The Most F*cked Up Marriage In Financial Audit History

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Why why why? That's not how you talk. That is how I talk to me. I would feel very weird if my girlfriend was talking to a guy about that. Yeah I got it numerously, numerously flirted with you. She's also said that she's embarrassed to be with who sometimes. I think they're behind everything since like JFK. I'm just gonna air it out because we're at that point. Who did 9-11? The Jews. Who killed Charlie Kirk? It's real. Israel's behind it. What the f**k? I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch I'm offering 30% off the annual plan in the month of June only. Plus I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join and that's a promise. I am a veterinary receptionist and assistant. Okay. You talk like a child. And it's not even just the braces. Like you sound like a child. Yeah. Okay that's weird. But that's fine. You do you. Okay so you're probably not making a ton as a receptionist. What do you make? Monthly I'm about 2800 monthly. Okay. Nat? That's gross. No that's gross. Yeah. By 18 an hour. What's Nat? What hits your account? 1200 to 2400. Okay he answers for you. Yes. When it comes to math yes. Is that math or you just don't know how much you make? No it's math. No that's not math. It's actually just how much you make. It's actually just like what hits your account. I'm usually just quicker with the math. Okay again this is not math. It's literally just what the number that hits her account. You're not doing math when you see a number hits your account. If we're talking about okay you need to set aside a certain amount for taxes or whatever because of your contract that we're talking math. It's not math. It's how much is hitting her account. That's fair. Yeah. You know how much is hitting your account. 1100 each paycheck so times to 22. Oh she did the math herself. Big girl. Okay very good. Glad you didn't have to step in there for her. I'll let you answer your own questions if you'd like to answer for him feel free. But Seth what do you do Mormon? I'm in the tech industry. Ah okay doing what? Now sales? No I work with computers. Well I work in service. Well yeah a lot of people do that. What's your job? I am a L3 data center technician. Cool so you make the money and in Houston one of not the more expensive city of all the Texas major cities. That's pretty good so what do you make? Gross is around 16,000. Net is roughly about 11,000 so that's juicy. Are you guys married? Yeah. Oh yeah you are. You leveled up. You leveled up. He's paying for those braces. No he was actually very broke when we first got together. Yeah. Well what about when he got married? When we were married he was still pretty broke. Really? Yeah. I was still starting my career out so I wasn't making like you're what? Still starting my career out. Oh but you knew where I was going. You little strategic monster you. You know that's what they say but now I actually I had no idea. But they say who says? Multiple people around us. They sometimes call her gold digger even though she's. Oh fuck yeah. Who calls you a gold digger? Um. Friends. I was more joking but if multiple people around you are independently calling you a gold digger I'm for what it's worth and we're just going around like you guys are not looks matched you're way out of his league. The braces definitely and finalizes you a bit which is concerning but besides that part once those are out you're way out of his league. Yeah. Yeah. No I don't think so. I don't think so. Well everyone thinks so. Oh well. Yeah. So the gold digging thing's not can well maybe if you take off your glasses and get a better haircut it might be different and don't dress like that. I try to dress nice. Why? I want to seem like I actually cared because I do. Okay. So gold digger who's calling you a gold digger? Friends. If multiple people independently are calling you a gold digger that actually might mean something and again there might be something there because the looks match is not a thing. No it's been some friends here and there. They usually make the assumption because I make more money than her and that's why they say. Well and the looks match. Yeah. I really don't think that's not a thing. That's well. Yeah. There's a little smash issue going on. Okay. Yeah. So that might be fair especially again if multiple people independently are calling it out. Now why are they saying it's not just the income scale because they wouldn't just say it based on an income scale. Like what have they told you? What are the conversations that have been happening? Who are they telling? Which one are they telling? Are they telling you out of concern or are they telling you out of jealousy? Which one? It's usually me out of concern but we share a lot of things. Really? Yeah. We share a lot of things transparent. So what are they saying? It's usually like I do well it's kind of how I portray things I guess more or less because I honestly take care of a lot of things. I do handle the I handle all the bills. I handle everything. You make the money. Yeah. If she wants anything I'm usually like I don't understand. You make the money but okay. I was gonna say yeah. But they see that and they call it out out of concern. Yeah because I like to spoil. What are they saying is what I asked. I spoil her too much. It's one of the big things that happen. Like if she wants something that's like limited edition like different cologne cups whatever that like has one drop I'll manage to get it no matter what. He's talking about the... You talk like that. I can't help the way I talk. You talk like a f***ing e-girl but it's like fake. It's real. It's the voice. You guys might be personality matched. Maybe that's why this is actually works. Okay. Okay so they say you spoil her too much. What is the spoiling that they see? What do you what is he spoiling you with? I have a coach purse. I have a couple Michael Kors bags. The new perfume by Ella Langley that dropped. He got it for me. Oh it's not ner... You made it sound like it was ner... She's just getting like bags and perfumes. Yeah it's just like nice nice things. Yeah but I also... What is your Instagram? My Instagram? Yeah. You're gonna be very disappointed in it but sure. Well what I see that would make me excited or disappointed. There's like nothing on there. We rarely post on social medias. We. Yeah I don't post on social medias either. Okay. She'll have to... Oh yeah. Oh no that's somebody you follow is gonna say yeah you're... The gold digger comment's kind of funny to me though because I have put my entire life on hold for him. Okay. Meaning like every every job opportunity that had us move from one location to the next I followed him. Yeah for your career I get it. Maybe you're not doing what you wanted to. I understand that but income wise like we didn't really put too much on sacrifice right. I mean income no but to me going... For your career yes. For my career absolutely yes. Sure what else did you sacrifice? I don't know is this like a grudge you're holding? Like I don't know why are you bringing this up? So what else did you sacrifice? It's not a... Or it's a defense against the gold dig. It's more it's like I guess I would say a defense because I really don't look at myself as a gold digger because like I said when we first got together he was broke. I was helping him pay his bills when we first got together. She made the first bill that I had. I was wearing a wedding ring. We neither one of us actually wear one. Yeah mine doesn't fit me anymore because I lost a bunch of weight and so I haven't got a new one yet and hers is getting dipped currently like redid because it rubbed on the bottom and it was white gold so it... Okay I know it was a little bit of a yellow flag for me but okay so what else did you sacrifice? I moved away from my family so I didn't like... Okay I'm sorry gosh I'm just waiting for something big like you moved away from your family. We all have done that. I don't... Is that a single person? Okay maybe Mark. Maybe Mark's one of one two three four people five people in here who haven't moved away from their family. I'm sorry I'm not just trying to just sit down your throat but it's just like what you are saying is this is how like a big sacrifice so far. Well to me it definitely was. I was really close. I was close to my mom. Me too. I love my mom. Okay well my mom is no longer with us anymore. That's sad. Yes so it's not a grudge but it it definitely... Why are you bringing it up then? I really don't understand. What are you trying to... What are you trying to say here? Oh yeah you're gonna speak for her. That's good. What are you trying to say here? Family doesn't like me because they see the family doesn't like you. What family doesn't like you? My family. Okay why? Because they think I'm a gold digger. I want to send you away for a second. I just want to talk to the girl. Yeah yeah yeah no worries. What the f*** is actually going on? I feel like you're alluding but you're not actually saying shit. I say your shit he's not here. I want I want to go back to school. I want to be a veterinarian. I want children eventually too and we've had all these discussions that we are going to we're going to there's a plan but it always gets pushed back because of his job. Okay for his career. His career. His job. So for what he wants. Yes. What's preventing you from going to vet school now? I understand maybe not having kids at this exact moment but what's preventing you from going to vet school right now? I don't I'm scared that we're gonna up and move again. I don't want to get started. How quick are you guys moving? Traditionally how long have you been in Houston? In Houston we've been here since well in Houston we've been there since February of this year. Okay well what were you before? Chicago. How long were you there? Six months. Okay so that's fair. Well is he just accepting better jobs or is his company moving him? A little bit of both. Well if it's a little bit of both listen I understand if a company moves him that's something different but if he's accepting other jobs at this point he makes a great income he can sit the f*** still. He does. Is he talking about leaving? There's been talk about moving to Austin yeah. Would he do you think he would do long distance? You know him what do you think? This is he should be open to it because of how much I've followed him. I agree but you told us multiple things that you're endlessly complaining that obviously in an way that his career focused I get that part but that he's not romantic enough he doesn't take you on dates he doesn't do things for you won't even hold your f***ing hand in public. Yeah. Like what the f*** is going on here you think he'll do long distance but he won't hold your hand? Why what's going on? What is going on in this household? I've actually like given him ultimatums before to like so what was the ultimatum? Start being more romantic start making me feel like you want me here or I'm not going to be here and and he does better for a little bit and then it goes back so the ultimatum fails why are you still here? The hope is that he'll get it through his head. Well it's obviously not listen girl I think it's as clear as day you're just along for the f***ing ride and you're never gonna step up and actually advocate for yourself ever. I feel like I have. Are you gonna stand up for yourself here or not because I'm not gonna stand up for you if you're not willing to stand up for yourself? Yes I am so I listen I don't want to put words in your mouth but if you're telling pre-production something different than when you're on camera I can't do anything for you I want to help your situation here but I can't if I don't know what's real and what's not. Okay. It's real that it's real that I don't think we would have left Chicago if it wasn't for his issues at work. Then why did you just tell me that it was partially because of you when that is not at all what you told us before when he wasn't there when you weren't on camera where he could watch this later what are you afraid of? I'm not afraid of anything I just. Then what is it there's something going on here that I cannot figure out. I'm trying to I want to be on your side I really do. I know I know. Girls girl. It really is I do feel like he puts his career first above everything even us. Okay. Even what you think he'll leave you? I mean you guys have talked about divorce in the past. Why was the conversation of divorce up? I know you want to have kids within a year but you can't advocate for it you can't do ultimatums it don't mean anything because you're afraid of conflict so you don't ever hold your end of the bargain