Financial Audit

I Finally Snapped | Financial Audit

100 min
Jun 10, 2026about 1 month ago
Listen to Episode
Summary

Financial Audit host Caleb Hammer interviews a 24-year-old content creator from Manchester, New Hampshire who was previously incarcerated for a year on charges including burglary and fleeing with a deadly weapon. The episode focuses on the guest's financial situation, revealing significant debt, unstable income from brand deals and social media, financial abuse of his girlfriend who funds his lifestyle, and evidence of infidelity via Tinder messages and communications with multiple women.

Insights
  • Content creators with inconsistent income streams ($5K-$10K monthly median) often rely on romantic partners for financial stability, creating power imbalances and enabling exploitative dynamics
  • Individuals with criminal histories and probation constraints face limited employment options, forcing reliance on informal gig economy and brand partnerships with minimal accountability
  • Financial irresponsibility combined with narcissistic behavior patterns (main character complex, ego-driven decision-making) creates cycles of debt and relationship exploitation
  • Lack of financial literacy and budgeting discipline among young influencers leads to lifestyle inflation despite unstable income, prioritizing discretionary spending over debt repayment
  • Probation systems may inadequately monitor financial crimes or relationship abuse, allowing continued exploitation of dependents
Trends
Rise of financial audit content as a form of public accountability and financial education through confrontational interviewsInfluencer economy creating precarious income streams that incentivize unethical content creation (prank videos, unconsented filming) over sustainable business modelsYounger demographics (Gen Z) showing higher tolerance for relationship dynamics involving financial dependency and infidelityCriminal justice system gaps: individuals on probation with suspended licenses and limited employment options turning to informal digital monetizationParasocial relationships enabling financial exploitation: partners funding lifestyles of individuals they believe will become successfulTinder and social media creating friction in relationships as infidelity becomes easier to document and exposeBrand partnership model allowing individuals with criminal records to monetize without traditional employment verification
Topics
Financial abuse in relationshipsInfluencer income instability and monetizationCriminal justice and probation complianceContent creator ethics and consentBudgeting and discretionary spendingDebt repayment strategiesRelationship dynamics and infidelityBrand partnership economicsSocial media addiction and screen timeGig economy financial planningKlarna and buy-now-pay-later debtTinder usage and relationship trustEmployee exploitation in content creationMedical debt from reckless behaviorDog bite liability and legal consequences
Companies
Hammer Elite
Host's membership platform offering exclusive content, daily shows, and merchandise; launched with 30% discount promo...
Dollar Wise
Budgeting app mentioned as host's product; guest notes it's more recognized than the host's personal brand
Klarna
Buy-now-pay-later service; guest has active account with multiple payment obligations and unclear spending patterns
Snapchat
Platform where guest earned income through content monetization; experiencing revenue decline due to platform cuts
Instagram
Primary social media platform where guest claims strongest engagement with 400K TikTok followers and significant Reel...
TikTok
Social platform where guest has 400K followers but lost account access due to forgotten password
YouTube
Platform where Financial Audit show is distributed; guest has minimal YouTube presence with 2,760 subscribers
Tinder
Dating app where guest maintains active profile and messages multiple women despite being in committed relationship
People
Michael
24-year-old from Manchester, New Hampshire; previously incarcerated for one year; currently on probation with suspend...
Caleb Hammer
Host of Financial Audit podcast; claims third-largest podcast globally; confronts guest about financial abuse and inf...
Chris
Guest's employee who drives him, films content, mixes music; owed $10K over six years with minimal compensation
Colton
Show producer who conducted pre-interview with guest and his girlfriend; informed host of relationship concerns
Dave Ramsey
Referenced as comparison point; guest's mother is fan; host claims to be larger than Ramsey's podcast
Joe Rogan
Referenced in podcast ranking discussion; host claims to be third-largest podcast after Rogan's show
Togi
Referenced as comparison for guest's trajectory; guest denies wanting to become like Togi
Quotes
"I'm a good person. Who's the **** don't know?"
Michael (Guest)Opening segment
"You're a piece of shit and everyone hates you."
Caleb HammerEarly confrontation
"I make about like eight to 10k a month outside. How? I got my ways."
Michael (Guest)Income discussion
"She's funding your life because you're a pathetic cuck."
Caleb HammerGirlfriend financial abuse segment
"I'm gonna pay her back and you took the money from a deal with a company to go gambling and you didn't set a painter back because you're just a pathetic horrible person."
Caleb HammerFinancial abuse confrontation
Full Transcript
To watch episodes of Financial Audit a week earlier, check us out on YouTube. So your girlfriend's afraid of you cheating. I wonder why. I'm a good person. Who's the **** don't know? He messaged her yesterday, yo, you're trying to link when I'm around? What is he been on today? 10 to 15 minutes. That is not true. You call your girlfriend insecure? I call her what? I think she actually had every reason to be insecure. This is a shitty show. I'll play this game? Yeah, I'll ruin your studio right now. I don't want to message. No, no, no, no, no, no, no. I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pin comment down below. This is the best membership you'll ever join and that's a promise. My name is Michael. I'm 24 years old from Manchester, New Hampshire and this is Financial Audit. It certainly is and you're certainly a big piece of shit. I'll be completely honest. Let me say something. My mom is a fan of you. My mom's a fan of you, bro. She says you like to rip off Dave Ramsey. You produced a big piece of shit of a son. Okay? And we're bigger than Dave, so. We'll be fine. You disagree? I mean, look at every podcast. Sorry, it's not a jerk off, but if we're ripping off then. Who's the one? But here's the thing. You're a big piece of shit and everyone hates you. Listen, like YouTuber Penguin Zero would hate you. You're the guy that everyone hates. Really? Yes. Why is that? Because you went to jail for being a prank YouTuber. That makes me hateable. Yes, you're the biggest piece of shit that it ruined YouTube, that ruined everything. You're a bad person. People love me. Who loves you? Like 14 year old kids. Maybe not that young. Oh, come on. Who loves the... I walk outside of my city, people yelling my name, beeping horns, yelling at me about walking my dog. People know. Yeah, because they hate you. They beeping you because they hate you. They love me. They love me. Do you want to say that about you? Just go on there and stop the look. Yeah. Look at your hair, dude. The Jew curls? How old are you? You're copying... Like my generation's haircut is what you're copying with that. Like, that's just not it. What's going on for? It's just curls. So what's the haircut? I don't know. I think it's like, comes off as if you're trying to be cool. You're not a broccoli top. Are you trying to be cool? No. It's actually just perfect for getting out of bed and putting some... in my hair. But I appreciate you trying. You're doing very well. I know. I probably caught you off guard by calling you a piece of shit out of the game. But that is because you are. Well, I think the same about you. Everyone hates the prank YouTubers. Okay, you wouldn't come on my show if you think I'm a piece of shit. I mean... What prank YouTubers are the worst among us, man? And I'm glad you went to jail. I guess I need to learn about how much you make, but I just wanted to start off by saying that. Who says I'm a prank YouTuber? Where are you getting that turn? I don't know. I looked over and that's kind of the only thing I had. I mean... Okay, you got arrested for content. I think you're a bad person. What content did you get arrested for, you pathetic worm? I jumped off the Santa Monica pier. I got away initially. That's not even a prank. You're killing yourself. I almost drowned, actually. It was kind of bad. The articles were ripping out my hands and all that stuff. I basically asked this girl for her number. And how we were filming her was, if I got rejected, I jumped, but she gave me her number. So I'm like, okay, well, I'm jumping anyway. So I jumped off the pier. I started drowning. Finally made it to shore after a while. Whole bunch of people up there filming me. My camera crew started fighting like, performances who are like... Fighting performances? Yeah, I jumped there and someone was performing. So there are like 200 people watching and I just use the crowd as my own. So again, you're an asshole. How am I... I wasn't hurt in anyone other than myself. With it. Yeah. You're an asshole. I was only hurting myself. I wasn't like... No, you hurt their performance. You're an asshole. Okay, it wasn't the best performance out there. I'm gonna be real. It doesn't matter. You're an asshole. They probably put time, energy, effort into it. People were watching and you interrupted it. I think the crowd loved it. Because you think you're everything. You think you are the main character. You are that piece of shit. I am so done with people like you. I know I'm hitting this episode off strong. But it is because when I sat down and looked over at that and I was like, oh, I hate him. I already knew I hated you. Because you are the worst of humanity. Who goes out and uses the world in innocent people that do not consent to it for content. You're a bad piece of shit person and I'm glad you got arrested. You're glad I got arrested. I just said I'm glad you got arrested. Do you know how long I was even in jail for? No, tell me. A year. I did a year. A year. Really? Yeah, seven to 14. I think I'm surprised. For what? For all that. They deemed it a mental health crisis and got dropped down to a year. But yeah, I was looking at a lot more. Gosh. Yeah. So it wasn't just a peer. I had a whole bunch of charges before that. Oh, okay. Well, now it makes sense. Because I don't understand seven years for jumping off a peer. I'll be honest. That's where I was like, okay, maybe the criminal justice system is going too far. But okay, prior charges. So yeah, you're a piece of shit. That's lining up. So everyone in jail is a piece of shit? Usually. Yeah. Really? Usually, yes. You couldn't survive in there. I'm gonna just be real. No, that's why I don't do the illegal things that would get me in jail. So if you went to jail, it might be a piece of shit, but not a legal piece of shit. Yeah, thank you. Thanks for correcting that. Yep. Yeah, but everything I do, like with you, is with a consenting adult. So it's just like... I don't film kids. What are you applying with that? Consenting. They're not consenting. Okay, sometimes they see a camera. Sometimes doesn't mean all the time. If you see a camera in your face, you know that, okay, yeah, he's filming me. It's kind of self-explanatory. If I walk outside of a good camera in someone's face, that means they consent. Yeah, I mean not... What? Consent is a pretty simple concept. Oh, you're an animal. I'm gonna be real though. If I point a camera at you, you don't like it just turn around. It's not that difficult. So what was your previous charges then, piece of shit? It was a... Okay, burglary and... What's it? Yeah. Yeah, you're a good guy. It was a... What a good guy. No, in the other felony, it was a fleeing red, deadly weapon, which it wasn't even a weapon. They said... Was this for content? No, this was off camera. Yeah, this was off camera. Oh, so yeah. Yes, when you went to jail for that stuff, yes, you're a piece of shit. And the other people that went to jail for that shit, yeah, you're a piece of shit. And they're pieces of shit. I don't know what to tell you. I think I'm at least like a cool piece of shit, right? Like... No. People like me, for the most part. I mean, everyone has opinions, but you know. Really do they? Because you're literally just putting cameras in people's faces. And you think they like you. They like the attack. Dude, when I'm filming, I build a crowd. People start following us around, place to place. People enjoy this stuff. It's a different age, you're old. I'm gonna be real, bro. What are you, like, 40? 