Rachel Cruz

Mentioned in 14 analyzed podcast episodes across 2 shows

A financial personality and co-host on The Ramsey Show who provides commentary on financial decisions and family dynamics. She co-hosts money-in-marriage retreats with Dr. John Delony focused on couples' financial planning and relationship building. As Dave Ramsey's daughter, she contributes financial content and is referenced in discussions about personal finance and family boundaries.

Appears On

The Dr. John Delony Show The Ramsey Show

Episode Appearances

The Dr. John Delony Show · Feb 4, 2026

I Love My Husband, but I Don’t Like Him Anymore

“Co-host of money-in-marriage retreats with Dr. Delony for couples financial planning and relationship building”

Marriage Communication and Intentional ReconnectionTestosterone Decline and Male Midlife HealthParental Burnout and Disengagement in Dual-Income Families

View Analysis

The Dr. John Delony Show · Jan 28, 2026

I’m Afraid I’m Going to Cheat on My Husband

“Co-host of money and marriage retreats with Dr. Delony held several times yearly in Nashville”

Marriage counseling and relationship rebuildingPostpartum identity loss and maternal burnoutMilitary spouse stress and deployment reintegration

View Analysis

The Ramsey Show · Jan 8, 2026

Get Your Finances In Order Now So You Can Enjoy Your Life Later

“Co-host and Ramsey personality providing perspective and commentary on financial decisions and family dynamics”

Business failure and exit strategy planningCredit card debt management and negotiation tacticsCollege financing and education cost reduction

View Analysis

The Ramsey Show · Jan 6, 2026

Hard Decisions Now Prevent Harder Consequences Later

“Dave's daughter; referenced regarding firm boundaries on parents moving in; mentioned as co-author of financial content”

Marriage counseling and financial alignment before marriageBehavioral finance and emotional spending patternsMortgage affordability and first-time homebuyer strategies

View Analysis

The Ramsey Show · Jan 5, 2026

Money Turns Family Drama Into Financial Disaster

“Ramsey personality referenced for 'Know Yourself, Know Your Money' book on spontaneous giving and financial personality types”

Family Trust Management and Inheritance DisputesCo-Signing Loans and Personal LiabilityBoundary Setting with Financially Irresponsible Family Members

View Analysis

The Ramsey Show · Jan 2, 2026

Getting Clarity Around Your Money Changes Everything

“Ramsey Solutions personality featured in Amazon holiday shopping advertisement segment”

Relationship Financial CompatibilityDebt Consolidation vs. Behavioral ChangeCredit Score Mythology and Cash-Based Living

View Analysis

The Ramsey Show · Jan 1, 2026

You Can’t Build Wealth While Carrying Other People's Problems

“Ramsey personality discussing holiday shopping and budget management on Amazon”

Co-signing loans and financial enablingFamily financial boundaries and communicationHousing affordability and relocation decisions

View Analysis

The Ramsey Show · Dec 31, 2025

Early Money Decisions Shape Your Financial Future

“Co-host of The Ramsey Show; provides relationship and behavioral finance perspectives on caller situations”

Credit Card Rewards Programs and Hidden CostsManual Underwriting for Mortgages Without Credit ScoresFinancial Compatibility in Relationships

View Analysis

The Ramsey Show · Dec 30, 2025

You Don’t Build Wealth by Ignoring Basic Financial Principles

“Co-host of The Ramsey Show offering financial guidance and relationship-focused perspectives”

Debt Payoff Strategy (Baby Steps methodology)Retirement Planning Without SavingsStudent Loan Management

View Analysis

The Ramsey Show · Dec 29, 2025

You Can’t Win With Money When Your Relationships Are Messy

“Co-host providing financial advice and relationship-focused perspective on caller situations”

Debt Payoff Strategy and Snowball MethodBusiness Viability Assessment and Side Hustle vs. Full-Time EmploymentRelationship Dynamics and Financial Decision-Making

View Analysis

The Ramsey Show · Dec 24, 2025

Your Financial Outcomes Won’t Change Until You Do

“Co-host and Ramsey personality offering relationship-focused financial advice and generosity strategy insights”

Debt Snowball Method and Debt Elimination StrategyCredit Card Rewards vs. Behavioral Spending ControlMortgage Payoff Acceleration and Equity Building

View Analysis

The Ramsey Show · Dec 22, 2025

Make The Most of Your Financial Choices—They Matter

“Ramsey personality featured in sponsored segment about holiday shopping on Amazon”

Debt Snowball MethodHVAC System Leasing Predatory PracticesCryptocurrency Investment Scams

View Analysis

The Ramsey Show · Dec 11, 2025

"My Husband Destroyed Our Finances, Should I Leave Him?"

“Co-host and Ramsey personality providing perspective on financial decisions and family dynamics”

Marital financial accountability and joint budgetingCredit card debt and predatory lending practicesStudent loan debt crisis and degree ROI

View Analysis

The Ramsey Show · Dec 10, 2025

Debt Steals Your Freedom - Fight For Financial Peace

“Featured in sponsor segment discussing holiday shopping and budgeting with Every Dollar app”

Mortgage payoff strategies for young professionalsFamily lending boundaries and enabling dynamicsRental property management with family tenants

View Analysis