The Money Mondays

How the Next Million-Dollar Brands Are Built (And What It Takes to Lead Them) đź§  EP144

33 min
•Oct 21, 20257 months ago
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Summary

This special edition of Money Mondays features two interviews recorded at the Zeta Global Live Conference. First, viral content creator Adley discusses building billion-view brands through storytelling and her agency Viralish that teaches creators and businesses how to master organic social media. Second, Gregory Zamfotis, founder of Gregory's Coffee, shares how he scaled from one Manhattan location to 54 corporate-owned stores by prioritizing authenticity, community, and quality over rapid franchising.

Insights
  • Authenticity and personal passion are non-negotiable foundations for scaling a brand—both Adley and Gregory emphasized that success comes from genuinely believing in what you're selling, not chasing trends
  • Data-driven decision-making at scale matters: Adley uses 62+ billion data points to reverse-engineer viral content; Gregory uses algorithmic tools to select optimal real estate locations before investing $500K per store
  • Personal brand investment is essential for long-term success—creators and executives must continuously develop themselves intellectually and ethically to handle the pressures of growth
  • Community and relationships drive sustainable revenue more than pure metrics—Gregory's handwritten COVID thank-you notes created lasting customer loyalty; Adley's 'river not reservoir' philosophy emphasizes giving back
  • Platform agnosticism in early content creation pays off—posting everywhere initially and optimizing based on data outperforms betting on a single platform from the start
Trends
Rise of personal branding as economic necessity—individuals now compete on 'shelves' of social platforms whether they choose to or notSpecialty coffee market consolidation around quality and experience over price—premium positioning justified by trained baristas and high-quality ingredientsCreator economy professionalization—viral content creation is now teachable, scalable, and applicable to B2B brands, not just entertainmentCorporate-owned retail chains maintaining quality control longer before franchising—Gregory's held all 54 stores corporate-owned before pivoting to franchising in 2026Supply chain tariff impacts forcing strategic sourcing decisions—50% Brazilian coffee tariffs creating million-dollar annual cost pressures for multi-location operatorsAuthenticity-driven philanthropy as brand differentiator—consumers increasingly support businesses with genuine, integrated charitable missions tied to brand identityOrganic social mastery as free advertising—platforms like Instagram (3B users) and TikTok represent unprecedented free customer acquisition channelsEngineering mindset applied to content creation—data analysis and formula-based approaches can democratize viral success beyond creative intuition
Topics
Viral content creation and storytelling formulasPersonal brand building and online reputation managementMulti-platform social media strategy and optimizationCreator economy monetization models (platform payments vs. product sales)Scaling retail locations and real estate selectionCoffee shop operations and specialty beverage market positioningSupply chain management and ingredient cost optimizationFranchise vs. corporate-owned expansion strategyTeam hiring and human capital ROI measurementAuthenticity and community building as competitive advantageCOVID-19 business pivots and resilience strategiesPhilanthropic initiatives and brand values alignmentData-driven decision making for content and location selectionTariff impacts on food and beverage businessesOrganic social media mastery and algorithm optimization
Companies
Viralish
Adley's education and consulting agency that teaches creators and businesses how to create viral content using proven...
Gregory's Coffee
Specialty coffee chain founded by Gregory Zamfotis in 2006, scaled to 54 corporate-owned locations across the US with...
Facebook
Primary platform where Adley achieved breakthrough success, generating 200M+ weekly views and serving as her optimiza...
Instagram
Social platform with 3 billion active users representing half the free world's population; discussed as critical dist...
TikTok
Platform where Adley's husband Blake achieved 1M followers in 4 months using viral content formula; represents key so...
YouTube
Video platform discussed as potential distribution channel; Adley noted difficulty ranking due to established competi...
Snapchat
Platform where Adley achieved significant audience growth and optimization focus alongside Facebook for viral video d...
LinkedIn
Professional social platform discussed as unexpected viral success channel where content can perform well if optimize...
Land Rover
Brand mentioned as client of Adley's consulting work and source of brand deals for her entertainment content creation
Zeta Global
Marketing technology company hosting the live conference where both podcast interviews were recorded with 2000+ CMOs ...