40-ish? Uh-huh, yeah. Well done. Very good. Still got a patchy beard going on too, though, which is crazy. I do still got a patchy beard. That is true, but you know what I do? What? Because if I don't, I got the double chin. Okay. I respect that, I guess, maybe. Uh-huh. A little bit. Okay, what's the channel? We're gonna believe it, because I don't believe in cloud on this show. Yeah, it's a... The one where everyone's out there cheering you on, is it with 2,760 subscribers? I mean, YouTube isn't really... YouTube, I post and do my thing. Okay, so where do people know you from? I'll say, like, Instagram, I got the most views. I'll say. Or a same username? Yeah, same thing. Yep, yep. I got like 400K on TikTok. Lost the password, though, but... Followers don't really mean anything. No, they don't. Especially for you, with your followers, that don't really correlate very much. What does that mean? It means, okay, so what you're doing right now... So what you're doing right now... In the world this week. Yeah, and let me tell you something. What you're doing right now, pull up my views on my Reels on Instagram, compared to your views with a million followers, and tell me I'm not just as close to you. No, you're not, because the reality is, the vast majority of your Reels get 30 to 20,000. I average about 50K views. Okay, that's pathetic. What do you average? Half a million? About a million. But even so. No, it's not, sorry, it's not pathetic, but if you're comparing it to the million, like, again, I don't really sit here and jack off on how well we're doing, but if you come in here and you start pretending like, like, that we're not doing well, and that you with 20 to 50 is doing well, and it's comparable. You're doing your thing, I guess, you could call it that. Third largest podcast in the world. And who actually cares about finance? If people watch this... Okay, third largest podcast in the world. Of finances. No, all podcasts. So let me tell you this, people watch you. It was Medius, it was Rogan, and it was us. Again, this isn't a brag, I don't even talk about this shit, I posted a thank you online, yes. Keep sucking Rogan's dick, yep, I know I get it. Uh-huh. You love Rogan, don't you? You want to get that second spot? We've never mentioned his name on this show. You just did, you just did. It's held now, because I was giving you the rankings. How the fuck is your brain, man? Your ego's so big that you have the rankings memorized. Do you check this like nightly, or? Weekly. It's more so for ad rates, for what it's worth. People watch you for people like me, they don't watch it for you, no one likes you. They watch it for the guest. You say that, but then about 100 different people tried to create the same show, and they all failed. Maybe because they didn't get enough guests like me on it. Oh, they certainly did. I don't know. I mean, I do, because we do competitive research. Competitive research, are you a nerd? Did you get bullied in high school? No, I unfortunately was. Yeah, you did. No, I unfortunately was the verbal bully. That's why I'm so good at it on this show. Nah, you're okay with it, I guess. Okay. You didn't ask my question, did you get bullied in high school? No. No? You have friends? I know, yes. I just can't find that believable. Okay. You just seem like an asshole, everything about you. Yes, I'm an asshole. This is a very unlikable person. Okay, very good. Like, I don't know what you're accomplishing here. What are you doing? What are you trying to get? What I'm trying to say is. Because your entire point here, when you're trying to metric your success, is that your view to follow ratio is similar. No. But, okay, so then you go off on a tangent, okay? I'm an asshole, wow, okay. You're asking about my high school. Well, I make a living off of making videos. Is that not successful? Do you? Is that not successful? How, these views don't equal living. Brands will pay, so like, for example. So there it is. So that would be, making a living would be my follow up question, which by the way, you follow me, I don't follow you. Who's doing better? You follow me? I said, you follow me, I don't follow you. I do not follow you. I would never follow you, I'm a bureau chief. Blake is named, blackout is named, but it says follow back. Yeah, that's a misclick, I don't know. Yeah, okay, guy. Yeah. Okay, sure. I don't like financial stuff to be a virtue. Okay, it's Caleb Springer. Why you have to compare yourself to other people so much? Like Joe Rogan Springer. Well actually, it's a comparison that I captured. People try to use it to weaponize against me. I just chose to use it for myself. Well, it just means that you're also not good enough if you have to keep comparing yourself to these other people. I'm not, again, people. Top three podcasts, but you're, say I'm just like Dave Ramsey, I'm just like this guy, I didn't say that, you said that. You think when you say something, that means I said it. You said that. I did not say that. I think I want it back, this is recorded, we're good. All right, get to the financial stuff. Get to the financial stuff. Let's get to the show, dude. Like. That says, I'm figuring out what you do for a living. You say you're an influencer, I would say barely. And you get arrested for it because you deserve to be arrested and I'm ashamed that you made it to the beach. But what do you make? I make about like eight to 10k a month outside. How? I got my ways. What are the ways? They come in from like many places. Like how many of them are legal? Well, you assume when I sell drugs, like. Yeah, maybe, I don't know. You're the one that went to jail, not me. I don't sell drugs. No, no, no, I'm not anymore. Not anymore. And also you're on probation, so you probably want to tell us if you do. Yeah, I'm a probation guy. How long is your probation? It's another like three years left to it. So a little bit of time. And my license is suspended too. I got like four years on that. I was in jail for that appointment. I had to like go in for the court thing and they didn't bring me. And so they just gave me the max. One more thing. If he does one more thing, lock him up forever. Because he never changed. Forever. Yes, because it's people like you that continue to repeat crimes in this country. Yes. Repeat. I don't have him committed in crime in a while. I spent a year in jail. I didn't commit any crimes there. Yeah. And that's how that works usually. Yeah. Yeah, I mean, I could have. You could have. But yeah, so I mean, it is we society was protected from you because we locked you away. Yes. But now that you're back, if you do it again, society is very thankful and back. Let me just say that. Sure. Three thousand people. Yeah. It'll be up there. Maybe. I mean, I wish you success, but not success on the behalf of other people that didn't consent to be in your content. That's why this shows funds, because people consent to be in the content. If I was doing this on the street and just ambushing people and they didn't consent to it, that wouldn't be very fun. That's abusive and bad. I think I'd like watching that better than the show you're doing now. I'll be honest. Well, you can go watch that. That's fine. The metrics disprove that. But either way, that's not what matters. I'm saying what you're doing is unethical and disgusting. Unethical and disgusting is crazy. Yes. How? You're putting cameras in people's faces and not getting consent for it and pranking them and making prank content. And it's bad. So what did you do before the show? You didn't make other content. You just went straight to a podcast. That was your dream. This is your dream? Correct. This is your dream? Correct. No, just what's your point? It's kind of sad, bro. Oh, no, millions of dollars in a nice house. That's horrible. Yeah. I mean, I bet I'm way happier than you and I have maybe no, no, no. It is. It is true. The most and degenerate the people that the happier they do tend to be. It is true. When you're successful, you really measure things very well. When you're a budgeter, when you're, you know, actually making sacrifices to the future, you actually start thinking about things like that. And it actually does suck. It kind of weighs you down. That is true. I was probably happier when I was a financial mess. 100%. Now you're a millionaire sellout. Sellout. Yeah, your major sellout. Major. What the fine? Your whole character. Oh, your character. You're posting. I haven't, okay. Sure. I'll admit like I followed you for a day because I'm gonna see who I'm gonna talk to. Right. But the goalposts are pushing. You try to get kids to buy credit cards. What? Yeah, bro. Yeah. What did I do that? You are assigning a lot of things to me that I've never done. You, you encouraged people to actually probably ruin their life and go in debt by. What? Is what I, I don't know. Is what? What? Is what you want? I'm not gonna say I'm like a financial expert, but I feel like I'm pretty. We know that. I'm pretty good like reasoning. Okay. And you've not proven that yet in 15 minutes, but continue. My reasoning is telling me that like you, uh, ain't, no, I don't know where I was going with that. I ain't now. I ain't now. You heard it here first. Okay. Good. Very good. So how am I a sell out? Because you, what, how many, what's on this table? All these sponsorships they're paying you. First of all, this is our products and this we have all the products with them. Yes. Sure. By yourself, you did that. Well, me and my team. Well, your product is more known than you. And that's kind of sad. I wish actually that would be a lot. I feel like I've heard of dollar wise before I heard of Caleb. Maybe. And that would be great. That would actually be a real name. That'd be a W. You got like a porn star name. Caleb Hammer. So hard right now, man. Caleb Hammer. You're trying so hard to stop. If you're going to accuse me of a sell out, please tell me. Cause so far we have two things that we have our own very own product. Yeah. You got products. iPad. That's not a sponsorship. You post with credit cards. Try to get. Yes. I see posts of you saying, you'll buy this credit card. It'll change your life. No, that's not a thing we. What? I've seen that. Is there like some AI Caleb out there that I don't know about? I don't know. I don't think so. Now we have a credit card supplier that matches people with good credit cards for their situations. Only if they are credit card people of which I've never promoted in a video until you gave me this opportunity right now. Oh, wow. What it's worth for what it's worth. Again, it is qualified only if you're a credit card person because I actually do love credit cards. I use credit cards. Of course you do. You're a millionaire. Like no, no, no, before that. Oh, yeah. But you've never been in debt. Have you? Oh, my gosh. You know what it feels like? Okay. This guy's. So he assigns things to me that are not me. And then he says, I'm not things that I want. Like what the. Are we doing? Okay. I'm going to move on from that. Cause clearly you don't know what the. You're talking about. And that is all waste of time. So 10,000 hours a month. What's the income source? Just please break it down for me. Cause that is important for the rest of our life. The, you've said one thing, one thing that is true. What? Maybe you're happier. Yeah. Maybe you are. Cause sometimes the more successful and the more in tune you are with your own. I think I'm successful. I'm not going to lie. Okay. Well, that would be a lie, but you, you think it actually might not be. Compared to the average person. Yeah. The average person doesn't go to jail for a year, but pause for a second. The point stands, it is usually the people that are doing the worst through the most ignorant. And your end is bliss. And that is true. I will give you that, but that's the one thing in 17 minutes of which you have tried to throw out that is maybe correct, but 10,000 hours a month, break down those sources. Yeah. Okay. So a lot of it's coming from like brand deals. So for example, they'll send me like a product or something like that. I film what what what you can do that with your probation. Yes. I have a card. I can smoke. Yeah. Okay. Yeah. Yeah. It was easy to I just sent my back hurt and I got it. It was like, nice. Um, I hate this country. Comes from this country, but there's a lot