How He Built Wealth Starting With $250 (And Why Rich People Aren't Who You Think) | Chris Sain
83 min
•May 6, 202625 days agoSummary
Chris Sain, a self-made multimillionaire and wealth educator with over 1 million YouTube followers, discusses how he built wealth starting with just $250 investments while working full-time, emphasizing that wealthy people aren't evil and that building genuine community through trust, transparency, and consistency matters more than flashy displays of success. The episode explores the psychological and spiritual foundations of wealth creation, including overcoming scarcity mindsets, maintaining proper heart posture, and stewarding resources wisely rather than chasing validation.
Insights
- Wealth building begins with mindset work and eliminating limiting beliefs about money and wealthy people before implementing any financial strategy or investment tactics
- Authentic community and trust are built through consistent personal engagement and transparency about failures, not just successes—Chris still personally calls community members despite having 1M+ followers
- The greatest wealth-building principle is starting small and being consistent: $250 per month compounds significantly over 10+ years without requiring large initial capital
- Emotional regulation and clarity of mind are prerequisite skills for making sound financial decisions; dysregulation leads to impulsive purchases and validation-seeking behavior
- Generosity must be paired with discernment to avoid enabling people God is intentionally taking through difficult seasons; wise philanthropy requires frameworks and due diligence, not just impulse giving
Trends
Rise of faith-based financial education that integrates biblical principles with wealth-building strategy rather than treating them as separate domainsShift toward 'quiet wealth' and humble displays of success among high-net-worth individuals, rejecting the need to prove wealth through conspicuous consumptionGrowing emphasis on emotional intelligence and nervous system regulation as foundational skills for entrepreneurs and investors, not just personal developmentIncreased focus on stewardship and purpose-driven wealth creation among millennial and Gen-Z wealth builders, moving away from pure accumulation modelsExpansion of direct-to-community engagement models where influencers and educators prioritize in-person events and one-on-one coaching over purely digital scalingRecognition that professional athletes and entertainers need identity reprogramming beyond financial advice, as their self-worth is often tied to their performance careerGrowing skepticism of traditional financial advice and 'false prophets' in finance space, with audiences demanding lived experience and transparency from educators
Topics
Wealth Building From Modest Means ($250 Monthly Investment Strategy)Overcoming Scarcity Mindset and Limiting Beliefs About MoneyBuilding Authentic Community Through Trust, Transparency, and ConsistencyEmotional Intelligence and Nervous System Regulation for Financial DecisionsBiblical Principles in Wealth Creation and StewardshipPost-Career Identity Crisis for Professional Athletes and EntertainersWise Philanthropy and Donor-Advised Funds vs. Impulse GivingDiversified Investment Portfolio Strategy (AI, Semiconductors, Quantum Computing, Bitcoin, ETFs)Comparison Culture and Validation-Seeking in Wealth DisplayHeart Posture and Spiritual Alignment in Financial Decision-MakingSaul vs. David Leadership Framework and Humility in SuccessPassive Income Generation and Asset Appreciation StrategiesCoaching and Mentorship as Wealth-Building ToolsLocation Independence and Financial Freedom Lifestyle DesignGratitude and Appreciation as Relationship Maintenance in Giving
Companies
YouTube
Platform where Chris Sain built 1M+ subscriber audience and primary distribution channel for financial education content
Patreon
Membership platform where Chris Sain hosts 50,000+ members in Quiet Wealth Club community for exclusive coaching and ...
Netflix
Referenced as example of appreciating asset investment alternative to depreciating luxury purchases like vehicles
Bank of America
Credit card Chris paid off early in wealth-building journey, freeing up monthly cash flow for investments
Chase
Credit card Chris paid off as part of debt elimination strategy before scaling investment contributions
NVIDIA
Semiconductor company Chris recommends as core AI/tech holding in diversified investment portfolio strategy
AMD
Semiconductor company Chris holds as part of AI and semiconductor exposure in investment portfolio
Eventbrite
Platform used to sell tickets for Quiet Wealth Summit 2026 in Dallas (May 22-23) with nearly sold-out capacity
New York Stock Exchange
Chris will be live interviewing Fortune 500 CEOs daily at 11am for CNBC and YouTube audience starting soon
CNBC
Financial news network broadcasting Chris's CEO interview series from the New York Stock Exchange floor
Alphabet
Google parent company; chairman discussed wise giving frameworks and philanthropic due diligence with Stephen
Grand City Sports
Non-profit Chris founded and ran for 20 years serving inner-city youth sports without external funding before YouTube...
People
Chris Sain
Guest discussing wealth building from $250 investments, community building, and faith-based financial principles
Stephen Scoggins
Host exploring wealth creation, authenticity, and spiritual foundations of success with Chris Sain
Nick Lowry
Referenced as example of humble, generous athlete demonstrating humility without needing external validation
Dave
Referenced as part of 'triangle offense' of successful people who attract wealth rather than chase it
Tori Roberts
Quoted for phrase 'all my needs met and most of my wants' regarding balanced wealth and consumption
Warren Buffett
Referenced as example of wealthy person whose success people often attribute to starting capital rather than consistency
Solomon
Referenced as example of wealthy leader whose blessings changed when he shifted from David's to Saul's leadership model
Quotes
"If we can normalize being wealthy without feeling the need to prove it, I think that will take us so far"
Chris Sain•End of episode
"You can't run in the victim Olympics and be on my team. If your mindset is blaming the next man, blaming the system, you won't even make it through being in my presence"
Chris Sain•Mid-episode
"I built my wealth $250 at a time. I didn't get no inheritance. I didn't start off with a silver spoon. I ran all three bases and then slid to home plate"
Chris Sain•Mid-episode
"It doesn't take a lot to get started, you just have to get started. Wealthy people are not evil people. We are some of the most generous people you will ever meet"
Chris Sain•Mid-episode
"I don't want the stuff to have them. Stewardship precedes abundance. It always does"
Stephen Scoggins•Late episode
Full Transcript
Today's guest, I'm telling you right now, he is a world-class leader, especially wealth creation. He's known all over the internet. I was a guy that was an underdog and may have been somebody that was overlooked. But I often say in order to be promoted, you must first pass the test of being overlooked. Now I went from a underdog to a top dog today, but most people see the end result. Very few consider the journey. I waited on his perfect timing. So there's people who may be known as the top guy in finance. when I'm really the top guy in finance, but they got the opportunity because they were chasing. And I was just waiting on God's time. And God was saying, I'll let you know this time. If we can normalize being wealthy without feeling the need to prove it, I think that will take us so far. Hey guys, welcome back to One Part Lion, One Part Lamb here to help you rise, lead and last. Guys, I told you, 2026 was gonna be the year. 2026 was gonna be your year because the people we continue to bring on the show can help you do a lot, not just build better relationships, not just give a deeper love for God, but also help you actually generate wealth and wealth with intention. And it's taken from someone who spent a number of years doing it wrong many, many times over and having her go back and redo it many, many times over. I'm hoping to save you that pain and frustration. Today's guest, I'm telling you right now, he is a world-class leader, especially wealth creation. He's known all over the internet. As soon as you hear his name, you'll be like, that's him, yeah! I'm really excited guys we saw the show chris saying what's going on steven thanks so much for having me man happy to be here oh bro safe haven't happy man this place if y'all was here that's watching me and him today if you guys are here in real life this place is immaculate yeah the view the water the house the studio the whole night you gotta be here you gotta be here i'm gonna tell you that finally gets it yeah i think yeah yeah i was i was joking around guys i was joking around with Chris a little bit off air about having some folks that said, well, it's a far, it's in North Carolina. I'm like. It's worth it. It's worth the drive. Yeah, yeah. It's worth it. So I knew you were just in Michigan, right? Yes. Yeah. Michigan, New Jersey, New York. You got Dallas. You got your wealth summit coming up in Dallas. Like you're all over the place too. We've been moving, man. We've been moving. And that's what momentum and real motion kind of looks like, man. you have you build these audiences in pockets of the world where, you know, you might have a huge fan base in New York, a huge fan base in Dallas. And our job becomes making sure we touch the people in real life. Yeah. Beyond just behind a camera. But I'm big on showing up and making sure that they know I'm accessible. They know I'm real. We can hug. We can high five. We can talk about our wins. We can talk about our losses. More importantly, we can talk about the journey. And so that's what when I make all these moves around the globe is really about I want the people to see me showing up in their homes, in their cities, in their places of work, knowing like, hey, I'm a real person, but I stand on walking alongside you. Yeah, dude, that's so good, which is really beautiful to hear you say, because I've I've been saying now for a while the trust economy is destroyed. Absolutely. Right. There's been a lot of false. I'll call it false. I'm gonna call it False prophets, false teachers, right? I mean it's like when I say that, I mean these are people who are sharing ideas that may or may not be true. And if it is true, they didn't