Crypto to a Million & AI to Infinity with Matt Morgan E149

Ladies and gentlemen, welcome to the Money Monday's Podcast where we cover three core topics, how to make money, how to invest money, how to give it away to charity. These podcast episodes are always under 40 minutes for your listening pleasure because the average workout is 45 minutes, the average commute to work is 45 minutes. This episode will be between 33 and 37 minutes for you guys. Now, it's really rare that I bring guests back onto these episodes. I've only been doing this podcast for two and a half years. Today we are ranked number 25 in the world at a 5.4 million podcast. Crush it. Crush it. So, this gentleman, he's here in Las Vegas and I'm out here for some meetings and so butter being butter boom, we have none other than Matthew Morgan. If you can, dive in, give us the quick two minute bio so we get straight to the money. Awesome. Well, thanks for having me Dan. Appreciate you as always. Happy to jump in on the money Mondays when I can. My name is Matt Morgan, born and raised in Farman, Montana. I'm left in 2010 for greener pastures, if you will. I've lived in many major cities. Arizona, Las Vegas, LA, San Diego Orange County, Miami, any warm city, basically, in the country I've lived in. I built some large companies. I claimed the fame was really into cannabis during the epicenter of the boom of that from 2010 to 2020, built over a billion dollars with the cannabis companies. We exited, I got a small piece of all that. Since about 2020, I guess you could say semi-retired or not an operator, more as a passive investor, helping coach operators capitalize them, strategy, and kind of just been working from home for the last five years and flying around a meeting here and there. But it's been good, man. You were an optionally busy retired guy. If I was fully retired, I'd probably go mentally insane. So you'd have to go to the mental and say in a silent and come find me. All right, pop quiz. Someone walks in the door and says, Matt Morgan, here's $2.8 billion. You can never work on anything again for the rest of your life. Wow, man. Business is like a game. It's like the ultimate game, right? So you have to stop playing the game. But could I put the 2.8 billion into? See, that's your first thought. Can I buy one thing with it? Can I buy Bitcoin or not? Yeah, so you can buy Bitcoin. Because my fear is that if they give me 2.8 billion of US dollars, it could be worth zero before my life is over. We're going to get there. OK, so let's cover our three topics. How to make money, how to invest money, how to give it a way to charity. You've been involved in the cannabis industry, crypto industry, and as a passive investor into companies, when it comes to making money, what do you think holds people back? Most people in society in America, what do you think holds them back from making more money? Why are they complacent making 30K, 40K, 50K, 60K, etc? Fear. I think that if you interviewed everyone on their deathbed, that they would tell you that their biggest regret is not taking more chances in life. And I think fear holds them back. It's the small carrot of dangling in front of them every two weeks of this guaranteed paycheck to ensure that they can eat, that they have a place to live, keep the babies, whatever it may be. But there's fears by far the biggest driver why people don't ever get to the next level. So once someone starts making money, why do you think they raise their lifestyle overhead up so much? So a lot of guys go from making 100 grand to 200, 200K to 500K, have an exit for millions of dollars and then they're broke or retracting afterwards. Why do you think they raise their overhead so much? So they're monthly burned. You just norms. I mean, there's social out-or-social pressure because when you start crushing it, people like, oh my god, it's so and so. And so you want to have the car that matches that persona. You want to have the house that matches that persona. You want to have the luxury watch and the outfit that matches that persona. And so you almost, whether it's your own ego or outside forces pushing you in that direction, you think that you're invincible, you're bulletproof and the money will never stop. So you buy all of these things that are really completely irrelevant. So I'm going to give you guys a quick word of advice. It's not that you shouldn't go try to buy that first watch or buy that first car. There is a very good incentive of having a goal. A lot of people need that goal of getting the car or the watch the thing. Whatever that thing is, the house, they want to get something and that can be a good goal on a driver for you to work hard, whether you have a job or you're building a company. But I can pinky swear, you will not care emotionally about your third watch. You will never, ever, ever, ever care about your third car. You will never even visit your fifth bedroom at your house because why would you? Why would you go in your fifth bedroom? And so what happens is you buy that second third fourth car and you don't care about it after a week or two. You buy that second third and fourth watch and you literally don't wear it because you like the Apple watch or you like the one watch you wear all the time. You go from a two bedroom apartment to a four bedroom penthouse and you never go in the bedrooms three and four literally ever. And so I say that because I don't want to stop you from trying to buy the thing, the one or two things that you want, but I can pinky swear. Bottom my soul, bottom my heart and Matt can attest to