of it comes from that. Like I get like a hundred to $200 per video doing that. So I try to do those every so often. Um, what rest of the 10 K is, um, you know, it comes, comes and goes where, you know. Okay. So you have no idea. I saw Snapchat's a little bit. Everyone's gonna want to get a check from Snapchat. I made eight K today. That's going to be going down substantially. Snap is cutting that heavily. I, they already have been. Yeah. And you'll be on snap. No, okay. That's crazy. I mean, that was a finance joke for you on the finance show. It went right over my head. Be real to you. I'm more of like a hustle. I just do what I can to get money every day. It's like, and I like it. I wake up every day. Well, how's it going as long as it's legal and moral? I agree. Yeah. I vibe with you on that. But unfortunately, what you're doing is oftentimes not moral. And many of it was a little. It's not moral to unconsensually film people on the street for your financial gain. That is not a good. I've never had a bad. Okay. So for example, you wouldn't know. I, okay. So let me tell me if this is moral. I did a video. I made a whole bunch of sandwiches, right? And I was giving them out to the homeless. Very nice. No, not more. Cause you're using the homeless for your own financial gain. No, I'm really not. If you did that and didn't film it, I would give it to you. New than I should. I do the donations. I do. I don't really volunteer. Don't really have time. But if I did more volunteer work, I wouldn't be filming it. I don't film me making donations. I don't do that. And you doing that. I don't even tell my friends about that. I don't do that because it's not for moral masturbation. And you'll be an unlikable guy for the rest of your life because of that. Well, first of all, come on. Let's just, can we be honest? I, I don't ego stroke at the show. I don't, I, cause I don't care. I just have fun. But the thing is they wouldn't be watching. They wouldn't be watching if they didn't like me. They don't watch for you. Okay. Which is why no one's been able to do the show successfully that I've tried. Listen. Oh my God. Ego. You got the biggest ego ever. This kind of mind reading is a psychological defense mechanism called projection. No, I'm responding to what you say. I never stroke my ego on the show. That's never. Okay. That's all you do. Got plaque hanging behind you. That's it's good. Tell me that's not decor. And it's also a hundred thousand. It's not even the gold one. Dude, at least I'm able to pay my employees. How much you paying yours? Bloody. You have not been following our content. I don't, they make a lot of money. I don't think anyone my age watches this. Maybe like, okay, well, that's not true. Your age is a quarter of the watching. Yeah. And the rest trickle from Dave Ramsey. No, Dave's actually not even one of our most. He's your biggest co-shower, I bet. Right. Competitor. Sure. He's not really even close to us in the numbers anymore, but I guess if you want to call on that. Yeah. Okay. I love Dave, but if you're gonna, if he's gonna say this, I mean, I'm just gonna say it right again. So I'm only responding to him. I would never come out here and just say this shit. So what's your point? You're really, it's a podcast, but you're not really good at podcasting. How? I'm really trying to stay on topic, but you just fly everywhere. I'm talking to me. You're, I got ADHD, like kind of bad. A little bit. Not that bad. Probably more excuses to get more pills and drugs legally that doesn't go against. Taking my meds like right, like a couple of weeks ago. Oh, that's great. Yeah. It's working really well. So the income, that's still what I care about for what it's worth. Yeah. Okay. I had 4,613 come in now payroll of 4,000. So you have a job. Drowning in student loans with massive interest rates. I see it on the show all the time. People get a loan to advance their careers only to be left with sky high interest rates and crazy minimums that leave their paycheck gutted. Maybe you've already gone to a normal lender to try to refind into private student loans. And they looked at your less than perfect credit score and hung up the phone. Maybe part of you even thought, yeah, that tracks. I guess I'm stuck. Stop it. You don't deserve to be buried in a high interest loan for the rest of your life because you hit a rough patch. The banks aren't rejecting you because you're a lost cause. They're rejecting you because you're not profitable enough for them at a manageable rate. That's where why refi comes in. Why refi works specifically with borrowers who can't get refinancing through traditional lenders. It's their whole thing. They refinance private student loans. So you're only paying interest between 0.1% and 5.99%. And they legally cannot charge you more than that. They'll even customize your payments to get you out of debt at a pace that works for you. And if you need a co-borrower released from your loan, they've got a program for that too. 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Now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. No, I did for two. My buddy got me a job for two days. I quit. I have you didn't get paid for $4,000 for two days. I haven't worked a job in like five years. You don't get paid $4,000 for two days. Snapchat. No, it's payroll. Oh, okay. Maybe it came in through Snapchat and maybe the account and just marked it as payroll. I mean, I'll have to see in the accounts. Okay, so maybe $4,000. So maybe I'll consider you like a $5,000 median. Okay. Can we say that? You say 10. So 10 is probably a high month, but then you have low months, right? Yeah, I did some months where it's like almost nothing. Yeah. Yeah. Okay. So we can call it five average. So you're going to have to live off of five and store some aside for the slow months. I guess I don't really have to store anything. Then what do you do in the low months? Go steal something. Okay. That's that's I have people that helped me out. People that. Okay. So that's pathetic then. You can you're not sell. No, no, no, no, hear me. I hear me out. People that are invested in my future, they know I'm going to be something one day. Wait, you said you employ you pay your employees. If people are paying you, how are you paying your employees? I only got one right now. I got one employee. Employee. Yeah. What's this employee? Tell me. Yeah. His job is basically like, basically he's like my helper. He just kind of helps me and bees my friend pretty much and hangs out with me and we just filmed together. He's a employee. I don't I don't pay him money. You're not going to your way into being the next togy. I don't want to be togy. What? What you said? Well, I don't want to be togy. You make insane content. You treat your employee the same and you're you are him. I'm just unsuccessful. I'll take it. I'll take it. Then just unsuccessful. Same drugs. Same. Probably should have gone to jail. Same. Incidents. Toge's never been jail. I bet he went. I used to. I've had a lot more people. I should have been. And I love them by the way. I think I've been to jail. Then then you really know more people than sure, but not the majority. I would say half. I don't think half of America has been to jail. I'll say like more than you think you're just living more than I think. Dude, you live with all your buddies and you go and read books. I live with all my buddies. And like, what the f... So are we literally... Plants some flowers and that's your fun, bro. It's different. Flowers? It's a different life, dude. What is this flower thing? I don't know. I planted a flower in my life. Study money. OK. Are we really critiquing me for being like... Or even qualified. ...relatively intelligent. To... What qualifications would I need to do to do a money school? Like school. I didn't go to money school. I'm sorry. I didn't apply to money school. I can apply to money school after this. Can you find me money school? I mean like what? Money school university? What's the word to learn about to do this? Well, what makes you even able to do this? What school is there to do this to say, don't spend more than you make? So there's really no need for you. You're basically just admitted it yourself. Kind of except, well, people change their lives coming on the show and the average American only has like $400 saved inside. People change their lives by watching what I do. Yeah. Yeah. They become cooler. I have more friends, maybe. Huh? They'll have more friends. Do you have friends? Oh my gosh. Why do I allow you to suck me down into rebels? I gotta stop allowing this. Oh, chat. I'm too, I'm too easy. I'm gonna be real. I'm running this show right now. This is my show. You are, because I'm too easy. I'm too easy. No, this is easy. I feel like I could do what you're doing. Then why don't you? I'm done. Why do people say that and then they can't? I'll start my own financial audit. Waiting for it. I'll be there. You want to be my first guest? Okay, sure. Sure. Bet. Sure. No, let's talk. Yeah, bet, bet, bet. That sounds good. I'm not even gonna lie. That's clean. Yeah, that was bleeped. That sounds good. That was bleeped and no one will ever know who you are. You know, people, there's AI. You can undo a bleep nowadays. No, we like cut the audio. We cut the audio and then it's bleeped. Don't you put a bleep over the audio? You cut the audio? Yes. It's safer. I just said it enough. You'll mess up on one of them, right? That'll all kick you off. Okay, so $5,000 we're median. So you say, well, so how do you pay this employee? I need to know how you pay, because now this person's, this is the point I was trying to make the togi, which I'll try to make to you. Now this person has sacrificed other opportunities and you are... Yeah. I'll pay him. Yeah, his life is in our hands. So basically, his payment is... 3% of US adults have ever been to prison, state or federal in the United States or jail. 3%. We're on a whole other topic right now. Uh-huh. But just fact-checking you. Continue. Okay, thank you. Yeah, basically I pay him with like, so brand deal, send me stuff. I'll give him, I have like a limited bong, like a limited weed product. So I give him those. He comes on trips with me. That's not paying. So you don't pay him, he doesn't have a salary. No, I've gone to a while to give him some money. What? Every once in a while you get... Okay, so how does he pay his bills? He has another job he does for that. Ah, okay, yeah. Oh, this guy needs to leave you. You're going to tear him down. How long have you been on a jail now? I've been out for maybe like, eight months I think? Eight months now? A while. Haven't gone back yet? Yeah, that's the keyword obviously. So how are you funding these months? That you are not making money? Which again, you need to pay for him, he needs to make a living. So I consider it like almost like, to talk your terms, right? Like, I got like a financial team. That kind of assists me with making content and videos and living my lifestyle pretty much. Okay, his team's his girlfriend by the way. That's the note that I have. Your girlfriend funds your life because you're a pathetic cuck. Okay, maybe she funds it because she believes in me and knows I'm going to be something one day. Let me see what she looks like. She has to be desperate. She's the nastiest bitch. There's no reason. I have no pictures online with her. Okay, well you can look at her Instagram or Facebook or Twitter. You're right, you're right, good looks. Yeah, you're... Listen, I'm going to be honest. I mean, I call it as I see it. The dude is a generally good looking guy. So I understand why people would want to sleep with him as like a woman, but who the f*** would attach themselves to him long term? I need to see more pictures. No, that's not... I don't even follow her. Let me... He doesn't. No, I don't follow her. Well, maybe she's not... She's cool. She's a... No, she has your letter in her heart in her bio. Yep, she does. Okay, when she accepts your follow request from her boyfriend, let me see. Yeah, she should do it soon. I hope, I mean... What is wrong with you? You are a crazy person. So she believes in you. So she helps pay the bills. Do you guys live together? Yeah, we do. Yep. How long have you guys been together? Three years. Wow. So when you were in jail, she was just like... She stayed, yeah. What the f*** is wrong with this? Yeah. Dude, she was spending me in jail. I had money in jail. I was living good too. What is her job? I need to call her. She's a... She's a basically like... She's not here, is she? Oh, damn. I don't know what it's called, but