You know? I don't like her lips here either. I do shave. Yeah. Okay, dude. This is a minimum to payment that in the slow season terrifies me of six hundred seventy nine dollars and sixty one cents. And I do still pay my other car too. So I'm paying like almost a thousand dollars a month. What? Cars. OK, I was by my salesperson. Oh, shut the fuck up. No, I don't get by salesperson. No, you fell into getting sold. But he convinced me for whatever reason. What do you think a salesperson is? Not traded in my other car. He convinced me to sell it myself. Salesperson. Oh, because what do I know? I'm a girl. Caleb, I'm a girl. So girls are we congratulations on the day we're young. Today, because of your logic on May, no, no, no, March 26 is national something I don't know, payday. You know what that means? No. This is for the last calendar year, apparently for the math that what men made from January 1st to January 1st, you guys now finally made from January 1st of last year to now, but took you an extra three months to catch up. And you're advocating for that because you're saying women don't deserve money. I don't think women are. Well, you owe 70 cents on the dollar because of you. You're bringing down your entire marketplace. I'm sorry, girls. I'm just a girl's an excuse for everything. Thank you. Your fault. Not on your birthday. And I'm happy you cost less. Unfortunately, it requires your family keeping you at a job, even though you're not qualified for it and you'd be fired if your family wasn't there. So what do you want this old car? I think it's like 7000. Oh, next page. Oh, it's this. It's the one on it's under seven. Oh, you guys deserve to get 6707 dollars at a 10.46 percent interest rate. Not Jewish. Huh? Are you Jewish? No. So you can make that joke. You look like I can make jokes about anything I want. Whether or not someone chooses to be a friend. It's very you look like a small and wide little dickie. What's a little dickie? You know, Dickie. Hi, I'm Dave. Huh? You know, white crime, shit like that. Is it LIL Dickie? Yeah. How do you spell Dickie? But like Dickie. Dick why? Uh, really? I mean, he's like full like Afro. It's a perm. Okay. Oh, I love that you claim it, though. That's a choice. Yeah, I don't get why. It does not look good. It's a little fallen. Yeah, yeah, I don't know. It's time to reperm. Did it. Up next, it's bread flan, this new band. Oh, my God, I'm back again. On the back, you see, no, everybody's been. Gonna bring new games going to show you now. New game party. Find new dropping hits every week. Find the new slots. 18 plus be gambler where to talk. That's right. Today's gonna work out very well. It was actually kind of weird, but like, I don't know what happened, but. That's also not good for your hair. It's okay. I take finesse, right? I'm fine. Trying to see the hairline? It's fine. I got a big forehead, but yeah, that's pretty good. Yeah. No, I'm not Jewish. Okay. Would you care if I was? No, I'd feel better that you made the joke. I actually have a friend who loves it, too. Oh, yeah, we did. I would have put her on. $358 a month. So that's on top of your previous car payment. You have a child. Why did you get this car so expensive and so stupid? So that I can safely drive in places. Why do you think every car before 2025 was immediately you get in and you die? No, you're a stripper. Okay, but also I'm not good at taking care of cars. And this one comes with the app. So it tells me when I have to take care of it. I'm fully engaged. You were engaged to the most. That ever born. I'm not engaged. I said you were engaged. It tells me when I need an oil change. Okay, it tells me my tire pressure. Helpless. Literally. It tells me stuff. Literally go. In Minecraft and not like literally. I actually die in Minecraft a lot. I don't play anymore. I don't have kids. Get I don't have the dexterity. Dexterity. It's a kids game. Yeah. I'm good at Mario. You're a beating a broken individual. Okay, you have 39,000 hours of suit alones. 29,000 hours of suit alones. Oh, really? That's not good. You're not done. 29,865 dollars. Your minimum to game is going to be like 250 bucks. 300 bucks. Three 350 bucks. On top of all your other debt that you really can't pay off. So does that mean this chase checking account is yours? 329. Well, better than her. I don't have a checking. I don't have a checking with chase. So you have two? Yeah. What the fuck? Well, I keep one. Okay, went from 200 to 300. You have to be transferring things back and forth. Yeah. And you had an overdraft fee actually the other day. So not even just yesterday. So you've actually had multiple overdraft fees. So you actually have no idea what you're talking about. So shut the fuck up. Do not defend your financial position in any way whatsoever. You're broken. You have no idea what's happening. You're broken. You have no idea what's happening. Shut up. That's me. Okay. You have like a thousand different accounts that don't fully understand why. So one of them, I have a sub account for my... What? I'm so confused how you're the one that is doing better. Like a kind of. I mean, you have more debt and the car is... Do you actually have 7,000 in savings? Yeah. Well, that is... How is the literal one doing better than you? Because that's for her kids. Part of that is like already like put to side because I pay... So my mom, like I said, she pays like half of his tuition. So 5,000 of that next year is going straight to tuition. Tattoo supply, real skin USA, nails, Amazon, Amazon. Go get in fucking vending machine, bullshit, Amazon, bullshit, Amazon, Amazon, bullshit. Where you work, discount zone. Do you think we have one of those here? Unless they use that name for a lot of places. Is it a chain? Is it a chain? It is. Okay. Never been, but I've just passed it. Avian and exotic animals again. So you guys go there every second of your life. Vaping, Chinese, cash