when it comes to an ultimatum. I haven't in the past but I've gotten to a point now I feel like in the past year I've changed a lot I really have. In what way? Like I. More pacified or less? No like I do speak up for myself a lot more now. How so? You want kids within a year he says no because he wants to travel. I feel like he wins just as always. The problem with the problem with that plan is that we talk about travel but then we don't actually do we've been talking about traveling to Japan for like three years. Well what are you gonna do if you want kids in a year what are you gonna do then if Japan always gets pushed off? That's that's my point exactly. No that's your point but then what? You'll leave no for whatever reason you'll never leave which is why he can do whatever he wants that's what I am learning here he can do whatever he wants he never asked to sacrifice anything what is he sacrificed for you he won't get off his game. Honestly I can't I can't say anything that he asks. Exactly and what's really concerning here and this is very rare on the show but I mean I'm being typed from just the producers that you fold on everything he says that you contradict everything you told us privately when he wasn't listening or had the ability to listen before you came on the show you're contradicting yourself. It's like I'm like I'm not alleging this because this is not the case I just I just know nothing violent happens but this is almost like this is almost like if something violent did happen and the woman is just on camera just afraid to say the truth I just I know nothing like that is happening but that's almost like it's that kind of craziness with how much you're contradicting yourself from everything you said before coming on the show I'm gonna send you out then I'm gonna talk to him okay yeah you go out okay what would you hold her hand why the f*** do you just play video games all day instead of giving her any attention you know it's weird on top of that you know what I saw when I looked over at her phone guys snapchatting what's this she told me she has a guy best friend it's a bit odd I'll be completely honest especially with you guys barely being together barely even touching each other barely even loving each other but what's weird here in this dynamic and this is what I was calling out when you're alone and they specifically said you know because someone was with you out there that you seemed incredibly concerned about whatever she in paranoid about what she was saying in here without you and then the moment I sent her out there you were grilling her about exactly what she said down to the word in detail that's not that are you so controlling and weird and you know what the thing is she was saying privately to the producers completely different things than she is saying on camera and in front of you because there's like she's almost she's afraid I don't know why maybe she's just a pussy and I don't think there's something weird going on here in terms of like not violence I'm not saying that or even manipulation but there's some reason that she is like afraid and you are controlling in some kind of way I would come on I would say that I'm afraid but I would say that you are you are a little controlling when it comes to certain things I don't try to be but I don't try to be but I really don't I really don't know the way the fuck worry you I have no idea I have no idea I can't even catch myself are you afraid of relieving she has a guy best friend you're afraid of that I'm not afraid of relieving no really you've had conversations about divorce she has a guy best friend is that way you're so controlling you don't trust her hmm so why are you so controlling it's freak behavior I mean I she has tons of guys on her phone literally like I would not say do not say a tons of guys I talked to I literally when I went on there and I wanted to get in to see if there's anything interesting I swiped up and there was like four individual guys who are snapping our which is weird what's ironic though is like when we first got together I had to remove all of the women on my phone I have like no women on my snapchat guys on my snapchat that you're talking about it was the the one guy you know very well my best friend you know him why you do this why'd you do this because my I wouldn't really consider him my we just talk a lot that's it about random things all the time and you've actively seen our messages you've actively seen okay let me actively see them I'm so okay huh I'm good show him the show him on snapchat oh that's weird that's susses what the f*** no I'm kind of curious why could you not show me like what what do I see oh maybe I should get access to it before you do anything I didn't do he's you were watching me I didn't do anything okay is there gonna be anything bad on there no do I need to know now before there's nothing on there you sure yes okay it's like if we if we came here and I find out it's like hey hi hey what you doing hey why are you sending him hey hey h ee y y y that's how I talk that's not how you talk that is how I feel very weird of my girlfriend I was talking to a guy about that like that that's not how you talk to me that's literally how I talk to everyone you don't say hey hey with a bunch of what that sounds really dumb and flirty but like it's serious you don't talk to me like that I don't see you can you call him seen your other man we were on the way here and I said I said hey boy's getting cocked I said hey he asked what I was doing and I told him is getting cocked no and there's gumdrop you know gumdrops are yeah gumdrops are good friend of ours you said what was that what was that last text uh weeks ago okay a bit odd a bit odd I'll be honest and yeah streaks but that's a bit weird and the guy best for anything is a bit weird and she does she did say in the pre interview that she is like well she said a couple things she has never told you but told colton specifically that she's like 20 something looking around thinking I haven't accomplished anything and that she's never admitted out loud that she blames you and your career for it and that she has resentment she said that but you seem to be pretty happy a lot of stuff that I get you seem to be pretty happy like where we are money wise can you bless me with something oh gosh money wise what were the bags again coach michael kors okay coach okay no offense to coach but one horrible stitch work to like I mean let's we actually had to return and to go to a f*** um outlet and they're like like a hundred bucks well actually we went to an outlet it was still like 300 bucks that's what you're bragging about yeah to an outlet store that's what you're saying she should feel great about I mean I'm sorry like yeah buy buy buy a back show that's fine but come on saying like oh I got you coach aren't you so happy I got her a car too like a brand new car okay well now I think I understand the family gold digger allegations like she she's buying her brand new car she has a bronco right and she's won one in one for two years and when we moved down here we got a bunch of money that was given to us bonus wise the Ford app explains that and it was one of those things that told her that finally you know you you want to trade in your car you want to get a new car sure can we just did it okay I really don't like don't go in through my phone thing oh do you not that's a shame can I add it back please no absolutely it's certainly not yeah you're sending lots of messages to guys it's not your team just added its 67th day ital and also your 67th security blind spot the good news the vanter agent works like a GRC engineer in the background finding every app your team uses scoring the risk and drafting fixes for you vanter is the platform used by over 16 000 fast moving companies like Synthesia Nando's and granola who are shaping the future with AI and staying ahead of AI risk get started at vanter.com Drowning in student loans with massive interest rates I see it on the show all the time people get a loan to advance their careers only to be left with sky high interest rates and crazy minimums that leave their paycheck gutted maybe you've already gone to a normal lender to try to refinance your private student 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play these people just like you for people just like you no private equity no gimmicks just the best budgeting app there is download it now start the free trial dollar wise.com link in the description below that guy that guy doing it numerously numerously flirted with you but it's like he doesn't know what he wants in life what do you think what what are you scared of me finding i'm not scared of anything you find you didn't put it on your no no list you didn't do this to every guest on the show what are you afraid of literally nothing what is she afraid of i don't i'm being i'm actually kind of making nervous no i'm actually being kind of serious i don't what is she afraid of going to my phone set what is she afraid of i'm actually being serious what are you afraid of i'm not afraid of anything you can go through it by yourself all day long i just don't i don't like it what i mean is there like is there anything no there's nothing on there i just do you want off-limit stuff like if there's off-limit stuff there's off-limit stuff i just my i feel like my phone should be off-limit why that's that doesn't happen i go through every guest phone you gotta get it you didn't put it on the no no list you gotta get a reason why you know i don't like other people on my phone i understand but you handed them your phone unlocked like i there's literally there's nothing there's gotta be a reason if there's not a reason and i'm actually starting to get kind of mad like i just want my phone back what are you so set it what are you what are you afraid of there's nothing i'm there's nothing i'm afraid of i just don't like people going through my phone because of it's my private it's my private like phone like i this is sus i'm sorry it's a bit sus i don't care that it's sus i just want my phone back i think i'm actually being serious well i'll give it back i'll give it back but is that not weird to you it is it's odd i don't like know exactly why if you didn't want it to happen we should have said no to begin with and also why did you i just felt so pressured into giving it to i was like there's nothing on there i said yeah i just i don't know when i said let me see your phone and then you said yeah i just give it to me i didn't is there anything on i should know about there's nothing i just said yeah you can go on it anytime you want you have my passcode i just don't like other people doing so okay okay that's it do you want like that's the only reason you're just nervous about it yeah i didn't get on wi-fi earlier so that i didn't go through it no i just didn't have a reason to get on wi-fi earlier you just went through it you didn't see anything and you're freaking the out and i never given a guess freaking the out i just don't like it this is it's just my weird little tweak i just don't like people on my phone as we're talking about how you have all these guys and guy best friends and okay dynamic is weird here and listen she's also said that she's embarrassed to be with you sometimes because i mean well i mean i guess i would she says you're very conspiracy brained she's like nervous of you being around people because you just go crazy talking about like i don't know you go on this jews shit all the time apparently like i don't even i don't even know talking about jews talking about black people talking about gay people you just like get all crazy what what's the shit he says that like makes her so concerned what do you say about the jews i think they're behind everything since like jfk like i don't i think that the government is not great for anybody i think that like our current government and governments in the past since like since jfk honestly it's just a little weird are jews yeah well no well it's kind of convenient how every every president since jfk has now kissed the wall after he was assassinated and it was proven that the cia actually i don't think you mean jews as a whole i think you mean the leader like ashkenazi jews usually the ones who are over in israel the government the government of israel like those people not like right you can't just say no not all jews jews are jews are great people but like i'm talking as in like the israeli government people who try to control everything because it's really convenient how you literally they're trying to get to the point where you can who did 9-11 we miss the truck we're not aiming for the truck the jews who killed charlie kirk this real israel's