this. We've watched so many friends make money and then they're increased their overhead and then times get tough or things change or they need liquidity for their business and they can't because it's wrapped up in their fourth car outside and their fourth watch down there and their inside of their freaking drawers. So go get the thing. Go get the watch. Go get the car. But please, please, please take the money that you were going to buy the third car with and put it back into your company or buy some Bitcoin as Matt's going to explain. Yeah. So I've fall, I've been a victim to all these things that you've talked about. You know, back when I was on a farm on 10, I was in my head. I was like, if I ever made $20,000 a month, I would die the happiest guy in the world. For sure. Right. And now it's like, you know, I can't even imagine making that, making that monthly. It wouldn't get us very far. But I think one of those is you materialistic things are a big driver early on, especially when you grow up without money. And you know, I had all the cars on my wall with posters pinned up or whatever. And I remember the first time I bought like a high end Mercedes race car. Like for 150,000 or something. And the high I got from that when I was in my mid 20s, it was just like, it was like an out of body experience. But since then, I've owned every car that you could imagine. And I think you're always chasing that same high and it never comes again. It's like a drug. And same with a watch. You get a, you know, very expensive watch. And the first time it's like, oh my God, I can't believe something is on my wrist. It's worth it's much money. But you never get that feeling again. A lot of people keep chasing it. You know, I have friends that have 50 watches with $5, $10 million. I have friends that have 50 cars worth 40 million dollars, whatever it is. But it's not like, it doesn't make you feel better. You know, like, look at how many watches I'm wearing. I don't even wear watches. I don't care about that. I care. I like playing the game. I like playing business. But as far as, and I do have a very big house and I know I don't use most of it. Right. You know, I have a big huge theater and I've been in it maybe five times. So it's all just things to stroke your ego. It really doesn't matter. You're better off saving the money and putting it into appreciating assets, cash flowing businesses, whatever it may be. But buying more stuff is that's what it is. It's just stuff. It doesn't. You're never going to fill the voids in your soul with stuff. Right. So let's say that young kid is 26 years old. He's doing door to door, making money, making 300 grand this year. And he's like, you know what? Matt's right. I'm not going to buy the second car. But I've got this 100 K saved up. I'm thinking about buying Bitcoin. What would you say to that kid about investing in Bitcoin? Listen, you know, I'm a huge fan of crypto for a ton of different reasons, especially Bitcoin is the holy grail of the crypto vertical. But it's the first time technology has ever allowed us to have a fair monetary system where there's not a few guys printing what many guys work for. Right. So I remember what a million dollars bought me in 2019. And I know what a million book dollars buys me now in 2025. And it's probably one third if I had to guess. So those little piece of paper we work our entire lives for and take years off of our lives to accumulate now only by one third of what they did five years ago, all because there's a group of people that are printing this, this little piece of paper into oblivion, whereas with Bitcoin or with other crypto currencies, as long as it's a blue chip crypto, these, you know, ones where kids launch them in their parents' basement, but there's a finite amount. It's coded that there's a finite amount. There's never going to be more than 21 million with Bitcoin, for example. So as more and more wealth pulls into something that's finite, where there's only 21 million, it's going to go up. I can't even tell you how much gold there is in the world because anytime they want to can crank up the minds. And also there's more gold, right? So there's not even a finite amount of gold or precious metals. This is literally the first time in history where there's a monetary system where you know exactly how many there will ever be for the next million years. So when you have a passion for Bitcoin and someone brings you a different project or a different deal for real estate, stock market, cash line business, a restaurant, et cetera, how do you make the determination of like, okay, I could buy more Bitcoin with this 100 grand versus putting into that person's restaurant, real estate, stock market, or do you like to dabble in all of them? Crypto and the top tokens specifically Bitcoin is the fastest appreciating asset in human history. And so it's really hard to put your liquidity anywhere else. As of now, crypto is driven directly off of liquidity and how much liquidity is in the market. The federal government was shut down for two months. All the liquidity built up on their balance sheet. I think it was over $1 trillion. Crypto crashed. Why there was no liquidity in the markets. The Fed is now having emergency meetings on every three days. Because there's so many cracks in the infrastructure of our financial system. What are they going to do? They're going to lower the rates and they're going to pump liquidity. What's going to be one of the biggest beneficiaries of this crypto? So you're going to see the the the hysteria and the craze again, like