learn it by experience. They learned it by someone else that did learn it by experience, right? And which makes it a bit more like an echo chamber, which I'm not – if a great message needs to be heard, I'm never going to be the one to say, like, don't share the message. But I am going to be the one to say, hey, if you hear the message from a friend, say, just like my good buddy says. right right actually qualify it to share that and another thing that dawns on me is is how authentic you guys really are because i mean people will look at you pay like i'll call it paper success right you've been very successful got a million plus subscribers just on youtube alone right but you're like i love all of them yeah like i want them to be in my ecosystem i want them to come see me i want them to feel like they can come meet me and ask me questions how intentional were you about that early on was that like like this is like a core value that we're going to stand on. Absolutely. Trust, transparency and consistency is the hallmark of what we do. I believe like when you can transparently, like you said earlier, the person that actually did it, we're not speaking from a book we have built, we have done the work, we have showed up and got the result. And so when you can establish the transparency and they went on the journey with you, they seen the highs, they seen the lows of lows, but they seen you stand tall. And so I think those things is how you build your audience. Those things is how we have over 50,000 people in our Patreon. Which is just incredible, Bob. Absolutely. Absolutely. It's so hard to build a community. But it's so hard to build a community. Trust. Because of trust. But when you have done it, now the job becomes to maintain their trust. It's one thing to obtain it. It's another thing to maintain it, then sustain it. And so that's one thing we've been able to do by just being consistent. That's why those are the three pillars, the trust, the transparency, and the consistency. Because when people can see you show up every day, whether the market is good, whether the market is bad, they know you're not ducking no smoke. They know Chris going to stand in a fire with us. He's not going to go missing when times are tough and just only come around when the market is good. He's holding our hand and or walking alongside many of us, making sure we get the desired result we're looking for. Dude, so good. So good. I want to know who was Chris Sane before he was on mission? Like what's early days Chris Sane? Early days Chris Sane, I feel like I was a guy that was an underdog and may have been somebody that was overlooked. But I often say in order to be promoted, you must first pass the test of being overlooked. Now I went from my Davids. Now I went from a, you know, yeah, from an underdog to a top dog today. But most people see the end result. Very few consider the journey. They didn't see the grind, the dark days, the losses, the failures to arrive here today. And so I'm just a guy that's anchored in humility. I'm grounded. I think the people we always say you can't fake energy. And although favor ain't fair when you meet me you know that it's on me and so it represents why like man He has success in these different areas because he's built for it. He's he's he's he's caught to it He's not chasing it. You said this offline We was talking about our good friend dave and how success and money chases him me you him i'm just naming us three triangle offense i'm gonna put us in a triangle we are guys that attract that we're not necessarily out here chasing it down yeah in the same way somebody else might and so that's the beauty when it's organic when it comes naturally when it comes through doing good deeds at that i'm talking about meaning you're helping people you're you're changing lives and so that's a little bit about what i would say who i am at my core yeah yes sir I always want to do that. I always want to kind of find a way to have that be part of the conversation because I am trying to overcome the trust economy. We've had situations in times past where we're trying desperately to help the community. And because the community has been hurt by other people before they even get to know us, they automatically assume they're one in the same with the other community. Absolutely. What are things that you do differently that you feel like you do differently that set you apart, set you guys apart to help your community know that they are they are just of the utmost importance? I think one thing with me. So I've never abandoned my calling card, which was coaching costs. So what I notice is, you know, we don't oftentimes want to trade time for money. We know that time is our greatest asset, but there's something about Stephen picking up the phone, talking to that person. You showed me, for example, and I'm going to make it about bring it back home in a second. But you showed me your fun room and you said, Chris, I can talk to 8000 people, but I can pull one person up on this screen and talk to them. When you pull that one person up, they're going to feel such a powerful connection. That's what I never lost sight of. I have over 1 million followers. I have some of the biggest communities on Patreon. I've never not dealt with them as individual humans. I still call them and they always say this, coach, you're one of the one huge influencers in the world that still calls us directly. It's not a team member. It's not a staff member. It's you. And for their kids. So we have this mantra. We say, what's up, YouTube? All the little kids in the world. When I call these families, they got their kids on speaker. Hey, coach, that's what this is for. Hey, coach, Johnny and Cam, they want to say hi. And the kids yell, what's up, YouTube? And from the kids to the family, to the husband or the wife, whoever I'm speaking to, it has become something that they feel a part of, but they feel a connectivity to in a way that they can say, you know what, this guy is taking time out of his busy schedule to talk to us directly. And I think that level of trust don't go unnoticed by the people. I love your brother already. I do. You know, all right, let's let's let's let's let's jump into wealth. Let's go. All right. So I'm going to give you a couple of things that I dealt with growing up. All right. So I come from. Call it impoverished, different at different times, different season. Right. Scarcity mindset. Right. At all. I literally I would tell you that I've been battling scarcity all the way to my 50 now, all the way to my late 40s. Yeah. OK. Being almost even triggered by it. Right. On paper, I've done OK. Right. On top of that, I realized that I was battling a limiting belief that I heard when I was a child. Yeah. OK. And this this let me believe was as wealth is evil. Wealthy people are evil. Oh, yeah. Right. So what I would do is as I was starting to build and scale at different times and whatever, I would always feel like grateful that I was building and scaling but then feel guilty that I was building and scaling, right? When I look at the world at large, right, and I look at scarcity mindset at large, I see scarcity tends to own people rather than people owning their abundance acts, right? What have you done with your own community to even set them? Because we can teach some strategies for days on where to put money, how to invest money, moving over here. We'll get into some of that today as well. But first of all, we have to get the head right. Absolutely. Right? So what have you done with your community first and foremost to get them in the right mindset to start the arduous program of building wealth? Because it's not a one-stop shop. It's not a silver bullet. Absolutely. How you show up is who you attract Is your glass half full or half empty? I have a saying And I teach financial literacy through the lens of sports That's who I am at my core, an athlete I view life through the lens of an athlete Through the lens of sports You can't run in the victim Olympics and be on my team So if your mindset is blaming the next man Blaming the white man Blaming the system You won't even make it through being in my presence because you're going to notice, oh, he shoots that down. He don't entertain that kind of talk. And so limiting beliefs, scarcity mindsets, anything of that nature, which we call wrapped in a nice bow. You ain't running in the victim Olympics over here. And so long as we make sure people know what we're going to hold your hand and walk alongside you, but you can held accountable. Those that want that Stay Those that don't flee And so it's just like Setting our prices We're not setting our prices At a dollar Because we're not trying to attract that Particular person We're going to do some offerings for free We're going to bring you in And then we're going to hit you with an offer But it's going to be commiserate With what our value is What you and me bring to the table And so that too. So our value is defined in your value plus their value together. Absolutely. And it brings and attracts the right person. Yeah. I'm talking about the mindset, not just the person that wants to the result. They come with the right mindset. So back to what I told you earlier, I do a lot of coaching, but I notice when I'm screening through everybody that has done a coaching call, they all have the same temperament, the same mindset, the same avatar, the same makeup. And one thing you talked about this that I must steal from you and I'm letting you know up front. You talked about doing a mastermind. No, you talked about doing a mastermind at your house and why you built the house the way you did. And guys, if you were here, you would see. But I always say if I was to bring all of my followers together, they would get along so well because they would see, oh, he has cultivated a whole army of people who are trying to go in the same direction. Yeah, yeah. That's so good. Man, where do I want to go? There's so many different directions. I want to talk about – all right, so you and I have both worked with professional athletes and entertainers for different layers and different reasons. I obviously work in soul set, mindset, handset, right? I didn't even mean to steal that from you, Dave, but I accidentally did. I love you, brother. And specifically as it relates to helping them understand their authenticity. Absolutely. Right? Because until you understand your authenticity, there is no magnetism, right? So one of the things that I've seen, even with the