behind it all that's fine they're involved the government's involved as well they're all involved it's kind of convenient how they saw it in 9-11 it's kind of convenient how they were taking selfies like israel special forces is your special forces were they touristy no they were taking as the buildings were burning they were taking selfies it was shown like it's actually a thing uh sam it's really convenient how do you feel about this it's insane we've never agreed you don't care no we've never the jews no uh uh okay i have very strong conspiracies that black people don't shake how did the jews kill charlie because isn't the didn't they just even get even better evidence like last week about oh you're gonna love this who killed them go ahead about how the 30 out six was not the right bullet even though that's the bullet gun they found conveniently stashed sure with no tools to take it apart so how did it how did it become a jewish man uh it's not a jewish man um woman it's it's the person who who actually killed them they ate them i don't know there's a lot of conspiracy involving like the actual death of him entirely based on his microphone like having micro explosives there was how you keep saying conspiracy yes because there's no like obviously you're not going to know until someone comes out and says something but like just like jfk they they had so many conspiracies about it they had so many things that they were like this is obviously was never the government would never do that 50 years later came out oh yeah they did okay but it doesn't matter anymore no one cares they did you can't just assume that every killing is the government no but it's really convenient that like he's going against a lot of like israel beliefs going in he denied 150 million dollars from israel and all of a sudden like a couple days later he was killed like it's it's because he was he was changing his view about israel because of the ongoing who do you watch i actually don't watch like live live news my sources that i made it the fuck up i try to avoid that who do you read uh i've watched canis ones and like red canis on stuff a lot too like on phones and stuff like it's not really online like not really on tv because all major news outlets actually owned by jews fun fact that's a whole thing like a lot of their hierarchy is all jewish people on almost every major news house including fox news you got a jewish nose you do you have a jewish nose too no yeah no yeah it's rather no no you have a larger nose what's it do i yeah you have a larger nose i've been told i've specifically don't have a jew news jew show knows like it i don't have the bump i don't know very well that was that was good huh you smell very well yeah that was good huh what oh i didn't hear that but you got the bump okay so he's not afraid of you like taking over the world or something no because i'm not jewish oh okay okay yeah so yes okay i understand being a little nervous of taking them places um and i guess on black people you have conspiracies and gay people god conspiracies too like gay people gay people are great gay people are great why i'm specifically told it's lgbtq lgbtq okay that they have the the the movement that they do who'd they kill uh they didn't kill anyone it's just it's force fed down your throats and then you have like men who are old and like tidy whiteies like like was it dancing and stuff in front of children they were twerking in front of children parades there's a gay pride parade they had for lgbtq and it was it gets a little x-rated at those things yeah that it's it's it just seems wrong to me having like eight year olds seven year olds even younger well they wouldn't criticize the parents bring in their kids yeah but why would you even have that on display that's a bit weird if you get naked i mean i i get that but i mean they had like uh they had a trans show at us like elementary school uh huh like that's just wrong and they were like very barely clothed okay so he just talks about just like he just gets upset at social shit all day yeah yeah basically just think i think like the world is it's honestly like it's just it's just listen yeah i mean yeah i might not agree with some stuff sure but like you should be too mentally exhausting to give a that's what i don't know how you can like i more just care about economics because without a sound economy none of that even matters oh you're right i mean so this is like i just care about like the real shit instead of the shit that just is meant to rile you up and then black people i guess and being told as well no black people are fine i don't know problem i mean i i know like the stereotypical people who cause like for example a wallgreens to leave a community and they're trying to sue wallgreens for leaving that community because they stole too much uh huh and it's a black community like that just seems a little weird to me but black what do i say black people are great there are stereotypes that ruin it but there are stereotypes that ruin it i mean 100 okay those stereotypes that ruin everything what about the what are you trying to say about black people i got into like several discussions with people about how they're trying to say well because i'm black and i'm a minority in the country i can't be racist i'm like well that's just not true i think that's 100 not true okay i even used the example if i went over to africa to a tribe that is pure black and i and i'm there and they're racist towards me and i'd be racist back that makes me not racist because i'm the minority they're like no and i'm like that doesn't make any sense okay there are people who hate white people just because they're white has no other premise to it and it's like i yeah there's some bad people out there okay so he's just very inflammatory with his yeah his opinions and thoughts which whatever think whatever you want to think i don't really give a f*** that's not really my thing but it's like time and place my friend like if you usually it's usually like if she's embarrassed of bringing you around people though i don't know like like she's embarrassed a lot of times people will actually bring up political detest boundaries and test like people if they're gonna mesh with them or whatever when they when you first meet them i was told that so you were disliking that i even give a platform to some of those communities i don't even know what that means it's not that i dislike you everyone has no he he even dislikes when Caleb gives a platform to some of those communities i never i never said platform i never once said platform that is a direct quote it can be a direct quote i never said platform i don't use that as as i don't ever say the word platform well what's the issue the issue is like there are some people who need to be ridiculed for things that they're doing like animals for example that's what this whole show is i ridicule you didn't you ever said that i put them on there's some people that you didn't ridicule very well i ridicule everyone on on other things you just avoided some of the topics like for example someone didn't just have the things we just talked about they did like a trans surgery on their cat and that's like that's horrible it was a funny moment stuck on that i am also it wasn't a trans surgery on the at hsbc uk when you invest in your business we're invested to whether it's borrowing to buy new equipment to invest in energy saving or in new technology we cut through the noise with our sector specialists regional expertise and tailored finance solutions so if you're looking to grow your business we lend more than money to get insights on how uk businesses are borrowing for growth search hsbc business finance lending is subject to status eligibility criteria and tz and c supply cat that was literally like a surgery for their actual urethra and we it was like a funny how it was like technically it changed her sex it was played up then it was it wasn't even played up if you actually listen to the reality of that conversation it was clear that it was a necessary surgery for like the cat's life but it would the funny outcome is that it was a sex change in the end about your cat um he needed some transitional surgery um transitional yeah what to what to widen his urethra you made him sound like he switched he did so he was he became out of a yeah so we neutered him good for him hurt okay so as a misunderstood but you just decided to get angry at it i'm misconstrued yeah how because that's exactly what we just said that's what was said in the clip i that's not the clip i saw the clip i know that was the clip was that not the clip there's there's okay everyone's saying that's the clip it may have been it may have been a second hand clip then but what i don't yell at trans people for being trans no nothing wrong with that if they would let them do what they want to do at that point at their body what are you set at then what are you criticizing that i'm not that i'm platforming or whatever not platforming i guess you didn't say that but what is it well apparently it seems i misunderstood some things anyway well i guess the trans cat thing but what's the other what what what else is that i don't i don't know like i just yelled at that trans person for having taxpayer funded boobs because again economics is typically what i get angry about the social issue said i'm just like eh but i saw that one that was disgusting that was horrible well the taxpayer funded boobs yeah oh yeah i mean not not the best i mean as far as i guess where tax money goes but okay so i think listen listen and you know maybe you're like i i agree like people are assholes and the fact that they say like oh we can't be i can't be racist it's like yeah that's annoying just shut the f*** up you know but it's like i'm in place if she's embarrassed to take you places because you're always just like that you then yeah i'm a little i'd be embarrassed to take you places too yeah i think that's a little inflammatory on its own i don't i don't do that everywhere i don't need to let it go i really like it i think you need to let it go let it go in as a whole let it go here because i'm not letting it go i was never like let me but what's your upset like why you let's pretend every single bit of it's correct you can't do anything no i never think can't so just live your life it's a temporary life just yeah try to do the best you can with the the ability that you have i just i i hate the jews you're sheltering enemies of the state i hate the direction of the country currently i hate all of it what's the direction i think that like it's just been not like the economy is first thing like we're drowning everyone's drowning what do you mean we're drowning more like less people who are young have owned a home like people who are my generation is harder for them to get into a home yeah but why do you need to buy a home like most personal finance experts like don't even advise owning a home it's like classic american dream bullshit but the marketplace outperforms at any day of the week so rent i want to get especially with how quickly you move why would you want to own well you move everywhere yeah i don't want to move anymore personally but i'm i have to go with you literally you literally have been talking about us moving to austin or dallas obviously depends on multiple places but we do know that the median household income in the united states currently can afford 25 percent of the homes on the market that is low before covid is 50 so it's mostly interest rates driven at this point so it's not great but listen it's like once the interest rates go back to normal and if it gets closer to that 50 percent it's not like the end of the world millennials 50 percent of millennials own a home if not mistaken in 25 percent in gen z so like it's not like it's not complete doom and gloom we have more disposable income than any other portions of humans that have ever existed in the history of humanity so like i guess are you just gonna be doom gloom gun in the mouth or are you gonna do shit you do incredibly well you make almost twice the median income in the united states you're just gonna be sad cry be a pathetic whiny little baby are you gonna go do something you can buy a home i'm trying to make money i can play any about home shit you can buy a home i've tried i we tried to buy a home and they said my dti was not good well probably not well yeah i mean i got paperwork for f***ing days that those were your choices that wasn't the housing market those are your choices in the debt you chose to get into no we lowered our dti to 37 they required 47 the mortgage lender actually shocked under credit and still came back with a no also good news there are more