People
Adley (Adlyy)
Viral content creator and founder of Viralish; achieved 1B+ monthly views through storytelling and prank videos; now ...
Blake (Adley's husband)
Engineer-turned-content creator who applied data-driven approach to viral content; achieved 1M TikTok followers in 4 ...
Gregory Zamfotis
Founder and CEO of Gregory's Coffee; scaled single Manhattan location (2006) to 54 corporate-owned stores across US; ...
Blake Shelton
The Voice coach who worked with Adley while she was on tour; mentioned as context for her early career before transit...
Quotes
"Where attention goes, money flows. So step one, and what we over index on teaching people how to do is getting attention."
Adley•Early in first interview
"You first have to become a different version of yourself so that your personal brand is even sustainable."
Adley•Mid-first interview
"You are on that shelf, whether you want to be or not. You have a personal reputation, whether you want one or not."
Adley•First interview
"It all started and stopped with me. I poured myself into this and I was very passionate about everything we sold, everything we did."
Gregory Zamfotis•Early in second interview
"There's nothing more important than your people. I would only expand or continue to grow the company dependent on the amount and quality of people I had around me."
Gregory Zamfotis•Mid-second interview
"It can't just be you're checking a box. It has to mean something to you and if it can tie into the brand that obviously makes a lot of sense."
Gregory Zamfotis•Charity discussion in second interview
Full Transcript
Ladies and gentlemen, welcome to a special edition of the Money Monday's Podcast where we cover three core topics. How to make money, how to invest money, how to give away the charity. You might notice I'm not inside of the RV Motorhome where I interviewed this guest previously. It's very, very rare that I bring on a guest for a second time, but this guest probably going to come on every single year because she's so amazing what she does. She's average over one billion views in a month, month after month after month after month. It is staggering to watch and watching her career for years and we're going to dive right into it. But as you guys know, these podcasts are normally 40 minutes or less because the average workout is 45 minutes, average commute to work is 45 minutes. However, this episode is only going to be around 20 minutes because we're at the Zeta Global Live Conference. We're not inside the Motorhome. Downstairs is over 2000 chief money officers and CEOs of different brands that are learning here today for this big one day conference called Zeta Global Live. I will be interviewing Adley on the panel very shortly. So we're going to get out of here. But this episode is going to be 20 minutes. So we're going to dive right in. Adley, give us a quick two minute bio. So we get straight to the money. All right. Hey guys, good to be back with you. My name is Adley and I'm a viral video engineer. And no one just comes out of the room becoming a viral video engineer. So naturally I started with Pranks. While I was on tour with Blake Shelton, he was my coach on the voice, but I got really frustrated waiting for permission from a suit behind a desk to say, you're good enough to entertain people now. So started making videos and made videos for a long time that nobody watched, not even my mom, that's how bad they were. And so kept making content just because I loved the story of it. I loved being able to entertain direct to consumer and we got the data back so much faster versus music or songwriting. If you guys are familiar with the arts, you're building catalogs and waiting for somebody to say, this is good now is your time. So with video, you don't have to do that. Whether you're marketing, advertising, you can get the feedback so much quicker. So started doing that in 2020. We were averaging about 20 million views a week. And in March of 2020, we went to 200 million views a week on just my husband and nice prank videos. So that was changing our lives. But as a storyteller, I was like, man, what else do people watch? They're watching cop chases. They're watching dramas of carons and these soap operas. Why don't we recreate that for social? So we started doing that. But nobody was used to watching, scripted on social. So we got away with it for a very long time before everybody started calling fake on everything. So we had actors, we had 15 people showing up to the house every day for three and a half years, making 18, 20 minute long videos a day and a single video could do six figures. So we were cranking this out and changing our lives and everybody that we could touch our lives as well throughout the process. And here we are. Now we get to consult and use our powers for good and work with some of the biggest brands in the world and help them to have more impact with their mission, message, product or service. OK, so much time back there. Virolish is the company, right? It's the actual agency that you actually help do this for brands and other creators. Walk us through why start Virolish when you're just doing it for yourself and for those 18 people, for example, why start an agency to do it for land Rover and brands like that? That's a great question. So I did not want to start an agency. Does anybody have a lover or you're just a client delivery? But I think it is natural human behavior. Once you crack a code for yourself and you've changed