most successful people on the planet, is they still operate from limiting beliefs and subconscious programs, right? What is one reoccurring subconscious thing that you've seen over and over again with many of the athletes and entertainers you work with? And the reason I ask that is because, again, I see a pattern, right? People who didn't have a lot all of a sudden have a lot and don't know what to do. Mm hmm. Football players think that football is who they are as opposed to what they do. Basketball players think playing basketball is who they are versus that is what you do. Yeah. And many have a very, very hard time separating the two, understanding the difference. And so their identity gets wrapped up in I play basketball. But God said he has plans for your life. Plural. He called you to be more than an athlete More than a basketball player You can do Matter of fact, he has more in you to do Than just play basketball You've got a whole life waiting for you After your career is over Many of them never tap into their purpose Or who they really are So that's why Although 100% of athletes have financial advisors 80% go broke Three to five years after their playing career is over One of the reasons for that Is because they don't know what to do and who they are once the lights turn off. And so where we kind of come in at is kind of help them reprogram and understand, God, you got many gifts. You were the captain of this team. Most captains has a leadership trait that a company, a Fortune 500 company would love to employ or implement it to their company. You can do more. I've been loving the analyst route that a lot of athletes been able to parlay into post-plan career. But what about everybody that don't get one of those few analyst jobs? What are you guys going to do? And so my thing is getting them to think bigger and larger about themselves. Their brand has already been built through them making it to the highest of highs and understanding how to leverage that and parlay that into other opportunities. And so when they can overcome that mindset of they understand that basketball or football or your respective sport is not who you are, it's just what you did, then they can begin to explore all of who they called to be. I was actually just with Nick Lowry. He's a Hall of Famer, New York Chets player, ironically, down in Vegas. One of the most beautiful things I saw in him was the humility of heart and generosity. And so one of the things I've discovered is, and especially some of the folks that I've worked with is – and I did this myself, which is why I probably could see it so clearly, right, is chasing significance and validation. That's deep, Steve. So you chase significance and validation. Yeah, that's deep. So you do things that aren't really authentically you. You make decisions with your finances that aren't authentically you. So you go into relationships with people that are authentically you because you want to be seen, heard, valued, respected, all the things. And I had this interesting epiphany of watching just Nick operate. Right. Humility doesn't require validation. Facts. It just requires being. Right. How are you seeing people either handle their finances or not handle their finances as it relates to chasing validation over stewardship? I'm going to take myself for that one because I often tell people I told you at the beginning, I'm an underdog and I've been an underdog my whole life and I've been overlooked. Now, some may see me and view me as a top dog. However, my whole rise has been organic. And one reason I have left I have let God do all the advancing in my life. I waited on his perfect timing. So there's people that beat me to the punch There's people who may be known As the top guy in finance When I'm really the top guy in finance But they got on the main stage Before I did They got the opportunity Because they were chasing They were chasing the relationships They were doing that And I was just waiting on God's time And God was saying Nope, I'll let you know in this time I'll let you know in this ready And what I notice is waiting on the Lord to do the advance in your life. Everything I touch turns to gold and I never miss. And I don't miss because it's me. It's him. He already equipped me. He already opened the door. He already prepared the table. I'm just walking in and everything feels natural for my wife and I. Everything flows for the two of us without feeling forced, without feeling stretched or without feeling like we're coming and doing something that's not true to who we are. And so those were those. That's what brought that to mind when you said that. Yeah. By the way, your wife's amazing. She's in the background. We try to get on the camera, guys, and she don't want to come sit down. So we even got to get her microphone. She's amazing. I can see why you guys align so well. When I'm looking at the work that you're doing and the strategies, and now I'm hearing more and more biblical communication, which is my jam. I'm one of those people that I don't use biblical vernacular to speak Christianese. When I speak biblical truth, it's because truth needs to be spoken. Absolutely. If that makes any sense, and I can sense you're kind of the same way. Same way. So I want to maybe come at it from a biblical lens for a second. Because I believe that the greatest book on the planet that can give you relationship advice, financial advice. Is the Bible. Yeah, spiritual advice. Even the entire one-part-lamb framework is built off of understanding the dichotomy between Saul and David. And not saying you don't want them right or all wrong because they both had their hiccups, but how they handled those hiccups were determined posture and all these different things. What is what is one major wealth building principle that comes straight from the Bible that often overlooked in today marketplace Luke 12 48 for me to whom much is given much is required to that That is a hallmark My prayer every day before I arrive at a multimillionaire level Stephen was Lord bless me so I can bless your people Don't bless me for me. It ain't for me. But I'm one of your soldiers that's going to be a good steward of whatever it is you bestow upon me. That's just my character. That's just the integrity that I walk with And so I used to say, Lord, bless me So I can bless your people Because I trust me And I know I'm going to do right With the monetary reward that you have given me I'm going to go seek them out To sow a seed To be philanthropic in my efforts To bless communities, to change communities And so I remember this, Steve I had a non-profit, Grand City Sports For nearly 20 years Did immaculate work And I'm from the trenches I did immaculate work in the inner city And in my community I kid you not We never got funding The entire time And I never complained But I used to always say Why do we always get over Look for funding opportunities I went to Kid Food Basket United Way I saw the same people getting money Every year I was out there Serving the youth Doing all of this stuff with youth sports in the community. And fast forward to 20, I want to say 2018. The Lord blew my YouTube up in such a way. It blew up a hundredfold, meaning it made up for all the years. We didn't get no funding for all that work I did in the community without complaining. And that just showed me God don't play about me He doesn't play about what he's trying to do in my life Where he's trying to take me And so for me, Luke 12, 48 To whom much is given, much is required Is what I stand on Another one is in Genesis And this was what helped me Because we all have naysayers and doubters along the way And Genesis 50, 20 talk about it talks about what what the devil meant for bad god meant for good meaning like i remember having i worked in higher education before i retired my wife and i retired when we were 37 years old and she's in she's in health care professional i worked in higher education and i remember having these little we call them karen's type people in the workplace He's on his phone He's posting YouTube videos While he's at work I just remember people just doing too much And I wasn't They didn't know about it I scheduled my post But they would always do little things And I remember They intended that for bad But God intended it for good And I just watched the way he elevated me Not only through the corporate ranks But in my personal endeavors as well Yeah Oh man, it's good And, you know, I was also thinking, sitting here thinking, like, again, some shared client bases and stuff like that, right? Yeah. One of the things that I've been working a lot with everybody on is how to actually become emotionally regulated before you make any decision of any kind. So true. Right? How has that taken shape recently when it comes into terms of investing and wealth creation and stuff like that? Because I feel like that that's I know that every dumb decision I've ever made has come from a moment of dysregulation. Yeah. Emotional intelligence and emotional maturity are are huge in terms of not only in life, but definitely it's a transferable skill when it comes to investing and building wealth. And so, for example, not making impulsive buying decisions, having the emotional discipline to know, you know what, let me sleep on this for 48 hours and still see if I feel that convicted about that purchase. I think not keeping up and trying to compare yourself to others is another key factor in all of this. Sometimes you have the keeping up with the Joneses. Wasn't comparison another form of seeking validation? Absolutely. It is. And so that makes you make irrational decisions as opposed to staying grounded in understanding what's for you is for you. What you have been called to do, nobody else can do because you were called. God qualified you. And so it's these types of things, Stephen, that makes these decisions around emotional intelligence, emotional maturity. So so key in how you emotionally regulate yourself. I think all of it ties into each other. And those that say you find a person that's emotionally intelligent in this area of life, typically that transfer to other areas of their life. And I just see that play out time and time again Yeah, so what are like One to three, well Probably three or five things that you do Specifically to get yourself in a Healthy enough state to make wisdom Based financial decisions Like tactical Number one, I would say Every morning, I've been waking up at four Now, I used to be five But since my father died, I've been