mortgage lenders i know but after they shock on my credit it screwed us what do you mean you can apply to mortgages i think it's within 90 days of mortgage applications see i was new to buying a home i didn't know what you can look all this up yeah you can and i didn't well if you're going into doing something do you not usually like look up what it's like i do the process of it because it's kind of like i get obsessed over everything i'm about to do there's several people who have different different opinions on how to buy a home and like what comes out of it or anything and i want to have rental properties i want to have money i want to get to the point where we're like financially free but rental properties yeah that's what i want in the future no you shouldn't it's really bad personal economics and investment why is it why does the stock market outperforms that every single day of ever so would you say like put money more like s and p 500 type stuff or commercial property commercial property lease has tax benefits but almost no one's getting in rental properties these days unless they already have a massive state called in commercial property you're talking like owning businesses on that okay we're not talking about that superman but yes um listen that's not the weird going on so you're not willing to talk you're not willing to let me like look at your phone i'm gonna look at his phone later and see if i see anything weird that's his decision too i yeah but i'm gonna look through your text message conversation see if anything's weird in there i'm gonna i'm gonna clear some air is there is there anything on there about talking about about my family is that why you don't want to brought up there's yeah there's talking about you your family why i'm just gonna air it out because we're at that point so well this my family doesn't like her they haven't liked her since i first started dating her and they call them a brown honestly i really think so i don't know the real reason to be honest with you but they called her gold digger white trash they call her all kinds of things growing like to the point where like i i stopped talking my family for like two or three months because they they pissed me off too much with it i told them that they can shove it that she's she is who i want to be with she's who i chose like you're gonna get over it and i i met odds in with him frequently um like my dad recently visited and he still had things to say and to the point where it's like in two-year point i i could be skewing some of the conversations with them which caused them to have some of this belief but that it really aggravates the hell out of me because why don't they like her though i understand maybe the look of gold dig but i can't figure out my mom my mom has come around for a while now what are they like ultra hyper conservative they are okay but aren't you i mean i would i think she's more than a thing huh she's more on the on the edge but she's very religious and whatnot i am i am really religious but i want to say that i'm like ultra conservative and my family's religious too is she white trash no does she come from white trash she came from trailer house okay i can't answer that question right um i grew up um not like on the wealthy wealthy side of things my mom was a single mom um she did the best she could she had four children so and i guess in their opinion that made me white trash because i didn't have a big fancy house or and they look down on that if you're not marrying in their income skill and they they think that if you come from two different family backgrounds then you're not going to work it also brings up similar backgrounds it also brings up like the whole like education thing too they've brought this up to you they they look down on me because i don't have a college degree i don't have that for him exactly my mom has masters my dad has masters like i think my sisters have that doesn't even matter it's what you accomplish in life is what matters guess what i'm a college drop and i'm richer than all your mother yeah but it's hard to convey that reality to be honest with you as much as i've tried like my mom would get to the point where she's telling me that just just let him talk just let it go just you gotta let it go like a white purity thing because you what are you i'm hispanic yeah oh there now here's here's i think there it is there's more to it too though because my dad's first marriage didn't work out and he's he's a Hispanic no he was married to he was in the military and he was married to uh some lady who cheated on him she had he had three kids with her and then she cheated on him with his best friend well who's in the most very good happens they it's unfortunate but like he is portraying a lot of his trauma on to me because he keeps saying it's like i'm watching a video of myself when i was younger and he's like he's telling me not to make these mistakes for example i i told him when he came down that i wanted her to i want to make enough money where she doesn't have to work and she can focus on school so she can go back to school and get her degree and that way if you keep moving but yeah that's very true but the problem that i've got sure they're not just worried that you're getting with what they consider the help but see dad's see you would think that but then they sit around and say that i don't do anything to help even though i was the one they say that in front of you no no how do you know he i they talk to me i would hide that from i believe in transparency between us when it kind of but there's like you can be a little precious the person i vent to she's like the person i go to for problems but you're venting to things that just are hurting him i mean her to be honest with you when he when i told him that i wanted her to be able to go back to school and for me to just make enough money where she doesn't have to while she's in school because she's gonna be in school for six but she wants to go for vet so she's gonna be there for a long time and let you chose her over over but he told me that if like don't do that because it would texas in alimony states if we ever divorce right i'm gonna have to pay alimony i'm like i can't live my life like i'm going to be divorcing all the time i i can't i can't you guys talked about divorce why we talked about divorce because part of it was part of one time it was because of the like relationship with your family yeah that was one that was one big that was one big thing um but it's not even like i don't understand that fully because what their opinion is is not my opinion it's never gonna change it doesn't matter because you even though you don't agree with them it's your dad has said so many things about me and even to me and never once has apologized and i've just had to let it go but he said to you he doesn't know he's actually like there was a text one time that he sent me before we got married um calling me a gold digger white trash said that he texted you that personally i know he texted you and told me that um the uh that that something about we were the reason that they made divorce or something like that along those lines you like he's what the he's he said a lot of like horrendous things crazy but i've never you never told me that he texted you not once i didn't know that he'd actually showed you that no you never did oh yeah people are i it was a whole like it was a whole paragraph about how i wasn't worth it and like a whole bunch of like really you should have told me that a long time ago yeah so and he's never like he's never once had to apologize for i just had to like let it go because i always thought i'll have to do it we see them a lot what no we see them once a year well now since we like twice a year since we moved out of state um like once or twice a year but when we were still in state we saw them a lot when you guys were talking about this in the green room he specifically said i choose you and she said and you said to him lots of news to me because that's how rocky y'all's relationship is and listen she wants to you want her to be a tradwife but she wants to work she wants to do shit but you want to put her in tradwife them she doesn't have to stay there at all like it's one of those things that has to happen if she's going to go to school because she's not if she wants a kid and she wants to go to school she can't she can't work to give her a kid or you're gonna push a pan off for another 10 years no i i told her what i have like one thing holding you back from it from having kid i want to travel i want to travel the world first yeah do it you've been talking about it for three years exactly you've been we've been we've been talking and talking and talking about doing it and then we never make a plan to actually make it happen yeah why she wants to have kids why not it's really because of the debt the debt the debt is what's holding it yeah people have kids and you can do it you can they're gonna be sucking on those titties for a while it's like it's not even so like a shit gets more expensive once food gets involved and shit yeah you make so much money you live in a lower cost of living area you're fine have kids that's what i keep trying to like that's what i keep trying to tell you that we're in a lot better situation than you think we are i i feel like but i think you can have a kid i feel like we have some things to work on first because a kid adds a lot of stress to relationship and if we don't if we don't work on those things first i don't want to have a kid to be like five years down the road and then we have to go then you should say that instead of trying to make finances the excuse finances is part of it i said there's several reasons finances is finances is part of it what's the total household debt over 100k easy if you count the cars over 100k what's the total household debt if are you counting cars not counting cars counting or not counting gang violence is it a debt we yeah then i'm counting probably like a hundred and wisdom loans 170 but i guess i could i don't know how much debt he's in so i what credit card ask like why don't you know is your husband i know i have a lot of you guys are in a better situation than he thinks but you don't know how much that he's in i'm talking about like why don't you know anything about what's happening in the house i just don't handle it it's stress it stresses around and so i handle all stresses around the phone it's not been a pathetic stress is you out you know it's gonna stress you out when it gets absolutely worse because you're not involved in the conversation in any way he don't delay the stress and make it even worse i have been trying to get you 107 is what you say that's 170 okay 178 yeah 178 that's how much bad debt you have 178,312.57 how does that make you feel yeah that's not a mortgage by the way none of it i just launched the brand new hammer elite app available on every major platform you'll get three exclusive dedicated shows every single day monday through saturday and to celebrate the app launch i'm offering 30 off the annual plan in the month of june only plus i have an exclusive offer just for you but it's limited to the first 1000 people to purchase for a one-time payment of $500 you'll get our entire hammer elite catalog for life and a limited edition hammer for life box packed with limited edition merch you can't get anywhere else plus you'll get access to our exclusive four hour hammer elite day live stream on june 27th download the hammer elite app by using the link in the description or pin comment below this is the best membership you'll ever join and that's a promise if you or your child spent gears growing up on social media and experience serious mental health struggles you should hear this recently a jury ordered meta and youtube to pay millions for their role in designing and promoting addictive platforms they knew their apps could contribute to anxiety depression and body image issues but did not share those risks while prioritizing profits the recent historic verdict underscores the consequences of those decisions now morgan and morgan is stepping up to hold these platforms accountable for the harm they caused click the link in my bio to take a short quiz you may be entitled to a potential recovery of over $1000 how does that make you feel not great i think 90 of that's car correct or how to best car 100s car yeah if you count like that well that is that alone is an insane what the f**k is wrong with you guys it's too harsh what do you think your household financial score is zero to ten zero being the worst ten being the best two three watch your hammer financial score get it for free at Caleb hammer.com it is free just takes a few