your own life, it is very natural to say, I have something that can be an unlock for anybody and I can you can compress years into months of an unlock for somebody and that is the best feeling in the world. It really is better, as you know, to give than to receive. That is the ultimate gift. And so when we started doing it for others, I realized I'm training one on one, one on three and that's very exhausting and that's not scalable. So we curriculumized the knowledge so we could train Virolish creators from anywhere in the world and give this skill set. But it attracted 95% business owners. Wow. And I was like, oh, I had not thought about attributing what we do, how to get anybody to watch anything and how to compel people with storytelling online and how to package yourself up to tell this, tell your story. So we pivoted a little bit. We started doing it for businesses. But then because I was an entertainer too, I'm also getting brand deals from Land Rover. So it all started from me getting brand deals as an entertainer, but also kind of starting this education company that you don't realize you're building while it's happening. But then you blink and six months a year later, you're like, oh my gosh, that's, let's formalize this as Virolish where we can just take everything that's happening to us, everything that we're learning and pass it through. And so that became our education company to where as I learned things, as I develop things, we can just pass it on to people so that they can implement it without having to hire us to do it for them. Got it. So on the Make Money side of this podcast, you mentioned something about some of your videos can go make hundreds of thousands. Let's say someone listening wants to make a few thousand dollars. But obviously there's an anomalies that you might teach people how to go make hundreds of thousands. Let's talk about a few thousand dollars. How could someone, whether they're 15 years old, 92 years old, everyone would be between, how can they make videos that make a couple thousand dollars? Where attention goes, money flows. So step one, and what we over index on teaching people how to do is getting attention. So ultimately you have to do that in a way that's going to be sustainable and authentic to you. Otherwise, you're going to give up. So for some people that's making videos that entertain the masses or educate the masses and you're getting paid from platforms like Facebook, Snapchat, YouTube, TikTok, or some people get the attention and they have their own product or business or service. So you've got to pick how you want to monetize. Is it from platforms paying you? If so, you need to crap ton of views. Or is it getting that attention to parlay it into your own business and your own product? On the investing side of this podcast, normally talking about investments into real estate, stock market, cash flowing businesses, cryptocurrency, I want to ask about investing into yourself. Why is it important for an influencer, creator, or person that wants to become one? Why is it important to invest into their personal brands? When you get, you have to invest into your personal brand and your personal brand is not going to be of service to anybody. If you are not pouring new knowledge, new inputs into yourself that are helping you become the higher version of yourself. If I was Adley five years ago, I would not be equipped to handle the success that we're having today. So developing yourself not only from an outward optics perspective, but also the ethics that are inside of you to be able to handle the pressure. You have to learn how to hire, how to make good decisions. You have to constantly be ingesting new information and controlling your inputs who's around you, which you're listening to because there is so much noise that it is our job to find the signal to take care of ourselves in our personal brand. What I'm trying to say is you first have to become a different version of yourself so that your personal brand is even sustainable. Interesting. But if we want to talk about why you need a personal brand. Right, Tom. Okay, here's my forecast. It's in five years from now. I want you to picture social, like an automated advertising system that hears the shelf of the world in all of its products, services and people. You are on that shelf, whether you want to be or not. You have a personal, you have a reputation, whether you want one or not. And most people are not showing up online in a way that's sustainable for them. It's the necessary evil. It's a way that you have to do it. And if we can help you present yourself well in this black mirror type of future, that's where I think it's going because you're on the shelf, whether you want to be or not. So how can we help you show up in a way that represents who you are on the inside and the gifts that God's given you and how you're putting your product out into the world in the best way possible with the least amount of manual creativity? There's Instagram, Facebook, LinkedIn, TikTok, Threads, YouTube. One billion users, two billion users, one billion users, two billion users. Instagram just announced three weeks ago. Three billion active users. When you think about it, there's eight billion humans. Two billion, unfortunately, don't even have electronics. So six billion humans that have a phone, half of the free world is on Instagram. That's insane. How do you decide what platforms to create on? Do you create on all