waking up at four I'm sorry to hear that, bro, I didn't know that And no word, thanks for the condolences But getting up and having that early morning meditation devotion. My wife, we both into health and fitness. So then I'll do a 60 minute walk. She does a 60 minute walk, 12 incline. Then we walk outside, get the fresh air for 60 minutes. We got this nice little park by our house. And then from there, I'm making sure I'm centered and grounded. So whatever decisions, whether it's investing, whether it's running our business, whether it's our grandkids or whatever the case may be, is coming from a place of a sound mind. I think staying centered, staying grounded, staying anchored in humility, those things also help give us clarity in the decisions we make. We eat right. My wife is a registered dietician. She cooks, one, she can throw down in the kitchen, fast first and foremost. So she's fine and she can get busy in the kitchen, but she cooks the right type of meals with the right type of macros that fosters clarity in the brain, clarity of the mind so that you're making your you're fueling yourself through food. You're getting the results you want from your physique, but you're also able to make great decisions for your community, for others and your whole family. And so these are little tactical things that get overlooked in a process, but are huge in the grand scheme of things. And then sometimes our philanthropic efforts, our philanthropy, we give away a million dollars a year. And one of the things that we do, we learn that although we give the money away, we see how it make us feel. I think when you can be a blessing to others at the rate that we bless people, that does something to the soul too. Like we didn't make it and forget about the little guy. We didn't make it and forget about the trenches. We didn't make it and we Hollywood now. Matter of fact, you wouldn't even know we made it back to being overlooked. We can sit in rooms and people don't even know they're sitting next to two young multimillionaires that retired at 35. We're unassuming. We don't attract no attention to ourself. And I think there's something to be said about that. The humble person that you meet That's not clamoring for the attention They're just being And if you know, you know So one of the things I'm trying to help leaders Fully appreciate and understand is when They're actually in a regulated, grounded state Right? Because at least for me, I can't speak for you But for me, it took a while to even realize What that felt like in my own body I was so used to operating on adrenaline Like getting stuff done Knock stuff down Like I just go, go, go, go, go, go, go, go, go, go, go, go Right? that when I actually slowed down to sit down to be still, right, when I actually did that, it felt really foreign. It felt really weird. I actually felt a little, I actually felt, I felt more anxious getting into a healthy grounded state than I did and not being like grounded, which is probably why I operated as a background pattern for so long, right? Yeah. So how do you notice it in your own body? Like, how do you know when you're in a really good state to make healthy decisions and to take next steps? For me, it's I would say the clarity of the mind gives me that way of knowing. I would also say my ability to, you know, feel like, you know what, I feel good about this. Meaning it's done with a clear mind and a clear, clear spirit. Meaning I felt good about this. This was the right thing. Because sometimes, Stephen, to your point, you can be operating from a place of just making a move for the sake of making a move because we're so used to grinding all the time. And OK, just because you're busy doesn't mean you're productive. Yeah. Never confuse the two. They're two different things. And so you can be confusing business for productivity and making the decision off of thinking you're doing something and it's the wrong decision. And so my thing is, do I have a sound mind? Does this serve me? Like not a what's in it for me type of thing, but does this serve me? Yeah, does it intervene from self-abandoning? Exactly. Is it equilibrium? Is it equilibrium? Absolutely. And so that's the kind of place I try to arrive at when making such decisions that you alluded to for me to know that I'm on the right track. Yeah, that's so good. So the audience doesn't know this, but I've been taking this on a journey. We've already done that mindset, emotion set, spiritual set. Right. I want to go tactical now. OK. What is probably the number one thing people don't know about wealth and wealth creation they can take advantage of right now? Great question. The number one thing that the everyday person don't know about wealth. I'm going to steal this from you, too. Wealthy people are not evil people. We are matter of fact are some of the most generous people you will ever meet The narrative that's been pushed May tell you otherwise that's one number two would be It doesn't take a lot to get started you just have to get started I built my wealth $250 at a time I didn't get no inheritance I didn't start off with a silver spoon I ran all three bases and then slid to home plate to build the wealth. Meaning I tell and teach this every single day. We often think when they see you or Warren Buffett or anybody that has made great strides in life, they believe, oh, they got so much money. That's how they was able to do it. If y'all heard Stephen's story, you would see he's been through more than you have probably. But you wouldn't know that because you were past natural judgment thinking he just had it made his whole life We do that when it comes to wealth No, 250 at a time 250 was a number that I could afford out of my budget That's how I got that number So after I paid all my bills, before I was debt free, before we retired 250 is what I had left to put aside for my investments Yeah. I just was consistent with the behavior. It wasn't a lot of money. Yeah. Yeah. It grows over time. It compounds over time. It does its thing. But over time, like 10 plus years type of time. But 250 isn't a man. And where are we from? Let me just talk to your audience. If in case they're not from the trenches. We buy Jordans Our Tims and our Jordans Could set your financial foundation Up the right way Another thing We talk about trust fund babies You can build a trust for your kids too Right now Right now And we don't look at The amount of money the culture spends on Alcohol Jordans Timberlands, Pelley's These glasses They're part of my brand but some people Wear these as a badge It's one thing See I don't have a problem with I have nice things as you know we both do But they came at a later stage In life when it was such a small percentage Of what I was There you go So these are Some of the Misnomers about wealth That we have you think it takes a lot when it don't a lot of times this is get started take what you have whatever it is you have 250 was my number and i use that number openly and transparently so that you know coach didn't start out with a lot yeah i wasn't coming out dropping bands or thousands on stuff it was 250 now when i paid off my bank of america card i freed up 50 so that number might have went to 300 that i was setting aside now when i paid off the chase credit card or the jc penny credit card or macy's credit card now that number went to you get what i'm saying now i could put 400 away and it was just being consistent in my behaviors that led to that over time yeah dude that's so good that's a really good point because i i would even with my my one of my sons he wants to be he's expressed interest to become an entrepreneur i'm like i love it well just get started and get started what if i do the wrong thing so you're gonna do the wrong thing just do So you can't when you already lose and you can't be afraid to fail. You might as well get started. Yeah. You know, as a matter of fact, getting started is going to help you fail faster so that you can know what work. So, you know, what don't work. So, you know what to do and what not to do. Yeah, we did. Steve, they need to know, man. We didn't we didn't just hit home runs to the top. We struck out. No such thing. We struck out. We had it. We got we got the first base and had to go back. like things happen along the way. And I don't think people see that and know that in this game when they're watching from afar. You know what I'm saying? Like you go through things, you can't be afraid to fail when you're already losing. Get started. That's good. That's real good. When we're looking at the investment world right now, right? What are asset classes that you and your community are excited about that you kind of really believe in. I try to run a diversified portfolio as much as I can. But what do you like right now? What do you see a five-year horizon on? For me, I'm heavy tech. I'm definitely all in on the AI as well as what's coming next after AI, which is the quantum computing. So we are already, when you run an audience as big as mine, I position them for things to come. So we're heavy in AI, we're heavy semiconductors, but we're also heavy in quantum computing because we know after the AI height dies down, they got to have something else that rises up. That's going to be the quantum computing. And so from our standpoint, we're positioned in that way. Of course, from a diversification standpoint, there's Bitcoin and Ethereum. And then we make sure that we have some gold and or I was going to say precious metals. Yep, some precious metals as a part of the overall mix. A foundational piece, though, Steve, is making sure you have your ETFs or index funds, however you guys want to look at them, that makes you not have to have a singular focus on picking an individual stock but getting the best stocks. It's almost impossible to pick a winning horse. Absolutely. Right? You've got to kind of own all the horses. That's the best way to do it. That way, whichever one wins, you're still winning. You're still winning. Yep. I love it. No, I always get curious about that because obviously there's – even in the AI space, there's, I don't know, hundreds, thousands micro funds of some kind. Exactly. All of them are like, well, I'm building the next sales AI tool, and I'm building the next marketing one, and I'm building the next fulfillment tool. It's like – it's a lot, right? It's a lot. We focus primarily on AMD, NVIDIA, and then SMH. SMH is a semiconductor. I thought it was shaking my head. No. And so what it does is it gives you exposure to