minutes see where you stand in the world of money where you're doing poorly where you're doing great what you need to do to improve it check it out Caleb hammer.com and if you don't want to be like you guess who ends up on this show make sure you download the dollar wise budgeting app it'll actually give you the insights with the automatic count connections that she would see what's actually happening so take the free trial see if you like it and if you do most people take the annual version because it saves nearly 50% and then i sign the 30 day meal plan then we made just for you guys i'll sign it email it directly to you here you go congratulations cook some food asshole we actually have the dollar okay well now you get it for free congratulations okay so i have two stacks this must mean separate then am i seeing two people's okay so who's stack is first it's probably mine if that's the bigger one the bigger one's on the bottom up and that's first now one's mine before we get started though i have a gift for you oh it's not split that was just like a convenient thing okay i have a gift for you well it's a massive stack then who has an rei capital one that's mine what the f*** is wrong with you was six thousand sixty nine dollars and forty nine cents what the f*** is wrong with you what the happened here yeah i was given that as a kid uh when i say as a kid i was 18 and they gave me something oh shut the f*** up 80 that's when people go f***ing vote that's where people go have couple years to work under their belt that's where you can drive for a couple years a multi-time vehicle down the road get people killed that's where you serve overseas and kill people and kill yourself what the f*** kid shut the f*** up if you're infantilized freak if you're under 20 you're you're still considered to me okay then you can't vote f*** you that's fine then you can't serve in the military then you can't work there's a lot of in-carb cars that were like just yeah they might be immature it doesn't mean you're a kid you're not a f*** kid stop being infantilizing genzi what is wrong with you infantilizing yourselves what the f*** you're not a child you're 18 well i was given nothing i wanted more in life to become 18 and go live some independence what the f*** is with you wanting to be a f*** you're not a child i didn't even leave my house till 21 yeah you're a pathetic little f*** we all know i didn't leave and i had no shit that i wanted to my family tell me no kept telling me to stay yeah yeah your parents are f***ing weird cult many people believe joseph dumb dumb dumb dumb dumb okay so you're giving this as a kid at 18 i was so well guess what buddy you're 27 why do you owe 6069 a 27 year old child uh we bought a bunch of stupid stuff with that maybe oh so i had nothing to do to get in it as a kid at 18 no so what the f*** was that pathetic whiny little what was that buying i hate that shit camping gear and other things it's already i can't be you've never been outside in your life rosy ass cheeks i actually loved to camp camp's awesome i love camping we used to go to jocassi up there a lot huh we used to go to late jocassi a lot well do you glamp you'll glamper i'm not a glamper no like this one's a glamper i like going old school i like going rucksack going into the hiking 10 15 miles in okay okay so you guys bought a lot of camping gear well congratulations you'll be paying that for 20 years 20 years so you still won't have a kid well done for the longest time i was paying the minimum on that and now now that we're actually able to like breathe some i'm able to pay more than that that is true guys he paid approximately 10 more than the minimum and then purchased well more than the extra amount he put towards the minimum anyway go f*** yourself what what was that you want a little high five you're trying to get a little high five financial auto fan go f*** yourself yes the minimum payment is $210 you put 242 to it it was 32 dollars above yeah that's it yeah it's less than what i usually pay actually okay well guess what i don't f*** usually no bullshit go f*** off what are you talking about usually that's what you did that's what you did and it doesn't even f*** matter anyway because you spent 92 dollars well that's what i usually do i usually do better no you did it you don't you don't this is what you did and even if you usually do it doesn't even f*** matter because if you spend more towards it you just there if you put more towards it you just spend all that addition because you max it out to the six thousand dollars every single time anyway so it doesn't matter okay maybe you put 500 towards it last month but then you spent 550 so it doesn't f*** matter because no matter what you do you bring it up to the six thousand dollars and guess what here's a little insight into the finances for the very first time it's over the limit six thousand's limit it's a 6069 he's over the limit i don't know it's over yeah you don't know so chop chop stop trying to pretend like you do yeah we've we've had discussions about me being more involved in all of it so that i actually know what's going on to try to prevent him from paying it off and then using it again because you prevent him from paying it off no like like adding me like me being more involved in the finances and knowing what he's spending so that he doesn't spend it anymore so that it's just being paid off why do you need such a f***ing mother in life just because you're sucking on your mom's tit till you're like 12 didn't let you out of the house until you're 21 but that's terrible with online spending terrible with online what is wrong i will spend s*** like crazy congratulations then put at least towards it what you spent yeah if you spend more than you put towards it takes 20 years to pay off pathetic yeah when i take money out and i hold it forever but i can't for some reason my brain just doesn't just let me swipe and i just move on that's who you want to be with no that's what you want to make your kid with the goal is to make that better and not do it anymore yeah that's the goal he's not so what are you gonna do do another ultimatum that you never actually ultimatum on no probably just probably just not give a s*** no actually no actually give a s*** this time what are you gonna do let's give in a s*** let's see you stand up be on the bank statement like be like actually get a joint account be on the credit card account so i know exactly what's going on so that when he tries when he tries to spend money then i'm just gonna be like no don't do it no no no don't you do that guy and then he's like okay i mean what else am i gonna do leave i don't know i don't want you guys to break up but listen if he's willing to live his life not sacrifice anything and you have all these problems with the things that are going on like this and you want to have kids he won't have kids he was put enough to pan for all this s*** that we've talked about so far and he's not willing to change anything at some point yeah that is like the only option i don't want it to be the thing but why the f*** would he ever change you're a f*** rug i mean are you gonna make a difference wow we had the talk about going to japan next year that is the point of time right now because i get my bonus around like the march time and i want to take your leg one of you freaks i get our bonus around the march time and i want to use that to go planet like pay for everything and go into the card you what is the problem with you you don't have to go to japan before having a kid that's not a requirement in life yeah japan fun great but she wants a kid she wants a f*** kid more than like anything and guess what you have maxed out credit cards over maxed out because you keep spending money on what something online yeah pay pal 64 bucks expiring credit you're paying for that i don't know why because wrong with you i think i said it for reaffirming google zedge what is zedge in-app game purchase coins bullshit something like that yeah that's that monthly thing i need to cancel monthly what it's like a you can sign up for like it was back when i was younger actually like a long time ago a long time ago you were a kid nine years ago according to you what's a long time ago it is but but oh shut up what is it eight years ago easy no what is it oh it's like a ringtone thing it's some stupid thing some stupid thing it's dumb it's it's it's for it was for ringtones on a phone at one point let's cabela's let me guess set mine well congratulations guess what same day which is guess what sam rose over the limit yeah smile away you're never gonna do s*** i say this out of love because i actually don't hate you guys you guys are very pleasant but you are both i think two of the most pathetic people i've ever met i say with love i want to change things because i want a kid but i want to do your prioritizing japan what are you talking about what are you talking about you want a kid if you don't want a kid if you want to have a kid you'd be doing any of the things that would require all of my friends that have had kids have pretty much stopped their lives and birth control no are you raw loading no condoming okay well that's good thank you okay i don't understand you're choosing japan for the bonus to go to instead of paying off the debt you're over the limit on these cards i want to change congratulations you said the right thing but you're not doing the right things it's words with no action like i said again i should do like you guys you guys are pleasant okay that's fine but you are two of the most pathetic wet towels i've ever met you're nothing your mama and daddy's boy you will never say i don't know what has happened in your past but you are the wimpiest pussy i've ever met in my life i want to say that but i would i don't give a show what you'd say i would say that and i did and well again i'm not gonna i'm not gonna just leave someone i say leave but you can't do ultimatums if you're not gonna ultimatum and you're not willing to do anything none of the ultimatums were about finances so doesn't matter you did the ultimatums that he never followed through and your ultimatums that you would leave and then you didn't so it's just like it's pathetic it's pathetic you can't do anything you can't stand up for yourself i would say i would say it's pathetic not to leave someone congratulations i would well that's your opinion in my opinion it's correct that you have never stuck up for yourself ever actually i did leave once and i i did leave she did what tell me doesn't we're we were engaged we were engaged why'd you leave because i gave him ultimatums and he didn't follow through with them and i left and then what were the ultimatums it was i was such a long time ago it was your video game isn't pretty sure it was yeah it was the video games because he he where he has gotten better recently where he still gets on them too much it was like really really bad when we were like first engaged and you said if he didn't you'd leave yes and how where'd you go um i went back home how long were you gone couple couple weeks it wasn't did he actually improve he actually did yes what are you playing uh a lot of things battlefield right now i got into fours of horizon six it is released i enjoy cars i'm a car guy i want a boring game um oh my gosh listen pragmatis a phone one too no so these people and must be brandon who typed condoms on wife is crazy no it's not when they're not trying to have kids brandon freak there are other things i do too that i like help my hobbies try to get away from video games and stuff like a past two weeks i haven't touched them yeah that was something so i i did falls at some point i did hopefully you do again at some point he has three thousand seventy one dollars and eighty cents owed on this card with the women of three thousand because pathetic again hey guys i paid more towards it than the minimums payment even more than double doesn't matter he then spent on it and then interest agreed on top of that and i pushed it above 16 years and he still won't have a kid to pay off minimums only no purchases but he's incapable of that what do you think miss sam the kid is not looking like it's gonna happen i i want you to have everything that you want in the world that is my number one priority for me it is only given up everything for you shut the f*** up it is she don't have it herself but i will she's given up everything for everything you've wanted she doesn't get anything she hasn't got that's not true what has she gotten that she wants a coach bag from an outlet store she got where she wanted to live to houston oh texas okay texas means a lot and trust me you whiteies that are especially racist are not picking houston