basically she's like, works with old people. Like she has to like wipe their ass. Like she drives a bus sometimes. So she's not making that much money, most likely. And she has to fund your entire life. Does she live with you? Yeah. You live together. You live with her. And does your employee live with her? No, I'm like, what? Why would my employee live with my girl? No, live with you. No, he doesn't live with her. He lives with his like mom, I think. Okay, there we go. That makes more sense. Because again, you're not giving him any money. And when you do, it's nothing. You're just giving him bonks because you guys are low life losers. You don't smoke? No, it gives me anxiety. Right. Maybe is that okay with you? Well, I want to tell you why it's because you're not really that good of a person. And that's what happens to people who aren't. Is that the like mythological, is that how that works? Yeah, you have anxiety. You have anxiety. Yeah, I get anxious. I'm an anxious little boy. Is that okay? I mean, is that okay with you? Is that acceptable? I don't care what you do. Does that meet your little checkmark list? I don't care what you do. It's on you. You clearly do because you're criticizing falsely everything. Everything in this show. Okay, so far. Okay. But you haven't been able to bring up one reality. That you're unlikable. I think that's maybe that's, I mean, that's to the eyes of the whole right. Like that's, that's for the individual. Yeah. Obviously people watch. Obviously people do like I mean, with the, with the thousands of people that I've met and have taken pictures with. Yes. No, people like I don't ego stroke. I never, I never, financial guy. They don't know your name. Do I ever talk about this stuff? No, I don't. Thank you. Ah, you're like making me talk about it. It feels weird. I don't like it. And it comes across a weird on camera. People are going to think I'm like bragging. I don't give a fuck. It's okay. I'd rather people not say, no, it's okay. You can say hi to me if you see me. It's just like, usually I'm just like on the mission to somewhere. Yeah, you can say hi to me too. If you shoot him. In Minecraft. Um, but what confuses me, I'm going to be completely honest is in your pre interview with Colton, it's like, you were telling Colton that you think she might be a gold digger, which is deeply concerning because she funds your lifestyle and it's the only reason you have a place to live. I'm being honest. I would have said that. Because maybe she believes one day he'll become rich and famous. And then she's got to reap all the rewards from it. Yeah. Yeah. Is that a question? Yeah, give me your thoughts on that. Cause that's what you don't call it. So tell me. I mean, I wouldn't, I don't know for sure. I wouldn't say she's like a gold digger. I think that she sees that I'm going to be successful one day and I'm going to make it and she wants to be along for the ride. I give her a good life, dude. Like she's, it was been able to meet people. She never would have been able to meet go places. What are you meaning? Yeah. People are more followers than you, dude. Who? You know, that's my boy tattooed him. He got like 1.8 million more than you. No, I have more than that. I'm not talking about subs on Instagram. Instagram. Oh, OK. Yeah, more you. Yeah, I guess I got one on Instagram. I don't really use it. Dude, what do you mean you don't use it? My team uses it. No, that is true. They pull short. So that's fair. So you're lazy. I just want to do. I have people. I don't have to do every manual. My employee is here with me. He's he's holding my stuff for me. He's here. Yeah, he's here. Oh, go bring this pathetic worm to me. Please. No, no, no, no, no, no. I need to see that. I'll talk to him more in the post show, but I just need to even see. He's my heart. He works hard for me. He must be the most disgusting. Makes me. I've never met. He's a good guy. OK, so. OK, good. You tatted someone with followers that again, we established followers. Me and I to myself too. I did all my tattoos. I could tell. OK, they're not that bad. No, it's just a little messy and kind of just like weird. It's just not I did. I'm a bride is on like one weekend. Like, no, again, we can tell. You don't have to tell us. We know this. OK. So again, gold digger. How is she gold digging? I don't really understand that. Now you can't really gold dig if there's no gold. You're saying it's a future gold digger is what you're afraid of. Here's the actual thing that is kind of crazy. She didn't want. Do you know why she didn't want to come? Did she tell you she told you why she did tell you. I tell him my theory was that she didn't want like it's the Internet, bro. The Internet's mean. There's a lot of viewers. A lot of that's not what she told Colton. Well, what does she tell? She said, and we're not going to you'll never. I'm never going to tell you who this person is sitting across from me. And he doesn't even have that money followers anyway. So you'll find her. They'll find her either way. She's afraid that the show is going to make it more popular. And if he becomes famous enough, she'll leave him. She's actually afraid of that. Yeah, she's free friend. Shaled boyfriend who is pathetic and provides nothing to the household. She's afraid to leave him. Again, he's a good looking dude. But other than that, I don't understand. Don't understand. That's my top employer I hear actually. Oh my. Come on. What is this? No, I'm not touching you. Don't don't do that. You're not on his side, bro. Come over. Hey, I'm just in his person. Don't mind. Okay, get on your knees like a good boy. Okay. How you doing? Purple patch. I appreciate it. I got one up here too. Okay, no one can hear you. Not talking into a mic. Um, I need to know. I does. What do you do for him and how much does he pay you? Basically, I get this kid to and fro. Huh? To and fro wherever we go, you know? Oh, okay. Whatever he needs done, I get him there. He obviously can't drive himself. So somebody's got to do it. You know, he does a lot for me, bro. He's a hard worker. Shut the fuck up. I mix all of his music, you know, I do. Oh, he does music too. Oh, man. Man, I do a lot, man. No, keep going, please. Yes. Yeah. So I'll bring him around, film for him, you know, come up with some ideas. He doesn't know much about mics. That's not true. I compete with him, you know, a little bit. He tries to be, you know, he tries to act like he knows everything about me. He doesn't. But, you know, I do, I can. And what do you get in return? Um, I get to be, you know, involved. I get to do my own thing and he pays me. How much? You know, how many people would love to be involved? It's not just about money. You know, I don't do everything for money. Let's talk about the money. How much do you get paid and how frequently? I don't think I received any money, actually. And you lied to me. You said you give him money. I've given you money, bro. You're here right now. How did you get here? That's not money. You've paid for myself. Oh, you did actually. You did. I did, I did, I did, I did. Real shit you did. You did. You did. Honestly, like what, well, what do you mean you pay me? Like, you didn't pay for anything. You, what, you put us in a super eight? Real nice. You don't really shout that out, bro. Real nice. We've been trying to make a look better than that, dude. Come on, listen, man. I'm still waiting on that money you owe me, dude. Like how much money? Like 10K. Oh, for fuck's sake. It's not that. At this point, just like over time, it's been like six years. Never pay me all. I'll pay you for gas. I got you next time. Oh, I don't got any money. Oh, I need, I need a drink today. Like, you know, it's been a long time, but you know, and I told you, and what do I tell you? I'm still in time. You're going to get. Yeah. You say you're going to pay me back or you have yet to do that. You don't have a job. You make a little bit of the when I make it, you make a little money now, which is the only reason I'm willing to allow this conversation to continue is because you do make money through your little brand thing. That is true money. Game and I will accept it. But even still, OK, you made five. Why can't he get 500? Because, you know, it's expensive to film content. I would love five hundred dollars. It goes into content. It goes right back into it. Is he not a part of that content? When I say I'm. Yes, but he's in almost every video. These people, these people are also part of the investment. The videos with you. Yes. Sometimes, right? In fact, with a hundred thousand paid members of the Hammer Elite membership, here's the brag. I think I was a hundred thousand, actually. I was like, I literally subscribed that day. You you subscribe to him. Well, I had to do. Subscribe. I had to do homework. I appreciate the research and he actually has money. Sounds like because he has a job. Yeah, I work a job. Yeah, what do you do? I work for like a communications company. Please get him a job. I tried to get him a job. You suck. I got a restaurant. So I used to work for this restaurant and I worked there for like two years. They love me. They needed people in the kitchen. I was like, oh, I know a guy. What did you do? Not quit. I quit. Yeah, I'm like two days. Yeah, two days. I quit. Wasn't for me. I almost fought a dude there. Like, like I was about to knock him out. So I just. Yeah, I'm going to fight you if you don't pay me 10 K, dude. That's fair. But yes, those people are on camera with me. Mark is sometimes on camera. So to answer that question, yes. Okay, we'll continue this in the post show. A part of the I don't want him in the post show. I'm going to be real. He's not not a good guy. Give a shit. I mean, I don't think you get to choose. Yeah, well, I got to just talk about how I owe you all this money. Well, yeah, so that's why I want me. I wouldn't. I want to figure out your financial situation because we've got to start paying it back. But I guess that's the first that 10,000 hours goes to. What should I call you? We call me Chris. Chris. Chris. OK, so Chris. Ten thousand dollars. Very good. And I agree with that. You got to start paying him back. Thank you, Chris. You'll be back in the post show and we'll figure out how this all this comes together so we can start getting you some more money. Oh, this is OK. You said you didn't do anything illegal. Well, in jail, which your girlfriend would go to the prison and film you fighting in the prison yard for content. Yeah, no, it's fine. Show me. I'm not fighting people. I did not fight people in the prison. I thought people I fought a lot of people in jail, but not like on camera. What was the camera thing? She basically I was getting yard time. Most of my time I didn't get to go outside and I finally could. So I wanted to get video of me outside in jail. Show me. If I don't even know, I would be ready. I didn't get to my views. I didn't want it to look bad. But I'll try to find it. Basically, let's contain me a second. I got to go back to when I was in jail. Yeah, basically, I. She thinks you're going to cheat on her in Austin. So she's afraid of you. Like, this is why she funds your life. She has to be pathetic. She has to be ugly. There has to be something. There has to be something. She has to be pathetic or ugly or something. Why is she afraid of you? One of the literal worst humans I've ever met. You said I look good. Afraid of leaving, huh? You said I look good. Yes, but you're a horrible person and pathetic. I don't. Why would she be afraid of you leaving? Show me. OK, OK. Still look good, bro. I have a lot of videos, dude. I make videos like. She's ready. She why? She should leave. Yeah, she was freaking out. An answer for like 20 minutes in the hotel. She started to. Oh, she needs to start her life. What do you mean start her life? She's like, you are holding her down. Let's be very clear. She's showing up to jail where her. Trying something your boyfriend is to make content. Yeah, not good. Not good. Did you see my mugshot though? Tough. Does she know that you told Colton that. You think she's holding you back? When did I ever tell Colton who's I don't even know a Colton. I do not know a Colton. You want to come defend Colton? Who's Colton? A producer of the show. Oh, you're Colton. OK. You know Colton. Yeah, I do know Colton. He's a nice good guy. What? What did you? What's Colton lying about? What did I lie about? You told me that you think that she's holding you back because she doesn't like your lifestyle. She doesn't like that you party. She tries to. I know I would say the word hold back. I'd