six? Do you create on one specific one? How do people decide they're out there? What do I do? Not only is half of the free world on Instagram alone, Instagram just put out a stat that their output is 10,000 times more content going out a day than it was two years ago. 10,000 times more. So there's so much more to consume, which is crazy. So no wonder you're having a hard time standing out. No wonder your views are low. Which is what we try to help people combat is a way to cut through that noise where you actually become signal. But it's very interesting because people tend to want to pick one platform and just be a YouTube short creator. You can, but I wouldn't advise it. I think that's step two. In the beginning, you're making the content already and you don't know where you're going to hit. You might have an educated guess, but I would put it everywhere because you may not have thought it was going to hit on LinkedIn, but it did. Now based on the data, you put most of your focus on LinkedIn. For us, we are Facebook first creators. So we're putting it everywhere. But when Facebook was the one that crushed it and sort of building the biggest audience, Facebook and Snapchat, we optimized then from the data. We said, okay, we're going to optimize for Facebook first. Still post everywhere, but you can get where you want to go and elevate your personal brand by just being a LinkedIn creator, by just being a TikToker and all your other platforms can be crappy. But you're not going to know that if you never started posting on TikTok in the first place. All right. So the charity side of this, why do you think it's important for influencers or brands to have some type of charity component to their world, to their ecosystem? Because your gifts are not for you. They're not for you to feel cool about yourself and just feed your ego, right? Our gifts are given to us and our job is to refine them, to literally pay them forward and leave something in the world that makes it a better place. That's why we have unique gifts. And you're such a good example of that. And somebody that I aspire to be more like because you are the true epitome of a river and not a reservoir. And that goes with money, that goes with fame, that goes with everything that comes to you. If you operate from scarcity and you just hold on to it, like I'm never going to have this again, this will be all you ever have. But if you understand that it is not yours to begin with and you let it flow through you like a river and you don't become that reservoir, more will be given to you. And so whatever it whether it's charity, whether it's meeting a need and just being able to see that where whenever it presents itself to you, I think it's not only just our duty to try to be a good person, but it's also how we're uniquely wired. All right. Where can people find you? Where can they find wireless? Where can they find your whole ecosystem in the world? Adley. Adley is ADLYY and it's pretty much Adley on every single platform. Except for YouTube, if you look up Adley, I will never win on YouTube. There's a 10-year-old who's been at it since the day that she was born. Let's make her an offer. She can't reduce. Oh, man. So Adley Kinsman on YouTube or Vyralish. What about Blake? He's crushing it now too. What's going on there? Yes, we got my husband into this. Yeah, we're all done. Tell me about Blake. What's going on? So my husband, he's an engineer by trade. So he was developing hospitals, the least creative person that you can imagine. But he was proofed to me and many others that this is a muscle you can build. So because he's an engineer, he would look at our formula for creating content that stands out. And when we're doing billions of views, we have over 62 billion data points. Way more than that. That's just views. Think of all the data points inside those views. But he would look at it like an engineer. Like a beautiful mind like. Exactly. Exactly. And so he's like, oh, I see what's happening here. I can make videos go viral very easily. And I bet I don't even have to say a word. I bet I can pick a tiny niche and still reverse engineer this formula and be successful. And I was like, well, this is fascinating. So let's do it. Yeah, let's try it. So we set out our first benchmark test for him was how quickly can you go from zero to a million followers on TikTok? Four months, 29 videos just using our formula. So he approaches it totally different than I do. And now we've blended a little bit. But he approaches it like a science because he doesn't like being on camera. But it is case a point for me that anybody can do this when you just follow a proven path. And so Blake and I have come together and that is the mission of viral. It's just to make this accessible for everybody. And it should be learning how to master organic social. It is free. We are in the greatest wave of free advertising the world has ever seen. And so everybody needs to master it because again, you're on the shelf whether you want to be or not. So how can we help people present themselves in the best light possible and make it accessible to everybody without just using this formula to make rich people famous? So as you guys know, this podcast is designed to have blunt discussion about money. We grew up thinking it's rude to talk about money. I think that's ridiculous. We got to be able to talk about loans, taxes, finances. Should I rent? Should I lease? What happens if my friend borrows 