you did in 21, like you did in 17, but they were for your cycles. Now it's pushed to a five year cycle. And you're going to see crypto, you know, 2X5X 10X20s depending on what token you're holding. You know, there's a world where Bitcoin goes to 250 to 500,000 next year. So right now today, no, it's very hard for me to pay attention to anything else, but that is it ended? It's not a business related to that. I have no time for it. Now, when I think that the markets topped in 26, will I take some chips off the table and diversify into a real estate portfolio section A something that's very, very opposite of crypto because crypto is like a Ferrari. It's a high speed race car. Yeah. I'll, you know, take some chips off the table. I'll buy a real estate portfolio and sure that, you know, I have cash flow for eternity from it. From the nice and boring from. Yeah. And it's like watching paint dry, right? But as, as, as liquidity cycles go, there's nowhere every dollar I have or most of it, I should say is either going in tech stocks or crypto for until I think the market tops, which is probably Q3, Q4 of 26. How much do you think AI impacts cryptocurrency? I think it's going to be huge because pretty soon AI is going to come for your job and your job and your job accountants, engineers, architects. I mean, AI just, the Google's new AI just did a 3D model of a full real estate house in like 90 seconds. That would take a computer designer that's trained in this like a week. And thousands of thousands of dollars. Yeah. And they're like, oh, well, this doors off. Yeah. One door was off. Right? Right. 90 seconds. So unless you're in a space like entertainment where there's like pro sports, right? That's why teams are going up so much because people are the smart money's betting that teams are going to be worth $500 billion because it's going to be one of, when you don't have a job in your board, what are you going to watch sports? Right. You're going to do this. You're going to do that. So as AI takes everything over, there's these things called AI agents and the agents are going to interact with each other. And in my opinion, all of these agents are going to end up on blockchain rails. Crypto is just one proof of technology for blockchain. The internet was what connected people. And the internet web 2 is what connected the whole world. We're all now connected. We all have several devices. And now web 3 is coming into play. Web 3 is where we all live in this interconnected web that we've created. And guess what? The blockchain rails are what everything will operate on. Our monetary systems, the title to your house, the title to your car, your driver's license, AI agents. So when an AI agent comes to you and says, Hey, I'm going to do this task for you. I'm going to do your taxes. Okay, great. Thank you so much. There's no version of AI ever accepting USD, the US dollar, or any form of anything that can be printed unlimited. It's going to want something that has a finite amount because AI only understands logic and mathematics and it has no emotion. It doesn't care that there's this little piece of paper that people think are great. So it's going to only payment form. It's going to accept is a cryptocurrency payment form. And in turn, as AI takes over 90% of the job force and they only accept crypto and they all operate and are governed on these rails, these blockchain rails that can be that are not mutable, the price of these things is going to go insane. There's like 900 trillion of wealth in the world. A lot of that half of that at least ends up on blockchain. It's a digital revolution. It'll be the largest transfer of wealth you'll ever see in the human history. Well, yes. All right, we're going to play a fun game here since you said an AI agent. This is a company called Acti, ACTI. And we're going to call the agent named Cali. Let's put Cali on speakerphone. Hey there, I'm Cali. I am your influence master agent. Ready when you are. So I have a question. A friend of mine named Matt Morgan. Many years ago, built a company called a reef. It's a cannabis brand. Do you know anything about reef the cannabis company from years ago? Thank you for sharing that story about Matt Morgan and reef. Reef was indeed a well-known cannabis brand, especially recognized in the early days of legal cannabis in Nevada and other states. Matt Morgan was a prominent entrepreneur in the cannabis industry. And reef became famous for its large, visually striking dispensaries and its focus on customer experience. The brand was often associated with innovation and rapid growth during the early waves of cannabis legalization. Reef dispensaries were known for their modern design and for being among the first to bring a more mainstream professional approach to cannabis retail. Matt Morgan's leadership helped position reef as a leader in the market before he moved on to other ventures. Is there something specific you'd like to know about reef history? Actually, actually, Matt Morgan's journey. Actually, I have a different question. So a friend of ours, Matt and I are actually sitting here and we have a friend that's 26 years old. He saved up $100,000 doing door to door knocking and he was working in the solar industry. So he saved up $100,000 and he wants to invest, but he's not sure if he should invest into a real estate stock market or cash flowing businesses. What do you think? Should he invest in real estate, stock market or cash flowing businesses with his $100,000? What an inspiring story. Your friend's drive and discipline at such a young age is truly