say she tries to like keep me inside and not do. Go outside too much. That you're hanging out with strippers. Couple times. Not hanging out. Go to strip clubs. That's what you probably do that. I've had a few times. They're fun. Yeah, and they're not. They're fun if you're like middle age, old dude like you. I'm pretty much in. But you brought one back to your hotel room. She only found out on your Instagram story. Yeah, well, she got blown on my phone. Yeah. That's insane. So you're a liar. You're a liar piece of shit. One, you are pretty much shit. You f***er. No, what? Yo, why would a stripper come back to your hotel room? Let me tell you. I got boys, right? And they'd be performing on tour across the United States. Performing. Oh, shit. Yeah, yeah, yeah. All right. Basically, I didn't have the pull. You think I got pull? I don't have that. No shit. OK, that's crazy. Because I think I do got pulled. You have nothing. They brought them back. They brought them back. There was like three strippers brought back to the B&B we were staying at. And that's all that I was, just to have it on camera. That's all that I was. But she only found out via your Instagram story. Yeah, or I think one might be. So you think she's holding you back because she doesn't want you cheating on her because she doesn't want you hanging out with strippers because she doesn't want you going out and partying? You think she's holding you back? I mean, yeah, because I got to do this stuff, not cheat, obviously. Then don't be with her. Let her go. Yeah, no idea. Go ruin your life. Let her go. How am I ruining my life? Her life. Leaving would ruin her life? Yeah, you're right. Oh, dude. That's brutal. And yet you still denied it to her. When she saw it on Instagram, you denied it to her. Yeah, well, I didn't do anything. I didn't do anything, bro. I film content. It's to make it look good on camera. You should know. You got to just film me. I get people in the videos. That's all that is, bro. It's not that detailed. It's not. But I'm honest about everything. We're not hiding shit. I don't hide nothing. We just sit here and this is fucking life. I don't hide nothing. Why? If you had a girl who freaks out about you doing certain things, you too would be a little hesitant to show certain. You think my girlfriend doesn't have any rules or anything? If I broke that and she freaked out, yeah, I would get in trouble. OK, thank you. So if you were doing stuff, that would be even trouble. But I want it. OK. Yeah, of course. Goody two shoes. Caleb, I. Not goody two shoes. It's respecting the relationship and loving my girl. If I did it, I'd let her go so she can go flip her life. And I think your girlfriend deserves a kind of decency. She has a personal ATM to you. That's it. No. That's it. And then you're going to. I pay her sometimes, too. Give me your Instagram again. Yeah, here you go. Pay her sometimes, too. God. Yeah, she's gas or like food or. She gives you money vast majority of the time. She pays to the red. She's everything. Because she knows that my money goes to the gold. Give. I. Make sure you believe in this guy's name again. I do want to show you guys some things. I just do not want to give a pathetic one like this. Any. Have a girlfriend. Shut the. Up. Yeah. But yes, I did. OK. You did. What happened? No, I said, no, when I said I did, I said that I had a girlfriend because I have a girlfriend. I just launched the brand new Hammer Elite app available on every major platform. You'll get three exclusive dedicated shows every single day, Monday through Saturday. And to celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer just for you, but it's limited to the first 1000 people to purchase for a one time payment of $500. You'll get our entire Hammer Elite catalog for life and a limited edition Hammer for Life box packed with limited edition merch. You can't get anywhere else. Plus, you'll get access to our exclusive for our Hammer Elite day live stream on June 27th. Download the Hammer Elite app by using the link in the description or bin comment below. This is the best membership you'll ever join. And that's a promise. You can get $200 in bonus cash right now. Listen up. If you want your savings to actually earn something, I got something for you. The average savings accounts right now are paying around 0.39% APY. So if you've got $5,000 saved, you're earning like 20 bucks a year. And it feels like an insult because that's about nine times lower than what you could be earning. With Chimes High Yield Savings account, you can earn 3.75% APY. That same $5,000, that's about $188 a year. $168 more for letting it sit in a better spot. That is a new pair of headphones. That's a weekend getaway. That is real money, not a joke. I tell people all the time, your emergency fund should not just be sitting there doing nothing. Mine's in a high yield savings account because I want it growing, but still accessible. No lockups, no hoops, no nonsense. It takes just a few minutes to sign up. There's no monthly fees and no minimum balance, which means you get to keep your money. Revolutionary concept, isn't it? And they make savings stupid easy with their automation features. You can set goals like an emergency fund or a vacation, round up purchases automatically, or send part of your paycheck straight into savings. Go to that link or click the link in the description below, or scan the QR code on screen to start earning 3.75% APY. Don't put this off, sign up today and actually make your money work for you. Let's get back to the show. Do you have, you don't post her? I don't think you do, man. That's the point. Do you know how scary these people are out there? The Snackers and Weirdos? No, thank you. So you agree with me on something? That I don't post her? Yes. Yeah. See? What? I choose that. Not that different here. No, I didn't say you had to post your girl. What are you talking about? Okay, so here's your most popular one. And I got one with 5.5 mil. This isn't the best content. You know what? Go to my main, like my main. Okay, okay, so here's your girl. Oh, she followed back? I think we understand her fear. What? What's the fear? There's always a fridge to protect the Snacks. Yo, I listen, man. Listen, she's- I understand why she is giving you all her money now. I understand why she is terrified of you cheating and doing anything and hanging out with attractive strippers and getting famous and leaving her. And I, yes, I understand. Yes. I, yeah. She's a good person. She has a good heart. Sure. She's a good person. You could have said more things than that. She does a lot. There's a lot. I could talk forever about that, you know what I mean? Uh-huh. Yeah. Okay. Anything else you want to say about her? I mean, not really. Like, she's a good person, bro. Wish she could have came. Like- Bro tagged me in a story the other day, by the way. Yeah, I never saw that. Yeah, you saw it on your phone? No, I saw it on your phone. Okay. I did not tag you. Why- You mentioned Acala Pamper Composer in your story. Yeah, Composer, what? You make music? Did. Don't really have to. Quit. It didn't really work out? No, I was making a living off of it. It wasn't as much as I wanted it to. You make- Wait, sing? I made a living off of it, yes. I don't know about that one. Okay. Good. Again, just like everything else. I'm glad you don't know about it. I guess that changes my story and history. But you get my poem and say, like, my views are pretty close to yours already, and I have like no followers. That's not true. But hey, this is interesting. Okay, so I appreciate this hustle. You're reaching out to pretty much every brand. Hey, there. I recently came across your page. I would love to make a promo videos for you. Feel free to check out my page and let me know if you have any- If you want to see any analytics or have any questions. I appreciate that hustle. You did like better casino stuff. Yeah, I had a casino deal for like a little bit. Some actually, you don't respond to it. So I actually understand how you're making that money. Again, like- Yeah, I'm a hustler, bro. I do what I gotta do to make money. I can appreciate the hustle. I work hard on what I do. Just a matter of time. I truly believe that this is for me. And then you're also sending everyone in your life links to your videos so that they watch this. How old are you watching this? How old are down in these DMs are you going? April. That was probably my birthday. It was probably- It was your post jail video. You're like, please support this. Please support this. Yeah. Which is fine. Yeah, that's fine. That's okay. You probably used to do that too. Yeah, towards the beginning. Probably not actually, because I haven't probably just made fun of it to be real with you. No, but you have to have no shame going into this kind of stuff. Yeah, exactly. So, no. Yeah, like most of those followers I got are in the past like a few months too. Like I was really nothing not that long ago. Let's get in there. Oops. You're watching other people's videos now? No, I'm clicking around. You do know you're like running a podcast right now. You're kind of just hanging out. Oh, it all works out in the end, my friend. I do not have that many videos. I'm going to be real. What, you're looking for like evidence here? Yeah, found some. No. Who's- Don't know. Okay, don't know. I'm a pretty eye don't know. Of which he messaged, sorry, that's my favorite part. What? What? He messaged sir yesterday, yo, you're trying to link when I'm around? I did not say that. That is not me. Like I said, so I got my boy. He said that, that's him. She said maybe. He said, what do you mean by maybe? Because like, I don't know, when you were around. I said flying back the 24th, I'll be in Manch for a little and then I'm going to Miami. There we go, on Miami trip. So don't know who that is. Don't know. I think possibly like there's a club near us. Someone who's like actually, well there she is, chat. I think we see what is happening here. Crazy shout out. That is crazy. Yeah, that was yesterday, my friend. I don't talk to no one, bro. I'm going to be honest with you. I really don't. I don't really be doing that. Okay. So who? I really couldn't tell you. Okay. Yo, you responded to her story. Oh yeah, no, she's from Austin. She's from Austin. Yo, I'm from Boston in Austin for a few days. Yeah, try to show me around. You're trying to show me around? Yeah, that's content, bro. I need, she's an influencer. I'm just trying to find some people to show me the city, bro. I don't know much about Austin. I don't know what type of point you're trying to prove it all this to be real. Of course not. Of course not. Of course not. No, no, no, no. Why? No, no, no. Dude, first of all, you say you're going to my IG, bro. Now you like in my WhatsApp or something. What? Is there a WhatsApp too I should check out? I don't have WhatsApp, bro. So who's that lady that you wanted to link up to? She's like, I don't know. I saw her this morning, I think. She popped up on my phone. Okay, but you're the one messaging her. Yeah, saying. And as well. My girl, bro. No, the other one. There's two in there. There's not two. Okay. There was another that used to film videos with me and we're all friends. What's their name so they don't know his girlfriend's name? Who's. That's my boys. That's my boys. X. I don't talk to her. I don't talk to her. She's kind of attractive. Yeah, you don't talk to her except for when you are talking to her. No, I talked to her for a little bit like they broke up. The last message was a couple of weeks ago to her. They broke up and so you're lucky you got a lot of disappearing stuff on here. They broke up. So your girlfriend's afraid of you cheating. I wonder why. I'm a good person. I would not do something like that. No, you sleep with everyone every town you're in. But again, if you guys are in an open relationship, I'm totally down for it, but I don't think you are based on her fear. I don't sleep with no one. I like just me and friends. We all believe that. Going to the just having fun, bro. Uh huh. Uh huh. Okay, this one actually at least seems like business for what it's worth. Who's again, I don't know any of these people. You had multiple massive long threads with her. So of course you do business, see business talk. With her, like I said, yes, it actually was. Thank you. Not the first person that you were talking to this morning. That was for showing me the city, dude. I've never been here. What are you? What's the next thing? I was like texting my mom right now. Just seeing what a response will be of something. I didn't