600 bucks? What do I do? How do I get it back? These are parts of our real life. Salaries part of your real life. Taxes and ubers and the things you spend money are part of your daily life. So have discussions with your friends, family and followers. Make sure to check out Ali, viralish.com. And we'll see you guys next Monday here at the moneymundays.com. Ladies and gentlemen, welcome to a special edition of the Money Mundays Podcast where normally I'm inside an RV motorhome driving around the country. But I'm here at the Zeta Global Live Conference because there's over 2,000 chief marketing officers and CEOs downstairs in this building during this live event. And so I caught one of them. This gentleman has had 54 locations and growing of a brand called Gregory's Coffee. As you guys know, we covered three core topics. Had to make money, had to invest money, had to give it away to charity. What we like to do is keep these episodes to under 40 minutes. But because of the conference, this episode will actually only be around 22 to 25 minutes for your listening pleasure because we're at the show. We're at the conference. We'll get back to back to back. And so without further ado, Gregory, give us the quick two minute bio. So we get straight to the money. Sure. Nice to meet you. Nice to be here with you. Greg Zamfotis, founder and CEO of Gregory's Coffee started in 2006, single store in Manhattan, New York City, focused on delivering amazing coffee in a volume setting. So it was novel at the time. And we were able to take that, expand across the country now and deliver high quality coffee in a volume experience and no sacrifices. Folks want great coffee, great experience. They want it fast, great products. And yeah, why have to sacrifice things if they don't have to. So that's what we focus on every day. It's worked for us. So there's thousands and thousands and thousands of coffee retailers that open up one location, maybe two of their lucky. What made you stand out? What do you think was it about the brand to help you scale to 54 locations and growing? Well, I think it started and stopped with me. I poured myself into this and I was very passionate about everything we sold, everything we did. And it just felt authentic. There was nothing I was trying to do, sell or create that I wasn't interested or passionate in myself. So if I felt like I wouldn't want to consume it or I wouldn't want to be a part of it, I wouldn't do it. So with that authenticity and my ability to sort of really push and lean into what I was interested in and loved, the brand felt authentic. The team was able to rally around me and what I was trying to do and our customers is connected with it. So when you create that sort of community, not only amongst our team, but our customers, we call them regulars, right? So our regular community feels special and feels like they're getting something unique that they can't just bounce around and get elsewhere, right? So once I was able to cultivate that and create that culture, it became infectious and that was sort of how we came to where we are today. So if you think back to location number one and you walk into location number 54, how different are those locations? Is there, was there food items originally, where the snacks, was the size different, was it 600 square feet versus 300 versus 800? Like, how does through the difference between location number one, location 54? So some things have stayed the same, right? The ethos that we're trying to really deliver amazing experiences to our guests and no sacrifices. How we're delivering that has probably completely changed. So the aesthetics, it looks completely different, right? We've modernized the look. What was once warm and inviting back in 2006, now it would feel very dated. So we had update the aesthetics of the location, the menu, which was originally just core coffee products and very light pastries that we were purchasing from somebody else. Now we make all our bakery items from scratch, baked fresh in the store every day. So that menu has expanded and become much more interesting. While we're still anchored by our coffee program, and obviously I love that, my blood type might as well be espresso at this point in time. I drink so much of the stuff. We do offer amazing, ancillary products like matcha. Matcha is huge right now. We buy an amazing ceremonial grade matcha from Uji, Japan. So we do a great matcha. We build on that program as well. Do some interesting mixes of matcha and other ingredients. We launched a line of energy drinks using really clean ingredients. So zero sugar, 180 milligrams of caffeine, things that you don't really find elsewhere because again, I didn't want to just do energy like others or other folks were doing it. I wanted to do it in a way that was authentic of what I would actually consume. So yes, the menu has changed. The experience has adjusted. We're now there's apps. There's mobile payment, order ahead, delivery. Those things certainly didn't exist 20 years ago in our space. But overall, the sentiment of trying to make amazing experiences and our tagline was see coffee differently. I guess that hasn't changed in 20 years. So is it franchises, a corporate own, and how do you decide between wanting to scale which one and which path you decide to go down? So I was very protective of the brand for a long time. So all those stores right now are corporate owned. All 54. All 54 corporate owned. So yeah, the hair has