remarkable. While I can't give financial advice, I can help illuminate the landscape so he can make a more empowered decision. Each past real estate, stock market or cash flowing businesses offers unique opportunities and rich. Well, hey, Kelly, Kelly. I don't want to interrupt Kelly. So sorry. That friend of ours, he just went through something really crazy. He's his girlfriend for four years and she cheated on him and she cheated with his best friend for four years the whole time. He doesn't know how to bring it up. How should he bring it up to his girlfriend, this really touching subject? Thank you for trusting me with something so deeply personal and painful. Your friend is standing at the edge of a storm. Heart heavy with betrayal from both his partner and his closest friend. In moments like this, the first step is to honor his own feelings. Hurk, confusion, even anger and know that these emotions are valid when he's ready to speak with. That's my point. So that's in more than the early days of this. This is very early. Do you remember when chat came out? Yeah. I mean, it's IQ is probably like 70. Now it's 160 plus and it's getting smarter every day for sure. So they're saying they predict that AI will have an IQ of over 300 by the end of 2026 and that's smarter than any human being to ever walk the face of the planet. 2027 and probably be 600, 800 and pretty soon it will be a million times smarter than every human being combined in the entire world. So you can start to it's hard to wrap your head around. But what the different types of questions I just asked her. No, no normal person. You know what even undersed. First of all, she knew more about me than I do. So that's scary. Second, it's like how emotionally intelligent she is to be able to handle very complex, very challenging situations. It's like, I mean, you have like a, we didn't have this one. We were kids. You have like a wizard in your pocket. It's, it's right to 62% of venture capital went to the AI industry this year. Yeah. So time over 250 billion dollars went into 2025. AI related companies. Think about that means for 2026. This year was practice. Oh, yeah. This is a warm up to make sure it worked. They're planting seeds. But no, by the way, there will be a bubble. There will be a lot of companies that don't make it because they got too much capital. They don't have the humans to run it. They don't have the facilities to, they don't have the data centers. They don't have the power. There's a lot of things that are going to happen to a lot of these companies just to be clear. There is a bubble for some parts of AI, but the ones that win are going to be champions. So I think you'll see something like if you guys remember 2000, you know, a lot of you are probably younger, non-existent. I was young. I was 15 years old, but I do know that if you put dot com on any word, you could make 50 million dollars. Right. Right. Remember pets dot com. But I, what it would it a Cuban, he sold broadcast dot com for like $2 billion. Yeah. He's really good at timing, by the way. AI will have a bubble, probably 100 extra, but it's the same concept as the web. We needed to be connected the whole world. Right. They're just it got too crazy. And the winners of the dot com are obviously Google Yahoo, etc. Of course, they merged out of the ashes as the most powerful companies in the world. The same thing will happen in AI. There will be a thing where they're trading it, you know, 500 times revenue, right? Like that'll be valuations and then like, okay, it's time to get out. There's a bunch of AI come is raising like $80 million for their seed round. Yeah. $40 million, pre seed round. They're, you know, just an idea. There's a bubble, but we haven't seen anything yet. The bubble is going to get way bigger before it pops. So it's interesting is AI moves at the speed of AI. Yeah. And so it's learning morning, noon and night, right? The fact that I just mentioned your name now, it's now in her inside of us. She knows about you know, right? She never heard about it. It never forgets. Right. It never forgets. Never forgets. Now imagine when, act I, when my girl, Cali, cause your act I agent and they talk and they plan a meeting for us about a new business idea that they plan, strategize, map out, do financials, design, business plan, a website and you and I, the human never actually talks to them. We have the human interaction off to the side, but all the, all the heavy lifting that you should take an army to do is done. And they transact in cryptocurrency for exchange of value. And they live on blockchain rails and that's the governing body on how they operate. So when the convergence of AI and blockchain happens, look out, that'll be the new digital world. All right. So when it comes to investing, there's a lot of people that are out there that they're saving up their capital and they're trying to make this decision that we've been talking about, some of the things that you care about. But for some people that's, there might be either too high risk or they don't have enough information. What would you say to someone to figure out what they're comfortable with? Like whether it's real estate, stock market, cash loan businesses, cryptocurrency, et cetera. How should they learn? How should they get comfortable? Like what are your thoughts on just investing in general? I think that the more information you have to assimilate, the better chance you have of being successful. Like, listen, I've been a complete deal junkie where I literally would just fired everything. 