you don't have a bad i'm not no no it's a little black that's dalis dalis is also very black this is sketchy no dalis is very black right dalis is sketchy but houston is okay i went up there for work black doesn't mean sketchy well i went up there for work and i stayed in the wrong i put staying the wrong side of the side of town 100% okay houston and dalis are both very black i turn the road there's like homeless on the inside sketchy while he's talking about like there wasn't just black people there it was we lived in chicago and hold your racism inside like she does i'm not even racist at all you understand like we lived in chicago and in the six months that we lived there 24 people died from gunshots in the five block radius of us that doesn't mean that they were all of them were black sounds horrible it was black on black it sounds horrible but it's true it's horrible oh my god this is the stuff that i say i say sketchy because it yeah that is true in chicago it's really bad it's really bad like even we weren't we weren't to go get like concealed carry there and they don't want you to have them like people who actually who are trying to be responsible with them they don't want you to have them okay well he's purchasing things on tiktok for 40 dollars yeah that's mainly the guess for her huh that's mainly guess for her that's where he gets his coach bags yeah i wish that thing was tiktok that was a lot of money for that stupid purse no you actually didn't get that one at the outlet store you got that one from coach i got well i got online then we went to the outlet and then robert's space 100 bucks but he had a late fee this year so far he's late i had a late fee this year oh i had a late fee this year you had a late fee this year there are times that i understand how black i got scared forgot to make his card payment that i understand that though being late you're charged a late fee as long as you're not 30 days past your time that's when they that's when they report to credit so as long as you love to just sit you in the middle of a carnival cruise and just see what happens i think that eat you alive no i think i'll go to a black high school graduation i've been to a black church that was crazy it's crazy yeah there's so like so much energy great music yeah i will i will give that they really go with their music they get really into it oh yeah he'll give you guys one thing you but i'm not in their religion either so it's like you literally have black friends you can't you can't be like they know my stance they're cool oh my god literally what are your stands yeah they know my stance and things like they agree like like black people as a whole are good but statistically there are statistics and statistical people that are terrible and they ruin for everybody else yeah there are some bad stats yes in their community in their community should stand up for every community has that yeah i'm not i'm not saying that all people like all black people as a whole suck that's not that's not true it's statistically what's your stance that's not a stance stats are to stance what's your stance like yeah i'm a statistic guy too so i get it but what's your stance there's a lot more crime that's committed by black people than white in this country or capital but that's not a state like 57 people and are white in the united states what's your stance though i think stance was the wrong word for you but you know like my belief you're all you're only talking to i can't say that word statistics there we go i guess i don't really have a a stance per se like that it just aggravates the hell out of me sometimes what when you like you go to a certain area you think everything's nice and then you end up in like one turn you're in a really ghetto part of town and it's usually primarily one type of person there what continuing there it's usually black like when i was in dallas it's usually black let's make it sure i go to san antonio i guarantee you won't be black no it'll be mexican ghetto there's ghettos everywhere white she comes from the white ghetto the white ghetto yeah trailer parks dude dude the listen i got the fatigue too i said this in another episode i got ghetto fatigue but i got white trash fatigue i got mexican and uh what's a what do you what do you want to call i'm mexican ghetto as a uh uh barrio that i say that right is that racist body body oh is that racist okay well the that those ones i have fatigue to just trash i have fatigue of trash if someone is trashy i have fatigue that's what you're trying that's what you said though that's what i that's a very focused on the black listen it's it is fatigue you're correct but it's like it's it's for you it's focused on one thing i have the fatigue of all in juice don't forget juice right but they're usually not trashy they're usually rich no they really are rich they they run a lot of things it's crazy they make good decision with money we don't should have been jewish i thought you know what probably would have been a better situation honestly i love everyone here i don't know just not trashy people but i have them on the show all the time okay jam rewards who's this jam reward doesn't mean as well okay everything's you what the because wrong i have a lot of debt she doesn't have much debt oh she got her she got her first credit card of what are you here what do you like about him what do you like the haircut's insane he dresses so weird he doesn't always dress until you open your mouth you are above his league i literally cannot help the way i sound it's not how you sound it's also your braces and stuff this is like and then your chin and then your chin disappears but when you close your mouth you're very attractive your chin disappears too well that's because i have like five of them well you can't say anything then no but i'm also just asking why you're into him i don't get it and his parents don't even flog you they text you shit yeah okay no answer why are you into him just games all day are you a nerd no why are you into him he i this is now i feel like i'm put on the spot you are that's i ask you a question i like his personality he does have good personality choose choose choose that's his personality before all of that reason to be fair this is like way more recent but before all of that his i liked his personality i do find him very attractive okay dude bro's putting down that hairline right now the moment you said that he had to do this that was rough that should go on away it's fleeing so is mine his hairline is doing white flight i don't even know what that is it's when white people leave an area of town because it got usually too diverse is what they say and then when they move back they call it gentrification oh okay well he owes two thousand five hundred seventy six thousand forty nine cents it is over the limit and past due really turning you on getting wet from that again i had i didn't know now i don't know he knew but why the i don't understand actually want to get rid of that card as soon as possible great okay yippie you still got to pay it yeah i use that card for daddy gonna bail you out no thanks i use that card all the time because we had a wow it's over the limit now isn't it yeah i was limited now but yeah it's also over the limit yeah we used it a lot because the rewards there let us use it at the deal yeah for her it was she had a truck she had a Chevy so anytime she wanted a wall change or anything that was going on a car that was past doing over the limit did you no so don't say we okay i use the car i use the car even though i use things for us well mommy help you out i'm being told she already does even though you make like double the meeting household he did at one point she doesn't help me anymore that i just didn't help that last year on this last year what is wrong with you last year 13 years to pay this off fees multiple late fees this year like he's been late every month this year what is that we're good at yourself you pathetic worm did you just forget about that one no it's not that forget about it i just i just said it earlier if there if there if it comes to and our maybe we get paid a week after i will pay it a week after or a couple days after like it will incur late fee no matter what the second is a day past due it incurs late fee so i will incur a late fee and take the l on that instead of it reporting the credit oh every day because if i've got to wait for my paycheck to come in i'm not going to go negative just to pay it if i pay power credit who's this mine is over the limit so i'm assuming it's you it's mine you suck you suck yeah which one is that pay power credit there's there's going to be two people he's the worst i what are you doing i did again i didn't know well now you do i do and and and now and now we're going to fix it okay oh you guys are so dude you found the perfect one she's never gonna do shit you can do whatever you want in life you can do literally anything and yes she still see a i don't get it i don't get it man is it your religious aspect like you having to serve a man like what is it like you don't you don't give a does he didn't have a dad i actually no i did not i know i'm saying is it because he didn't have a dad like something's weird man something's weird i don't get it like you're kind of the victim in this but also you're just so pathetic that i'm just like like i can't even help that you're not even willing to do anything okay 11 years 85 dollar minimums of payment of course is over the limit 2500 is the limit you owe 2539 dollars and eight cents uh for gwd concepts it's what you spent money on to get you over the limit for five dollars and 49 cents of course interest i think it's most likely a subscription that i've forgotten about you really need all of these subscriptions you've forgotten about you need to like go through and get rid of wow you got them yeah there's a lot of there's a lot of stuff i need to go through and get rid of this whole like i don't know i didn't i don't know what that is there's some kind of subscription and if he doesn't i don't mean i don't want that's kind of stupid i'll be honest but what's not is actually getting a checking account that gives you free money free money we like free money you can get up to 200 dollars in bonus cash right now when you sign up for the checking account that i use chime also it makes your savings grow at a 3.5 apy interest rate guys you can watch financialata and get free money at the same time who would have thought that's incredible check it out link in the description below stop bleeding out money making minimum payments across multiple high interest accounts most americans are spending hundreds sometimes thousands of dollars that could be going toward actually paying down debt instead of aligning some banks pockets and look if you're sitting on high interest credit card debt a car loan at 18% or oh my goodness a payday loan charging you triple digit interest rates you need to hear this if you've already caught up the cards and built better financial habits but you're still drowning in interest payments barely making progress this is for you i have opened my very own marketplace a personal loan marketplace that lets you get personalized offers from multiple lenders in one place you can see if you pre-qualify in minutes and it won't impact your credit score but here's the deal this isn't a magic bullet if you refinance your debt but keep swiping you're just making the problem worse you still need to fix the behavior that screwed you in the first place but if you're serious about getting out of debt faster you could potentially lower your monthly payment by securing a single payment at a much better rate check out the link in the description below to see your personalized offers or go to kayla pamer.com and remember you still got to do the work i can't we can't have a kid for me he's okay with that you're the one that wants to have he wants to have a kid you're the one that desperately wants one you're holding something over his head that you want more than he does i mean if you can't help yourself which in turn helps both of us because we're married so that's my debt now too then i'm gonna i have to leave like there's no there's no sticking around waiting for you to fix something that you're not interested in fixing listen i hope you change it because you need to change it for her and for you and you i uh hope you change is it and i'm on your side in this conversation but also i mean uh let's just uh i'll put on my degenerate hat you don't have to change shit she's never gonna leave don't worry about it it's not much but i hope you change it for all the reasons i gave okay why am i looking at a 34 percent interest rate that's