gotten a bit gray over the years. I've able to hold on to it, but it's still gray. That being said, I was very protective of the brand because I felt like we needed to deliver an elevated premium experience. I always struggled with the notion that maybe others wouldn't be able to deliver that same level of quality and care in order to deliver that sort of experience to our guests. That being said, as we continue to grow, you can just see how hard it is to continue doing that on the corporate side. Sure. And this last year, we've penetrated about 14 new markets around the country and the best and most productive way to expand in those markets will be franchising. So the company is moving to pivot to start franchising probably in 2026. So what's the difference between like a $2 coffee, a $3 coffee, a $5 coffee, a $6 coffee, a $7 coffee? That's a loaded question, right? So obviously the cost of coffee has skyrocketed lately, so it's harder and harder to get to a $2 coffee. But the quality of ingredients you use, the care involved with the preparation, the training, the experience you're creating, the team, there's robots that are serving you coffee now, right? You could press a button and get a $2 coffee. I can't speak to the quality of what it might be like. Obviously it's getting better over the time, but still, if you're having a highly trained barista using amazing beans and high quality equipment, really taking care to make sure they're delivering a high quality product every time that's where the price starts to go up because you're validating it because you're delivering like a luxury experience, right? It's affordable luxury is how we like to think about it. You go to a bar, no name pub, you order a glass of red wine at the bar, you have no problem paying $15 for a glass of wine that you don't know about the vintage or anything special, but just because that's what you expect to pay. Coffee started at a much lower point, but we're delivering an amazing specialty coffee beverage, specialty beverage made on demand to your spec in a busy environment. So the ability to start charging a bit more, what I believe is commensurate with what the value we're delivering has been interesting to see over the years and hopefully we'll continue to over-deliver on value, even no matter what we're charging. So someone's listening to this podcast and they're like, man, I want to open a Gregory's coffee. What do I need to think about? How much ballpark money do I need? How do I pick a location? How do I start a business like a coffee shop? So whether it's a Gregory's or other coffee shop, it all starts with, again, having a point of view and understanding what you want to do and what you're interested in just kind of like me. If you're just here saying like, this looks like it's a good business and I think I could sell a lot. I have to sell 500 cups of coffee and I'm going to break even. It's going to be hard because this is a business about passion, about community and creating third spaces for people oftentimes. Obviously, there's drive-through and convenience elements that I think are super important, but at the end of the day, if you don't have that anchor, the reason why people should care because there is so much competition out there, that's going to be challenging. But it starts with having that care, that passion, that point of view of how you want to differentiate and how you want to pour yourself into that brand. And I can't deny, real estate, obviously, is probably the second most, if not the most co-important item, selecting the right locations. If a broker tells you, it's close to a great area. It's right around the block and it's $30 to less per square foot. You don't want that. You need to be, because this is a volume business at the end of the day. So the more eyes that you have on your space, the better. I'm checking. Yeah, you can't substitute that and you can't always expect people to find you. You want to find the optimum location, make sure you're being economical with the rent that you're paying based on that and then doing all the sorts of resources that you have at your disposal these days. So many tools from a data algorithmic set that you can pay people to tell you the quality of a space less than just the traditional demographics which are helpful. But if you really want to learn more and more about the types of customers that are coming in, not just the raw number, but where they're coming from, where they're going to, this is all information you could find these days, which helps inform your decisions. So don't be afraid to use the data and information at your disposal when you're making those choices because you got to measure not once or twice, measure three or four times before cutting because, you know, once you start making that investment for a coffee shop like ours, might be a $500,000 investment between equipment and just the general build out depending on what kind of deal you might cut with the landlord. But if you want to spend 500 grand and you want to pay yourself back in 18 to 24 months, like you don't want to make a mistake on the real estate. So talk about investing side of things. Why is an company for corporation important to invest into their team? Like why go higher that 180 grand executive or that quarter million dollar executive or 120 grand executive, obviously depending on the area and territory type of company? Why is it important to go get that six-figure person