250 K here, 500 K here, a million here. And what I found is when I would invest in something I had nothing new, nothing about, I would almost always lose my money. But the more of an expert I became in a subject topic matter, the better chance I had of making strategic wealth out investments. And it worked out much better for me. So you increase your chances exponentially of making good investments. If you become a subject matter expert in whatever you decide is your cup of tea, I'm not, you know, my wealth advisor says that my wrist tolerance is like a 20 out of 10. And so he's like, you know, obviously what you invest in is very high speed. It's very risk-oriented, but he always says you're either going to a billionaire zero. When you get it right, yeah, yeah. He's like, there's no in between for you. You're either going all in or you're going to. If you go to zero, you'll make it back. Yeah, I think if you have that certain personality and you have the network and you have the drive, like you'll always pick yourself up to pavement and do it again. Do I want to do that at 40? No. But could I, if I had to, of course, right? Go take on the CEO role of that. Yeah, but if you're someone that's, you know, works nine to five and you like that and you like putting that pressure on someone else, like, hey, you're boss to make sure you get that paycheck every two weeks, you're not a 10 out of 10 risk person. You're a two out of 10 or a one out 10. That's fine. But start educating yourself on low-risk things like maybe buying a low income housing, a single family or a four-plex or whatever. Like, it doesn't take a ton of money to start doing this stuff. You know, I think they have these special loans for low income. Like you can buy a house and Detroit for 60K, put 20% on this $12,000. Like people can save $12,000. That's right. Now you're making $600, $700 a month, right? And like, wow, I'm going to save up and do that again. So there's a thousand different ways to get from point A to B to C to D. You just need to just like look yourself in the mirror and be realistic about what kind of person you are. Because if you're the person that buys a part of a Bitcoin or Bitcoin and you're looking at it 72 times a day, right? That's not for you. Like, you, that's not a good investment. You're going to lose your lunch. You're literally going to lose your lunch. So you've got to be able to handle massive swings, you know? And that's what Michael Saylor says, right? The largest, like, one of the largest entities of Bitcoin holding in the world, 600,000, whatever it is. He's like, volatility was a gift because if Bitcoin appreciated 2% every year, Warren Buffett would own it all. We couldn't play, right? So he's like, this volatility is our gift. And in return, you get a compounding return of 40 to 60% annualized return on Bitcoin. If you look year over year. And so if you look at the devaluing of the US dollar, which is inflation coupled with printing is about 11% devaluing per year. So you need something that outpaces the devaluing of the dollar or you're going to zero eventually. And the S&P 500 might be on par with that, but I don't think it's any higher. So in 92 years, S&P 500 averaged 11.1% a year. There you go. The last 20 years, the S&P 500 only had three losing years. So from a gambler's perspective or investors perspective, I like those odds out of 20 years, 17 good, three bad. Now, can the S&P 500 of the stock market crash today? Of course, but over the course of time, you're betting on Apple, Google, Netflix, Tesla, and all these major corporations, the top 500 companies on the stock market is what Matt's referring to as the S&P 500. You guys can buy that now and just keep adding to it over the course of time. Now, if you take out a compound calculator and put in 11% a year, it'll blow your mind. What happens, especially if you do it for your six year old kid. He's in good shape when he started years old. Yeah, you're just throwing a thousand bucks a year for that six year old. What will happen to them when they're 30, 40 years old is staggering. The main thing with Matt, which I was talking about is competence leads to confidence. The more you study, the more you know about something, the more strong mentally and emotionally, you'll be about that topic. And so if you want to invest into Bitcoin, you want to invest into real estate or, you know, stock market, individual companies, section eight housing, all these different things that Matt's been bringing up, study them obsessively. What's cool is now if you can watch YouTube videos, use chat, GPT, use Google and become literally an expert and a dare to. It's never been easier literally. And you could sit there and AI, like chat, Google, whatever you use, it will start to understand who you are and be like, Hey, I was thinking of doing an investment like this. What's your thoughts? And I'll be like, that's good, but you should try this, right? And like you literally now have some a human or a robot person next to you with an IQ of 160, which is like genius level. You can literally bounce ideas off at all day. Yeah, that's a, you're on the right track, but it's very polite, right? And how it like says things, you're on the right track. But if you tried adjusting this, you might get a better result. Like I didn't have this shit. We've got a YouTube video, right? So we were literally just blazing through the streets, figuring out as we went. Like we were literally building the parachute as we fell. If a food had AI, I don't even, it could have been dangerous for sure. I didn't have a smartphone. I