all the ones I just named, but the ones that, like you alluded to, are part of the whole mix. We don't know which one going to survive or which one. But while they're all getting the juice, we're all being able to benefit. And as they fall off, we'll be left with the ones that remain. Dude, there's like a thousand different directions. I don't get stuck much. You know, I – no, I feel like right now people have less because they won't get on the journey, right? So we talked a little bit about that. The ones that do get on the journey will have a crisis moment pop up, right? And they'll need to satisfy the crisis moment, and then they'll stop the journey altogether. Yeah. Like what is maybe some tips or advice we can give to people who are – who know they need to be doing this? Maybe they're not part of your community yet, but maybe they know now they're – I need to be part of the community, right, to get the insights. like i'll give you i'll give you a personal example i'm aware of a young woman uh recently um i would call it my everyday life right she she's out in the world um come across her she runs a business uh she had just recently had a significant um health issue she's currently in the hospital okay she's most likely going to be in the hospital for a couple of months okay right she's the sole breadwinner for her entire family say she's probably the breadwinner she is she's got, I think, three children, right? If I'm in her shoes right now, I'm freaking out. Absolutely. Because I know I'm going to be in the hospital and I'm the person making active income. I'm the person outgoing and doing thing to earn the income, right? But the medical expenses. The medical expenses will be coming down the pipeline later, right? I can imagine how that could feel insurmountable, right? And obviously, my backstory is coming through a lot of insurmountable stuff. So I know it's not true. Right. But like, how, how would we, what would we coach her on right now? How, how, what would we coach her to like? Sometimes when you're in that kind of predicament, you have to tell them to let things run its course. You can't do anything about what you have no control over. Control the things that you can control. One thing with the serenity pair, God grant me the serenity to Control the things I can't control And the wisdom to know the difference She's in one of those spots If she's going to get medical bills That's going to be overwhelming Her active income is being hampered That's going to be overwhelming That can do a lot to the nervous system So my thing would be Just sit in a moment You can't do nothing about those things Until you are well Until you get let out of this discharged from this this hospital yeah then you can start trying to piece things back together so that kind of thing i just give real life advice in those moments like hey ain't no and ain't no investment you need to be looking at right now yeah see how what the and it's okay to say and it's okay to say that somebody called me yesterday steve on a coaching call and it was like coach i'm so sorry you helped me make so much money in the market but i had to liquidate My portfolio because I had to pay for my dad's funeral I said ma'am don't ever apologize for taking care of your family I said we can make the money back But you putting your dad away and sending him off the right way is more important I told her I do this all the time There women that call me I just divorced my husband I downsizing I want to now get my own place I say absolutely If you with me I know you made a thousand percent or more in NVIDIA. Liquidate that. Get your apartment furnished, get your bedroom set situated, and then call me six months from now when you are ready to enter the market. And we're going to slowly go back to business. You got to have real conversations because you're dealing with real people. Yeah. And they need somebody to keep it real with them. That's why I say with me, we don't run in the victim Olympics. I'm going to tell you what you need to hear. I'm going to hold you accountable. But at the same time, I'm going to love on you with compassion to help you get through. Yeah. Period. Yeah. I think one of the things I was flirting with in this particular situation to add to that was the person I'm referring to as a good human. Right. And they have been. The one thing I really respect is really solid, really strong work ethic. Me too. Right. Me too. Not someone who's just placing blame and victimhood and just like being the victim. If I see that, if I don't see that and I see them doing all they can do for an extended period of time. I'm with you. Like I'm already – so I went to a mutual friend of ours and I was like, hey, what would it look like? Or can you do me a favor? Can you go out and find out what their total monthly expenses are for the next two months? Right, total monthly expenses. Yep. Just so it's break even, right? And I know some people that can solve that for a couple of months and take that pressure off. Mm hmm. Um. I like that because I also feel like. Some people that have been working. I mean, I just remember to be growing up and just wishing like. I mean, not being in victimhood, but just pushing I could get a break. Absolutely. Yeah. Just a moment to breathe. Just a moment to breathe. And then, you know, obviously, in today's time, I can facilitate some of those moments. And I try to do that as often as I can when when when when the time is right. Yeah. Not for everybody in the sun. Right. Because I grew up in an environment that if you had resource, you were the first person people went to for the resource. Right. And they haven't learned how to say no. No. Yeah. Right. I remember I was sharing on another podcast not long ago hearing this comment about, well, family helps family. And then I realized helping family isn't always giving them money. Sometimes it's giving them education. They give them education. Right. That whole, was it, teach a man to fish or fish for it? Yeah, fish for it. Absolutely. So what I'd like to do is I'd like to see – I also stumbled across this other stat. It's about $37 trillion of wealth in the hands of believers. Okay? And there's about a $7 trillion need to solve or substantially balance out major events in life. Yeah. Foster care, homelessness, trafficking, health and wellness from a standpoint of people that just like – like I support a hospital out in Kenya, for example. And this particular hospital serves kids that even Kenya says is unservable or they shouldn't serve. They're going to pass or they're going to be nonworking legs or any number of reasons, right? To me, one of the byproducts of being able to generate wealth is to generate the ability to be God's hand on the earth. I love that. And one of the things that really strikes me and frustrates me a lot is there is a tremendous amount of wealth already in the hands of believers. And I'll say this from this perspective. I have been this person, right, where I've got the resource, but I want what I want. Right? I want what I want. Yep. And then come across somebody in need, right? You're like, I want what I want. And you miss an opportunity. And those are what I call angel unaware moments, right? That's good. And it wasn't until – and my audience has heard this before. I'll share it with you because I don't know if you've heard this before. But when I sold my company, I was living in Utah for about a year and a half. I got to the end of that time frame, that year and a half time frame on paper. I had everything that everybody, I'll say everybody, a tremendous amount of Americans strive for. Yep. Right. Financial independence, quality relationships. And I say quality, I mean people that are very successful. You did the real American dream. Yeah. Okay. So I go through that journey and then I realized, I realized at one point in time, I was more unhappy having all of that stuff than I was when I was homeless. Wow. And it wasn't until I started using my resources to better the lives of others, whether I'm investing in technology, whether I'm investing in situations like the one I just described. How do you shape – how do you teach your leaders that wealth is not just for wealth? It's like how do you teach them that the greatest purpose of wealth is being able to facilitate a need? Absolutely. Without overdoing it. Without overdoing it. Exactly. You're going to notice when you do for others, the feeling you get. Yes, they're happy. They're on cloud nine. They're jumping up and down. They're thanking you. They're crying. But the feeling you get is not to be ignored. And that's what I when I talk to you about my my philanthropic efforts, a lot of times, even though it's for them, it might be for me, too, in some regards, because I see how it makes me feel. I'm thankful to the most high for putting me in position first off to be able to do it I try to be mindful and aware like okay we have this thing we call see a need meet a need between me and you Steve there's not a person that's in our circle that have a need that shouldn't be met just between me and you alone if they're in our circle between the two of us we should better say you know what Quest Quest could Before he even get a chance to struggle We're going to take care of that Period Ain't no discussion He don't need us though He don't need us But that's the point of a network You talked about the angel We have to be more We have to be those Beacons of light here on earth Everything ain't money Some stuff is Opportunity Some stuff is connectivity Some stuff like you taught me this morning Earlier when I got here, relationships You said, Chris, sit in the room With the person I'm going to meet with next Just be present Because you'll be blown away With who you might meet Relationships take you further than money When you can Operate from a place of abundance It don't become about money Abundance is not just money It's your mindset, it's your heart It's all those other things Yeah, sometimes money included, but all those other things. And so, no, I think you're I think you're spot on. But what I love about you, your ability to reflect, Steve, is what I love most about you. Like you have some of the most deep, introspective thoughts about like if somebody heard your journey, where you started to where you came, the highs and the lows and then to hear how you break it down. Even for me sitting here, I'm looking like, man Your ability to reflect I think is one of your Superpowers A lot of people don't Take the time