give you free reign. Okay, you do have WhatsApp. I put what? Oh, wait, yo, don't actually. Okay. I do go. What's that? Yeah, I got what's that? I got what's that business. That's business. That's all business. You can click on it. They're making a brand with my face on it. That's what that's about. Well, trust me, we'll black out anything private. Yeah, bet that. I feel like you're a liar though. I'm not gonna lie. No, we'll always bleep out. No, they put in my face on a bag of. And so, okay, you think you're going to go viral? No, you're not doing what we won't allow that doing this. I just get a percentage of it. I'm not going to go viral by people selling. How am I going to go viral by doing that? Okay. Yeah, this is pathetic. I just got a really nice mug shot. So they want to use it for that. Yeah. So you're talking someone on here about like the business, right? Yeah. Okay. Yeah. Well, I guess it's better than cheating. I don't cheat to clarify. Come on. I don't cheat. Let's try to link up. What the fuck are you talking about? Yeah, show me the city. Let's get some drinks. Not even that. No. Not even that. Don't know who that is. What? Never heard that name. You're Miami link? Shut up. I've never heard that name. Yeah, that you're... Come on. You got lie detector tests here? I'll do it. I do not know who that is. Yeah, we're going to call the girlfriend in the post show and we're going to tell her exactly what has happened. That is 100% the reality of what's going to happen. If you're willing to do FaceTime with me, I'll screen share and I will show you that he is on Tinder. No. He is stupid because I pay for every fucking thing in his life. I have everything he owns in my house right now. So when he gets back, I guess it's all going to be fucking gone. This whole thing is a joke, to be honest with you. This whole thing is a joke. You fucking have done this shit before. I was told in the pitch that she would not come. We could not call her... No, he told us. I could have came. I would have paid my own shit and everything. I could have fucking came, but he didn't want me there because he wanted to fuck other bitches. You're a fucking buddy. I don't fucking cheaters. Again, if you guys are open, I'm chilling. I'm not a cheater. No, I'm going to be honest. Don't chill with that. So you call your girlfriend insecure? That's what you told Colton? I call her what? I think she actually had every reason to be insecure. Why? I do not think she's insecure. With everything that just happened, I'm not going to lay it out for you. Shut the fuck up. What do you think your financial score is 0 to 10? You pathetic, horrible human being. Like 10 being the best or the worst? Best. Like a solid... Like probably like a 10. Nine. Nine. Nine. Dude, who are actually a fucking moron? I'm not hungry. I got... Thanks to your girlfriend that isn't... Now, unfortunately, she still probably will be with you. It's just listen, it's just... You're not trying to make fun of her, Lux. This is like, we understand why she's doing this. And it's actually just really sad. Because girl... She's a beautiful person. In what way? Everywhere. Okay, good. So thank you for clarifying. Because earlier you only said personality. I did... Yo, your recall is not there. Play it back. She's a good person. She has a good heart. Sure. You could have said more things than that. There's a lot. There's a lot. I could talk forever about that, you know what I mean? Anything else you want to say about her? I mean, not really. That's not happening. Okay, so here's the thing. As a girl's girl, I'm with you, queen. I'm on your side. Here's the reality. Listen, I know he's handsome. I know you probably think he can't do better. Um, dude. Girl, girly pop. I'm going to be talking to you in the post-show. But this is for you right now. He's a piece of shit. He was in jail. He's stealing your money. You're a piggy bank to him. He will leave you. He is officially cheating on you. Let's let Kai do this too. 100%. Can you mute his mic, please? Thank you. Mute his mic. Thank you. Um, but the thing is you can do better. And the reality is it is, it's kind of out there. There's many downsides to the dating market and whatnot. But the upside for you is you have the advantage. You want 100% do. Um, even like, I'm not saying you're the bottom 5%, but even the bottom 5%, they still win on Tinder and everything. For women. You have, you have the upper hand right now in the dating game. Take it. This guy is bad. You're muted. So it doesn't matter. He doesn't listen to you. So the thing is you have the upper hand. Leave this man. I know he's handsome and it feels like he can't get anyone else. You can. He's a bad person. He's an actual bad person. He uses people around him for money. I'm a great, I'm a, I'm a great person. Um, I'm not, I don't cheat. I don't do anything bad. Um, I, everything's fine. Like I'm not, I think you're a great person. Like why, like you just sitting there talking to my girl for 10 minutes, bro. Like what are you doing? I'm using my mic, bro. Like I'm serious. I'm mute the mic. I'm not in playing right now. Is there. Like this is the worst podcast ever. People actually watch this. You're telling me people sit here and watch this. This is like. What do you have under the table, bro? Weapons. So you think you're nine, whatever. Okay. Get your hammer financial score. Um, it's free at Caleb hammer.com. It's wonderful. Just takes a few minutes to really stand in the world of money. You're being quiet like a good boy. I appreciate it. Is he still muted? I hope so. Huh? Is he still muted? I'm muted. We can unmute him. Well, actually, let me get through this first. Also download the dollar wise budgeting app. Take the free trial. See if you like it. If you do, of course sign up for the annual version. I will personally sign our 30 day meal plan and mail it directly to you. It is awesome. It is great. Now, usually the guests get this on the show, but you're a horrible person. You can go fuck yourself. Rip my meal. Yours. You have nothing you own or nothing. You're a bad person. I don't like you. Okay. You can unmute him. Yeah. They did not hear you by the way. So you've been. You've been. But no one else did all this. Disrespect in me. Otherwise.com. Yes. And yes, I guess I just respect you. No one likes you. Who's no one? Everyone in the world, bro. You're talking about dude. You're very no one likes you. You're a miserable person. Who is this no one that you are talking about? People go outside, bro, and tell me someone's going to do not much. Obviously stopped all the time. They like it. That's not an ego thing. He's making me do it again. Stop it. I haven't done the ego thing. I don't want ego. Yeah, he does. I don't want to be Tony Hinchcliffe just like thinking I'm like the shit. I like his show by the way, but he has a big ego. I like his show though. So do you. I'm sure there's an ego there, but it says I don't flex it like that man. You want to be the next Dave Ramsey as your whole persona. Why? Why? What is your obsession with David? My mom loves him actually. Like tells me that I should do that. And like I was going to actually use my first pick. I was going to try to get him to help me. Oh, him then. Yeah. Tell your mother to go get an abortion. His first abortion recognition. Yo, I'm adopted. She can't do that. I'm adopted. We'll still find a way. Yeah. Low key. So that's why you're fucked up. Is that a real thing? It has a little bit of. Can be. I was a meth baby apparently. Like, yeah. I'll make a sense. So, yo, I think this is Klarna. Yeah. 1500 or 1,052. There's not that much. Okay. Well, you sure. And bring it up so I can like see it. My client. And that was from like. Klarna. Yeah. I don't think I'm signing the O2. How'd you get the screenshot then? 1,052, 79. Screenshots. For an Airbnb. What Airbnb? The ones down here that you're going to be bitches in. Who's calling me? People are calling me. Let me see. Let me see. No, no, no, no. No, no, no, let me see. I will not allow that. Caleb, I'm going to be so honest with you. I'm not going to mention who. I'm not going to say who just called me. Well, that's probably your girlfriend. What? Probably your girlfriend. No. Okay. Can I? I need to see your Klarna though. Can I see your Klarna? You're not going to stay on Klarna. We both know that. No, I need to see your Klarna. Okay. You can see Klarna now. If you stay on Klarna, I'm not signing in though. So why do you need to see it? Okay. Can you sign in real quick? Because I need to see your f***ing Klarna. This is the financial audit. This is the worst financial advice I think I've ever got. We haven't given any. Okay. Tell me I'm a piece of shit. You're like, I don't know my password, bro. How'd you get us to screen check? I haven't paid it back. Obviously, I don't know. Yeah. You want to try? You see it from a foot away. Okay. No, just click sign in. Yeah. See if it auto fills. No, phone number or email. There we go. He's figuring it out. See, that's what I do, bro. I do, you know. No. What? I do stuff like phone video. I make videos, bro. It ain't that confusing. You acting like you've never done this. I'm a... I can't get in. No, let me see. Look at that little smirk. Show me. I'm not in. Okay. So I sent you a code to your email. Get the code. Oh, God. Now I'm seeing all the messages, bro. How many people did you text on my phone? It doesn't matter. One person. No. No. Who responded? My girl. Can we just look together? I don't need to see your girl. You can follow me on Snapchat. We don't need to do that. Somebody's even went on there. Yeah, so of course. Start texting everyone. Is this what you're doing? No, no, no. Don't do this yet. No, no, stop. Your Wi-Fi here sucks. Yeah. Bad. Yeah. Agreed. Call us money. You can't upgrade that. We got it the best we could before the money. We spent a lot of money on it. It sucks. Yeah, it won't even send me the code. I guess you can't see it. No, no, no. Come on, man. No, we are doing this. I need your little picture that your people printed out. But I can't see where it's spent. How much the minimum is. I need to make- Why don't you spend on a BNB is what it was. A BNB. BNB. Yeah, Airbnb. But either way, I need to see what your minimums are. What does that even mean? Stop. What is minimum? What's a minimum? Yeah, it won't even send me the code. Oh, God. Who's that? Won't even send me the code. No, it was to your email, I said. So pull it up in your email. Oh, shit. I bet that. I got a couple of emails, actually. Man, what do you think? That's the real world. This is him. This is actually for the next year. Actually, so I actually tried to use Klarna again to like come here and it didn't work. Yeah, you probably haven't maxed out. Yeah. Yeah, I mean, I told you, couldn't figure out anything. All he sent me was 40 screen size of individual purchases. I sent you bank statements, dude. Not a statement. That was hard for me to figure out, actually. I went down to the bank. They didn't even do it, right? You went down to the bank. Yeah, I didn't. I figured out how to do it on the phone. I figured it out. It won't send it to me. You got to operate your Wi-Fi. Okay, try to go on cell then, cellular. I don't know why my girl's name is popping up in my email so much. Okay, I do need a look at your girl. I really don't anymore. I don't need to do that. No, it's like she's in my email. I do need a look at your screen time, though. That's a part of the show. Screen time? Give me your phone. Yeah, see my, see my, it's okay. You are not looking at your girl. I am looking at your screen time. Right. How much is it a day? Like, you're gonna just roast me on that? Oh, no, this wasn't even to get to you. Oh, no. No, this actually wasn't. I went on here. I went on here to. Ah, look at the screen. I just need someone over here with me to witness this. What? What is not? Dude, what? Brandon? Yeah, I'm on my phone a little bit. What's your point? You're on your phone a little bit. This is just for today. It's what I do. Your travel destination. It's what I do. I was like on an airplane, bro. So I was like, okay. On an airplane. Okay. 10 to 15 minutes. That is not true. I was looking at your screen time because we do that to see how productive someone is. That was a setup. I'm gonna be real. That was a setup. You do not do it for that. No, yes I did. Starbucks is bulls*** and a waste of money. And you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. Make Gamer Sub's at home for just 40 cents of serving. 