crazy what is wrong with you get rid of this card immediately oh here we are what is this clarin on firm one of the paying for us i think it's a firm yeah it's a firm okay what the f*** are you doing uh oh my gosh uh creality creality official store reality it's reality actually printing that's not a cheap hobby can i speak can i can i i brought something for you that i made for you for 30 printing okay best buy hedonist what's hedonist that's hot that's actually cool thank you very rare that someone gives me something cool thank you oh no offense to anyone that's brought stuff in the past okay he did this what is it again uh the the it's the challenge for hot sauces i don't want to say the name of it because it's hot ones it's hot ones why couldn't you say that well i didn't i didn't want to why don't we like hot ones well yeah hot ones this is the hot ones challenge odd is i do it usually when they have a new season secret lab secret lab is a chair yes we've been told shawna evans is a fan of the show if you ever film in austin shawna i'd be happy to hang out okay your chairs are expensive now what's your ha their chairs are expensive now chairs they're they're office hours they're like what are you talking about you said you said secret labs oh sure what about the chairs are firm bring up your firm and you see what the balance payment is this is this insane the amount of money he just spends is crazy okay a firm two thousand seven hundred sixty seven dollars and ninety seven cents it was more than what i submitted oh it's like six hundred more since he submitted your document yeah why not he's coming on financial audits so he spends more woman i can get you a nice christian man i don't know any but i can get you one i can go get a white one too if that's what you're obsessed with no i'm with the receding hairline i can get you that too even get you a one that dresses like a Mormon let's just get you a woman you don't want a Mormon i'll get you one that doesn't know like anti-jew black gay everything i can get you so much better i don't want it okay yeah good luck for the rest of your life man did your i'm i mean my eyes are starting to open up a little bit more so what's going on okay uh-huh i left one time i can do it again yeah you'll left for a couple weeks and then came back this is a little more serious than video games so i'm not trying to bully you i mean i am a little but it's like i don't know i'll talk all talk i mean that's all it can be until time goes by that you well how do you feel hearing that do you even believe her i do why because we've done this once before we sat down and went through everything but it was actually we were making less money at that time so it was damning but now we actually had to be able to do something to change it we actually have the funding to be able to change it now okay your minimum is going to be two uh three hundred fifty nine dollars and twenty six cents okay who has discovered it that's probably mine as well oh guess what it's over the limit buddy are you not seeing how this is actually some of the worst finances i've ever seen it's usually because of the like i don't care about the usually i i can't i can't keep going over these and seeing that everything is over the limit i'm i'm done like this is it's also okay ridiculous like okay okay yes you're you're upside for a second sit that set the down so the okay shut up stop and you can tell me to shut up after you tell me to stand up for myself and i just stood up for myself and then you literally stood up but just i just want you here for the conversation this is i understand probably upset okay one thousand seven hundred eighty nine dollars thirty four cents again that is over and it is late i told you oh good the 30 day thing if you're making all this money and we're bringing in all this money where is it going if it's not going towards the debt go into a credit score that's only six hundred sixteen where is it where is it stupid stuff that we spend money on like the 3d printer is going to computer is going to all kinds of stuff there but then do you see do you see how all of that is like that's that's not that's not good like that money that you're spending on your computers your 3d printers why did it not go to that stuff why why was that a priority and not this i i just because i wanted i think i wanted it he wants them more than you so if you he wants them more than you that's the reality that's the reality what is this what am i looking at that's a pay later on paypal that's the second paypal thing i was talking about i do have a bad philosophy that if i have the money in my account i've heard a lot of bad philosophies from you if i have the money in my account physically i'd rather to pay it over time than pay it all up front in case something happens i need to do something or just have an emergency fund boom solved shut the f*** up we haven't made up what to do that and that's because if you're spending that's a conversation that we've also had like we need some kind of saving some kind of emergency fund for that very reason okay listen one thousand two hundred ninety two dollars and forty nine cents i'm guessing the minimum is three hundred should be less than that well two hundred yeah it's like okay one hundred fifty the f*** is this it's another credit card this one's at least not maxed out but fortiva fortiva oh ten percent interest for your pay off that one pisses me off okay is this you again yeah it pisses me off as always i was got or i got a uh security system for the house through vivint and they did everything through fortiva so we could get the full like so we can get all the equipment and everything and i i hate that one so much why it's the lowest interest rate one it's the only one that's that maxed out because they they didn't listen to us when i told them that we could potentially be leaving this house they should have given us the rental version not the full and they just kept pushing and then they just did the they did the full version even told them multiple times should the rental version leave the contract the f*** is wrong with you no accountability no accountability with this mother f*** you should have probably read the contract what you want f*** man get yourself a little pussy okay three thousand one hundred two hundred dollars three thousand three thousand one hundred twenty dollars and sixty four cents on that ninety nine dollar ninety six cents secreting rooms to go classic uh it's at the limit you must have just got this we did yeah that's like financing a cow financing everything there's part of the couch we did the rest of it like out of pocket financed part of a couch yeah just to make it a little easier is it though because your monthly payments are just stacking so f***ing much that this even adds to it even with only 17 dollars a month with a thousand hour balance yeah it's small compared to the other ones but you're just minimum monthly payment minimum monthly payment minimum monthly payment stacking all on each other forever yeah that's one of the biggest problems i've got one of the biggest problems i've got yes that's not making it easier now it is zero percent uh until until i mean you you'll pay it off in time i think yeah you will pay it off in time but still that's an additional minimum monthly payment add it on to it they're hoping you spend on this card and that pushes it above that date so that i don't plan to because you don't plan to but that's really all you do it's really all the f*** you do okay well as far ago what's this uh what is what you count is that uh i don't know last four 62 dollars hoed oh that's your credit card that's my credit card oh we finally got to you okay good let me see what's the limit on this thing what's the limit on this and what should be a thousand i can't tell okay well you basically max out then what's what are you doing sam that that's why i can't say anything to him about really his max so what are you doing that why why is it almost maxed out that one 32 dollar minimum monthly payment 962 dollars 53 cents that one i i'm just making the monthly payments on that one yes but why is this so high you because for a little while i didn't have a job and that was the credit card that i always he did why were you spending on your own credit card you guys were marries that one was way before me and him got married then why is it still only um barely under maxed out no it was she uses it relatively recently coffee and stuff okay what is it you're just going out to coffee constantly yeah coffee food lunch that stuff maybe you're spoiled maybe you're a sugar baby gold digger whore i don't know probably not the whore part but the other one's not the whore part but i'm not a gold digger either am i spoiled yes i will say i'm spoiled but i'm not from trailer park the house i mean i don't know the rise has been i mean i could have done that myself i had to maybe okay you've had a late fee this year why that one i forget so okay set it on autopay dumbass but the problem the problem is is that one i can only pay with my wil's fargo account and i don't use my wil's fargo account so no money goes into that wil's fargo account so i have to transfer money from my actual account into that account to pay that credit card so if i forget dude you have to do it regardless like what the just do it you have to that's what i'm saying i do it it's just that one was late by literally a day because i forgot that i got a late fee that's how it works you should have called and tried to get a reverse but either way okay best buy card i'm guessing that's you that's not you there's i don't have a best buy card so yeah that one's mine wow okay well i was gonna congratulate you but i'm glad i don't have to go fuck yourself you put a lot towards this brought it down from almost 2000 to 6 uh 20 i paid on her price well why why did you do this versus all your cards at like 32 percent because there was an argument between there's a late fee this year great there was an argument between us at one point because i would try to focus on my credit that stuff for a while and she wanted to focus on hers but you're not you're above maxed out you're not focusing on your credit i know huh i would pay mine down then use it and so for her she didn't use it so express that's mine i like your jeans and their clothes their pants really okay express you are over the limit now that we're back to you that makes sense okay yep you're the limba buy of 56 blocks limit of 550 almost always 606 thousand 35 cents with a 71 dollar minimum payment because you went and spent the money oh and you were also late oh houston premium something that's the outlets you were late every month this year so far yeah focus on her credit shut up they always pull out at the wrong time so attic this is so pathetic i'm telling you people people that make the most money have the worst finances on the show see i know it says late payment on the on the paper but we is never reporting to credit late it's because you it wasn't missed because yeah it wasn't a miss late though missed would be like um well like much longer credit one who has credit ones like the worst you can get both have credit ones oh my gosh that's horrible you guys are not in a position to need credit one this is almost maxed out 530 who's that's mine isn't yours yeah because you don't have anyone over 500 oh no i think minor 300 three hundred three five thirty point six nine minimum to payment 30 did you spend on it thank no a fees interest yes you no annual fee oh okay yeah and fees fees fees interest interest interest and here's yours no the previous one was yours that's what i thought and this one's his and how do i know that because it's over the limit what is that what's the oh you are pathetic what's the amount 506 out of 500 on a limit what i don't know that one must be hers because i don't only have one and one's 550 the one that i have is 550 colton sain and he got the document said this one's yours and the previous one this one was completely paid off and removed no if that's the case nope right it's literally not i only have one credit one but yeah then this one's that the previous one was hers that's what i'm being told dude shut the f*** up i'm telling you what her credit one limit is three oh shut up maybe they raised it and they didn't know that's 500 my credit one is five no so you don't know shit stop trying to that you specifically said earlier that you don't know what you're talking about you're trying to correct us shut up we have the documents interest late fee no shock no surprise late on everything above the limit on everything 506 thousand 500 limit what is wrong with you minimum the payment usually 30 bucks but it's 