to reflect on Like, damn, I sold My company I made hundreds of millions of dollars And I was more happy when I was homeless Do you know people don't take the time They might just be like, man, money don't solve our problems They won't even think about The correlation between what you alluded to They would just think, man, money solve our problems, whatever it is, I'll spend my way through it and figure it out. No, you now know what you value. Yeah. And sometimes it's some of the things that when you were at your lowest, you saw what true meaning was. Yeah. So I salute you for that, man, because to me, the ability for one to reflect and hold himself accountable for the thoughts he has is what's most important to thank you for that. Yeah, I just – I have this firm belief. So I have zero problem with people becoming wealthy. I'm all for it, right? I want them to be wealthy. I want them to have stuff if they want some stuff, but I don't want the stuff to have them. And I remember like in this moment of becoming more hyper-attuned and aware, like I wanted to crumble the mask, right? Because all right, so I've worked – you and I both worked with some very successful people. You need to work with successful people, okay? I told you when I bought this property. Absolutely. One of the events I want to do a year is going to be called Safe Haven Retreat on the Lake, right? That's going to be sweet. Three and a half days here at Safe Haven. Excursions, special things, all this kind of stuff, specifically for people who have made money but lost meaning. And the reason is I've seen a reoccurring theme that until you have wealth of soul, you'll never have wealth in a pocket. Absolutely. Right? That's dope. And pursuing wealth of the soul is different than pursuing what we would determine as cultural wealth, right? I've also realized that the kingdom is the inverse of cultural, right? So kingdom is always stewarding. It's always planting. It's always service. Service. And culture is always taking, grinding, promoting, look at me, this kind of thing, right? And what I've seen here is I've actually heard – there's actually been a couple of – they're thought leaders in their genre, in their stuff. Who have publicly said before, no, man, wait, I like my wealth. I'm wealth makes me good. I'll tell you behind the scenes that I've, I've worked with, spoken to these people behind the scenes and I politely challenged them to really look inside because I actually challenged one of them. I said, do you do realize that what I, what I'm seeing and I love you, like I love you as a human list. This is like brother to brother, sister to brother kind of thing. I see you chasing validation And I can see you chasing it Because I did too I can see you chasing significance Because I did too But you reflect Don't lose your thought That's your superpower So you see when others do it Because you took the time to do the work I don't know if I took the time or God forced me to do it I'll take it all night I just had these Look I want everybody watching Again, I want them to be uber wealthy and I want them to be uber generous. And I know you and your community, you guys like hold it down. You can help people like be super successful there. But I also want to make sure the heart is right. Right. Absolutely. My honest has heard me talk about this a few times and it'll be in the new book next year. But the dichotomy between Saul and David. I like that. Right. So King Saul is what I refer to as the immature lion and the immature lamb. Right. He operated both. He operated from fear and insecurity. Right. On the lion side, he was over. I mean, he's throwing spears at David, right? Aggressive, controlling, egotistical, all about self. Yeah. Which is really funny because he didn't start out that way. Yeah. And I want people to really understand he didn't start out that way. He started out with pure intent. Yeah. Like he really started with pure intent over time because he wasn't holding his heart posture. He wasn't paying attention. Yeah. Right. He found him. In fact, let me finish up here and I'll go back to that. But on the immature lamb side, right? Self-seeking, self-validation. Like he wanted validation. He goes to Simon. He goes to Samuel in the Bible. He says, essentially, tell about me in front of the people. Validate me in front of the people. And Simon's like, I'm not doing that. I realized that – I was like, he's already – Saul's already – he doesn't realize he already lost the battle. The fact that he even feels like he needs to be validated by someone else of authority. Right. He's already lost the battle, right? Meanwhile, a shepherd boy, right, whose heart posture is pure, pursuing God, all the things, even if you go all the way to the fact where they're having their problems, right? Yeah. So obviously it's not like neither one of them – that David was perfect and he didn't sin. The difference is when Saul sinned or went against God and he disobeyed, he went and hid. Yeah. He tried to cover it up. Yeah. So David, as soon as he realized he was an heir, which took a bold person to coach, a mentor, right? Coaches and mentors, CSGO, we see ourselves, right? Wink, wink, guys, coaches, mentors, just saying. When he did that, his first response was to surrender, right? And we would call it repent. Repent. It actually translates to return, right? Return to truth, right? And I look at this scenario, and it's like, what does wealth look like in the hands of a Saul, and what does wealth look like in the hands of a David? Yeah. Right? Yeah. Both were extremely wealthy for their time, right? Yeah. Solomon went on – David, one of David's children, went on being one of the wealthiest people in history. Yeah. Right? If not the wealthiest person in history, right? And where I even went like at Solomon when he was following the structure of his father, David, he was very blessed. He starts following the structure of a Saul So I think there's a Saul and a David inside of each one of us Absolutely So how do you see I know we started a conversation on humility And I just I feel like there's a good place there Because Being highly successful Was it a Spider-Man It's actually I guess it's technically in the Bible too It's like What does Peter hear from his uncle It's escaped me at the moment But basically the greater, the more is required of those that serve. But it's there somewhere. Yeah. I've been traveling a lot. How do you see – I mean how do you hold your heart posture strong? Because I think there's a lesson there too. Absolutely. I think we all fall victim to that dichotomy you mentioned between Saul and David. But the need to overcompensate is in all of us at times. I think the ability to reel yourself back in, center and ground yourself to be like and ask yourself the real question. Why am I doing that? Am I seeking validation in this moment? Or do I just need to wait on my time? It might be your time, but not your turn. And the minute we can accept that is your time, but not your turn. It keeps you from seeking external validation It keeps you from trying to move Before it's your time to move It keeps you from chasing Versus allowing things to come to you naturally And I think that's how I try to In my respective space and mine Try to keep myself rooted And anchored in that way Like, you know what? Like, for instance, I've been overlooked And when I tell you that, I mean that and hopefully me and you spend a lot more time together beyond today and you're gonna see like man you said it to me when you met me chris but i seen it firsthand and you're gonna see like they don't have no idea who you are what you do and you're gonna see but then you're gonna see but chris is comfortable in his skin he didn't try to hunt nobody down and say hey hey Comfortable in your skin. Dude, that is a teaching within itself. It really is. Yeah, I'll tell public. So I'm going to have some additional liquidity soon from different things, some real estate purchases and some other things. I'd like to hear that. I love to hear that. And in many cases, some liquidity has been tied up for a while, right? So it's like timing, timing. And I'm going to have, as my good friend Tori Roberts would say, I'm going to have all my needs met and most of my wants. That's his phrase. I love that phrase. Love that phrase. And there's a, there's a toy that I want. Okay. That you deserve. That you deserve rightfully. Yeah. Yes. However, I'm also training myself not to be impulsive. So what I've decided to do is because I know my predisposition is, ooh, liquidity. There's plenty for, there's plenty here. This is only a small sliver for my little, my little thing. that, you know, I told you about some of the improvements I'm doing on the property, right? Yeah. So first of all, I'm going to give them out. My goal is to give away equal amount of money to the whatever, the investment of the toy. So I live on a 50-50 principle. I like that. If I can afford to buy the toy, I can afford to give away an equal amount of money away to charity or whatever. Okay. So there's a piece there. And then I'm also deploying most, I'm going to deploy all the capital with the exception of the toy stuff into vehicles that are going to increase the investment portfolio. Perfect. Some of that is here, right? You're making me proud right now, Steve. I went through a conversation. I shared with you and your wife as we were walking around Safe Haven. I was like, this is going to be this and this is going to be that, and this is going over here and that's going over there. And we're going to start working on this probably this coming month and all this kind of stuff, right? All of that raises the asset value of Safe Haven, okay? And there's different ways to turn Safe Haven into a passive income stream, right? So once all that's set and deployed, then I feel like we're probably four to five months away, right, from being able to deploy on the toy. Right? So maybe that's the new theme, right? That's a bar. Before you do anything, before you deploy on the toy, right, you should have five or six months of like to train the nervous system. I like that. That we steward first, right? We sacrifice now for the little bit, and we get to move forward. because if not, if old Steven gets a hold of some of those dollars, I'm buying the toy first, which is an appreciating asset. I know that. I know it's an appreciating asset, right? But if I invest in the portfolio, but then the portfolio can pay for the toy. It certainly can. You're making