up, cash up, up and smoke again, bullshit. Going to work, Amazon, up and smoke. Fucking the batik again and withdraw and withdraw. Yeah, withdrawing $679. Who knows where that went? Vaping, cash up, cash up, cherry kitten, apple cash. Oh, okay. Starbucks bullshit, nails again. Well, that's what am I working for. Well, bullshit, cash up out, Uber Eats, you know what, money. I think that was what I was saying. But no long parking, I think cash up, apple bill, vaping, southern images. That was my son's school pictures. Toast turtleneck fans. Why? Because your kids, friends will find it. Okay. At some point, it's going to be very embarrassing. And one of you are more, and one of you are, would be decent to masturbate to. And you do not want your son's friends to masturbate to one of you. To be fair, you have not seen me when I'm at work bartending. Body is tea. That waste is ridiculous. Are we going to budget as a householder independently? Because we should do as a household at this point, guys. I think so, yeah. Okay, so household income. Oh, okay. Let's get your debt-minutely payments. I am, um, I did, I did get a planner for it. Good, prior to you. It was free too. Wonderful. That's where I was going to leave. How many guys are you texting like this? How many guys does she text in like this? Two and a half, three. What is in a half? Two and a half. One of them kind of fell in love a little bit. Why? I mean, they all live far away. Yeah, they do. So you fell off or you fell off? Why are you texting them? If you're not getting anything, why are you texting them? Companionshipy. Oh, wait, what the f***? What do you mean? What do you mean? You read the text. Okay, we'll continue that in the post shot. I'm going to look at all of them. Here we go. Okay, what's your rent? 14. Oh, the soon to be rent. Yes, utilities. Well, let's say like... It's included. Okay, that is it. Including the internet, gas and electricity. Yeah. Good. Okay, debt minutes, payments, $1,167.61. Soon to loans will go on top of that unless you go to grad school, but then even knows who knows what we're doing. Phone bill? Mine's like 71. Okay. Mine's paid for. Okay, 71. Gas, vroom vroom, drive, drive. I would put it high up there because we both drive to school. I'd say maybe 50 a week for me. Okay, so 200 for you. Yeah, let's just... 400. 400? How much for car insurance? I pay mine six months in full, so... What is it? I think it's like 14 for the six months. Okay, 233, you? Mine's taken care of. I don't understand how you're... ...all this up. You are the issue. I... Yeah. Kind of. I mean, you're getting worse. So 233 a month for you. 234, we'll call it. Groceries, kid and everything. What should we be able to do about 800? Follow the meal plan. They got to do meal prep. It's pretty good. So it's your... Okay, TP fund. Anything else for you guys to survive? Rabbit. Tampons, morning after, all that good stuff. 250. $80 for the rabbits. Okay, yeah, I'll put that in the pad. Okay, $80 for rabbits. Medical healthcare, their co-pays and shit on a monthly basis. I'm going. I do get sick a lot. So probably like 20 bucks. Okay, 20 bucks. Subscriptions, I'll put. 50. Okay, anything else that needs to be in this budget? I need to know now. My nails and hair, like maintenance? Oddly enough, actually, it might be justified for your work. Okay, so here's the thing. I'll give you $1,000 for whatever. Are you a contractor? What do you mean? Okay, go. In Minecraft. Oh, I am. I am a... Yeah, I'm giving you $1,000 for whatever. You put it towards fun. You put it for anything. It doesn't matter. And yet, even still with that, you have an extra $5,000 left. So be easy. You guys just control your spending. You guys are absolute morons. $72,845.65. Yeah, it is. You guys are stupid of even needing to be on the show. Minus student loans, $42,000. Okay, let's just call it $42,000. So what's left? I'd buy $5,000. Literally takes eight and a half months. And you get a fully funded emergency fund. Call that an extra eight months or whatever. A year and a half, you guys have a fully funded six month emergency fund. And everything. And then you save up for retirement and you guys will be fine. That was easy as a f***ing world. Shut up. You guys are f***ing morons. Just control your spending and budget. Budget together. Shut the f*** up. Children. We'll get back into that crazy shit and go through everything that's going on in the post show. So make sure you stick around for that. Let's get the Hammer Financial score first together. Spending in a budget over zero out of 10. Because you overspent. That there's collections zero out of 10. Emergency fund. But that savings for the kids. Okay, there was like 2000, also additional 2000. So two out of 10. Retirement I didn't see anything zero out of 10. Real estate zero out of 10. Need to start saving for retirement now in a year and a half. You'll be able to. And you'll be able to actually have a pretty good retirement together. So Hammer Financial score. Point five out of 10. Get yours at Calebhammer.com. Join Hammer Elite by clicking that join button. Join us for an extra 20 minutes of this in the financial auto post show. And three premium shows posted every single day, six days a week. See you guys there. And thanks for three million subs. Bye bye. At the end of that conversation, you said no for emotional and extra shit. Yeah, what the fuck do you mean by that? I mean, not getting that. Please go into it. Tell, cause she's not happy about that. We've had those talks. What are you getting out of this? I like to flirt. So you want to watch him jack off? I like to look at it. Hammer Elite is the best YouTube membership on the platform. And I just upgraded it. Three exclusive dedicated shows every single day, Monday through Friday. Join with the link in the pinned comment or description below. This is the best membership you'll ever join. That's a promise.