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You still need to fix the behavior that screwed you in the first place. But if you're serious about getting out of debt faster, you could potentially lower your monthly payment by securing a single payment at a much better rate. Check out the link in the description below to see your personalized offers or go to Calebhammer.com and remember, you still gotta do the work. Production, you're bleeping out what he just said. No. That's all getting cut. That's getting cut. Crazy. That's crazy work. Yo, I'm from Boston. I'm in Austin. I ain't even from Boston, so that can't be me. Oh my God. For a few days, for a TV show. Yeah, see, you're not even that high quality of a show. He's talking responses. I'm not. Oh, well, he's getting something. And for what is it, some of them are kind of cute. Some of them are buzzing. No, I don't do what I do. They're doing the duo. They're running a two-man. They're doing the duo. Who's that? You. You set up the two-man with your boy on. Does she know this? I have to ask, does she know this? No, what? That you are doing this, man. I don't go on Tinder. I don't do that. I feel like you're just making this up to make it like, I don't know, dude. Yeah, the screen recording and all this stuff right here, Chad. I'm making this up. So she doesn't know this. No. Well, she does now, obviously. No, we don't have to tell her. We can... If you want to tell her first. Okay, you're talking to a lot of women. No, I'm not. They talk to me. I don't talk to them. Half of them, I don't respond. You can see that. No, they're the ones not responding half the time, but yes. I got my little catchphrase. I got my not even that. I got like my notes app almost. Like I got a game. I just do the same thing to everyone and it works. I don't do any of this, bro. Like what? This is... It's not that bad. This is cooked, man. I was just trying to... I'm in my first time in Austin. I legitimately did come on here for screen time. I doubt that. It doesn't matter. I don't care what you think. One of your producers told you something and it got... No, no, Colt, you didn't know this, right? No, this was not a part of the conversation, buddy. All right then. Well, that's sweet. You're telling people that it was bad. Help me with my finances. You're trying to link? Yeah, maybe, yeah. Maybe, yeah, maybe, yeah. Maybe you can give me my phone back. How about that? No. I don't need more. Now you did kind of... Shit. Shit, man. My Instagram... Shit, man. You're moving to Instagram. It works, bro. It works. No, it's abused, bro. You know what I said. Shit, man. This is... No. I be trying to pull... I be working night. You're trying to pull up one morning? No, no, no, no. Mute his mic. Mute his mic. No. Production. Don't. Why didn't you make this your no-no? Why don't you do your job and help me with my finances? No, I'm making a show. This is a shitty show. Thank you. Sometimes they're attractive. Sometimes they're like kind of really ugly. I don't really understand. I have a stigmatism. That was funny. I do. I think because of the meth when I was a kid. It's like a real thing. You can Google it. It's like genuinely a real thing. I don't know why you're laughing at that. It's kind of... Dude, you're totally... This whole show is just about making fun of my personal life and making fun of me. I'm not making fun of anything. Laughing at I have an eye. If anything, I'm actually just saving... I'm saving someone. Who? Your girlfriend. She is saved. She's happy in a good... Okay, let's go back to screen time. Yeah, go back to screen time. So this is what I'm interested in. This week, he's used Tinder from us a full hour. Whoa, one hour. And that was probably all like right now. Like actually it's probably all from you on my phone, dude. I'm being real with you. You've been on my phone for how long now? You've been on my phone for how long now? Not an hour and not Tinder for an hour. Pretty close. You f***** this whole thing. Okay, no. Yeah, the people that I care about... You're still on Tinder. Why are you just doing this for yourself at this point? No, I want to see... ...respond. She's not gonna. Why? I don't know, because... You were messaging her this morning. What do you... But they think I'm the one typing. Why don't you type them for your number? How about I leak your number? How about that? You want that? You don't know my number. You never will know my number. I got my ways. Okay, so I'm gonna hold onto this. Okay. I'm gonna hold onto this, then. Your brand... What model is this? Wait, got a gun under there? Yes, give it back. You ain't gonna point the gun at me. Give it back. What brand phone is this? The new one? I will count to five. Bro, I'll go back to jail right now. You think I'm playing? I'll take your phone with the... It is nice. It's a nice phone, dude. I don't... You might want to message... Who's... Who's... Just in case. Who's... I will count down from ten. All right, we'll do a little swap. Nope. Yeah. No, I will have my phone back, or I will assault you. Dude, I'm bigger than you. You'll assault me. Yeah, but I have a gun coming. That's assault? That's just kind of the lame way to get out of it. I'm gonna be real with you. That's fine. You're gonna assault me. Do it. Assault me. Okay. So... Let's see who you're texting. Ten. Yeah, it's my ten now. Nine. It's my ten now. Eight. Seven. I don't see the security guy. Six. I've begun to anywhere. Five. Four. Three. Call a girlfriend. Two. Yo, what the... One. I don't see girlfriend. You don't even have a girlfriend. She's not my children. You can have your... Give it to me! Give it to me! Give it to me! Yo, what the... No, no, no, no, no, no, no, no, no. Don't... Don't... I do not. Okay. I'm assaulting him. Yeah, you're assaulting... Wrong. Full of f***ing out. Don't let him hurt me, though. Yeah, I kind of tasted good, though. It does taste good. Two. You didn't give me my phone back. Your security? Yeah. You're on my side, bro. We're on the same side here, bro. I think we're okay. Dude, I feel like I just did a lot of c***, bro. You're getting a little bit at two of a... No, no, no, no, no, no, no, no, no. Did I just ruin... You ruined your own studio, bro. Nice job. Let's pause for a second so we can breathe. What are you doing? I tasted it. Okay. We're back. We had to spend some time cleaning. That was Gamer Sub. It's very tasty, by the way. But I'm sticky now, like Evertons were. You are? Yeah, a little further than I was hoping. You assaulted me. I've never seen my security, not physically, not real assault, not legally assault. He signed paperwork, it is okay, and fully legal, and we are good. I probably inhaled some of that. He has no ability to press charges. Thank you. And we never saw my security guard. Move his ass that quick. That was impressive. He was ready to f*** blast you. And I still win. Okay. His girlfriend's not even on his front home feed. I'm like, why dog, bro? Am I a bro? And people. Okay, everything's very grainy now. Yeah. Nice studio, you got. Thank you. Third in the world. Correct. Okay. So hospital bill, $800. Well, I got a collapsed lung and now you probably just made it worse by me breathing in all this. Being real with you. I'll be making the world a better place. So what happened? Collapsed lung. Why? Smoker. Smoker? Yeah, yeah, yeah. I was smoking too much. I'm glad you're putting that content out there for more kids to smoke. It was for money. There was a video I had to do it with like a dab rig. So I turned it as hot as I could to get more smoke, trying to please the company, make the product look good. And I like singed my lungs and like, I'm really sticky right now, dude. Everything. We actually have a shower here. You can use it. I'm not using your shower, bro. Okay. I'm just trying to be nice. I don't know what you're doing that thing. I was trying to be nice for the first time in this episode. Sure. It's a little too late for that one. Okay. Okay. No. Is that first part true? Yes, what true? Do I even say that? Do I say it? What you told Lindsay and Colton? I tell them a lot. What did I tell them? You better do it before this episode comes out because then this is mean, right? Do I say it? You were telling them that you're planning on breaking up with her anyway. Yeah, it's cut. That's cut. I'm gonna be so honest. Well, I gotta keep the peace. Bro, I gotta keep the peace while I can. Peace is probably gone after this, but it's okay. So, but the thing is, can we be real? Yeah. You're with her for the money. No, no, no. Why else? Because we're both pets together. If you're ready to... So that's it. So it's the pets and the money? Yes, I got four pets. Because you're already f***ing other bitches. No, no. No one has that tinder or those messages without... Damn, really f***ing... Dude, I got like, no, no. I don't got that. Look at me. Who would want to f*** this covered in... No, you're an attractive guy. Yeah, I've got makeup on now. Game or sub, GG, Co-Kill. It tastes good. It does taste good. You know what I'm saying? I taste it in the air. I still do. It's good. I feel like I'm breathing it in. Yeah, you know, it's very delicious. Okay, but yeah, I think you're just... If you've already made up your mind, you're just choosing to stay further in. No, not even... Which is really sad that you're taking advantage of someone. I could go somewhere else if I want to go somewhere else. I don't... But the way that you're already done, you're already choosing that and you're f***ing other people and talking to other people, this is really sad. It's not... You're making it sound worse than it really is. No, am I? Am I? I want to stick up for her, man. It's not fair. It's not fair. $800 for the medical bills you could pay it off with your $5,000 that comes in, especially if she's taking care of all the bills anyway, man. This is pathetic what you are doing. To another person that has real feelings. Real feelings. Real life. I feel like you're making it a lot worse than it really is. Am I? Make it sound better than... I'm a young kid. I'm not doing anything bad. Okay, you're 24, you're not a kid. You're a young adult-ish. And I'm just living my life having fun like... Exactly, but you are using her feelings for that. No, definitely not. You can have fun or you can be with her. Choose. Let's again, you guys are open, but you're not, so it doesn't matter. We were when we first got together for like a little bit. Doesn't matter, you're not now. No, yeah, yeah, no. And also, that was like three years ago. Okay. A random pay for this $164.76... What? A random paying for $164.76. Yeah, I don't know what that's from. Great, wonderful. Okay, well, you owe... 30 days, 15 days, twice a month, 60 days. I'm a veer, I owe a lot of money, I owe a lot of money. I just... Oh, why? What's your plan here? What's the game plan? I'm taking the bad credit because eventually I can fix that in the future. I gotta do what I gotta do now to do what I gotta do. What's the game plan though? What's your overall plan? What are we trying to do here? I'm gonna get it to the point where I'm making... If I make like double what I make now, I could live comfortably, I'll be fine. Maybe, but I feel like you'll just lifestyle inflate yourself up to that anyway. Yeah, I'm already living like a little inflated than I should be, I feel like. This is why you're forcing her to stay with you, pathetically. Well, it's gonna be like 69 bucks a month, I think. I think... Really hard to say. I mean, this is a mess to go through. Yeah, tell me about it. I didn't even know, I had to kind of figure all this out for the show. I didn't even know I owed this much to be real. Here's how this goes, my friend. Oh, the fine for the Santa Monica Pier! $4,000! Yeah. Does it have to be lump sum? Can you get on a payment plan with them with the court, man? I can do a payment plan, but it'll be through the courts. How much? What did they say the payment plan would be? I was in jail when that whole thing happened. So I think it's a set amount that I have to pay because I could not be there. They wouldn't take me for certain court dates. And that was one of them. Did you even get views on this? I got like a million-view video on Instagram short. It wasn't worth it. The long form did I. I got like a couple thousand. It wasn't even close to worth it. You certainly didn't make that. I thought I was gonna die. Yes. No, genuinely, bro. It was way too far. I know. Yeah, it almost died. Yes. Why do you think you should let me that's far? It's in the ocean out there. The day after that to climb the Hollywood sign and then all that went down. So I didn't get that far. Oh, good. Man, what is wrong