my day, Steve. Absolutely, man. The toy is not the problem. It's about the order in which we acquire the toy. And so, like you said, if your earned interest can pay for the toy, if the cash flow, like this immaculate place we're at, can pay for the toy, you're fine. But what I love about you, man, you made a commitment to whatever the toy costs, you're going to give that equal amount. Let me tell you this. I don't buy toys per se, but this is what I do. So if you told me, don't tell me. But if you was like, coach, this is how much the toy costs. What I do is go invest that same amount. I'll sit back and do stuff like this. I'll see people flexing online and I'll say, man, he spent $150,000 on that Cadillac truck. I'm about to go buy $150,000 on Netflix. His going to appreciate Mine going to appreciate And I just do little things like that There's no right or wrong Whether a person like a toy or not Do what you need to do In order for you to feel fulfilled Because Guys, I'm going to look at the camera If you was here and you seen how hard he worked Not what y'all see online If you were here where I'm sitting, right here He deserves a toy He might deserve three of them My point being, though, reward yourself. We can't take the money with us. It's only so much giving you can do before it's not advantageous from a tax standpoint. So you might as well enjoy it. And if you can enjoy it, at least do something that you do enjoy so that it makes it all worth the grind that you put in every single day. Steve, I think, man, that the toy is just going to be representation of your hard work. And sometimes we need those reminders I did this I had that mastermind group I wanted 3 people to come before 4 people came I hit the goal I served somebody. I blessed the life. I changed the life. That right there, the reward. I like that. I'm okay with that. Yeah. I'll just be honest with everybody else too. When I'm looking at depreciating assets, really what it is. First of all, the asset must pay for the depreciated. Absolutely. So another asset, another asset class, passive income. It also has to be a very small percentage of total inflow. You're doing it right. You made me proud. You know, so that's true. And then the other thing that was recent was I have to check my heart, right? Do I want that specific toy to enjoy the toy or to show that I have the toy? Or do you want to impress somebody? Exactly. By showing that you have the. Exactly. Yeah. But that's what that's just. You see that everybody. He just did it again. His superpower is his ability to reflect in real time. He's did it several times since I've been sitting on this podcast. But that's what I love about sitting across from you, Steve. It's people that don't do that. It's people that don't go through that emotional gymnastic exercise to even. Why are you doing it? Yeah. And I least like that. You got the heart check. No matter what you choose to do The fact that you did that Steve is my kind of guy He's keeping himself In tune with Why he's doing it As long as you know The day you go make that purchase If you know it ain't a stunt To show off or impress somebody else Get the toy Another thing to kind of test that theology Here's how I play this back in my head I go buy the toy Do I feel comfortable Tending the windows super dark So you can't see who's driving it One, two, oh I just told you what kind of toy it was Actually technically I can drive a boat too But anyway The other flip side is Would I be okay parking it Hidden away from everybody else Or do I feel like I have to pull up to the front door I love, see one more time Look at this list Replay this twice and listen to his checklist For how he's checking his heart I love that I love I love the mindset run through that you go through to come at your decision, man. I want to live in stewardship. I like it, man. Stewardship precedes abundance. It always does. It certainly does. Let me tell you this, though. I like toys. Guys, audience, don't get this twisted. I like art. I'm naturally fly. I got all of the stuff. But I don't have toys simply because my wife and I, we have location freedom, financial freedom and financial independence. We travel for a living. We was just in Miami for four months. We we probably bought the week. I think we're on our way here for why for six. Like the toy doesn't make sense for me. I'm not going to even see. We have a different type of experience. Do you give it? I'm saying nobody ain't going to see no car. I drive my house. I'm saying I'm here doing a podcast at Safe Haven. You're not seeing my YouTube studio. So I'm never in one place long enough for that kind of stuff to make sense for my life. But if y'all came here and seeing what I'm seeing, you would see why Steven is even contemplating this. Because it makes sense with the whole ambiance of what he got going on. So I get it. But that's one of the reasons. I don't want somebody to think, man, coach don't buy exotic cars or whatever. You know what I'm saying? My thing is, no, I like them. You know what I'm saying? Well, the audience also wouldn't see the times that I've sold those toys because it was what was best for my financial future. I've done it. Again, my belief is I never want an asset to own me. Yeah, that's real. So anything that I buy, I have to be able to sell, even if it's the next month. That's real. One thing I want to talk to you about, Steve, was I want to talk to you about the downside of my philanthropy. I give away a million dollars minimum, so it could be way over that. But a minimum, that's what I commit to every single year. I've been doing this for a long time. The downside of philanthropy is you can be blessing somebody who God is taking through a storm or a season in their life. And you're coming through with a monetary blessing. It needs to be an enablement. And it turns into enablement. Yeah. And I had to learn. That's one of the greatest lessons that I learned. We give big. We give a lot. We give in silence most times. But I can tell you firsthand, I seem like, man, I think I just interrupted what God was trying. God was taking them through a storm for a reason. and they were going to come out on the other side better for it. But he needed them to go through that. Like me and you've been through the valleys. He needed them to go through their valley. But here I come, not knowing, not doing no due diligence, not great enough, not deep enough. I might have did surface level, but not deep enough to know like, oh. And so I've swooped in on situations, family included People I know and don't know included But I've seen like, man, in my desire to help I interrupted what God was trying to do with them in this season of their life And I don't know if people talk about that enough on the giving side Or the philanthropy side of this That was one of my greatest lessons that I had to learn So now I'm more I'm more calculated and I'm more intentional about like, you know what, instead of. Instead of trying to give to so many people, you know, I'm saying the heart to give hasn't changed, but instead of trying to get so many people, I'm going to make sure this is a 501 C3. I'm going to make sure this comes out of my donor advised fund. I'm going to make sure these things happen in this order versus me just because you like me in this sense. I think me and you are people. We can sense the good in people from afar, meaning, like you said, for me and you both. If you don't run in the Victim Olympics and you take accountability, you might be good in Chris and Stephen's book. Yeah. But I'm the type that might say, you know what? I'm so into that just because I saw that attribute. But that don't mean it covered up something else that I didn't see. And then here I'm here. I'm coming and I'm messing up something. And so that was one of the greatest lessons I would say thus far on the philanthropy side, because sometimes you just think giving, giving, giving is feel good stories. And although it do feel good, you could be. Well, I feel like God still wants us to give wisely. He wants us to give wisely. He wants us to give with intentionality. And I think that's one of the things I learned And The ungratefulness of people Not letting ungrateful people Deter you from giving Was the other lesson Both of those are amazing lessons By the way You're right We've ever talked about that on the show And it's definitely something that I've experienced My framework is Again, if I see a family in need And I see them They're not asking for a dime from anybody and they're working as hard as they can at some life event smacks them upside the head that they weren't expecting, knowing that they didn't have the knowledge to do better before they had to do better, right? Then somebody might help out, right? Outside of that, if I commit to donating to a different fund or a 501c3 or a DAF or whatever, I'm committing for that year, and I'm going to see what they do with it. Mm-hmm. And if – because I've had different 501c3s before coming to me like, we're so grateful for your donation. We're going to hire these three people or we're going to give these six people races or we're going to serve this many more people. You ain't seen the same. And I do it and I see it and I'm like, you didn't keep your work. Why is it that your salary went up and these other team members are still making the same thing they made two years ago? That's not okay. That's not what you told me. Yep. Right. I was also, I forgot his name. He's with, he's like, I think he's the chairman of the board of alphabet. Right. Google. Google. Yep. I had a chance to ask him a couple of questions while I was in Vegas. I was on a committee and he was, happened to be a virtual, like a podcast. I guess you would call it that. And I kind of actually raised him the same question you just did. It's like, how do you give with wisdom? Like, how do you know? And the guy's like, well, first of all, you're never truly going to know. Right. Other than watching the fruit, he goes, but there's a there's a there's a very specific test. And I'll have to ask Nick to like to send me back the replay. It's it's it's against with an R, but it's a very specific test that not all 501 C3s will go through. It's a it's a rigorous like testing that they do annually. Yeah, that I think allows the somehow the public or public entity to review the books in detail. Right. That says the money went here. The money went there. The money went here. It's all been stewarded properly. I don't have any problem