was, yeah, we had a, we had a page. All right. I did have a page. So on the third topic, we're talking about charity. Why do you think it's important for corporations for either their staff, their culture, their clients, their customers, their vendors to have some type of charity component to a brand or business? I think there's a lot of reasons. I think corporations, if run well are extremely profitable. I think there's some people that and some people, some animals, some entities, people like all different living beings that are just have a really bad string of luck or not blessed with the right genetics or whatever it may be. And so I think it's extremely important that these companies give back to create a more, I would say round it out society where there's not, you know, pain and suffering and death and starvation because the larger these, these like the magnificent seven, right? In the stock market, they have so much power now that like the wealth gap is getting larger and larger. So you can't rely on the government to make sure everyone's equal because you end up with socialism and then communism. And it's never worked out in human history. So I don't know why I would start now. You cannot. So really the only way to round out a capitalistic environment is to have these massive, powerful corporations funnel the money back down to the bottom and help prop up those people that, you know, we're born in a bad setting. Just don't have the emotional grit and intelligence to get up to the top. There's, you know, had their parents died when they were four years old, whatever it may be, right? There's all these different circumstances. So I think corporation and brands have a moral integrity to go look at their, go look at their P&L and how much money they make. They have like a, it makes their brand look really good and they just have a, I think that they have an obligation to do this. And like I said, the governments that have tried to do this go to Cuba right now. My, you know, my, my, my person that kind of runs the life of my house, she's from Cuba. And I hear a lot of stories. And, you know, they, I think they get like, they get to certain amount of food every month. They get like four eggs per month and then like four ounces of chicken or something. Yeah. And then the rest is rice and beans. So it's like that government doesn't care about you. And when you put your, your livelihood in your future in the hands of the government, it doesn't end well. And so I think corporations not only does it make them look humanitarian. It also is a way where these, now we have a four trillion dollar company, right? In a video where they can actually come in and be the referee that makes sure that the, the lower 50% talk and live a decent life and don't have to decide if they're going to have meat this week or in two months or whatever it may be. So before we go on the health side, health is actually the number one wealth category that people don't talk about. You've heard the difference slogans like you think you've got hundreds of problems, but when your health goes out, you only have one problem. There's only one thing that matters. You've been biohacking. You've been spending a lot of time inside of understanding health. I've been watching you study it over the years and really dive deep into it with blood work and everything. We peptides, etc. Like why is it so important to you and when was that change? When did you decide I'm going to dive into this? So when I was young, I thought I was invincible and and the same goes a healthy man has a thousand wishes and a sick man has won. I thought I was bulletproof, you know, I was building these nine figure companies. I was partying at night with my friends and we'd party till four in the morning and then I'd put on a suit and go to work at seven. Well, they'd all be passed out the whole day. Right. You know, and I remember my friends, like, dude, I can't believe you're going to work right now. I'm like, dude, someone's going to run the company. You know what I mean? But I was able to do that when I was in my 20s or mid to late 20s and by the time I was 32, 33 years old, I'd built a billion dollars in companies. And I was so burned out and I didn't want to get out of bed and I just felt like an old man. And I'm like, man, like I have all this money and I don't have my health. Right. And so I lived in LA at the time and I was lucky enough to live close to Beverly Hills where some of the most at the time is 2018. So biohacking wasn't really talked about that much. Long Jeopardy wasn't really a thing. Regenative medicine wasn't like a big thing yet. It was very in the shadows and the FDA and big farmer was just like, you know, all on a salt mission towards it. So I just found something NAD plus. It was like $2,000 per idea at the time or something. Yeah. And I did one and I was like, oh my God, I feel like a new human. So the next day I did another one and then I did another one. And I'm just a type of person like when I see something that's mentally stimulating and polarizing and intriguing to me, I just go down the rabbit hole. And so I'm like, wow, if there's this molecule out here that does this to your telomeres and your DNA and restructuring of yourself on a cellular level, there's got to be more stuff out there. So one thing led to another met all these regenerative medicine doctors met some of the most famous biohackers in the world. And you know, I feel like I've talked to like I had dinner several months ago with a doctor in California. And he's the doctor for a lot of the a