to help a company? Sometimes it might be nerve-wracking to go spend that kind of money. It's always the hardest, right, to measure ROI on human capital or human talent because it's not always so linear to say like, hey, I hired this person in six months later, our profitability jump. But it has to be a more thoughtful exercise as to how do you calculate ROI? What are you saving in other departments? What are you able to do that you couldn't do before? Because how do you stay competitive? How do you stay cutting edge? There's nothing more important than your people. I know I've always said I would only expand or continue to grow the company dependent on the amount of the quality of people I had around me. The more people and the stronger talent on my team and my bench gave me more confidence to grow. If you don't have that, it can be very daunting, right? Then there's only so much I can take on myself, on my shoulders. The bandwidth level starts to get extreme. So surrounding yourself with great people that are talented at what they do will empower you to obviously build a great business. Do things you probably couldn't imagine before and free your mind to do more strategic thinking and drive the business in the way that you should be. But I can't underestimate how important finding human capitalism is. You don't want to be just paying anything. But when you find that right person, you believe is the right fit for a right role. I wouldn't shy away from saying, well, maybe that's a little bit more expensive than I thought. If it's the right person, they'll pay you back in space. So when you have 54 locations, that means that there's millions and millions of cups, millions, millions of napkins, millions, millions of spoons and sugar and little things, little details. But anything times millions is a lot, even one penny. How do you find and source, all right, I'm going to save one cent on that cup, or I'm going to save two cents on that fork. Yeah, I mean, today there's systems and tools we have that allow us to monitor how much we're using, how much we're spending, keeping close ties with our key partners that we've worked with for a long time to make sure that we are competitive in the market with what it comes to what we're paying. There's certainly been pressures over the years, whether it was inflationary pressures on certain ingredients. You know, eggs was obviously a people were talking quite a bit about for a long time, where we use eggs for our breakfast sandwiches and all of a sudden that egg price went through the roof. You know, there's only so much that a vendor can do because they're buying by the market as well. Today it's the tariff sun coffee, right? You know, Brazil has a 50% tariff. Over 50% of the coffee we purchase is Brazilian coffee. So what we're doing now is trying to understand that economic impact, how we need to adjust for it. And then as we think about purchasing coffee moving forward, are we going to continue investing in Brazil or do we have to think elsewhere just because it's, you know, to pay 50% more for one of our most important, most using, or our number one most new using ingredient is, is challenging. So really having a 360 view on what you're purchasing, you know, what those top 20, 25 items are. And like you said, one penny drives huge huge, huge, huge differences. I mean, sometimes it's more than a penny, right? 50% tariff is, for us could be, you know, a million dollars a year, extra cost that you weren't expecting just because, you know, the, the stroke of a pen from somebody said, you know, now it's more expensive. All right. On the charity side of this podcast, why do you think it's important for businesses or their brand to have some type of philanthropic component to their ecosystem? I think it can't just be, you're checking a box, right? Like, oh, I should be philanthropic just because I, I want to be here. That's what the, the script says I should do as a business owner. Again, for me, everything comes back to authenticity to respect. It has to mean something to you. And if it can tie into the brand that obviously makes a lot of sense as well, but it should be authentic. It's something you actually want to do for a long time, for every bag of coffee, we were perch, or selling, we were donating a pair of glasses to those in need for those in no gregaries. Our logo is, you know, maybe a silhouette of my silhouette, but it includes a thick chunky pair of glasses. So we tied that in where, you know, when you're purchasing back coffee, donate a, donate a pair of reading glasses to someone in need in the third or developing country. We've done that for many years on the, on the ground level, supporting local communities any way we can giving back, you know, team, team efforts, feeding a soup kitchens in our local communities, supporting schools and other boosters locally that need help, need support from local businesses to kind of help provide support for the student body or just the local communities that are looking for help. And again, because we're doing it because we want to be a part of our community. It's not just, hey, this is a business opportunity. If I do this, maybe more people will come in. It's just doing the right thing. And when you have the ability to do good or to help others, it tends to come back around. And it's not, again, it's not a math equation here as opposed to like a human element that I just find it's so, so critical and so rewarding to