stewarding, to your point, an organization or family or something like that that legitimately is in need or respect the blessing and not see it as entitlement for the future. Absolutely. I'm with you. I'm with you 100% on that. So yeah, the ungratefulness thing I had to deal with because you said this in the beginning of the podcast. Sometimes people run to the person with resources. That's how you said it. Said another way, ungratefulness could make somebody smug at the gift you give them. Dude, I've given a lot of money away. And the people themselves were like, what's the best way to explain it? Ungrateful is not even the word. It's like an elevated version of ungrateful. Yeah, it's like you gave them 30, say you gave them 50,000 and they looked at you like you should have gave them 100,000. Like you never had 50,000 at one time ever in your life. What are we talking about? Yeah. So the level, and I'll say this, I'll say this about what I want to see better for my culture is once we get past the ungratefulness, It's how to show your appreciation for the gift Guys, a handwritten letter goes a long way Some out of the ordinary or out of the box Way to say thank you goes a long way Like I almost feel like we need a class or a seminar on How to show gratitude Not that you're ungrateful This is a person that is saying thank you But they don't know how to fully show gratitude To keep the gift reoccurring Yeah It's funny there's a blanket over here You'll see it on the set that I got It probably cost 15 bucks But they took the time to put my logo on it And it was a thank you gift For something generous that I had done And I was like I wasn't expecting it Because when I give I give and let go Me too To your point though it was really awesome Just to receive a little bit of a It meant a little bit more. They did something out of the box. They went the extra mile. It was something that you didn't expect. You may double back. You may circle back. You may spend the block on them again just because of that alone. Yeah. Can I share one more quick story with anyone? We went out one time. I just – it just popped in my head. So when I was coming out of homelessness, okay, just as I was starting the company, like I might have done a couple different properties as I was getting going, I had made – call it $600 that week, right, which is a lot of money in the late 90s, especially for me at that time. I got to where I had $4.82 left, okay? I went to a church service, and in this church service, you know, it's not like you don't know they're going to pass an offering plate or they're going to take up an offering, right? But in this specific church service, there was an evangelist they brought in from somewhere. Yeah. Right? And what was really interesting about this particular moment was the $4.82 that I had to my name was when I was going to stop at Wendy's and get some dollar stuff on the dollar menu to eat that night. Okay? Knowing I was supposed to get paid a few days later It's not like I haven't been days without food before So it wasn't like kill me right now Follow me And I felt like God literally told me He said I want you to put the $4.82 on the offering plate And it was layered in with a story That the evangelist told a little bit Which was The woman So there are two people that are giving Jesus tells a parable about two people giving One is a Pharisee who's giving his 10% And he feels very proud and happy that he gave his 10%, right? Meanwhile, an elderly woman gives a denarii, which was all she had, right? Which was minimal compared to the 10%. And Jesus makes a big point to say, who gave the greater gift? Yeah, obedience to the betterness of sacrifice. Right? So this woman gives the money, and Jesus says she gave the greater gift because she gave it all she had, right? So that story wrapped up in with this experience, and I remember the offering plate coming, and And I'm like – like I was getting like almost like one to sit on my hands. I'm like, right? And, of course, I end up putting the $4.82 in the plate. It passes by. I'm like, I don't know how I'm going to eat tonight, right? Church service is over. Pastor says, hey, guys, the special guest evangelist, he's going to be here for a little while later. we went ahead and we have sandwiches in the other room and chips and stuff and drinks. If you guys want to go and just da-da-da, right? So I go and sandwich and stuff. I'm like, okay, thank you, thank you, thank you. And then I'm still like, okay, well, I'm just going to make it two or three days, right? The next morning, one of my clients and customers calls me and they need a favor. They're like, hey, can you come over here? I've got this event at my house. I've got to get this thing wrapped up for me. Can you come over with your tool belt and just do it for me? I'm like, sure. I'll be happy to be there. He goes, okay, cool. When you get there, my wife will have a check for you. I'm like, okay, cool. So I go over and do the work, and I go up to the woman. And, okay, you know, without forgetting the guy's name, he said, yeah, you know, I had him so-and-so. He told me when it was all done. You can see it's done well. I tried to do everything with excellence, right? Excellence in the ordinary, right? So she hands me a check, $482. Wow. 10X. Right? So I share that story because there are – at least in my journey, there have been times where God says give, and I didn't, and I lost it. Like I lost a blessing. There's been other times I gave, and he's always done something really cool. Absolutely. Always done something really cool. And it's not always money. Sometimes it's a new relationship. Yep. Right? New opportunity. I've given cars away. I've given Rolexes away. I've done all kinds of – New opportunity. Yeah, so I say that to say that in binocs to this generosity component, right, and this discernment, the only thing that trumps using a framework for generosity to make sure you don't overgive and you don't get in God's way is if he says give, you give. Yep. Right? And your ego is going to try to talk – here's how you know it's God. Your ego is going to try to talk you out of it. Mm-hmm. Right? And the spirits will say do it anyway. Do it anyway. Yep. Right? So I said that that's the only caveat on the give conversation. I love that. That was good. Dude, I know we got a couple of minutes left, but I want everybody to know more about Dallas. What's come up in Dallas? Tell me more about the event. Who needs to be there? All the things. Absolutely, guys. We're having our Quiet Wealth Summit. You guys know we have the Quiet Wealth Club, a.k.a. our Patreon, but you guys know how important it is for me to see you, meet you, touch you, and feel you in real life. And so that's all this is is a combination of us coming together in real life. And so we'll be in Dallas May 22nd, May 23rd for a two day summit experience. Man, we got a lot of good things in store for you guys. And so if you haven't got your tickets already, please do so. It's on our event bright page. Quiet Wealth Summit 2026 at the event bright. Tickets are almost sold out. So by the time you see this, you know, I'm saying I hope to see you there. Hopefully you got your ticket. We also will be live on the New York Stock Exchange. Dude, I totally didn't talk about that. It is good. We're going to be live on a New York Stock. So if you guys watch CNBC, if you watch any of the stocks channels, look for Coach in the background. I'm going to be interviewing your favorite CEOs from your top 500 companies in the stock market, talking to CEOs and founders and all the questions that you guys want to know about your favorite companies. And so I'll be doing that every morning at 11 a.m. OK, and then I'm going to post it to my YouTube as well. Wall Street will post it to theirs, but I'm going to post it to mine. So just in case you don't see it, you'll see it on my YouTube. And so stay tuned for that. Participate in that. But more importantly, let me know what CEO you want in the hot seat so coach can ask them the right question. Feel free to recommend the ball guy sitting right here. I'd love to go to a show with him. And then, guys, don't be surprised if you see Steve up there, because I told Wall Street reached out and I told them, I said, man, we can really make this something special. And if you guys wish they have given me the autonomy to to do something in the finance space that has never been done, we can have guests like Steve come. We can have awesome people with awesome stories come share with with this audience and hear some different perspectives than they'll get from the the the CEO that's running a publicly traded company. OK, so, Steve, don't be don't be surprised if you get that call. I'm like, man, I need you up here, man. I've always been up here with you guys. It's going to be awesome. All right, so Eventbrite, Quiet Summit 2026. Hit it up there. A couple of tickets left. Make sure you're going to go. Yes, yes. And then where can we find out more about you? ChrisSane.com. I always say real name, no gimmicks. So everything you will see about me online is at ChrisSane. That's my handle on all social media. That's my handle of my website. And so if you go there, you can figure out how to get involved in my ecosystem and get a part of what it is that we do on a daily basis. And so chrisane.com is where all of that starts. Let's go. Dude, thanks for coming on the show, brother. Thanks so much for having me. And I thank you so much for going on a different journey with me. We could have talked about financial tactics the entire time. But I just I feel like if we Can't influence the heart and the mindset Of the entrepreneurs The leaders, stuff like that And then all the investing may go to vain Absolutely, I want to say one thing Before you close it out If we can normalize Being wealthy without Feeling the need to prove it I think that will take us so far And I just want to leave a crowd with that Bro, thank you so much man Appreciate you Absolutely, love you more appreciate it all right guys that's going to do it for this episode of one part lion one part lamb as always please do us a favor like share subscribe uh i guarantee you know somebody else who probably needs to hear part of this message today if not all the message share with them sometimes the simplest thing we can do in life is simply share what we know with someone we love and this show could be part of that so thank you for joining us on one part line one part lamb we'll see in the next one god bless