with you? You people that just use the world for your content. It's disgusting. So I'm still choking on what I threw. These are real people, real things and real consequences. It's the world doesn't exist just for you. You main character complex freak. It's not. I don't know. I feel like you live just a different life than me. You're like to be boring. I don't abuse people for the sake of my show. You're just boring. You don't know how to have fun. You're boring. Fun is almost dying from jumping off the pier. You're gonna get old and die one day and regret your life. What am I gonna be regretting? You really do think you're togye. What am I gonna be regretting? I think I'm togye. Yes. You're copying and pasting exactly what he said. What will I be regretting? Not having fun. I have fun. I don't jump off a pier. That wasn't fun. I'm gonna be real. That was not fun. I don't climb the Hollywood sign. I didn't. I don't break the law. That's me not having fun. I don't go to jail. Oopsie. I know. It's just two different lifestyles, bro. What is it? Using and abusing my girlfriend? You're right. Abusing is crazy. Abusing. And what did you say? Okay. Well, he doesn't have neither using part. I don't abuse nothing. Quite telling. I didn't say, okay. Not actually abusing, but using. Sure. Not abusing, though. Clear the air on that one. Okay. You just have to make it. Yeah, it tastes, it's not bad actually. It tastes good. No, it's very delicious. Gamer's something yummy. Can you give me some? For free? Actually. You deserved it after what I did. Yo, that was a bet that. You deserved it. You're a bad person, but you deserve it. Hey, I appreciate you. We had a little too much fun there. That was not, that was, you're an asshole. Yes. Yeah. But also I told you something would happen if you didn't give me your phone back and I got him to send away for everything that's good. I told you something was gonna happen if you didn't give me my phone. Still do. Yeah, you still do and this still hasn't happened yet. Nothing he can do because he'll get shot. Okay. Security left. Obviously he doesn't care about you that much. But he's watching right now. Where? You guys can't see him. Oh, wow. Okay. Oh, that's how he got here so quick. You think he leaves, you think he just leaves me in here with you freaks? That's what it seemed like for a little bit there. No sir, re. Okay. So the monthly plan, what could it be like 50 bucks or 100 bucks, 500 bucks? What month? I did. I was not at the court date, bro. I think it's a full set payment. The lawyer didn't tell you? I had attorney and not even a real lawyer, bro. Okay. Reimbursement for medical expenses, a dog bite incident. Oh, God. Okay. Yeah. That's three. I'm gonna have to go home after this and go to court for that, actually. What? And it is fake. There's this group. There's these, I was walking my dog, right? We're in a park tennis court. My dog was playing in these two. Yeah, Pipple. How do you know that? Pipple. It's not because you're in a dog bite incident. I'm gonna be real. That's racist. Then I'm racist. Okay. It's normal. Pipples are just a type of dog. My dog was playing in this park. That are conveniently all the dog bites. I don't go on. My dog was playing in this park and escaped the tennis court while these two lesbians were walking. That's racist. And what about these lesbians? Bro, they, okay, they were walking their husky and my dog saw them and was just trying to say hi. You're making this, okay. Because I have to go to court over this. It was just trying to say hi. I can't. No, I have to go to court over this. So take this seriously, please. Okay. I am. Because I'm fighting this case to not have to pay this. So. Well, this will come out after your court case. But yeah. I ran at these people to say hi. Bit their dog in the neck, the husky and held on held on to the husky. The husky's name was Odin, right? So these two people are freaking out. They pulled a gun out on me, point down my dog, freaking out. Odin, the other dog is tweaking, wagging his head all around, turned around and bit one of the lesbians in like the arm or the hand. She needs stitches, all stuff. She went to the hospital like 10 times, by the way, for stitches and saying that my dog is the one that bit her and my dog did not buy her. You know, even incredibly progressive countries like the United Kingdom ban pit bulls. You guys know this? I don't live there. Pipples are wonderful dogs, bro. They're good with kids. They're caring. They're wonderful dogs, bro. Yeah, this really shows the type of person you are to think that a certain type of dog. Or I just go with statistics. Okay. Be real. Maybe my dog's like a rescue was abused and all the stuff. Three years old. I actually just got her. I haven't got her. She got locked up just like me, bro, for like 10 days. Fair. I was forced to be put down. Okay. That's really, you guys say that about my dog, right? Yeah. She's that violent. She's not violent at all. She loves people. I'd be filming them. I was having like 20 people over. She's fine. I don't want her to be put down, but sometimes it's like the rule. I don't think it's like a three strike sort of type of thing. I'm not sure. Okay. So the lesbians are suing you? Yeah. For 3,000 bucks? Yes. Fair. Your dog is the one that caused it. No, my dog ran at them. The incident. And put the huskies mouth in her neck and his mouth. Leave it, leave it, Mark. My dog got more messed up than the husky. They're doing this just to do it, bro. Oh, me. Oh, God. Money owed to his girlfriend, $30,000 and she's never getting that back. She's so that's just a, she's so you've abused. This is, this is abuse, financial abuse. You are emotionally and financially abusing her. You're a disgusting person. I don't, I think so when, one day when I make it and I do become successful, $30,000 isn't that much money, bro. Like why are you back on my, you just love my phone. You tell me your code. No, I can't. 420, 420. Like. It actually is. Yeah, it really is Caleb. It was zero. And then people guessed that I'm going to be real deal with all this. I'm going to need a lot more than just one of these things, bro. Yeah, that's energy. Don't relapse. Don't relapse. Please. With caffeine. No, I'm saying if it gets tough, please seek help instead of. Yeah, no, I'm not going to do, I'm done doing drugs. I just smoke my, I don't drink actually. I'm on probation. Those are still drugs. Yeah, it's. Medical for your back pain. Not here though. Don't you get arrested here for smoking? Everyone smokes. I got, I had some weed on me. I was going through right here, dear here and border patrol pulled me out of the car. I think it was a new Mexico pulled me out of the car. I was on time to search my car. It's right next to neighbors, right? Okay, that makes it Texas, I guess. Pretty much. I was driving through Texas. This show sucks. No one's going to watch this. This is horrible. Okay. Leave a comment saying he's a piece of shit. Leave a comment saying that Caleb fell off. If you're still watching at this point. Yeah, thank you. Yeah, this $30,000. I feel horrible for you and she keeps asking for it. I'm being told and you just lie about your spending to her instead. It's not that bad. I'm going to pay her back and you took the money from a deal with a company to go gambling and you didn't set a painter back because you're just a pathetic horrible person. Okay. Citizens bank started with 14 cents. That's insane. Ended with 445. Who really uses bank accounts nowadays? I'm just buddy. You're the finance guy. Of course you have a bank account. I'm the same bro. I use cash out. Noible wall. KCS rib instead of paying back to girlfriend. Bradford, KCS rib. Pull some bullshit. Stopping again. Some bullshit. Getting some bullshit. Venomine out $200 probably for drugs. Okay. Bungies, Margarita, Margarita, Bistro, Bistro, Bistro, Bistro. Cash app out. Opeless clip. Oh, you're paying for clipping. That's good. Yeah, I don't have a team like you, Caleb. I did my own clipping. Thank you. I didn't have a service to it. And they probably sucked. Nope. That's actually how we blew up. Good response. Should give me some advice. Make better content. Stop abusing people. You're discussing freaking nobody likes you. Okay. Because you're an actual degenerate and pathetic waste of space in our society. Red arrow. Cash app. That's how it was okay with throwing powder at you that you're not going to be able to wash off for like a few days. No, dude, I'm... That's because you're a horrible person. I did exactly what you do to other people. You go and ruin other people's life for your content. I do not rule random stuff with people. I like... You're a prank YouTuber. You probably have done much worse. Okay. Unistry bullshit, Burlington stores, Alerjo, Providence gate, Dubai something bullshit. Dubai? Dubai chocolate? Have you had that? Probably. Yes. Yeah, it's gross. Yeah, it's not great. Tax... And it was interesting because I love... I love chocolate and I love pistachio, but it doesn't work for me. Sometimes there's mentana. I really don't like mentana. Cowabunga. Woof meow family bullshit. The goat mac. I take care of my dog. I buy toys and treats for my dog. And give it more nutrients to grow that jaw to latch onto another living thing. Again, racist. Sure. It is. NYX, show bistro. Every purchase is bullshit. It's actually not one necessity in here. Cash app, cash app, cash app, Amazon. ATM at draw. This is more. It's just like nothing in here. Savings 10, 10. That's just $10 to $10. $10 to $10. If you put some money in, take it out. Dollar Tree, Amazon, bullshit, bullshit, Amazon, Amazon, Duncan. Oh, it's off. Amazon, Amazon, Petco. That might be okay. Bullshit, Dave and Busters, Dave and Busters, Dave and Busters, Duncan. Amazon, Duncan, Bonsmobile, Applebee's ATM at draw. TJ Maxx, Domino's, Applebee, bullshit, PetSmart, bullshit, bullshit, Bonsmobile, Louis, Italian. You spend more on bullshit. Going out to eat than like almost anyone that even comes on the show. Yeah, I don't like to cook. And then you won't pay her back. And you won't pay her back. I don't care if you like to cook. You should pay her back. She eats the food too. You acting like I'm the only one eating it. I don't, well, yeah. No, she eats a lot. I know. No, that's wild, bro. I'mma be real. Well, she's very fat. That's okay. No, you gotta be careful. I gotta full, can. Just saying. I have like 10. I'll play this game. Yeah. I'll ruin your studio right now. Okay. And then I just have to pay the plane. There's a little more. That's fine. Buy a new studio. So it's gonna have that. We'll just pay the Mexicans a little more. And we love them. Thank you for your service. And you're not racist. It's crazy. Absolutely not. In fact, I would. 80% of my company is Mexican. Okay. I have a black friend. It's a trope, right? Okay. Bullshit, it's all bullshit. You spend, Miss Leigh is bullshit. Almost 750 bucks going at the 600 bucks. Just bullshit. It's not that bad. It's all bad when you owe your girlfriend money. This is more pages and pages of bullshit. You're a really bad person. I'm really not that bad, bro. You're a really disgusting, horrible person. And I'm not gonna waste my time by giving you a budget and shit like that. I'm not gonna waste their time. You're just an disgusting individual. I'm not gonna get a budget. Correct. Because what is 30 even budget? You blow it all on bullshit. You don't have a consistent income anyway. Give me like a summary of a budget. Okay. Summary, pay your girlfriend back. Let her loose and let her live her life. You're an disgusting, horrible individual. You know how much I can do with 30K though? Yes, but she gave it to you. And you're a pathetic worm. Over the years. And I am expected to pay back over once. Okay, I'm gonna call her in the post. I'll see you there. Joy and Hammer, Leigh, click that join button. I'm not giving this man an ounce of my effort. He's a pathetic scumbag that is nothing. Locked him up and he deserved to be there even longer. Disgusting, nasty, generous. I hope you go to jail. Someday. You get beat. Beat? You would not survive in jail. No, I wouldn't. I'm soft. Yeah, so I really, I pray and hope that that happens to you someday. Why? What am I doing? What are you, okay. Well, what's gonna get me there? Salting me, maybe? Nah, he signed it away. That's why you do that. See, you're a manipulative. You came on the show. You signed standard paperwork. Yeah, so you can assault your guests. Yes. I'll see you in the post show. Join Hammer Elite. This is the best membership you'll ever join and that's a promise.