just do well and do good for others. And once you've established that that's the kind of person and business that you are, it tends to come back around. People want to surround themselves with other good people that are doing well and are helping their communities. The last question is actually something that's been on my mind. You were kind of on this trajectory right when the shutdown happened March 2020. All of a sudden, the whole world shut down, especially retailers and restaurants more than anyone. How did you get through that tough period of time? Yeah, I mean, our core business, at that point it was 13, 14 years in operations was serving the daytime office population of New York City and DC, right? That was my customer. What's an office during that time? So it was literally evaporated. I remember being at Costco with my wife at the time, stocking up on toilet paper, whatever else when those supplies were all going in short supply. And I had an email ready to go that was the email that was going to be laying off my team. At the time, I was like, however, I think we had like 600 team members and we were able to, we were going to keep a small few on. But it was like 90% of my team. It felt like everything I had built over 14 years was just getting lit on fire. So probably one of the tougher moments I've ever experienced in my life, but sort of woke up the next day and just said, well, what are we going to do next? I had a very interesting conversation just the other day. I met somebody who was one of our regulars pre-COVID. And he reminded me of something that I did during those early days of COVID. So gets back to community care, doing the right thing. I didn't have much to do because the business was shut down and there was nothing else to going on. So I said, you know what? I had a few of our team that we were still roasting coffee because we were shipping online. I went in and I told the team, hey, I want to do something good for you. I'm going to send them some free coffee to their house and just thank them for all their support over these years. And obviously people are home, so now they can brew the coffee at home if they have a set up and we'll help them kickstart that way and just do something nice for our regular community. So one of them is this guy Nick. I didn't know him at the time. I just met him for the first time in the other day, but he brought it up. And he's like, you know, I always remember when I was sitting at home in those first months of COVID and I got a big shipment from Gregory's with a handwritten note from you and actually my hand was destroyed. You didn't realize it sounded a good idea at the time, but handwriting hundreds of thank you notes to people. He's like, I always stood out to me as like that. You would do that. And I was like, man, I forgot that I even did that at this point, but it's just funny because then he had told me how many people he told about that and how many times he comes to Gregory's, always seeks it out, not just because of that moment, but it kind of highlighted just the kind of brands that he wants to be associated with. So that authenticity kind of rings true in so many things and when it's just kind of who I am and the kind of business I want to be associated with, how I run things. So, yeah, that was the first real moment. I'm like, you know what, we're going to make this work no matter what. Pulled ourselves through Rally the team, pivoted the business. We closed a few stores that just, you know, we had to deal with landlords. We closed problems. You know, we went into COVID with 31 stores, you know, and we were an office community servicing basically and now we're at 54 across the country. So, you know, we grew. We've taken our body blows, but we learned and we grew and we stronger company for it. So, where can people find you? Where can they find the company and tell us all the things they can find you guys on social or websites? Sure. So, Gregory's coffee, you know, strong concentration here in New York City, but you know, you'll find us around the country at this point in time. So, depending where you are, you can look us up on Gregory's Coffee.com or social as at Gregory's Coffee. You know, post-review, just Gregory's, no post-review, yes. And me personally, my handle is just at Gregory's Amphotus on Instagram. You could find me there. And I try and be as active as I possibly can, but I should learn from you and be maybe a little bit more active on my personal channel. But yeah, out there fighting a good fight, serving great coffee, trying to build connections and human connections as much as I can. I love it. Alright, guys, as you know, we cover these three core topics because it's for people in your past, present, and future. These podcasts are not just for you. You might have someone in your life that you go to dinner with or lunch with or go play pick a ball with later and they think about opening up a retail location or a restaurant and you can refer them to this podcast with Gregory. You might be able to blow their mind and change their life. I call that the Butterfly Effect. And invent the Butterfly Effect. It's the concept to me that you could hand off this podcast with someone and all of a sudden they learn or hear they research and go down the rabbit hole learning about what Gregory did to build his chain that might help them with their future chain. I appreciate you guys. Check us out next Monday here at theMoneyMundays.com.