60 right now because you're behind shut up okay i think this is clarna right who has clarna me i think it's like a 77 dollar 21 cent minimum you're getting like lucky brand and ebay and wayfair yeah should have even buying man lucky brand was jeans clothes because i lost a bunch of weight about wayfair wayfair was a coffee table for a living for the house ebay ebay was i don't know what ebay was who has the care card we both have a care card i believe oh my gosh 481 dollars it's under the limit so i'm gonna assume it's you actually no that's mine care card like care credit yeah yeah that's mine because you're yeah that one mine's not highlight that no wait i only use that for vet 481 yeah that's why we have emergency funds and good pet insurance minimum to pay me 30 you know 481 just under the limit upgrade now do you mind as well well there's no so we can go past that but that's good that's a star yeah i think that's good okay care this one's yours 220 dollars 30 minimum okay yeah went down out of the limit that's fine another care why don't we have another care it should only be two care credits oh it's because this one's oh no that was a continuation okay well this capitol one looks well it should be paid off so i'm not even gonna put it there because someone took it down from 528 to uh 51 but interest is crude that one's mine because i you know i am glad that we're at least putting towards yours because you don't spend what you put towards it if we put it towards you you just spend it because you're actually a genuine mother intentionally paid a lot of hers downs as you get the car for better interest rate on the car well and because you just spend on whatever you put towards yours you had a late fee this year though so you can't you guys are not credit card people you should just never have credit cards i'll get you a course career certification since you'll never be able to go to school anywhere you're gonna at least turn that into a better job i'll do that but what the what am i looking at here oh is this your purchase i've never had someone actually send in their like for the Nissan i was told to i thought maybe i was wrong maybe i don't know uh what is this no shebi sorry no Nissan yeah what we traded the we traded the shebi trade in yeah Nissan Nissan what Nissan z 226 okay who's this is hers right yeah it's in her name but it's in my name but it's his car yes she's the primary on this one i'm secondary and on her car okay what's the balance what are you oh on it 49,668 yeah with interest rate what interest rate i have no idea i think it was like right but we wait no my previous what my previous car was at an interest rate of 17 17 percent you just got a 50 000 loan and 9 percent go f*** yourself is actually well ended today in minecraft but what the f*** that's insanity that's insanity dude what's your minimum uh 1042 it's worth 39 000 what is it 1042 oh 50 000 loan on a 39 000 hour car 9 percent with a thousand dollar car payment it's crazy why do you need such an expensive car you pathetic dumbass listen it wasn't it was just the interest rates that makes it that much higher no 50 000 it makes it 50 000 because that was the after the interest rates i put most of purchase price in the car purchase price was like 45 i put why are you getting a 45 000 hour car when you get a 45 after f*** the credit cards you pathetic worm who's the capital one that's her car it's a 53 208 what is it possibly a bronco oh broncosport irregular a wild track so regular they're loud and you can't even see out of the window i can't have no noise control because it's meant for off-roading it's a sports vehicle in your tribe and if he was then i test drove on the other it's so loud oh my goodness it's the latest one i love the outside look of it but it's horrible on the inside and it's one of the worst drives i've experienced that's your opinion i i don't like it no that was the f***ing even the f*** guy that was trying to get a sale as opinion he was like yeah this is like the loudest car you can be in because it's meant for off-roading you turn on the radio you don't hear it that's why she's never gonna leave you she's she wouldn't be able to find her way outside the house she's f*** oh my are you on this you're alone i'm the primary she's secondary on that one whoa what's the interest rate right at same 10 percent oh good yeah we put we put 7500 down no yeah 7500 no no no no we put 10 000 down on that one your head is bankers yeah we put 10 000 it was $962 $962 for one seven minutes payment it's worth 46 and you have 53 i i'm just gonna f*** end my life this is insane okay this is a bunch of student loans okay bunch of student loans yeah they split i hate they split them all up and it's annoying but i don't give a listen so this is yours i'm guessing student loans the 43 yeah 42 yeah 42,986 yes jeez rich i don't pay on until uh 2027 september because they they again we just started making this kind of money it was income based payment plan at that point they pushed it back to september 2027 so we just haven't paid on it yet okay checking account thank you clues well as far go if it's a well depends on what the last four good man i don't know i that's obviously blacked out for personal information listen a lot of money came in a lot of money went out so it's probably you it's my money yeah okay we started with 101 at your income it's pathetic 990 ending got some bullshit a bucky's energy drinks get yours and 40 cents of serving instead of stopping in and getting some bullshit and gamer subs get the flavor you like with the free samples link below twitch you're paying for twitch are you watching on twitch who are you watching on twitch for 18 dollars it's like i'll watch smitty see politics gaming no no gaming okay i thought you're like down the like political doesn't waffle house bullshit i know what i know what that is that's that's the main that's the main account that's waffles that's the main account margarita spicy margarita spicy six hundred dollars yeah so that's her name in my phone that's all this oh it's all a lot of money yeah zaxby's pirate ship google one google life 360 paypal paypal paypal paypal uh something auto but it wasn't for a car payment appleville cash app premium paypal paypal coach outlet that it is 338 that says sugar daddy spoiling you amazon amazon i'm not saying it's like bad but it's just like if that's what we're using for like you know gold digger i don't think an outlet purchases gold digging oh and you have 10 000 hours of student debt but you didn't send it in that's great you didn't send it in i didn't i don't even know no i know it's it's all on um defer deferment is it was yeah we'll see after you guys file jointly okay we've already filed we've already filed yeah so it'll probably start at some point soon it's been it's been a couple years but y'all probably started seeing yeah four to four cents and you're checking the account chase right yeah you're pathetic raising canes bulls**t bulls**t rover that one's not one of the people over when you have no money golden nail lounge that that account started that account started um after fine they're short not good for back scratches rip sorry buddy they just had a short donald's huh we just had to shorten her nails yeah we had to yeah they kept breaking and like rip their back scratches okay yeah well i'll try to bunch you guys but this is crazy man guys join us for the post show it's gonna be really good hearing a little bit but i gotta get these minimums gonna go through his phone see the weird s**t in their messages that she was hiding what are you scared of girl you're scared of sam what's so spooky i'm not scared of anything i just only people through my phone why do you want to go through our messages no my phone to me is mine i own it well that's why i'm going through it silly you want me to go through your phone sure huh good s**t what would i care and it's just i just don't like it i just don't like other people having my phone there's nothing there's nothing on there makes is gonna have mine that's fine but your minimums of payments this is f**king insane guys three thousand eight hundred twenty three dollars it's one of the higher ones we've had no more that's our minimum yeah it's your minimum monthly's thirty cents what's your rent twenty four twenty four jeez that includes car payment correct that three thousand monthly yes that's a death gas left trick all utilities plus internet how much uh looking at probably about uh three hundred three fifty we say phone bill uh no we don't have phone bill it's family plan gas room room drive drive both of you combined easily i'd say combine about 300 a month car insurance car insurance is around 400 a month necessary food 600 bucks pretty easy follow the meal plan get the cookbook use dial the wise tp find anything else you guys need to survive all the nails all the good stuff you know goodies goodies 250 bucks medical health care their co-pay is on a monthly basis why not it's on a bi-weekly basis and it's uh 150 a month or 300 a month 300 a month total okay subscriptions i'll give you 50 bucks uh is there a gym no it's paid for by my job okay how many pets uh three what are they two dogs in a cat okay 150 dollars and pet insurance because you have to have these and pet insurance so you don't go further into debt on care credit so i don't i don't have pet insurance on them because i work in the vet field so everything's i described why you guys go into care credit debt so that was that was before i was in the vet like well discount but enough in a lifesaving surgery yeah like i get a really no but i get really good discounts out where i'm at so a 10 000 hour surgery happens how much is that gonna cost you depends on the surgery i think right yeah i'll cross it out for now but pet and uh pet food how much it's what it's about 100 bucks a month we don't buy food twice a month for Linux and the cats by the cat and the dogs no that's 70 that's like 70 the dog food is 60 or 70 alone so 80 bucks the Linux food is like 20 60 you live clear only if we get the really it's a hundred dollars uh very expensive to live budget for 8,597 dollars and 30 cents because you guys are crazy but you make crazy income my net was wrong earlier by the way when i told you what is it it's actually more like 14 000 really yeah it's like 13 14 000 net i get monthly stocks from my job where we sell okay so you have an extra 7602 dollars and 70 cents i'll just call it i'll give you 600 hours of fun why not you have 7000 hours left over it's this again this is gonna just piss me off because it's like why the f*** are you guys even in debt you are blessed beyond blessed beyond blessed this you guys with your cars no you maxing out your credit cards and bullshit you didn't have to do all that you didn't have to get cars you couldn't afford no i'm talking about income it doesn't matter you didn't have to get into this situation regardless with a lower income this what you guys have done with your money you're spending your bullshit your desires it's all stupid so minus the student loans you know 135,326 because student loans will minimum the payment until they're paid off and then it's a lot of money but with your 7000 extra even with your dude it's less it's a f***ing year this is pathetic shut the f*** up your hammer's financial score is you're both privileged whom don't even know what a hard time is and this is pathetic that you're even in this debt so go yourselves get yours at kilohammer.com you won't get that score but they will go f*** yourself join hammer elite three premium shows every single it takes a year and a half what the f*** is wrong with you guys where are you in this is so stupid you guys are join us at the post show it'll be a good one join hammer elite i'll see you there do you have girlfriends or is it all guys no i actually don't have no you weren't flirting with men yeah there were definitely too far conversations in the past too that i'm like buddy see she was flirting with men you've quit talking to women but she's still talking to guys like yeah and it's on snapchat those messages are going away he says i love you she says prove it he says i will tonight i just launched the brand new hammer elite app available on every major platform to celebrate the app launch i'm offering 30 off the annual plan in the month of june only plus i have an exclusive offer just for you but i'll only have a thousand available to purchase you'll get lifetime access to the entire hammer elite catalog and my hammer for life box packed with limited edition merch download the hammer elite app by using the link in the description or pin comment down below this is the best membership you'll ever join and that's a promise