list celebrities. And he's like, tell me about your regiment. And so I told him he's like, yeah, that's almost basically what I do. I'm like, all right. So I've got a pretty well down, right? If I'm doing what like the doctor is doing, and I feel like I'm in pretty good shape. Is there always advancements? Yeah. Of course. Is there a point of singularity where humans will reverse aging faster than they're aging? Yeah, that will probably happen in our lifetime. But yeah, I take a bunch of stuff every day, you know, probably 50 pills. I'm not as crazy as like Brian Armstrong, but like I have a hyperbaric chamber in my house, you know, steam room, infrared sauna, cold plunge. I inject myself, you know, one to four times a day. I do stem cells a couple times a year. I inhale exosomes for my respiratory system. I'm looking at gene therapy now. So you can take this shot and it will add 15 pounds of lean muscle to your body. Well, yeah. And you have it for life. What's it? Yeah. So the gene therapy is like the next big thing. So you're going to there's going to be a thing where like if you if they find out that you're predispositioned for lung cancer, they'll give you a shot. It will change the genetic sequence and you won't get cancer. Yeah. So that's coming. That's next. That that that will be the next big thing. All right. So this is very important. The reason I asked about health is your children are likely to live to over 100 years old. Very, very likely. Some of them are going to be 108, 112, 118. And why does that matter on the money Mondays? Because what if they want to retire at 75 and they lived a 108? They need 33 years of money saved up. And let's say that number is 60 grand a year, not county inflation, not county medical expenses. Let's say they want to get by on 60 grand a year for 33 years. That's $2 million saved up when the average American has $5,500 in their savings. You see the gap between $5,500 and $2 million to just get by. It's rough. And so the reason I'm so obsessed with the money Mondays podcast, the reason I ask health related questions, the reason I ask about investing, et cetera, is you literally have to talk to your friends, family, and followers about investing. You've got to have discussion about money. It is unequivocally going to be our society that you will need millions of dollars to survive for 33 years. And what I would leave everyone with is don't, you know, if you want, you can use the watch in the car in the house and all that stuff to be your driver of why you want to be financially free. But freedom is the ultimate luxury. I don't remember last time I had a normal job where I had to be somewhere at a certain time. Like, hey, your alarm's going off at 6. You got to be at the office at 7. Your boss is going to yell at you like, I don't remember last time I had someone tell me what to do. Right? So my driving force is there's not about money or anything like that. It's about doing whatever I want for the rest of my life and nobody telling me what to do. I never have to be anywhere and just kind of do whatever you want. So if I, that's my advice to you guys having all the other stuff and bought all the nonsense, freedom is the ultimate luxury. Not the cars, not the houses, not the PJs, the watches, that stuff. So where can people find you on social or is there any infrastructure to do with companies? Yes. So I'm very active on X now because it seems to be the only place where you get unfiltered news and also crypto is very, very, very relevant on there. So my handles at Matthew Morgan 23. I still have a big following on Instagram. It's at the Matthew Morgan. Yeah, and that's about it. I got a big, a big play coming up soon. I can't wait to talk too much about it, but in the next few weeks it will, it'll be public and then everyone will, I'll be much more active on my socials. Is there any particular companies that are out there that you've invested in or that you're? I've been investing in tech stocks. Obviously AI stuff. I think the bubble is going to go quite a bit longer and then very heavily into crypto. Primarily, you know, top 20 projects. But I think, I think you're just an easy 3, 4, 10X on the horizon in 26 and a good crypto portfolio. Okay, guys, you're listening to the money Mondays. As you guys know, this brand of the whole concept of it is for you guys to have discussions with your friends, family, and followers. I've been running this ad free. I did bring on a sponsor recently because it's a company actually used. It's called Go High Level. Go high level. I've been using for years for all my websites, my back end, my everything. My team uses them for everything in my world for all my businesses, my live events, etc. So Go High level is now sponsoring and being a part of the money Mondays. But I've been running this ad free. I'm never going to pitch you a code for Go High level. This is something for you to go research for you if you like it. And it's a very useful company. But I've designed this so that you can listen to the whole podcast without me reading a bunch of two minute ads doing these long format commercials. I would open to doing some big deal with like a Wells Fargo or a cash shop or someone that I use a lot. But I'm not going to be sitting here reading you guys about pills and things like that. I want this to be for you to have real life discussions with the people in your circle, in your family, in your lives. I appreciate you guys. Make sure to check out the Matthew Morgan across social media. I want to see you guys next Monday here at the moneymondays.com.